Nerd's Eye View

JANUARY 10, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that the "Social Security Fairness Act" was signed into law this week, eliminating the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO) provisions, which previously reduced the Social Security benefits (..)

Financial Planner

WiserAdvisor

JUNE 4, 2025

The financial planning industry is constantly undergoing change. This article will discuss some of the most pivotal financial planning industry trends to watch out for this year. They would also want to plan how and when to withdraw funds since different accounts come with different tax implications.

Financial Planning

Trade Brains

JUNE 9, 2025

Gratuity Benefits: Paragraph 10(10) of the Income Tax Act states Employees in the government sector receive no tax payable on gratuity. This document looks at the benefits offered by the Income Tax Act 1961 for those retiring. Key Tax Advantages for Retirees 1.

Retirement

Trade Brains

JULY 9, 2025

That means if your retirement plan underestimates medical costs, you risk serious shortfalls. This eases interest costs for borrowers but also pushes down yields on fixed income , limiting returns on safer instruments like FDs or government bonds. on June 6, 2025 , and cut CRR by 100 bps. on June 6, 2025 , and cut CRR by 100 bps.

Retirement Planning

Abnormal Returns

FEBRUARY 14, 2025

sixcolors.com) Contracts When the government pulls money from an account without authority. axios.com) It's hard to plan when the U.S. government is breaking legal contracts. (sixcolors.com) The Apple TV app is coming to Android. spyglass.org) Apple TV should lean into live channels.

Advertising

Nerd's Eye View

JANUARY 7, 2025

In this episode, we talk in-depth about how Pete frames the differences between socially responsible investing (which is focused on excluding certain industries or companies from portfolios), ESG investing (which measures the risk to companies from environmental, social, and governance factors), and Pete's sustainable investing approach (which he views (..)

Clients

Carson Wealth

JUNE 27, 2025

What Is Financial Planning and Why Does It Matter in a Crisis? Financial planning begins with a thorough analysis of your short- and long-term financial situation, including all sources of income, your current spending patterns and debt, and your plans for the future. Diversification.

Financial Planning

Calculated Risk

MAY 7, 2025

Over the month, commercial planning grew 3.3% while institutional planning fell 4.2%. Despite an uptick in April, the bulk of the DMIs growth was driven by a surge in data center planning, while momentum in other nonresidential sectors lagged behind , stated Sarah Martin, associate director of forecasting at Dodge Construction Network.

Healthcare

Wealth Management

AUGUST 6, 2025

Financial advisors regularly handle individual client data, including tax records, financial plans and other identifiable and sensitive information. Data Protection Without data, there’s no AI, but data is also AI’s most significant risk vector. Generally, sensitive data shouldn’t be used to train or fine-tune models. Bias and discrimination.

Wealth Management

Trade Brains

JUNE 29, 2025

The government just unveiled its second major digital asset policy statement. The new plan prioritises strong investor protection and risk management. Hong Kong actively plans to harness this momentum. The government will standardise issuing tokenised bonds. Hong Kong boldly accelerates its crypto ambitions.

License

Wealth Management

JUNE 20, 2025

Each discussed how providing a more holistic approach to distribution-phase planning in their practices can amp up organic growth for advisory firms. Understanding quality [data] … and then [data] governance … can be like fixing holes in a bucket, if you don’t get a handle on it early,” said Cook.

Wealth Management

Trade Brains

JULY 15, 2025

Synopsis : Yes Bank gained investor attention after reports of Japan’s SMFG planning an additional $1.1 A diversified capital structure combining equity and bonds, as planned by SMFG, could also position Yes Bank to better navigate regulatory frameworks while accessing stable funding sources. tariffs and shifting global capital flows.

Banking

Wealth Management

JULY 30, 2025

Amanda Albright, Maxwell Adler July 30, 2025 2 Min Read (Bloomberg) -- AllianceBernstein LP plans to convert three of its fixed-income mutual funds into exchange-traded funds, underscoring the growing popularity of the lower-cost investment product. Concept of digital social marketing. A spokesperson for AllianceBernstein declined to comment.

Estate Planning

Trade Brains

JUNE 24, 2025

With government initiatives continuously pushing companies towards more progress. PhonePe’s planned $1.5B The post Paytm competitor Plans ₹12,900 Cr IPO: Will it affect the company? Furthermore, strategic acquisitions become far more feasible post-IPO. This financial muscle is vital for intense sector competition.

Planning

Darrow Wealth Management

MARCH 3, 2025

while bonds are broken down by duration and sectors (for example government bonds such as municipal or Treasury bonds or corporate bonds, including investment grade or high yield bonds), etc. Retirement planning, like any type of robust financial planning, should include stress testing your investment strategy and financial plan.

Risk Tolerance

Harness Wealth

APRIL 17, 2025

Floor plans, regular updates to your documentation, and a clear boundary between personal and business space help establish the legitimacy of your home office deduction. These variables can significantly impact the final deduction amount, necessitating strategic planning to optimize this benefit.

Taxes

Trade Brains

JULY 1, 2025

The government plans to raise around Rs 25,680 crore ($3 billion) by offloading stakes in public sector companies where it holds more than 75%, alongside the anticipated disinvestment of IDBI Bank. This inflow is expected to come from various sectors through IPOs, stake sales, and private equity (PE) exits.

Marketing

Trade Brains

NOVEMBER 6, 2024

percent after announcing the government of India proposed an offer for sale (OFS) of 10.56 crore What Happened According to the filling of Hindustan Zinc Limited, the government of India, a part of the company holding proposed an offer for sale (OFS) of 10.56 The government of India holds a 29.54% stake in Hindustan Zinc Limited.

Planning

Trade Brains

JUNE 30, 2025

The 20 th century has seen a rise in numerous investment options, among these the gilt mutual funds (MFs) have emerged as one of the most reliable investment plans. Gilt funds primarily invest in government securities, which are issued by the Reserve Bank of India (RBI). They are invested 80% in G-Sec bonds or government securities.

Portfolio

Harness Wealth

JULY 31, 2025

These changes touch everything from estate planning to gig economy reporting—and they demand more than reactive form filing. The impending TCJA sunset in 2026 necessitates immediate planning , particularly for high-net-worth clients who may face significant changes in tax treatment, and estate planning options.

Taxes

Calculated Risk

MARCH 11, 2025

However, the Federal Reserve has instead continued a reinvestment strategy that materially reduces the average maturity of private sector government obligations (via its Treasury security holdings and its short-term liabilities). And by letting its still sizable ($2.2

Assets

Trade Brains

JUNE 24, 2025

These products cater to both industrial consumers and government projects, with a portion used in-house for further processing and the rest sold in the open market. Objectives of the IPO Offer Sambhv Steel Tubes Limited plans to utilize the IPO proceeds for two primary objectives. The company will allocate Rs.

Manufacturing

Trade Brains

JULY 30, 2025

Why India Needs an E-Rupee The Reserve Bank of India (RBI) rolled out the E-Rupee for some specific purposes Sovereign Alternative: To give users a secure, government-backed digital store of value that can start to mitigate the price volatility and unregulated nature of private cryptocurrencies.

Banking

Discipline Funds

APRIL 30, 2025

Net exports and government subtracted a total of 5.08% with exports making up the majority of that. With stocks and bonds you can make reasonable financial planning based estimates about how they fit into a financial plan over specific time horizons. But you had a lot of conflicting things going on under the surface.

Insurance

Carson Wealth

JULY 16, 2025

Time Horizon Time horizon is the length of time you plan to hold an investment before you need the money, whether that’s short-term (a few years) or long-term (decades). Bonds Bonds are essentially loans you make to a company or government, and in return, they pay you back with interest over time. Price goes up? You profit.

Investing

Trade Brains

JUNE 26, 2025

In a huge relief to electricity consumers, the Maharashtra Government has announced a multi-phased reduction in power tariffs, a historic first in Maharashtra. In lifting the burden on approximately 70% of consumers, the government not only eases costs for these groups but may also raise power demand across the state.

Planning

Wealth Management

AUGUST 6, 2025

The Foundation did its due diligence in reviewing all governing and organizational documents and is aware of the foreign organization’s activities due to having overlapping board members. Grantmaking Through Foreign Organizations A U.S. Will Hulk Hogan’s Estate Bring the Drama?

Estate Planning

Harness Wealth

FEBRUARY 5, 2025

However, the FTC has restrictions on eligible taxes and the maximum claim amount: Eligible taxes : Only income taxes (or taxes in lieu of income taxes) paid to foreign governments are eligible. Additionally, Neil secured a long-term property lease in Mexico, with plans to eventually purchase a property. tax debt entirely.

Taxes

Nerd's Eye View

JANUARY 29, 2025

A well-crafted operating agreement begins with defining the firm's governance structure. Planning for potential equity dilution is also essential to avoid friction as ownership stakes shift as new members join. By taking this deliberate approach, RIA owners can feel confident their firm is positioned to thrive for years to come!

Distribution

Nerd's Eye View

JANUARY 29, 2025

A well-crafted operating agreement begins with defining the firm's governance structure. Planning for potential equity dilution is also essential to avoid friction as ownership stakes shift as new members join. By taking this deliberate approach, RIA owners can feel confident their firm is positioned to thrive for years to come!

Distribution

Harness Wealth

MARCH 6, 2025

Strategic tax planning: Complex financial situations, such as evaluating investment options, calculating business deductions , or engaging in trust and estate planning, can benefit greatly from the additional time a tax extension offers, particularly for high-net-worth individuals. What is the 90% rule?

Taxes

Yardley Wealth Management

DECEMBER 3, 2024

Management and Control Sole proprietorships and partnerships offer direct control, while corporations and LLCs require formal governance. Growth and Expansion Plans Corporations are ideal for businesses seeking investment or significant growth due to ownership flexibility.

Financial Planner

Discipline Funds

JULY 30, 2025

But the risks should be communicated so investors can build appropriately corresponding financial plans and portfolios. Since April 2nd the US government has pulled in about $97B. Which, of course, is a very personal question. Temporal perspective sustains patience which creates behavioral robustness.

Valuation

Trade Brains

JUNE 16, 2025

Retirement sets in motion a new life—one that promises freedom from day-to-day grind but also requires prudent planning of finances. From government-sponsored schemes to risk-free market instruments, retirees have various ways to increase their savings over time. It’s also government-guaranteed, which makes it safe.

Retirement

Trade Brains

JULY 17, 2025

Expense Ratio (as of July 14, 2025): 1.87% (for regular plan, direct plan likely lower) 3-Year Annualized Return: 38.66% 5-Year Annualized Return: 32.59% This thematic fund invests in public sector undertakings (PSUs). Quant Small Cap Fund Direct Plan Growth Category: Equity AUM (as of July 14, 2025): ₹29,629.09 lakh crores.

Risk Tolerance

The Big Picture

JULY 1, 2025

What were the original career plans? So I arrived at Wellesley with the plan to do pre-med. Here is the plan, here’s how you should go about in this deal or in, in this new asset class. 00:32:16 [Speaker Changed] Of which half is government bonds. And we use government bonds to match liabilities.

Investments

International College of Financial Planning

JUNE 17, 2025

Introduction to GIFT City and Its Legal-Economic Status The Gujarat International Finance Tech-City, commonly referred to as GIFT City, is a landmark initiative by the Government of India aimed at creating a world-class financial centre within the country.

Compliance