Nerd's Eye View

JUNE 3, 2024

This month's edition kicks off with the news that 'startup' custodian Altruist has completed a $169 million fundraising round as it continues to rebuild the RIA custodial tech stack layer-by-layer while positioning itself as the biggest RIA custodian built from scratch and solely for advisors – which, while making it the clear #3 custodian behind (..)

Risk Tolerance 246

Risk Tolerance Communication Startup Financial Planning 246

Nerd's Eye View

APRIL 3, 2023

million in seed funding to support its growth as it builds out its "end-to-end" financial planning and advice engagement platform (but will it be able to replace, rather than augment, advisors' existing financial planning software?)

Estate Planning 246

Estate Planning Financial Planning Clients Wealth Management 246

Abnormal Returns

SEPTEMBER 25, 2022

humbledollar.com) A lot of financial planning questions are really life planning questions. awealthofcommonsense.com) Retail investors have been this bearish only five other times in history. (humbledollar.com) How to do retirement right. twitter.com) Investors have just gotten hammered this year.

Retirement 157

Retirement Financial Planning Retail Planning 157

Abnormal Returns

APRIL 24, 2023

(investmentnews.com) Annuities are coming to a 401(k) plan near you. investmentnews.com) Charles Schwab ($SCHW) is rapidly transitioning retail TDA accounts. kitces.com) What financial advisers want from their asset managers. thinkadvisor.com) Why personal financial literacy is unique - everyone needs it.

Financial Advising 147

Financial Advising Education Financial Planning Retail 147

Nerd's Eye View

AUGUST 22, 2022

Though many of these accounts exist primarily to serve retail customers of broker-dealers and robo-advisors (which might make advisors hesitant to recommend them for fear of introducing customers to a potential competitor), there are also multiple options for cash management accounts developed solely for clients of financial advisors.

Clients 246

Clients Management Accounting Banking 246

Nerd's Eye View

AUGUST 22, 2022

Though many of these accounts exist primarily to serve retail customers of broker-dealers and robo-advisors (which might make advisors hesitant to recommend them for fear of introducing customers to a potential competitor), there are also multiple options for cash management accounts developed solely for clients of financial advisors.

Clients 246

Clients Management Accounting Banking 246

The Big Picture

JULY 20, 2023

At least, if you are a smart investor who does the right things: Set up a financial plan, manage your own behavior, engage in long-term thinking, and avoid reacting to the endless daily noise that markets + media generate. My obvious bias is that my advisory firm charges clients to create financial plans and manage their assets.

Math 186

Math Financial Planning Assets Management 186

Clever Girl Finance

APRIL 22, 2025

Retail consignment 4. Financial planning services 12. Retail consignment When things get tough, one of the first things people cut down on are new clothes. Secondhand stores saw a 31% increase in sales during the last recession even as other retailers’ sales dropped. Baby products 2. Food and beverage 3.

Economy 68

Economy Food Healthcare Economics 68

Abnormal Returns

FEBRUARY 20, 2023

onyxadvisornetwork.com) Brendan Frazier talks with Dave Yeske about the day that financial planning changed. standarddeviationspod.com) Frazier Rice talks health care planning with John Samuels, founder of Better Health Advisors. nytimes.com) Why direct indexing won't become a retail product. wsj.com)

Startup 130

Startup Financial Planning Retail Insurance 130

Discipline Funds

APRIL 30, 2025

They consider multiple indicatorsnot just GDPincluding: Wholesale-retail sales Real personal income (excluding transfers) Employment (nonfarm payrolls) Industrial production Real personal consumption So far, only one element of this negative. And I’d argue the most important element, by far, is the labor market.

Insurance 75

Insurance Financial Planning Government Economy 75

Fortune Financial

SEPTEMBER 5, 2023

Navigating Record-High Credit Card Debt With a Solid Financial Plan Credit card debt has reached a record high of $1 trillion despite high borrowing costs that may continue rising, according to recent data from the Federal Reserve. Embrace Smart Shopping Strategies Sales can be enticing, but they can also lead to hasty decisions.

Financial Planning 59

Financial Planning Planning Financial Advisor Budgeting 59

Integrity Financial Planning

DECEMBER 29, 2022

If you go to your local retailers, you may find great deals, as they quite literally may want to clear their shelves by offering great discounts. The post 5 Post-Holiday Shopping Tips for Retirees appeared first on Integrity Financial Planning, Inc. Shop In-Store to Compare Prices.

Financial Planning 98

Financial Planning Retirement Planning Planning Retirement 98

Fortune Financial

SEPTEMBER 5, 2023

Navigating Record-High Credit Card Debt With a Solid Financial Plan Credit card debt has reached a record high of $1 trillion despite high borrowing costs that may continue rising, according to recent data from the Federal Reserve. Embrace Smart Shopping Strategies Sales can be enticing, but they can also lead to hasty decisions.

Financial Planning 52

Financial Planning Planning Financial Advisor Budgeting 52

Your Richest Life

NOVEMBER 12, 2024

Online and in-store retailers offer discounts all season long, and some are even better than the typical sale days. That extra bit of preparation goes a long way in making the holidays both merry, and financially healthy. The post Your Guide to a Financially Healthy Holiday Season appeared first on Your Richest Life.

Budgeting 52

Budgeting Fee Only Planning CFP 52

Fintoo

JUNE 24, 2025

.) – 125,000 mn Face Value (Rs) 10 Lot Size (shares) 20 HDB Financial Services Limited (HDBFSL), backed by HDFC Bank and incorporated in 2007, is a 7th largest leading, diversified retail-focused non-banking […] The post HDB Financial Services Ltd. Subscribe) appeared first on Fintoo Blog.

Financial Services 52

Financial Services Retail Banking Financial Planning 52

WiserAdvisor

JUNE 17, 2025

In 2025, you can expect to see smarter, faster, and more personalized investment platforms that use AI to tailor financial advice and automate strategies for investors. However, it is important to note that this does not mean you no longer need a financial advisor. The role of a financial advisor is just as important as ever.

Financial Advisor 59

Financial Advisor Ethics Healthcare Investing 59

International College of Financial Planning

JUNE 17, 2025

LRS Limitations and Procedural Complexity The $250,000 LRS ceiling may restrict HNI strategies, and the current compliance requirements for fund transfer and documentation may deter retail investors. Guidance for Investors Retail investors should work with certified advisors to align global investments with long-term goals.

Compliance 40

Compliance Education Economics Investing 40

Walkner Condon Financial Advisors

MARCH 4, 2025

Polly Price, Financial Advisor at Walkner Condon, explores how social media is reshaping investing, from retail investor empowerment to market volatility. Learn how online platforms impact financial decisions and trends.

Media 96

Media Financial Advisor Retail Investing 96

Nationwide Financial

DECEMBER 1, 2022

But not staying invested in the stock market during periods of high inflation could end up adversely impacting their financial plans. Institutional investors and hedge funds have moved to the sidelines, with cash levels at the highest since 9/11 and equity allocations at the lowest level since the financial crisis.

Management 97

Management Clients Retirement Financial Planning 97

eMoney Advisor

APRIL 13, 2023

In its Retail Banking: 2025 and Beyond report, PwC analysts explore five possible versions of the sector’s future. Unlocking the Big Picture It’s no secret that at the foundation of an engaging wealth planning experience is a financial planning platform. Retail Banking 2025 and Beyond,” August 2022.

Banking 74

Banking Clients Planning Financial Planning 74

Inside Information

JUNE 28, 2025

This could be startups, private companies looking for cash infusions, lending opportunities to companies that aren’t able to get traditional bank loans—and buying financial planning firms one at a time to roll up into a larger entity. There’s nothing whatsoever wrong with the concept.

40

40

Integrity Financial Planning

JANUARY 6, 2023

The expo brings together professionals such as roasters, retailers, tasters, and you, the audience, to interact and exchange value and coffee-full conversions. To ensure you are financially set to take on all this fun, talk to us today to receive a complimentary review of your finances. [1] 1] [link]. [2] 2] [link]. [3] 3] [link]. [4]

Retirement 91

Retirement Food Financial Planning Retail 91

Harness Wealth

MARCH 7, 2025

Learn about his insights into effective communication and transparent expectations for remote teams, shared recently at the AICPA Personal Financial Planning Summit 2025. Many firms and advisors also regularly participate in pro bono planning that aids people of any means with volunteer services.

Taxes 52

Taxes Retirement Financial Advisor Retirement Planning 52

Carson Wealth

MAY 30, 2025

The duo also breaks down recent market behavior, performance gaps between retail and institutional money, and the critical importance of having (and sticking to) a financial plan.

Asset Allocation 52

Asset Allocation Retail Financial Planning Assets 52

International College of Financial Planning

DECEMBER 9, 2024

The financial planning industry has witnessed remarkable growth, making the Certified Financial Planner (CFP) certification increasingly valuable for professionals seeking to advance their careers. Financial planning has emerged as one of the most rewarding career paths in the modern financial sector.

CFP 52

CFP Financial Planner Certification Certified Financial Planner 52

Your Richest Life

FEBRUARY 27, 2023

(You can use your modified AGI from the year you purchase the vehicle or the year before, whichever is less;) You must purchase the vehicle new; The vehicle must be made by a qualified manufacturer; The vehicle’s suggested retail price (MSRP) cannot exceed $80,000 for vans, sport utility vehicles and pickup trucks, or $55,000 for other vehicles.

Taxes 105

Taxes Fee Only CFP Financial Planning 105

Truemind Capital

FEBRUARY 23, 2024

A few days ago, I had a very unusual request from the HR of a multi-billion dollar company with whom I was in discussion regarding sessions on financial well-being for their employees. Since we have expertise in long-term investment strategies and financial planning, I told her that we could not help her with this requirement.

Asset Allocation 98

Asset Allocation Marketing Marketing Assets 98

Random Roger's Retirement Planning

MARCH 15, 2025

The example assumes no sort of serious medical or family calamity that altered your financial plan, life happens that way sometimes. If you're 81 and can no longer meet your income need from your portfolio, that is what matters. Looked at over the course of almost eight years, who wouldn't want that result?

Portfolio 59

Portfolio Medical Marketing Marketing 59

Trade Brains

APRIL 11, 2023

The company’s promoters hold a 74.90% stake in it, followed by retail investors with 19.97%, FIIs with 2.31%, and DIIs with 2.82%. The company’s promoters hold a 65.40% stake in it, followed by retail investors with 30.62%, FIIs with 3.33%, and DIIs with 0.65%.

Retail 94

Retail Government Distribution Financial Services 94

Discipline Funds

SEPTEMBER 19, 2023

This is especially helpful for financial planning because it allows us to quantify someone’s liabilities and then match the right assets to those liabilities. 1 But the Defined Duration approach brings this to retail investors in a low cost and accessible manner.

Investing 64

Investing Investments Financial Planning Assets 64

eMoney Advisor

MARCH 7, 2023

Many financial planners make a check of beneficiary designations and titling a regular part of their service calendar for this very reason. A financial planning platform with a secure document vault can encourage clients to share the big picture of their estate planning with you. Sources: 1. Caring.com.

Estate Planning 83

Estate Planning Planning Financial Planner Clients 83

MainStreet Financial Planning

SEPTEMBER 24, 2024

Avoid Sales Alerts : Unsubscribe from retail newsletters and disable push notifications. The post Avoiding ‘Spaving’ and Stay On Track with Your Financial Goals appeared first on MainStreet Financial Planning. Create a Shopping List : Write down what you need before you go shopping and stick to it.

Budgeting 81

Budgeting Sales Clients Planning 81

Discipline Funds

AUGUST 4, 2023

Retail sales have slowed to 0.5%. And having a good time based financial plan can help you compartmentalize your assets in a manner that helps you avoid the sort of binary thinking that often leads to catastrophic investing mistakes. The environment is so strange that there’s a narrative for pretty much everyone.

Financial Planner 98

Financial Planner Banking Taxes Economics 98

Random Roger's Retirement Planning

APRIL 17, 2024

The Permanent Portfolio Mutual Fund (PRPFX) was an early, retail accessible fund in the All-Weather space going back to the early 90's. The decision to go full All-Weather needs to be a financial planning decision not a reactionary decision to a bear market.

Portfolio 102

Portfolio Asset Allocation Advertising Numbers 102

Carson Wealth

JULY 27, 2022

Two sectors that could skew earnings are energy and retail, primarily due to inflation and supply chain concerns. And supply chain issues may continue causing headaches for the big box retailers. We’ll be watching both of these areas closely. . Valuations Could Move to a More Normal Range .

Marketing 98

Marketing Marketing Valuation Economy 98

Carson Wealth

JANUARY 14, 2023

Fiduciary vs. Non-Fiduciary Not every financial professional is required to hold a fiduciary standard of care. Financial advisors who charge asset management fees, direct financial planning fees, hourly fees or retainer fees to a client are structurally investment advisor representatives.

Financial Advisor 52

Financial Advisor CFP Certified Financial Planner Risk Tolerance 52

Zoe Financial

JULY 24, 2023

Economic Data: Retail sales were up 0.2% Retail sales matter because consumption is 69% of GDP. Let us connect you with the best financial advisor for you to understand the implications of the markets in your personal financial plan. Analysts are predicting earnings growth of 0.1 centrally flat. month-over-month.

Marketing 52

Marketing Marketing Financial Advisor Retail 52