Wed.Aug 31, 2022

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Fannie Mae: Mortgage Serious Delinquency Rate Decreased in July

Calculated Risk

Fannie Mae reported that the Single-Family Serious Delinquency decreased to 0.76% in July from 0.81% in June. The serious delinquency rate is down from 1.94% in July 2021. This is almost back to pre-pandemic levels. These are mortgage loans that are "three monthly payments or more past due or in foreclosure". The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic.

Portfolio 328
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I’m an Advisor. This Book Changed My Life

Wealth Management

The 13 books that your colleagues say rocked their world.

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Inflation Adjusted House Prices Declined in June

Calculated Risk

Today, in the Calculated Risk Real Estate Newsletter: Inflation Adjusted House Prices Declined in June Excerpt: It has been over 16 years since the bubble peak. In the Case-Shiller release yesterday, the seasonally adjusted National Index (SA), was reported as being 66% above the bubble peak in 2006. However, in real terms, the National index (SA) is about 16% above the bubble peak (and historically there has been an upward slope to real house prices).

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Estate Planning Considerations for Mental Illness

Wealth Management

Mental health challenges are now the norm among employees across all organizational levels.

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2025 Industry Index: How Top Advisors Are Scaling Smarter (and Faster) This Year

Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste

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MBA: Mortgage Applications Decrease in Latest Weekly Survey

Calculated Risk

From the MBA: Mortgage Applications Decrease in Latest MBA Weekly Survey Mortgage applications decreased 3.7 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending August 26, 2022. The Refinance Index decreased 8 percent from the previous week and was 83 percent lower than the same week one year ago.

Economics 240
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Snowden Lane Adds New Advisor Group, Custodian

Wealth Management

The RIA intends to take a breather after onboarding TD Ameritrade and more than 10 new advisors in 2022.

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More Trending

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Some SFR Investors Are Slowing Their Pace of Acquisitions. What does this portend?

Wealth Management

Moving fundamentals in the housing market, including declining prices, might mean a partial pause in acquisitions is only temporary.

Marketing 246
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Video: Tales from the Dark Side

The Big Picture

A further discussion of last week’s Tales from the Dark Side. It Should Be Easy to Get Affordable Financial Advice: Ritholtz. Source: Bloomberg , August 30th, 2022. Previously : Tales from the Dark Side (August 26, 2022). The post Video: Tales from the Dark Side appeared first on The Big Picture.

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401(k) Real Talk Episode 31, August 31, 2022

Wealth Management

Open, honest and candid discussions about the latest news in the RPA industry.

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Wednesday links: unintended benefits

Abnormal Returns

Strategy Evidence to the contrary, the U.S. stock market is still in a downtrend. (theirrelevantinvestor.com) How the Dempster Mill Manufacturing Company made Warren Buffett miserable. (rationalwalk.com) Keep you politics far away from your investments. (ft.com) Crypto SBF on the state of FTX's 'backstopping' of the crypto industry. (bloomberg.com) How much of Bitcoin trading is fake?

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Data Talks, CFOs Listen: Why Analytics Are Key To Better Spend Management

Speaker: Claire Grosjean, Global Finance & Operations Executive

Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.

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Goldman and Morgan Stanley Ease Covid Rules, Clearing Path to Desks

Wealth Management

The two banks will ease some of their remaining Covid-19 mitigation efforts after the Labor Day weekend.

Banking 246
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Is the Housing Market Going to Crash?

Pragmatic Capitalism

Here’s a new 3 Minute Money on housing. In this video I cover: The dynamics of the boom Why housing is so important to the broader economy The risk that [ … ].

Marketing 130
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Eight Must Reads for the CRE Industry Today (Sep. 1, 2022)

Wealth Management

Demand for U.S. office space has dropped to early 2021 levels, according to a report from Bisnow. Northmarq will acquire brokerage Stan Johnson Company along with its affiliate debt services advisory arm. These are among today’s must reads from around the commercial real estate industry.

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Clips From Today’s Closing Bell

The Reformed Broker

The removal of Fed puts has caused these bear market challenges, says Ritholtz CEO Josh Brown from CNBC. The post Clips From Today’s Closing Bell appeared first on The Reformed Broker.

Marketing 130
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What Your Financial Statements Are Telling You—And How to Listen!

Speaker: David Worrell, CFO, Author & Speaker

Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success. Join David Worrell, accomplished CFO, finance expert, and author, for an engaging, nontraditional take on reading financial statements.

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The Crypto Innovation Traditional Finance Needs

Wealth Management

Enter the perpetual swap.

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Why Is the Wealthfront Cash Account APY So High?

Wealthfront

We all know that when it comes to earning interest on your cash, more is better. But not all financial institutions pay the same rate—not even close. Since we launched the Wealthfront Cash Account back in early 2019, many clients have asked us how we manage to offer a rate that’s so much higher than […]. The post Why Is the Wealthfront Cash Account APY So High?

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Senate Committee on Finance Investigation Finds Offshore Account Reporting Loophole

Wealth Management

New report finds law designed to crack down on tax evasion is easy to circumvent.

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Which Medicare Plan Is Best for You?

Carson Wealth

Scott Budd, CFP ®. Senior Wealth Planner . Choosing the right Medicare plan is one of the most important decisions seniors are faced with. It’s also one of the most difficult. The health care system isn’t user-friendly to begin with. Stack all the Medicare options on top of that and you’ve got yourself a challenge. . That’s why it’s a good idea to consult a qualified professional about which plan works best for you.

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How to Avoid Pitfalls In Automation: Keep Humans In the Loop

Speaker: Erroll Amacker

Automation is transforming finance but without strong financial oversight it can introduce more risk than reward. From missed discrepancies to strained vendor relationships, accounts payable automation needs a human touch to deliver lasting value. This session is your playbook to get automation right. We’ll explore how to balance speed with control, boost decision-making through human-machine collaboration, and unlock ROI with fewer errors, stronger fraud prevention, and smoother operations.

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The Wing’s Last Remaining Co-Working Spaces Are Shutting Down

Wealth Management

Members received an email announcing the closure of its six remaining locations, according to a message reviewed by Bloomberg News. In the note, the company cited both pandemic-related closures and “increasing global economic challenges” as contributing factors.

Economics 130
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Animal Spirits: Why So Bearish?

A Wealth of Common Sense

Today’s Animal Spirits is brought to you by YCharts: See here for YCharts research on which leading indicators best predict market declines. On today’s show we discuss: A Wealth of Common Sense on student loan forgiveness Powells speech Laid-off workers quickly find jobs Want a lower mortgage rate? Take someone else’s loan NVDA earnings DLTR earnings TOL earnings Record sale for Mickey Mantle card Rich p.

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K-Pop ETF Aims to Feed Off of BTS and Blackpink Craze

Wealth Management

Gather around BTS and Korean pop music fans, a new exchange-traded fund is debuting.

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How To Make $10K A Month: 4 Top Strategies

Clever Girl Finance

Most people would love to know how to make $10k a month, right? It’s a nice round number that puts a comfortable life within reach just about anywhere in the country (or world!). To you, it might represent being able to pay off debt , get out of the paycheck-to-paycheck cycle , buy a house, save for retirement, or simply make life better for you and your family.

Taxes 94
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Book of Secrets on the Month-End Close

Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

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Home is where the expenses live

Nationwide Financial

Incoming data suggest something is occurring in the housing market: new home sales fell 12.6% to a 511,000-unit pace in July, far below the 575,000 consensus estimate. Simultaneously, the monthly supply of new houses for sale swelled to 464,000, the most significant inventory backlog since 2008. Meanwhile, mortgage lenders, major brokerages, and large banks have announced layoffs over the last few months as the housing market has slowed.

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How to Start a Financial Advisor Podcast

Steve Sanduski

In a Nutshell: If you’ve been thinking about adding a financial advisor podcast to your digital marketing plan, what’s stopping you? The barriers to entry are low. You can easily learn a couple new tech skills and outsource the rest. And once you get over those initial jitters and refine your format, you’ll find your voice, a wealth of content you can repurpose, and a personal way connect to clients and prospects.

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Mapping The Opportunity in Small Caps to Value Investment Strategies

Validea

By Justin Carbonneau ( @jjcarbonneau ) —. Verdad, a value oriented and global asset manager, recently published a piece highlighting the valuation gap that exists between small caps and large cap stocks, as represented by the S&P 500. The piece, “ Small caps are trading at the steepest discount to large caps in decades ”, may have important implications for investors and allocators over the next decade.

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Justin and Cecilia’s Uncertain Future

Yardley Wealth Management

The post Justin and Cecilia’s Uncertain Future appeared first on Yardley Wealth Management, LLC. Justin and Cecilia’s Uncertain Future The situation: Justin and Cecilia are in their early 50s. They both have decent-paying jobs, but their retirement savings are nonexistent. They have two kids, one of whom had significant medical problems as a young child.

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Stop Falling Short When It Matters Most—The Elite Advisor’s Playbook to Success

Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?

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Tamilnad Mercantile Bank IPO Review – GMP, Strengths, Weaknesses & More!

Trade Brains

Tamilnad Mercantile Bank Ltd. is coming up with its Initial Public Offering. The IPO will open for subscription on September 5th, 2022, and close on September 7th, 2022. It is looking to raise Rs. 831.60 Crores. In this article, we will look at the Tamilnad Mercantile Bank IPO Review 2022 and analyze its strengths and weaknesses. Keep reading to find out!

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Are We In A Recession?

Integrity Financial Planning

What are the decisions you need to make now for your retirement, even if we’re in a recession? Brian talks about how to stress-test your plan and what to keep in mind. The big debate right now is whether or not we are in a recession. The market is heading back up, employment is up, and gas prices are going down. What other indicators should we pay attention to?

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Creating Your Plan For Budgeting Weekly

Clever Girl Finance

Whether you get paychecks weekly, biweekly, or monthly, budgeting weekly is a great way to take control of your money and save more. Want to know how to budget weekly paychecks? It may sound tricky, but creating a weekly budget can be straightforward and effective once you know how. It's also a rewarding way to manage your money , cut expenses and make progress financially.

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Episode #440: Jason Buck, Mutiny Fund – Carry, Convexity & The Cockroach

Meb Faber Research

Episode #440: Jason Buck, Mutiny Fund – Carry, Convexity & The Cockroach Guest: Jason Buck is the found and CIO of Mutiny Fund and specializes in volatility, options hedging, and portfolio construction. Date Recorded: 8/17/2022 | Run-Time: 1:28:44 Summary: In today’s episode, Jason shares the winding path that led him to launch Mutiny Funds […].

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Demo SkyStem’s Award Winning Month-End Close Solution & Earn $100

Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.