Mon.Jul 18, 2022

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CFP Board’s Fee Increase For Workforce Development: More Advisors Or Just More Sales Churn?

Nerd's Eye View

Amid estimates that nearly 40% of all financial advisors are likely to retire in the next 10 years, the need for a new generation of advisor talent is clear. To meet this challenge, CFP Board’s Center For Financial Planning has engaged in fundraising for several years to fuel campaigns that have focused on building the advisor workforce of the future.

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Investing in the Metaverse: Live interview with Matthew Ball TONIGHT

The Reformed Broker

TONIGHT AT 5:30PM EST! On this special episode of Live from The Compound, Matthew Ball joins Josh Brown and Ben Carlson! Matthew Ball is the Managing Partner of EpyllionCo and a Venture Partner at Makers Fund. Tune in down below! He’s got a new book coming out on the metaverse and we’re going to ask him all about it. Find more from Matthew at: Twitter/BallMatthew matthewball.vc.

Investing 141
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How To Avoid Lifestyle Inflation: 9 Key Ways

Clever Girl Finance

Managing your personal finances is an important task. However, lifestyle inflation can make it more difficult to keep your finances on track. Luckily, there are ways to work against lifestyle creep through intentional decision making. But what is lifestyle inflation and how can you avoid it in the first place? What is lifestyle inflation aka lifestyle creep?

Budgeting 132
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MBA Survey: "Share of Mortgage Loans in Forbearance Decreases Slightly to 0.81% in June"

Calculated Risk

Note: This is as of June 30th. From the MBA: Share of Mortgage Loans in Forbearance Decreases Slightly to 0.81% in June The Mortgage Bankers Association’s (MBA) monthly Loan Monitoring Survey revealed that the total number of loans now in forbearance decreased by 4 basis points from 0.85% of servicers’ portfolio volume in the prior month to 0.81% as of June 30, 2022.

Portfolio 130
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2025 Industry Index: How Top Advisors Are Scaling Smarter (and Faster) This Year

Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste

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Adviser links: estate tax intricacies

Abnormal Returns

Podcasts Daniel Crosby talks with Kristy Archuleta about the discipline of financial therapy. (standarddeviationspod.com) A talk with Tony and Dina Isola about the awful situation facing teachers saving for retirement. (ngpf.org) Christine Benz and Jeff Ptak talk with Justin Fitzpatrick who is the co-founder and chief innovation officer at Income Lab, which provides retirement planning software.

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Your Social Security Benefits Statement

Getting Your Financial Ducks In A Row

Back in the olden days, we all received an annual statement from the Social Security Administration detailing your benefits projected to your potential retirement age(s). Nowadays you can go online ( www.SocialSecurity.gov ) and request a current statement at any time. If you haven’t gone online for your statement and you’re at least age 60, you should receive a mailed copy of the statement annually until you start receiving benefits.

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NAIFA's Top Leaders, Renowned Keynotes, and an Olympic Gold Medalist Highlight NAIFA-FL Event

NAIFA Advisor Today

The NAIFA-FL Financial Advisors Sales Symposium featured nationally known keynote speakers, insightful educational breakout sessions, and a high-powered panel discussion by members of NAIFA’s top national leadership, including President Lawrence Holzberg , LUTCF, LACP, President-Elect Bryon Holz , CLU, ChFC, LUTCF, CASL, LACP, Secretary Tom Cothron , LUTCF, FSCP, and CEO Kevin Mayeux , CAE.

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Can We Measure Inflation with Twitter

Alpha Architect

Drawing on Italian tweets, we employ textual data and machine learning techniques to build new real-time measures of consumers’ inflation expectations. First, we select keywords to identify tweets related to prices and expectations thereof. Second, we build a set of daily measures of inflation expectations around the selected tweets, combining the Latent Dirichlet Allocation (LDA) with a dictionary-based approach, using manually labeled bi-grams and tri-grams.

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9 Marketing Tips for Fee-Only Advisors from the XYPN Marketing Team

XY Planning Network

6 MIN READ. Although seemingly obvious, it’s worth saying—a firm isn’t a firm without clients. It can be tempting to think of your marketing activities as aside from your actual firm and what it is you do day to day. The truth is, as a firm owner, your success depends just as much on your ability to effectively communicate your value proposition with your ideal client as it does on you delivering that value.

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Moneyball – The Wall Street Edition

David Nelson

By David Nelson, CFA CMT. Earnings season is an expectations game. I use the word game because in many ways that’s just what it is. Every sport has analysts who crunch the data coming up with point spreads, player health, weather, etc. Some are even able to make an informed guess on whether the runner on first is going try to steal second when the count is 3 & 2.

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Data Talks, CFOs Listen: Why Analytics Are Key To Better Spend Management

Speaker: Claire Grosjean, Global Finance & Operations Executive

Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.

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Is ESG Investing Right For Me?

Financial Symmetry

Increasingly, we as investors want to incorporate sustainable companies and business practices into our lives. Fortunately, there are many areas of our lives where we can intentionally spend and direct our dollars to facilitate the change we want to see … Continued. The post Is ESG Investing Right For Me? appeared first on Financial Symmetry, Inc.

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Exploring Volatility As An Asset Class

Random Roger's Retirement Planning

For purposes of clarity I will use vol to refer to the asset class and volatility to refer to effect and impact. Making changes to client portfolios' overall volatility through the duration of a stock market cycle predates when I started blogging in 2004. The ways in which I do that have evolved over that time. Many years ago I made the very obvious observation that increasingly sophisticated investment products would make it easier for advisors and do-it-yourselfers to create very sophisticated

Assets 74
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Are markets bottoming or stalling before the next leg lowers?

Nationwide Financial

Thoughts. Equity markets are looking to bounce following a week that saw a loss for the S&P 500® Index of less than 1%. The last four weeks have seen two positive and two negative moves, and the S&P 500 is little changed over the past two months. Volatility is beginning to ease, with directional moves of 2% or less in the past three weeks following moves of 5% or greater in four of the previous five.

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Nail the First Meeting with a Prospective Client: Address What Your Prospects Want to Know

Don Connelly & Associates

It takes a lot of time, patience, and effort to move a prospect through the funnel to the point when they finally agree to meet with you. For every prospect that makes it that far probably six to nine fall by the wayside. That makes that first meeting ever so crucial. There's a lot that must be accomplished. It has to go perfectly. There's a minimal margin for error.

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What Your Financial Statements Are Telling You—And How to Listen!

Speaker: David Worrell, CFO, Author & Speaker

Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success. Join David Worrell, accomplished CFO, finance expert, and author, for an engaging, nontraditional take on reading financial statements.

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Weekly Market Insight – July 18, 2022

Cornerstone Financial Advisory

Presented by Cornerstone Financial Advisory, LLC. A record-high inflation report, the prospects of a more aggressive Fed, and growing recession fears sent stocks lower– though losses were pared by a Friday rally. The Dow Jones Industrial Average slipped 0.16%, while the Standard & Poor’s 500 lost 0.93%. The Nasdaq Composite index dropped 1.57% for the week.

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Avoid these terrible financial advisor jobs and get one that rocks! (using these tactics)

Sara Grillo

I’ve come to rescue you from the terrible financial advisor jobs pitched at you by recruiters at wirehouse, bank, and insurance company “training programs.” RUN AWAY. If you are a new advisor or are looking to get into the industry, listen to the story of Jon Luskin. His smart career decisions after university allowed him to avoid the being tortured and exploited in a wirehouse, bank, and insurance company financial advisor program.

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Meet Loyal NAIFA Member Nicholas Limongelli

NAIFA Advisor Today

In 2012, Nicholas Limongelli went into the family business and joined Northeast Financial Network. Now the Director of Insurance Brokerage, Limongelli helps his clients find the right disability insurance coverage and serves as a resource for other financial advisors who sell disability insurance.

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Episode #429: Kevin Kelly – How To Invest in Genetic Editing, Residential Real Estate, & The Hotel Industry

Meb Faber Research

Episode #429: Kevin Kelly – How To Invest in Genetic Editing, Residential Real Estate, & The Hotel Industry Guest: Kevin Kelly is the founder & CEO of Kelly ETFs, where he’s responsible for ETF product design, structuring, managing retail and institutional investment research, and capital markets. Kevin is the Founder and CEO of Kelly Intelligence, […].

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How to Avoid Pitfalls In Automation: Keep Humans In the Loop

Speaker: Erroll Amacker

Automation is transforming finance but without strong financial oversight it can introduce more risk than reward. From missed discrepancies to strained vendor relationships, accounts payable automation needs a human touch to deliver lasting value. This session is your playbook to get automation right. We’ll explore how to balance speed with control, boost decision-making through human-machine collaboration, and unlock ROI with fewer errors, stronger fraud prevention, and smoother operations.

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Top 5 Sectors with the highest return in the last five years

Trade Brains

Top 5 Sectors with the highest return: In the financial markets, there are hundreds of stocks that are trading, and the companies are engaged in different types of business. In the process of selecting the best stock one parameter to look for is the performance of the stock as compared to the sector or industry in which it is operating in. In this article, we will look at what sectoral indices are and the top 5 sectors with the highest return in the last five years Keep reading to find out!

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The agile risk appetite

Norman Marks

If you have been reading this blog or my books, you know I have significant reservations about the concept of “an amount of risk” that would be acceptable in pursuit of objectives. However, I recognize the need for limits and policies when it comes to risk-taking. They help guide decision-makers on what risks and outcomes […].

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[cdata[ 5 Processes Business Owners Can Automate to Save Time and Money ]]

oXYGen Financial

![CDATA[ With 63% of entrepreneurs working longer hours than the average employee, it seems that both time and money are in short supply for many small business owners. To combat these difficulties, many have turned to technology for help, which has allowed them to transform their internal processes and work more efficiently. One of the most common ways of boosting business efficiency is through.

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Rally??, Multiple Compression??, Earnings¯_(?)_/¯ Recession??, Double Bottom??

The Big Picture

Ignore the emojis in the headline long enough to ask yourself this question: What might the rest of 2022 look like ? I did that exercise last week in response to a client inquiry about the second half of the year. The context was excess cash looking for a good long-term home (not a trade). The question was not so much where to put the capital, but rather when to deploy it.

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Book of Secrets on the Month-End Close

Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

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Why You’ll Probably Never Run Out Of Money

Mr. Money Mustache

As strange as it may sound, earning financial freedom is a lot easier for certain people than claiming that freedom once they have earned it. And if the following statement rings true to you, you may be suffering from this same hardship: “I think I’m close to having enough money to jump into early retirement, but not quite. So I’m just working one more year and starting one more side hustle and buckling down extra hard to be more certain.”.

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Tuesday: Housing Starts

Calculated Risk

Tuesday: • At 8:30 AM ET, Housing Starts for June. The consensus is for 1.586 million SAAR, up from 1.549 million SAAR in May. On COVID (focus on hospitalizations and deaths): Hospitalizations have almost quadrupled from the lows in April 2022. COVID Metrics Now Week Ago Goal New Cases per Day 2 ?? 122,639 110,404 ?5,000 1 Hospitalized 2 ?? 31,463 31,169 ?

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RSU Taxes Explained + 4 Tax Strategies for 2022

Cordant Wealth Partners

In this article, I’m sharing everything you need to know about how Restricted Stock Units (RSUs) are taxed. I’m also covering: What are RSUs. RSUs vs Options. Little-known RSU tax strategies. If you’re ready to master RSU taxes and avoid overpaying the IRS in 2022, this article is for you. KEY POINTS: RSUs are a popular form of stock compensation that are taxed as income as they vest.

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Monday links: indiscriminate selling

Abnormal Returns

Treasuries The MOVE index is at 2020-like levels. (axios.com) Investors are shunning the 20-year Treasury. (ft.com) Stock picking On the importance of researching stocks even when they are too expensive. (rationalwalk.com) When to sell a stock: a flowchart. (twitter.com) 60/40 Portfolio A reason why the 60/40 portfolio isn't working this time around.

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Stop Falling Short When It Matters Most—The Elite Advisor’s Playbook to Success

Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?

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10 Monday AM Reads

The Big Picture

My back-to-work morning train WFH reads: • The World Economy Is Imperiled by a Force Hiding in Plain Sight : Well more than 2 years into the worst pandemic in a century, the accompanying economic shock continues to assault global fortunes. ( New York Times ). • People Have Money but Feel Glum—What Does That Mean for the Economy? Strong job market and savings have shielded consumer spending so far, but it is endangered by inflation that has some households running scared. ( Wall Street Journal )