Yardley Wealth Management

JULY 20, 2022

Their retirement plan is strong, their kids are independent, and they are debt-free. They’re approaching retirement age, but it’s hard for them to imagine what exactly retirement will look like. We’d look at the asset allocations of their portfolios and whether they’re tax-deferred, tax-exempt, or taxable.

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Retirement Planning Budgeting Retirement Wealth Management 52

The Big Picture

FEBRUARY 6, 2024

You wouldn’t be surprised to learn the tax consequences of owning a mutual fund is a part of it. I’d say management consulting is any of the other thing that least at that time was the other career trajectory, just my personality, more of a math oriented introvert. Really fascinating guy. So I was at Harvard.

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Brown Advisory

AUGUST 1, 2019

So it may be surprising to hear that a Roth IRA—a vehicle ostensibly intended for retirement income—can be a powerful mechanism for next-generation wealth transfer. Background Since January 1, 2010, all individuals, regardless of income levels, have been able to convert existing retirement accounts such as traditional IRAs into Roth IRAs.

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Brown Advisory

AUGUST 1, 2019

So it may be surprising to hear that a Roth IRA—a vehicle ostensibly intended for retirement income—can be a powerful mechanism for next-generation wealth transfer. Since January 1, 2010, all individuals, regardless of income levels, have been able to convert existing retirement accounts such as traditional IRAs into Roth IRAs.

Planning 52

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Random Roger's Retirement Planning

DECEMBER 1, 2023

A quick excerpt from a post a couple of weeks ago about retirement misconceptions. I would much rather withdraw 10% or more per year from my retirement accounts and do it without taking any principal. Part of the math that determines options premiums is the risk free rate of return from T-bills.

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Math Retirement Numbers Portfolio 59

Clever Girl Finance

AUGUST 2, 2022

It’s possible to turn 10K into 100K, but assets need time to appreciate. Let’s look at one tried-and-true way of multiplying your assets: retirement accounts. How to turn 10K into 100K through investing in retirement accounts. IRAs are meant for retirement, so you won’t be able to withdraw the money until age 59.5

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Education Retirement Investing Investments 59

Random Roger's Retirement Planning

FEBRUARY 1, 2024

It appears to have 37% in equities mixed between "aggressive growth stocks" and "real estate and natural resources," 25% in precious metals, a little bit in "Swiss franc assets" and the rest in "dollar assets" which are mostly bonds. For the last 15 years PRPFX has average annualized growth of 6.7%, about half that of the S&P 500.

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Random Roger's Retirement Planning

NOVEMBER 21, 2023

The webinar talked about the future of model portfolios transitioning from a combo of ETFs for passive and mutual funds for active to include more direct indexing to allow for "tax optimization." Asset allocation matters. So using simple math, the total return is 34% versus 72% for the common. That's not a call to do nothing.

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Random Roger's Retirement Planning

FEBRUARY 6, 2024

It is important to understand the math though. Where equities are the thing that goes up the most, most of the time, that is where I would prefer to get growth and use other asset classes to bring in yield (without much duration) and manage portfolio volatility. I think managed futures are pretty good at this as just one example.

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Clever Girl Finance

FEBRUARY 21, 2024

The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. You can use ratios to keep track of many different aspects of your financial situation—from cash flow to savings to tips for retirement planning and more. Personal finance ratios Personal finance ratios 5.

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Assets Numbers Math Retirement 77

Clever Girl Finance

JANUARY 29, 2023

This is very important for retirement, and knowing what your target net worth by age should be will help you better understand how to reach your personal financial goals. What's included with net worth Net worth includes your assets and your liabilities. Subtract your liabilities from your assets to get your net worth.

Budgeting 114

Budgeting Retirement Assets Education 114

Sara Grillo

MAY 8, 2023

If you see the IUL grifters on TikTok claiming an IUL policy is better than a 401k, or that is has upside potential with downside protection, a “can’t lost money asset”, or “privatized banking” you’ll know why the outrage is well deserved. Then how come it’s sold as “can’t lose money asset” and other BS claims?

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Insurance Clients Financial Advisor Accounting 59

Clever Girl Finance

DECEMBER 16, 2023

Figure out how much money you make in after-tax income. More accurately, 70% of your take-home pay, or net income after taxes, not pre-tax income. Once you know your weekly or monthly income, you can do the simple math of calculating how much 70% would be. Consider some of these ways to save.

Budgeting 72

Budgeting Retirement Accounting Taxes 72

The Big Picture

MAY 9, 2023

He is the Chief Investment Officer of Asset and Wealth Management at Goldman Sachs. He co-chairs a number of the asset management investment committees. trillion in assets under supervision. JULIAN SALISBURY, CHIEF INVESTMENT OFFICER OF ASSET AND WEALTH MANAGEMENT, GOLDMAN SACHS: Thanks, Barry. And I think you will also.

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Bell Investment Advisors

NOVEMBER 27, 2023

For example, those inheriting an IRA might be subject to the IRS’s 10-year rule, which imposes stiff tax penalties on certain beneficiaries who fail to withdraw the full balance of the account within a decade of the original owner’s passing. For example, you may want to consolidate the inherited assets into your preexisting accounts.

Accounting 52

Accounting Distribution Investment Advisor Taxes 52

The Big Picture

JANUARY 24, 2023

KKR was the biggest with $400 million of assets and eight people. And Forstmann Little was the second biggest with $200 million of assets, and four professionals and they hired me in as the fifth professional. RITHOLTZ: So it’s different math then I need 100x winner versus 99? Do you do distressed asset, real estate?

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Investing Investments Numbers Banking 257

The Big Picture

AUGUST 8, 2022

ANAT ADMATI, PROFESSOR OF FIANCE AND ECONOMICS, STANFORD GRADUATE SCHOOL OF BUSINESS: So, my journey starts where I took a lot of math. I was good in math and I love the math. So, I was kind of, in my romantic mind when I was in my early 20s, I was going to take but not give back to math, that kind of thing. ADMATI: OK.

Banking 195

Banking Government Insurance Taxes 195

Sara Grillo

MAY 16, 2022

Evanson Asset Management. Asset tiers include all accounts in a household combined and the minimum yearly fee is $550 per household. They charge $495 per month for on-going investment management, retirement planning and financial advice as-needed. Retirement Portfolio Partners. . $89 per month. 450 start up. Firstmetric.

Financial Advisor 52

Financial Advisor Financial Advice Financial Planner Assets 52

The Big Picture

AUGUST 29, 2023

That period very much encompasses Vanguard going from an admittedly successful, but not enormous entity, till I think the 2000s, especially the financial crisis, changed how people thought about managed assets, indexing, advisory versus transactional, and Vanguard, along with BlackRock, have been two of the biggest beneficiaries of this.

Portfolio 130

Portfolio Investing Investments Numbers 130

Good Financial Cents

SEPTEMBER 29, 2022

However, by doing a little math, you can easily determine your hourly wage from your annual salary. represents your gross hourly rate before taxes or other deductions. Create digital assets : This passive income strategy allows you to make money while you sleep. How Much Is $55000 a Year After Taxes? Biweekly Pay.

Budgeting 64

Budgeting Taxes Transportation Insurance 64

The Big Picture

AUGUST 15, 2023

So if you start with the S&P 500 or in this case stocks and bonds, you only have two asset classes, right. So the proper benchmark for those pools has to look a little bit like the underlying assets they’re investing in. If you look at the types of assets that Yale invests in, you can create a benchmark for each pool.

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The Big Picture

SEPTEMBER 12, 2022

They run over $800 billion in client assets, and Kristen’s group, the North American Group, is responsible for about half of the revenue that that massive organization generates. I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature.

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Clients Wealth Management Investing Investments 286

The Big Picture

DECEMBER 6, 2022

And before that, Morgan Stanley, doing technology and operations planning for the wealth and asset management group. It has to be such a different set, the retirement planning is different, the safety net is different. You have the liquidity, the tax efficiency, the transparency. BERRUGA: You know, great question. RITHOLTZ: Wow.

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Clients Investing Investments Management 152

The Big Picture

JUNE 6, 2023

I’ll tell you something funny and people you know, we never quite had that accusation, but for the better part of 15 years before I started accepting capital, it was, “Hey, everybody’s telling you how to manage your assets the wrong way. Have I managed my asset allocation and my investment fees? You could do it.

Accounting 130

Accounting Numbers Budgeting Financial Counseling 130

The Big Picture

MARCH 27, 2023

She is an author and former hedge fund trader, specializing in distressed assets. MIELLE: Well, I mean, it was a fairly new asset class. I think, you know, it’s not until probably Farallon came into existence, that it became a real asset class in itself, that stressed and distressed was a category that was thought as investable.

Assets 274

Assets Investing Investments Management 274

Good Financial Cents

AUGUST 19, 2023

EXPERT TIP That brings us back to simple math – multiplying your annual income times the number of years your family’s living expenses will need to be covered. Or a 65-year-old that is retired to secure a $3 million dollar policy. Mortgage A home may be a large asset, but it’s also often a homeowner’s largest debt.

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Insurance Insurance Coverage Medical Certified Financial Planner 97

The Big Picture

JUNE 20, 2023

I think that the asset stripping that has also occurred, pensions, for instance, are sold off, overfunded pensions get sold off and that goes into the private equity firm instead of into the company itself. Or should this be kept out of private asset allocators’ hands? Let’s talk about tax loopholes.

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Insurance Healthcare Retail Medicine 141

The Big Picture

MARCH 21, 2023

It’s about half our assets. ASNESS: About half our assets are really traditional, where money managers beat, you know, plenty of things, don’t let a short, or lever, or any of those hedge fund kind of things. If you’re anywhere from an individual to a pension fund, saying how much do I have to save to retire?

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Valuation Investing Investments Numbers 161

Good Financial Cents

APRIL 19, 2023

When you look at the wealthiest investors across the globe, one of the most common assets they own is real estate. The idea of passive income is to supplement, augment or get you out of your job so you can retire, travel, or spend more time with loved ones. Now let’s get started. Passive Income is all about protecting your time.

Accounting 105

Accounting Investing Investments Media 105

The Big Picture

NOVEMBER 15, 2022

Let Mr. Market do his thing and we’ll find out how we did when we get ready to retire. You can go get some turnkey asset management program. What I spend most of my time doing is helping advisor to understand the thousands of crazy ideas the asset management comes up with every year. NADIG: Yeah. It’s largely solved.

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The Big Picture

AUGUST 23, 2022

So, I did the math, 20 million times a hundred. So, let me just repeat the math. And so, again, I went through this simple math. Asset management group had made an argument and then the investment bank says, he works here, and then the emerging market people say, what about us, and it was going on and on.

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Government Banking Numbers Investing 312