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Wednesday links: institutional forgetting

Abnormal Returns

ft.com) Companies Retailers have only so much margin to sacrifice to tariffs. wsj.com) Some 46% of streaming subscribers use ad-supported plans. paulkrugman.substack.com) What happens to the budget (and yields) if we have a recession? axios.com) The proposed budget does little to address entitlement spending.

Budgeting 194
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Don't Fall for the Black Friday Deals, Spend More Time With Friends and Family

Mish Talk

Welcome Change Major retailers like Kohl’s, Target, Macy’s, Walmart, J.C. Retailers Attempt to Lure Price-Weary Shoppers With Deep Discounts. Retailers Attempt to Lure Price-Weary Shoppers With Deep Discounts. said Gabriella Santaniello, founder of the retail research firm A Line Partners. Your budget is your hot trend.

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Your Guide to a Financially Healthy Holiday Season

Your Richest Life

But holiday spending is still a struggle for most people, with seven in 10 people reporting that they usually go over budget on their holiday expenses. Creating a budget for the holidays gives you the freedom to enjoy the holidays without the nagging guilt that you might be undermining your financial goals. From there, you can edit.

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15 Recession-Proof Businesses That Thrive in Any Economy

Clever Girl Finance

Retail consignment 4. Financial planning services 12. These are businesses that meet everyday needs, provide essential services, or deliver comfort and value when people are tightening their budgets. Retail consignment When things get tough, one of the first things people cut down on are new clothes. Baby products 2.

Economy 69
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Try A No Spend Month To Reset Your Finances!

Clever Girl Finance

Follow your existing budget : Stick to your pre-planned necessities and nothing extra. No impulse purchases or retail therapy. 8 tips for planning a successful no spend month You need to set yourself up to be successful because not spending is a big challenge! No new clothes, beauty products, or gadgets.

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How To Succeed At A Low Buy Year And Transform Your Finances

Clever Girl Finance

In a low-buy year, you might allow yourself a $100 clothing budget for the year or one new item per season. Instead of waiting until the last minute and breaking your low-buy rules, plan ahead. What Is The 70-20-10 Budget? For example, in a no-buy year, you wouldnt buy any new clothing.

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5 Post-Holiday Shopping Tips for Retirees

Integrity Financial Planning

Holiday shopping can be stressful, and unless you took advantage of Black Friday or Cyber Monday, you might find it tough to find the deals you need to keep your gifts within your budget. If you go to your local retailers, you may find great deals, as they quite literally may want to clear their shelves by offering great discounts.