MainStreet Financial Planning

MARCH 2, 2023

Last fall I fulfilled one of my bucket list items and became an Adjunct Professor at Golden Gate University teaching the Personal Investment Management course. But while this is a must read for people in the financial industry, it is an excellent introduction for anyone who just wants to understand more about investing their own portfolio.

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Random Roger's Retirement Planning

MAY 10, 2023

We might be able to apply that logic to investing over a full stock market cycle. As opposed to some random 42 games in a baseball season though, maybe investing comes down to the bear market phase of the stock market cycle. All investment advisory services are offered through Dynamic Wealth Advisors.

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Marketing Marketing Wealth Advisor Asset Allocation 64

The Big Picture

FEBRUARY 6, 2024

I love finding these people who are just absolute rock stars within their space that most of the investing public probably is not familiar with, haven’t heard about them. Tremendous track record, unusual background comes from computer science and software and, and pivoted into quantitative investing. Really fascinating guy.

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WiserAdvisor

DECEMBER 13, 2023

Maximizes the growth potential The longer your money is invested, the more time it has to grow through compound interest, potentially turning modest savings into a substantial nest egg. Adapt your approach Late starters should consider a strategic shift in their asset allocation.

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Retirement Risk Tolerance Retirement Planning Taxes 45

Carson Wealth

DECEMBER 1, 2022

CFP ® , Director of Consumer Investment Research. Invest in Yourself and Your Human Capital. Plus, investing in yourself early sets you up for higher lifetime earnings and the potential for building greater lifetime wealth. The earlier you invest in yourself, the earlier you will begin building additional wealth.

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Retirement Planning Risk Tolerance Retirement Budgeting 73

James Hendries

NOVEMBER 3, 2022

Investing involves risks including possible loss of principal. References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are unmanaged statistical composites and cannot be invested into directly. Asset allocation does not ensure a profit or protect against a loss.

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ClearMoney

FEBRUARY 22, 2022

Following a Perfect Timing strategy by investing in the best performer each year, she turned $1,000 into $1.8 The report examined the results of two types of funds7, each holding a mix of stocks and bonds: Balanced: Minimal change in allocation to stocks. Tactical Asset Allocation: Periodic shifts in allocation to stocks.

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ClearMoney

NOVEMBER 4, 2021

per year in the US,3 as validation for investing in momentum-focused strategies. Considering the relatively low turnover required to capture profitability premiums,5 we believe high profitability strategies make a more compelling case as an asset allocation complement to value. Some see its outsize historical premium, 9.1%

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Walkner Condon Financial Advisors

MARCH 15, 2023

If you had 500 stocks in your portfolio not every stock will be up at the same time, and when allocations have to be adjusted for any reason due to imbalances in the portfolio or due to rising cash, losses can be recognized to help offset gains. Higher Net Fees….Better Better After-Tax Result?

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International College of Financial Planning

MAY 29, 2023

Understanding Wealth Management Wealth management is helping high-net-worth individuals and families manage their financial assets and plan for their future financial needs. The scope of wealth management goes beyond traditional financial planning and investment advisory services, encompassing a more holistic approach to personal finance.

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ClearMoney

MARCH 1, 2022

Similarly, evolution in finance has etched away the apparent cut-and-dried distinction between active and passive investing. The current landscape suggests the characteristics implied by such traditional, binary labels may not be sufficient to describe many of today’s investment approaches.

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Good Financial Cents

JUNE 11, 2023

One thing that I have craved for investors is a tool that allows you to sync all your financial accounts – your investment portfolio, checking and savings accounts, credit cards and other loan accounts – in one place, and then provides an investment-related analysis of your entire portfolio. Personal Capital to the rescue.

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The Big Picture

JULY 11, 2023

Jenny Johnson is CEO of investment giant Franklin Templeton. Did you guys just say, we really want to be pure investment management? The requirements for asset managers to have a bank were such that it would inhibit us a bit. And the key is the difference for people investing early. They run about a $1.5

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Brown Advisory

SEPTEMBER 29, 2020

Because the CGA is a contract, and not an investment vehicle, nonprofits have flexibility in how they plan to fulfill their contractual CGA payment obligations over the long term. The ACGA’s calculated return assumption as of July 1st, 2020 is 2.75% net of administrative and investment fees. Treasury bonds), and 5% cash.

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Management Nonprofit Assets Risk Tolerance 52

Brown Advisory

SEPTEMBER 29, 2020

Because the CGA is a contract, and not an investment vehicle, nonprofits have flexibility in how they plan to fulfill their contractual CGA payment obligations over the long term. The ACGA’s calculated return assumption as of July 1st, 2020 is 2.75% net of administrative and investment fees. CHOOSING THE RIGHT INVESTMENT APPROACH.

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Management Nonprofit Assets Risk Tolerance 52

International College of Financial Planning

AUGUST 31, 2023

Investing your money is crucial to securing your financial future and achieving your goals. Whether saving for retirement, buying a home, or building an emergency fund, investing grows your wealth over time. However, relying on a single asset class or Investment within an Asset class can be risky and limiting.

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WiserAdvisor

MARCH 22, 2023

Start contributing to your Roth 401(k) from a young age to benefit from a long investment term It is crucial to start contributing to your 401(k) immediately after starting your career. The earlier you begin, the more time your investments have to grow. You can also consider hiring a financial advisor for this purpose.

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ClearMoney

JANUARY 4, 2022

And it was a year that showed, again, the difficulty of making investment decisions based on predictions of where markets will go—as well as the enduring benefits of diversification and flexibility. Bond investments should always be matched to an investor’s goals—they aren’t one-size-fits-all. All rights reserved.

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Dear Mr. Market

OCTOBER 11, 2022

The Permanent Portfolio is a seemingly basic portfolio allocation strategy created by investment advisor Harry Browne in the 1980’s and outlined in his book Fail-Safe Investing back in 2001. If you didn’t hit the embedded article links above, the Permanent Portfolio is pretty simple at face value.

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Portfolio Assets Economics Marketing 59

WiserAdvisor

APRIL 25, 2023

When investing in a 401(k), one of the most important decisions you can make is how often to rebalance your portfolio. Many people invest in their company-sponsored 401(k)s but only sometimes take the time to review the investments within the account. How often should I rebalance my 401(k)?

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Brown Advisory

NOVEMBER 20, 2018

Investment Perspectives | Diversification ajackson Tue, 11/20/2018 - 08:45 Last month’s sudden stock market “correction” serves as a vivid reminder that prices can move down at least as easily as they move up. Like any other asset class, of course, bonds carry risks that must be managed in line with client objectives.

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Brown Advisory

NOVEMBER 20, 2018

Investment Perspectives | Diversification. Along with achieving strong long-term returns, protecting our clients’ capital is a critically important part of our challenge as investment advisors. Like any other asset class, of course, bonds carry risks that must be managed in line with client objectives.

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James Hendries

JUNE 26, 2023

However, the impending end of the Federal Reserve (Fed) rate-hiking campaign, and the economy’s and corporate America’s resilience, help make the bull case that steers LPL Research toward a neutral, rather than negative, equities view from a tactical asset allocation perspective. We think core bond sectors (U.S.

Marketing 52

Marketing Marketing Asset Allocation Valuation 52

James Hendries

JULY 13, 2022

Increased equity exposure in tactical asset allocation from 62% to 65%. Reduced low duration core bond allocation and increased allocation to small cap equities. The Strategic and Tactical Asset Allocation Committee (STAAC) changed its recommended asset allocation for July, shifting from core bonds to small cap equities.

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Portfolio Asset Allocation Taxes Investment Advisor 52

James Hendries

MARCH 13, 2023

Instead, we got a shockingly fast collapse of a financial institution with over $200 billion in assets, which turned the market’s focus toward the stability of the banking system and what systemic risks banks might be facing. Investing involves risks including possible loss of principal.

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Assets Marketing Marketing Asset Allocation 52

James Hendries

SEPTEMBER 27, 2022

The LPL Research Strategic and Tactical Asset Allocation Committee is increasing its recommended interest rate exposure in its tactical allocation from underweight to neutral. In simplest terms, “plus” indicates a more flexible investment mandate across fixed income markets. A Historically Aggressive Fed.

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Asset Allocation Marketing Marketing Assets 52

James Hendries

AUGUST 15, 2022

The Strategic and Tactical Asset Allocation Committee (STAAC) made no changes to its recommended asset allocation for August. To determine which investment(s) may be appropriate for you, please consult your financial professional prior to investing. Stock investing involves risk including loss of principal.

Portfolio 52

Portfolio Asset Allocation Taxes Investment Advisor 52

James Hendries

JUNE 20, 2023

Summary and Investment Outlook Periods of economic regime shifts are difficult for policymakers to manage. LPL’s Strategic and Tactical Asset Allocation Committee (STAAC) recommends a neutral tactical allocation to equities, with a modest overweight to fixed income funded from cash. We think core bond sectors (U.S.

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Marketing Marketing Economy Communication 52

Brown Advisory

JULY 1, 2016

Investment Perspectives | Real Returns achen Fri, 07/01/2016 - 06:00 One of the most penetrating and recurring questions we receive from clients is, “what is a reasonable long-term expectation for U.S. Low rates are generally good for stocks, as they tend to drive investors into riskier asset classes with higher return potential.

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Brown Advisory

JULY 1, 2016

Investment Perspectives | Real Returns. Changes in their assumed rate of return can impact decisions ranging from asset allocation to the spending level that a portfolio can rationally support. Low rates are generally good for stocks, as they tend to drive investors into riskier asset classes with higher return potential.

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Investing Investments Portfolio Assets 52

James Hendries

NOVEMBER 15, 2022

The Strategic and Tactical Asset Allocation Committee’s (STAAC) S&P 500 year-end fair value target of 4,000-4,100 is based on a price-to-earnings ratio of 17.5 To determine which investment(s) may be appropriate for you, please consult your financial professional prior to investing. Bond yields are subject to change.

Portfolio 52

Portfolio Taxes Government Investment Advisor 52

James Hendries

OCTOBER 7, 2022

The Strategic and Tactical Asset Allocation Committee (STAAC) upgraded its view of duration to neutral. There is no assurance that the views or strategies discussed are suitable for all investors and they do not take into account the particular needs, investment objectives, tax and financial condition of any specific person.

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Portfolio Taxes Investment Advisor Asset Allocation 52

James Hendries

JULY 3, 2023

Later on, funding becomes essential, either via private equity, venture capital, or a direct relationship with investment banks, and even the Bank of Mom and Dad. A Fed pause is likely coming soon, if it’s not already here, as inflation continues to ease, supporting the case for staying fully invested. We think core bond sectors (U.S.

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Marketing Marketing Banking Valuation 52

James Hendries

SEPTEMBER 8, 2022

The Strategic and Tactical Asset Allocation Committee (STAAC) downgraded its view of emerging market (EM) equities in August. To determine which investment(s) may be appropriate for you, please consult your financial professional prior to investing. Stock investing involves risk including loss of principal.

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Portfolio Taxes Investment Advisor Asset Allocation 52

Discipline Funds

DECEMBER 20, 2023

As a general rule, you won’t earn much more than 4-5% on investment accounts so any liabilities with rates much higher than that should be paid down BEFORE you contribute to savings. Manage your liabilities well and the assets can start to take care of themselves. Asset Allocation and Goals.

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James Hendries

NOVEMBER 15, 2022

One equity market debate discussed frequently in the LPL Research Strategic & Tactical Asset Allocation Committee (STAAC) is the growth vs. value style reversal experienced the past 12 months. The LPL Research STAAC continues to favor a tilt toward value from an asset allocation perspective.

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Brown Advisory

NOVEMBER 29, 2016

Alternatively, nonprofits can boost potential portfolio returns, which often means tolerating more risk and illiquidity, through a recalibration of asset allocation— the single biggest driver of long-term gains. We have found the following four steps helpful for nonprofits seeking bigger returns: Review investment policy.

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