Clever Girl Finance

FEBRUARY 10, 2023

And don't worry if math isn't your thing because we've included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. These are items you definitely don't need, but perhaps they are fun or they add to your life in a positive way. Beyond that, focus on your retirement savings. And that's ok!

Budgeting 98

Budgeting Taxes Transportation Healthcare 98

Random Roger's Retirement Planning

DECEMBER 15, 2024

Bloomberg had an article titled As Gen-X Nears Retirement, Many Fear They Can't Afford It-Now or Ever. Most of them definitely have accumulated decent sums thus far, maybe not enough to be on track for what they think they need, but they aren't in desperate trouble except for maybe one of them. Probably not. Probably so.

Retirement 52

Retirement Retirement Planning Numbers Planning 52

The Big Picture

FEBRUARY 6, 2024

I’d say management consulting is any of the other thing that least at that time was the other career trajectory, just my personality, more of a math oriented introvert. And that a bit of that cult, Dick and Ike are both retired now. And I very much get the sense he has no interest in retiring. So I was at Harvard.

Valuation 130

Valuation Investments Investing Assets 130

Mr. Money Mustache

APRIL 18, 2021

Because of the Internet, and to be honest a damned large dose of privilege due to having two educated parents always available because we were retired before he was even born, he has been able to feed his thirst for knowledge with incredible efficiency. CodeParade – great bits of coding, math, and graphics combined.

Education 52

Education Math Engineering License 52

Clever Girl Finance

SEPTEMBER 11, 2023

And don’t worry if math isn’t your thing because we’ve included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. These are items you definitely don’t need, but perhaps they are fun, or they add to your life in a positive way. Beyond that, focus on your retirement savings.

Budgeting 105

Budgeting Taxes Transportation Healthcare 105

Good Financial Cents

JULY 3, 2023

Calculation Breakdown Let’s break down the math to find out how much you could earn annually with a $30 hourly wage: Consider an average workweek of 40 hours and an average year consisting of 52 weeks. Earning $30 an hour should definitely place you in a comfy spot, don’t you think? Let’s do math again!

Budgeting 73

Budgeting Taxes Numbers Retirement 73

Clever Girl Finance

OCTOBER 4, 2022

Demand is likely to continue as more and more people in the Boomer generation reach retirement. If you’re good with math, then turning to financial planning or accounting or opening up a similar company could be one of the best recession proof businesses to start! They aren’t likely to get rid of the person who knows the numbers.

Food 105

Food Economy Healthcare Economics 105

The Big Picture

SEPTEMBER 12, 2022

I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature. And so, there’s definitely a pre and post. BITTERLY MICHELL: Yeah, we definitely need to get into — to pizza. RITHOLTZ: Applied Mathematics, Quants, those guys, yeah.

Clients 299

Clients Wealth Management Banking Investments 299

Random Roger's Retirement Planning

JULY 15, 2022

Put that extra 33% into plainer vanilla equities you are definitely still increasing your risk, either way you'd be leveraging up not down. The math shows the NTSX/ARBIX/BTAL combo would be down 14.7% Put that extra 33% into a series of lottery ticket stocks then you're really rolling the dice. and that is the number I will assume.

Portfolio 66

Portfolio Math Numbers Marketing 66

The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. So I applied to Maryland State retirement.

Assets 147

Assets Management Portfolio Investments 147

Mr. Money Mustache

AUGUST 4, 2020

In the big picture, this usually leads to having a “successful” life, because of this basic math: Traditional Success. =. We’re just talking about the old-fashioned, Smiling 1950s Man definition of success. She had more than enough to retire , twenty years ago! Fame definitely has a sweet spot. How much work you do.

Medical 52

Medical Engineering Math Retirement 52

The Big Picture

JUNE 6, 2023

When I think back to some of the most painful moments over a 20-year career, that is definitely one. There’s definitely some ways to save money. RITHOLTZ: if you’re one latte away from your retirement being messed up you got bigger … SETHI: Bigger problems. And that really hurt. You should work for free. SETHI: Yes.

Accounting 130

Accounting Numbers Budgeting Financial Counseling 130

Good Financial Cents

JUNE 25, 2023

” The answer is definitely yes. If you are brand new to the world of investing and have never bought stocks, mutual funds, exchange-traded funds, or other types of investments—for instance, a retirement account through your workplace—you may want to skip Bitcoin for now and start investing with the stock market.

Investing 76

Investing Investments Accounting Commission 76

The Big Picture

JULY 19, 2022

Certainly, it does definitely get to behavioral advices. And I think that story still has some legs but sort of the key culprit then became demographics and retirement savers and the latest story now is in the sort of the one percent. Definitely so. RITHOLTZ: Right. That makes a lot of sense. You mentioned free lunch.

Investments 130

Investments Investing Valuation Portfolio 130

Clever Girl Finance

JULY 12, 2022

It’s definitely possible that you’d pick more than one of these savings goals to focus on. You might choose to create multiple savings buckets for different purposes, some of them as sinking funds and others as retirement income. Since you’re working on a weekly savings plan or bi-weekly savings plan, the next step is to do that math.

Planning 52

Planning Budgeting Accounting Numbers 52

Good Financial Cents

APRIL 14, 2023

With more money at our disposal, we maxed out our retirement accounts and invest in real estate, while we travel 12 weeks annually.” – Holly Johnson, Freelance Writer and Blogger at ClubThrifty.com Holly has become so successful as a freelance writer that she now offers a course helping others succeed on the same path. Start Investing 17.

Accounting 91

Accounting Communication Investments Investing 91

The Big Picture

AUGUST 15, 2023

the experience of investors is asset weighted by definition. SEIDES: So keep in mind the only definitive information about the bet was in Carol’s two page piece. RITHOLTZ: So hold the duration risk aside with those two, but just for an investor in treasuries, I know you’ve done the math before. It is with Millennium.

Management 130

Management Investments Investing Government 130

Good Financial Cents

APRIL 19, 2023

If you need a more formal definition, IRS Pub 925 has you covered. The idea of passive income is to supplement, augment or get you out of your job so you can retire, travel, or spend more time with loved ones. The golden rule of passive income – protect your time. Passive income is more about time than anything else.

Accounting 105

Accounting Investments Investing Media 105

The Big Picture

MAY 13, 2025

It was not, not an unknown, like many of my, you know, retired predecessors are, you know, when they joined Vanguard in the eighties, it was really off the radar. I mean the, the GFC was definitely qualified as a crisis for our firm and the industry and investors. 00:26:16 [Speaker Changed] Yeah, well, definitely not my vision alone.

Clients 130

Clients Investments Investing Management 130

The Big Picture

AUGUST 20, 2024

00:03:14 [Mike Greene] So that was actually an outgrowth from my experience coming out of Wharton and you mentioned the, the, you know, the transition of people who tended to be skilled at math or physics into finance. Definitely 00:07:32 [Speaker Changed] True. 00:07:28 [Speaker Changed] Hey, listen, smart is good. Luck is better.

Assets 173

Assets Management Portfolio Marketing 173

The Big Picture

MARCH 27, 2023

The bonds aren’t worthless, but they’re definitely not trading at par. So you retire in 2018. MIELLE: And it’s all a matter of how wide your definition of luck is. One is outside push from investors, and we’re definitely seeing that. But it was not a liquidity issue. ’08 MIELLE: Huge. MIELLE: Huge.

Assets 285

Assets Investments Investing Management 285

The Big Picture

JANUARY 21, 2025

But the numbers you can’t argue with, I mean, we all know that the brutal math of investing before costs investors collectively will earn the market return after costs. I realized I had enough to retire if I wanted to. But learning how to spend in retirement. People definitely seem to be happier to give away money now.

Investing 147

Investing Investments Management Retirement 147

The Big Picture

NOVEMBER 15, 2022

Let Mr. Market do his thing and we’ll find out how we did when we get ready to retire. So as much as I’m personally still a pretty strong skeptic of active management, I mean, I understand the math, and the odds are not in your favor. I read all those academic papers, I understand where the math comes from.

Management 278

Management Assets Portfolio Marketing 278

The Big Picture

AUGUST 29, 2023

And when you saw the US Ag down 13% last year, for folks, again, who are investing for retirement and in their 529 plans, they’re not concerned about it. But when you translate that to folks who might have a heavy municipal bond portfolio, and those folks who are in retirement, and they don’t like principal losses.

Portfolio 130

Portfolio Investments Investing Numbers 130

Mr. Money Mustache

JUNE 21, 2022

Another fine day in Retirement. At the root of his question is the core of what it means to “Retire”. According to my own definition, you don’t have to stop working. Not sure if I want to do that, even if it makes sense to my math brain. Trees get bigger every year unless you cut them down.”.

Investing 52

Investing Investments Retirement Math 52

The Big Picture

JULY 4, 2023

.” It’s really helpful to have had five other meetings with people who sit at analogous funds that had losses that were just as big, and in fact, they may have contributed to those losses more and be able to tell him, first off, your fund, just by my math, has a $250 million management fee. RITHOLTZ: People will figure out.

Management 147

Management Recruitment Numbers Banking 147

Random Roger's Retirement Planning

OCTOBER 29, 2023

Here’s Barron’s and Barron’s telling us definitively to buy bonds and Bloomberg telling us with a little less conviction. Yeah, that sounds pretty good (giving them the benefit of the doubt about the math)… pretty good for an equity. Mark Baker applies the word orthogonal to what I am describing. So it is today with bonds.

Insurance 96

Insurance Clients Math Portfolio 96

The Big Picture

NOVEMBER 22, 2022

You definitely saw a surge of people, I would say, during the COVID period, that were moving to cities where there was a lower cost of living, but a strong quality of living, and they could work remote. My dad was a naval officer who retired shortly before I was born. What did your dad retire from doing? RITHOLTZ: Right.

Recruitment 147

Recruitment Engineering Banking Numbers 147

The Big Picture

JUNE 18, 2024

So the fact that I had a sociology degree really didn’t impede, I think getting into business Barry Ritholtz : And you end up in like what some would think of as kind of a dry, legalistic part of Fidelity, the ERISA Division, which focuses on retirement accounts. Oh, definitely. It is not defining, it is not definitive.

Media 147

Media Food Advertising Investments 147

The Big Picture

SEPTEMBER 10, 2024

I was a, I’m a rural guy, kind of grew up in a, you know, farm town in Illinois and in Texas, which is in Dallas, but not really a farm town, but it, you know, more rural, definitely more Midwestern southern even. I don’t even know what it’s going to be yet, but I mean, I’m not retiring.

Valuation 162

Valuation Clients Investing Investments 162

Mr. Money Mustache

NOVEMBER 10, 2020

So I decided to take some action, by doing the math for myself using a spreadsheet. Cloud Medical’s Longmont office – definitely a step up over past medical office experiences! I am guessing that you might feel the same way these days – most of us Americans are in the same boat. Conclusion.

Insurance 58

Insurance Medical Medicine Healthcare 58

The Better Letter

FEBRUARY 8, 2024

Subscribe now Share The Better Letter Get more from Bob Seawright in the Substack app Available for iOS and Android Get the app TRIGGER WARNING: I’m going to do some sports math nerding-out this week. Brady is now retired as a seven-time Super Bowl champion, five-time Super Bowl MVP, 15-time Pro Bowler, and three-time NFL MVP.

Numbers 93

Numbers Education Management Math 93

Sara Grillo

MAY 8, 2023

Policy lapse results in phantom income tax on the entire amount of the capital gain in the policy, plus there is the disappointment of having an asset you counted on (maybe to retire) go to zero. SARA GRILLO: Awesome, so be… Let’s just start with a real quick definition, what is IUL? BOBBY SAMUELSON: It depends.

Insurance 59

Insurance Clients Financial Advisor Accounting 59

The Big Picture

DECEMBER 12, 2023

And I was a math nerd as a kid. You’re 34th, you’re retiring after 34 years and you trounce what’s really the more appropriate benchmark, I would assume the Russell 2000. I, I can say that definitely works, but it doesn’t work for me. So you could definitely bury that. a year for almost 35 years.

Management 264

Management Investing Investments Retail 264

The Big Picture

JANUARY 24, 2023

I will say when there were fewer firms, I was effectively — there had Ted and Nick Forstmann, Brian little had retired from the firm. RITHOLTZ: So it’s different math then I need 100x winner versus 99? I mean, so you just have to live through all this stuff. I was the next senior. KLINSKY: Yeah.

Investments 263

Investments Investing Numbers Banking 263

The Big Picture

JULY 29, 2024

So built in a retirement offering an insurance offering, expanded their mutual fund offering, expanded their ETF offering. 00:23:57 [Speaker Changed] You know, it’s, it’s definitely a challenge, but one that Orion spends a lot of time and effort on so that our clients, enterprises and RIAs don’t have to do that on their own.

Clients 147

Clients Portfolio Financial Advisor Investments 147

Random Roger's Retirement Planning

MARCH 7, 2025

The timing for YPSY's launch is unfortunate for sure, but it is too early to draw a definitive conclusion beyond yeah it's risky and volatile. Lastly, one of the Bloomberg pre-market emails talked briefly about people being unable, financially, to retire, that continuing to work is their Plan A. Think your payout will get cut?

Math 52

Math Portfolio Analysis Numbers Retirement 52