Nerd's Eye View

FEBRUARY 17, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that the SEC is proposing to expand the adviser custody rule beyond securities and funds to cover all assets in a client’s portfolio, including private securities, real estate, derivatives, and cryptoassets.

Financial Planner 197

Financial Planner Fiduciary Duty Retirement Planning Compliance 197

Abnormal Returns

MAY 22, 2023

barrons.com) Dan Haylett talks with Brian Portnoy about contentment in retirement. advisorperspectives.com) Direct indexing involves two parts: index construction and portfolio management. kitces.com) Compliance costs are only going to grow, whether internal or outsourced. Come meet the team in Austin on June 12-14th.

Financial Advising 130

Financial Advising Estate Planning Wealth Management Compliance 130

Nerd's Eye View

MAY 2, 2023

We also talk about why despite being a CFA charterholder Jake outsources investment management to First Ascent – for which clients pay an entirely separate additional fee – because it both allows him to simplify compliance to not manage investments in-house, and takes away the cost pressure of having to hire a separate employee to just (..)

Financial Advisor 221

Financial Advisor Financial Planning Clients Planning 221

Fortune Financial

SEPTEMBER 25, 2023

Whether planning for retirement, saving for your children’s education or simply looking to grow your investments, finding the right wealth management services in Kansas City can make all the difference. Long-term goals typically encompass retirement planning, wealth preservation and estate planning.

Wealth Management 59

Wealth Management Management Risk Tolerance Retirement Planning 59

Carson Wealth

JULY 12, 2022

She reviewed two types of annuity contracts often used for retirement and helped determine which one is the best fit for her client.” . The first step in the competency stairway is regulatory compliance. . Retirement. CRPC ® – Chartered Retirement Planning Counselor. Registration Standards for Financial Advisors.

Financial Advising 98

Financial Advising Financial Planning Ethics Financial Services 98

Good Financial Cents

AUGUST 12, 2023

If you’re looking for more passive income ideas, click below: 31 Passive Income Ideas Purpose and Importance The purpose of passive income is broad, spanning from financial cushioning to the possibility of early retirement. EXPERT TIP: Consider starting small and gradually building your passive income portfolio.

Risk Tolerance 58

Risk Tolerance Taxes Compliance Retirement 58

International College of Financial Planning

MARCH 31, 2023

Good organizational skills to manage multiple clients and their portfolios. Excellent analytical and problem-solving skills to help clients achieve their financial goals. In-depth knowledge of financial markets and investment products. Strong networking skills to build relationships with clients, colleagues, and industry professionals.

Wealth Management 52

Wealth Management Management Risk Management Ethics 52

Fortune Financial

SEPTEMBER 25, 2023

Whether planning for retirement, saving for your children’s education or simply looking to grow your investments, finding the right wealth management services in Kansas City can make all the difference. Long-term goals typically encompass retirement planning, wealth preservation and estate planning.

Wealth Management 52

Wealth Management Management Risk Tolerance Retirement Planning 52

Sara Grillo

APRIL 11, 2022

We’re going to talk about how he provides high value as an hourly financial advisor by saving investors from the “Humpty Dumpty portfolio” and the lessons other advisors can learn about serving clients with simplicity, transparency, and integrity, whether they choose to adopt the hourly fee model or not.

Financial Advisor 52

Financial Advisor Portfolio Clients Management 52

BlueMind

SEPTEMBER 3, 2022

Asking relevant questions will help you determine how willing or averse they are to taking risks, you can guide them to select the best risk directive or model portfolio to achieve their goals. Related: Compliance and Automation – An Ideal Unison! How many years do you plan to work before you retire?

Risk Tolerance 105

Risk Tolerance Clients Portfolio Financial Advisor 105

Carson Wealth

JUNE 10, 2024

An aging population, with more people retiring and leaving the labor force every day, can also make the numbers noisier. A diversified portfolio does not assure a profit or protect against loss in a declining market. The prime-age employment-population ratio is a steadier measure and it was unchanged at 80.8%

Marketing 143

Marketing Marketing Economy Numbers 143

Carson Wealth

MARCH 11, 2024

Retirement funds had been demolished and there was very little hope. Definitional issues around labor force participation (how the unemployment rate is calculated) and demographics (an aging society, with more people retiring every day) is why I prefer the prime-age (25-54 years) employment-population ratio.

Marketing 97

Marketing Marketing Economy Retirement 97

WiserAdvisor

MAY 31, 2023

While both SIMPLE IRA and 401(k) plans serve the common goal of providing individuals with an opportunity to save for retirement, they differ in certain aspects that can significantly impact employers and employees. Additionally, employers must meet specific eligibility requirements and should not have another retirement plan.

Planning 52

Planning Retirement Planning Retirement Financial Advisor 52

Sara Grillo

JULY 8, 2022

Others that require a more detailed response will either get forwarded to a teammate (financial planner or portfolio manager) who can research the answer, or scheduled to my calendar later in the day when I can focus on a response or call the client directly. Work on outstanding compliance tasks: 1 hour. hours of it.

Financial Advisor 59

Financial Advisor Financial Planner Clients Compliance 59

Carson Wealth

SEPTEMBER 5, 2023

As baby boomers retire, they leave the labor force.) A diversified portfolio does not assure a profit or protect against loss in a declining market. Compliance Case # 01891261_090523_C The post Market Commentary: This Is What Normal Looks Like appeared first on Carson Wealth.

Marketing 89

Marketing Marketing Economy Compliance 89

WiserAdvisor

SEPTEMBER 13, 2023

While grappling with various aspects of retirement planning, it is imperative to acknowledge a critical factor that often does not receive its due attention – longevity risk. While this is undoubtedly positive, it introduces the challenge of ensuring that your financial resources last an extended retirement period.

Retirement Planning 52

Retirement Planning Retirement Planning Risk Tolerance 52

Sara Grillo

DECEMBER 12, 2022

“It comes down to the client’s needs, what the strategy is going to provide for the client, and then we look at how we can efficiently affect how those costs hit that client in their portfolio.” – Charles King. As a CFA (Chartered Financial Analyst), he is proficient in creating and managing portfolios. Doug Twiddy. Charles King.

Financial Advisor 52

Financial Advisor Commission Clients Insurance 52

The Big Picture

FEBRUARY 6, 2024

If you’re at all interested in focused portfolios, the concept of quality as a sub-sector under value and just how you build a portfolio and a track record, that’s tough to beat. And ev all the sort of compliance, client service, legal, kind of, everything was done sort of on the side by investment people.

Valuation 130

Valuation Investing Investments Assets 130

Brown Advisory

DECEMBER 2, 2015

In advising clients over the years, we have seen the value of helping families buy into the longterm orientation essential to successful investing and portfolio management through all market conditions. Determine both your annual level of spending and a five- and 10-year goal for portfolio returns. Set hard numbers.

Taxes 52

Taxes Clients Estate Planning Compliance 52

WiserAdvisor

APRIL 12, 2024

In that case, you can develop a deep understanding of the financial concerns and objectives that are prevalent among retired individuals. This may include topics such as retirement income planning, asset allocation strategies, healthcare costs, long-term care costs, withdrawal strategies, tax minimization, and estate planning considerations.

Financial Advisor 52

Financial Advisor Clients Numbers Management 52

Indigo Marketing Agency

JANUARY 25, 2022

Investors are worried about their portfolios and their purchasing power. Their portfolio is not down as much as the market. It’s normal to feel uncomfortable when the market is down, especially if you’re approaching retirement. Be sure to get it approved by compliance before sending. They have not realized any losses yet.

Communication 52

Communication Clients Marketing Marketing 52

Steve Sanduski

DECEMBER 5, 2022

” In 2022, what many advisors are trying to “solve for” are the limitations of the traditional 60/40 portfolio. That expertise can also help educate advisors and their teams about new products and clear some likely hurdles with compliance and due diligence. ” “Expanding our menu.”

Investing 52

Investing Investments Financial Advisor Clients 52

Sara Grillo

OCTOBER 31, 2022

Salaske, Chief Executive Officer and Chief Compliance Officer is Firstmetric’s principal owner and is the sole Member and Manager of Firstmetric, LLC.” Also, nothing in this podcast or blog can be interpreted as legal or compliance advice. For advise on such matters, contact a legal or compliance advisor. About Scott Salaske.

Financial Advisor 110

Financial Advisor Commission Clients Compliance 110

Random Roger's Retirement Planning

APRIL 8, 2023

The tasks of interacting with clients and navigating markets is fun for me (helping people and studying markets) versus the complexity of running an advisory shop, all the regulatory filings, compliance processes that have to be overseen and even mundane stuff like leases and utility bills doesn't sound fun to me at all.

Insurance 92

Insurance Compliance Engineering Planning 92

Brown Advisory

NOVEMBER 12, 2015

As always we look to balance your assets between a liquid operating fund for current needs, a core investment portfolio for long-term preservation or appreciation, and an opportunistic pool for timely investments, taking into account your long-term investment objectives as well as any nearterm requirements for funds.

Planning 52

Planning Taxes Distribution Medical 52

Brown Advisory

JANUARY 1, 2023

These are the businesses in which we want to invest your savings (and ours) so that they can compound over time, ensuring your security in retirement and our opportunity to create value for you. We think the quality of the investments within the portfolio today is probably at its highest since launch back in early 2015.

Investing 52

Investing Investments Valuation Clients 52

The Big Picture

MAY 9, 2023

But what was interesting about that was the quick need to both separate the portfolio between the old stuff and the new stuff, because there were a lot of new investment opportunities. So we have our MAS team, our Multi-Asset Solutions team, who are really providing more of the overall portfolio advice. Capital rules were changing.

Assets 280

Assets Clients Investing Investments 280

Sara Grillo

AUGUST 25, 2023

I created this list of financial advisors for small accounts (less than $300,000 in assets) because there are alot of schmucks out there hawking crap products to people with portfolio of this size, and I don’t think it’s fair. Transform Retirement www.transformretirement.com Avg account size: Approx. 56 Capital Partners www.56capitalpartners.com

Financial Advisor 52

Financial Advisor Accounting License Financial Planning 52

Carson Wealth

MAY 6, 2024

As mentioned previously, the prime-age (25-54 years) employment-population ratio gets around definitional issues that crop up with the unemployment rate (a person is counted as being unemployed only if they’re “actively looking for a job”) or demographics (an aging population with more people retiring and leaving the labor force every day).

Marketing 97

Marketing Marketing Economy Numbers 97

The Big Picture

NOVEMBER 14, 2023

There are a few people in the world who are more knowledgeable about the management of asset managers and what it’s like to actually run a global organization and interact with lots of aspects of the business of finance, whether that’s acquisitions or compliance, or dealing with all the legalities of multi-jurisdictional regulations.

Math 130

Math Management Insurance Assets 130

Brown Advisory

JUNE 12, 2017

Buffett and Munger are significant influences on the investment approach used in managing Flexible Equity Strategy portfolios. billion of investable float in 2016, which partially funds Berkshire’s $260 billion investment portfolio. All the big brokerage firms have large compliance departments, and they should.

Investing 52

Investing Investments Ethics Taxes 52

Brown Advisory

JUNE 12, 2017

Buffett and Munger are significant influences on the investment approach used in managing Flexible Equity Strategy portfolios. billion of investable float in 2016, which partially funds Berkshire’s $260 billion investment portfolio. All the big brokerage firms have large compliance departments, and they should.

Investing 52

Investing Investments Ethics Taxes 52

The Big Picture

DECEMBER 6, 2022

It has to be such a different set, the retirement planning is different, the safety net is different. People in Spain when I was growing up in the ‘80s and ‘90s, they expect to just retire and have the government give them like a paycheck every month. So a phenomenal learning experience with both Jefferies and Morgan Stanley.

Clients 148

Clients Investing Investments Management 148

The Big Picture

JANUARY 24, 2023

I will say when there were fewer firms, I was effectively — there had Ted and Nick Forstmann, Brian little had retired from the firm. I don’t have — coming from a family business, we say we don’t have portfolio theory. I mean, so you just have to live through all this stuff. I was the next senior.

Investing 255

Investing Investments Numbers Banking 255

Sara Grillo

MAY 8, 2023

Policy lapse results in phantom income tax on the entire amount of the capital gain in the policy, plus there is the disappointment of having an asset you counted on (maybe to retire) go to zero. The issues lie in how IUL policies are shown to clients, in the illustrations. SARA GRILLO: Is the long… Typically, fixed or variable.

Insurance 59

Insurance Clients Financial Advisor Accounting 59

The Big Picture

AUGUST 15, 2023

That’s a really easy portfolio to create. It allows you to understand, generally speaking, what is a reasonable beta for that whole portfolio. By the time I got there in ’92, they had a great venture portfolio and almost nobody else even understood what venture capital was. That allows you to do two things.

Management 130

Management Investing Investments Government 130

Sara Grillo

MAY 23, 2022

I don’t know when to retire or claim Social Security. For him, DIY investors on path to retiring in 5 years How do I want to serve? Do I have enough to retire? So I wanna serve DII investors on the path, early retirement within five years. What the heck is going on? Why should I have to wait for that information?”.

Financial Planner 52

Financial Planner CFP Financial Planning Education 52