Abnormal Returns

DECEMBER 29, 2023

Science Derek Thompson with Dr. Eric Topol about some big scientific breakthroughs in 2023. (theringer.com) Jordan Harbinger talks with Oliver Stone director of the new documentary "Nuclear Now." (jordanharbinger.com) AI What happened in AI in 2023? (luxcapital.com) Russ Roberts talks with Paul Bloom about whether AI can ever be moral. (econtalk.org) Finance Barry Ritholtz talks with Stephen Suttmeier, director and chief equity technical strategist at B of A Merrill Lynch.

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Nerd's Eye View

DECEMBER 29, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that the S&P 500 index is on pace to return around 24% in 2023, defying expectations that investors had early this year for weak growth and high volatility – which underscores both the unpredictability of markets in the short term and the need to diversify in order to defend against that unpredictability in the long term.

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Abnormal Returns

DECEMBER 29, 2023

Markets Putting an estimate on long term equity market returns. (morningstar.com) Cybersecurity is a growing industry. (downtownjoshbrown.com) Cash Cash provides you optionality. (wealthfoundme.com) Be careful not to overdo your cash holdings in 2024. (morningstar.com) Reading Some investment sites worth reading every week including Sam Ro's TKer. (blakebmillard.substack.com) 2023 wasn't a bumper year for business books excluding "Power and Progress: Our Thousand Year Struggle Over Technology an

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Calculated Risk

DECEMBER 29, 2023

Today, in the Calculated Risk Real Estate Newsletter: Freddie Mac House Price Index Increased in November; Up 6.3% Year-over-year A brief excerpt: On a year-over-year basis, the National FMHPI was up 6.3% in November , from up 5.6% YoY in October. The YoY increase peaked at 19.1% in July 2021, and for this cycle, bottomed at up 0.9% YoY in April 2023.

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Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem

Join us for an enlightening webinar as we delve into the transformative realm of modern accounting practices. In today's digital age, the convergence of outsourcing and automation has revolutionized how businesses manage their financial operations. In this webinar we will explore the synergistic potential of these two strategies to streamline processes, enhance accuracy, save cost and drive strategic decision-making.

Accounting

Abnormal Returns

DECEMBER 29, 2023

Autos Americans are driving their cars fewer miles. (wsj.com) 10 great cars from 2023 including the new Toyota ($TM) Prius. (arstechnica.com) Energy 40% of U.S. electricity production is now emissions-free. (arstechnica.com) This fracker is injecting CO2 back into used wells. (wsj.com) Animals Bedbugs are a growing problem around the world. (wsj.com) Manatee numbers in Florida are stabilizing.

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Food Financial Advising Media Numbers 193

A Wealth of Common Sense

DECEMBER 29, 2023

A podcast listener asks: Michael and Ben are so optimistic it makes me nervous. This past month+ has been so good it can’t be real. The market goes up and gas goes down every day, the VIX is at 12, etc. Life and investing is not this easy! Help us explore the potential downsides. Do you see consumer credit risk after holiday bills come due? My wife and I are 43 and entering our peak earning years.

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Calculated Risk

DECEMBER 29, 2023

Today, in the Real Estate Newsletter: Question #10 for 2024: Will inventory increase further in 2024? Brief excerpt: Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2024. Some of these questions concern real estate (inventory, house prices, housing starts, new home sales), and I’ll post thoughts on those in the newsletter (others like GDP and employment will be on my blog).

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Advisor Perspectives

DECEMBER 29, 2023

The year 2023 will be remembered by economists and investors as 365 days of resiliency and defied expectations. This week’s Weekly Economics will dive into the U.S. economic landscape and summarize the major factors that shaped the nation’s economic trajectory this year.

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Economics 80

Alpha Architect

DECEMBER 29, 2023

The world is complex and ever-changing; news travels at warp speed, events happen fast, and popular narratives can distract and mislead us. Many risks important for our portfolios are new, hidden, or nuanced in some underappreciated way—and likely to be misunderstood and mispriced in the markets. Other risks can hide in plain sight. Good risk management can be described as a balancing act that employs the first principles of investing, lessons from history, behavioral psychology, a little math,

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

Banking

Calculated Risk

DECEMBER 29, 2023

Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Due to changes at the CDC, weekly cases are no longer updated. For deaths, I'm currently using 3 weeks ago for "now", since the most recent two weeks will be revised significantly. Hospitalizations have quadrupled from a low of 5,150 in June 2023. Hospitalizations are far below the peak of 150,000 in January 2022.

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Trade Brains

DECEMBER 29, 2023

Fundamental Analysis Of Man InfraConstruction : The real estate industry is always expanding as a result of rising wealth, population, and demand. These real estate companies put the designs of buildings on a sheet of paper into reality. In this article, we are going to fundamentally analyze one such company that has been in this industry for more than 50 years.

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Advisor Perspectives

DECEMBER 29, 2023

All across Wall Street, on equities desks and bond desks, at giant firms and niche outfits, the mood was glum. It was the end of 2022 and everyone, it seemed, was game-planning for the recession they were convinced was coming.

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oXYGen Financial

DECEMBER 29, 2023

![CDATA[ In the dynamic world of ever-morphing technology, a concept emerges - Instant financial solutions. A harmonious fusion of finance and digital wizardry births this platform, enabling individuals to summon monetary aid at their fingertips via their smartphones.

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Speaker: Joe Buhrmann, MBA, CFP®, CLU®, ChFC® Senior Financial Planning Practice Management Consultant eMoney Advisor

During an era of evolving consumer preferences, the banking sector is undergoing a profound shift. As customers continue to broaden their perspectives, banking professionals must support their customers' financial wellness by providing holistic financial advice that aligns with individual goals and circumstances. Without adapting, financial institutions will find that loyalty may crumble amid uncertainty.

Financial Advice

Advisor Perspectives

DECEMBER 29, 2023

The latest Chicago Purchasing Manager's Index (Chicago Business Barometer) plummeted to 46.9 in December from 55.8 in November, marking the largest monthly drop in over two years. The latest reading is worse than the 51.0 forecast and drops the index back into contraction territory.

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WiserAdvisor

DECEMBER 29, 2023

The challenge lies not only in amassing wealth but also in the practical preservation and transfer of assets across generations. The uber-wealthy may have enough wealth to support generations ahead of them. But estate tax can eat into this wealth and leave the next generation with a smaller nest egg. Despite having significant resources, wealthy individuals face the threat of estate taxes that can reduce the wealth intended for the next generation.

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Advisor Perspectives

DECEMBER 29, 2023

The weekly leading economic index (WLEI) is a composite for the U.S economy that draws from over 20 time-series and groups them into the following six broad categories which are then used to construct an equally weighted average. As of December 8th, the index was at 11.516, up 2.037 from the previous week, with 5 of the 6 components in expansion territory.

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Economics Economy 59

Calculated Risk

DECEMBER 29, 2023

From the Philly Fed : The Federal Reserve Bank of Philadelphia has released the coincident indexes for the 50 states for November 2023. Over the past three months, the indexes increased in 25 states, decreased in 21 states, and remained stable in four , for a three-month diffusion index of 8. Additionally, in the past month, the indexes increased in 18 states, decreased in 21 states, and remained stable in 11, for a one-month diffusion index of -6.

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Manufacturing Economics Banking Numbers 61

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Digital platforms can provide you with plenty of solutions, yet many are still intimidated by them. It's time to end that worry and embrace what could make a major difference for your bank. Understanding how they work and how to best utilize them for your banks is key toward success. In this article, Biz2X breaks down all things digital platforms, including the many advantages of embracing them.

Banking

Advisor Perspectives

DECEMBER 29, 2023

The yield on the 10-year note ended December 29, 2023 at 3.88%, the 2-year note ended at 4.23%, and the 30-year at 4.03%.

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Advisor Perspectives

DECEMBER 29, 2023

VettaFi’s vice chairman Tom Lydon discussed the VictoryShares US Small Cap High Dividend Volatility Wtd ETF (CSB) on this week’s “ETF of the Week” podcast with Chuck Jaffe of “Money Life.

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Advisor Perspectives

DECEMBER 29, 2023

A year of significant monetary policy tightening is coming to a close, making Franklin Templeton Fixed Income optimistic about muni bonds in the year ahead. Get the team’s 2024 muni-bond outlook.

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Marketing Marketing 52

Advisor Perspectives

DECEMBER 29, 2023

From the banking crisis to the U.S. debt-ceiling saga, from inflation concerns to recession fears, from soaring bond yields to slowing consumer spending, 2023 had no shortage of issues for investors to worry about.

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Banking 52

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All accounting teams know what it is like to dread the inevitable month-end scaries. If there was a way to feel less burdened and maybe even a little enthusiastic to work on your month-end close and reconciliation process, would you do it? No, don't answer that, of course you would! Automate your month-end close process by up to 40% with SkyStem's ART and see how much more alive you feel!

Accounting

Advisor Perspectives

DECEMBER 29, 2023

The dollar is poised for its worst year since the onset of the pandemic as Wall Street bets the Federal Reserve is set to lower interest rates after reining in prices.

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Advisor Perspectives

DECEMBER 29, 2023

The S&P 500 ended the year up 24.73% and now sits just 0.56% below its record close from January 3, 2022.

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Advisor Perspectives

DECEMBER 29, 2023

Ever since the world was hit by a once-in-a-century pandemic, there’s been a lot of talk about “normalization.

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Economics 52

Advisor Perspectives

DECEMBER 29, 2023

Aggregate bond benchmarks rebounded this year following some of the worst showings on record in 2022. With heightened expectations that the Federal Reserve could cut interest rates in 2024, fixed income enthusiasm is perking up.

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Creating a winning digital lending experience requires plenty of focus on the needs of customers and more. Biz2X Chief Product Officer Aaron Traub covers everything from how to create such an experience, areas to hone in on, pitfalls to avoid, and plenty more in this insightful article. Discover how to utilize new technology without alienating existing customers, what to emphasize when working on your platform, and how to utilize the data at your disposal while not becoming overly reliant on it.

Communication

Advisor Perspectives

DECEMBER 29, 2023

For the greater part of the year, large-cap stocks have been in pole position for most of the 2023 rally. But investors who want to add a dose of growth while maintaining large-cap stability may want to give midcap equities a closer look.

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Advisor Perspectives

DECEMBER 29, 2023

Quarterly commentary giving an overview of the markets and the importance of having and implementing a strategy when investing in the markets.

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Investing Investments Marketing Marketing 52

Advisor Perspectives

DECEMBER 29, 2023

As 2023 comes to an end, let’s revisit the top 10 most-read AP charts of the year.

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