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Sunday links: money skepticism

Abnormal Returns

nytimes.com) Budgeting When you do the math, it's hard to find trillions to save in the federal budget. econbrowser.com) The Department of Veteran Affairs now makes up 5% of the federal budget. economist.com) No-limit vouchers are blowing a hole in the state of Arizona's budget. theatlantic.com)

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How I Stopped Wasting Money: 5 Habits That Were Costing Me!

Clever Girl Finance

Fast food spending on the go 4. Fast food spending on the go If you’re a parent, you know the chaos of running kids from one activity to the next. I was grabbing fast food more often than I realized $10 here, $15 there. I gave myself a realistic fast food budget, so when we do eat out, its intentional.

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Rabbithole: What Do People Get Wrong About Money?

The Big Picture

” A : Money is NOT a store of value to be useful, a dollar must maintain its value long enough for me to pay my rent or mortgage, buy food and energy, fund my entertainment and travel, pay my taxes, and get invested. Can you elaborate on how people misunderstand the very purpose of currency? It does that splendidly.

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How To Succeed At A Low Buy Year And Transform Your Finances

Clever Girl Finance

This means no new clothes, gadgets, books, or takeoutonly necessities like food, rent, and hygiene products. In a low-buy year, you might allow yourself a $100 clothing budget for the year or one new item per season. For me, I discovered that food delivery and random Amazon purchases were my biggest spending problems.

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7 Steps to Define and Align Your Money Values for Success

Clever Girl Finance

Your money values influence the decisions you make about budgeting, saving, investing, and even giving. That realization encouraged me to create a fun fund in my budget , so I could treat myself to experiences without guilt. When you align your financial choices with these values, your life feels more intentional and fulfilling.

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Try A No Spend Month To Reset Your Finances!

Clever Girl Finance

The basic no spend month rules Spend only on essentials : Rent/mortgage, food, insurance, transportation, and bills are allowed. Follow your existing budget : Stick to your pre-planned necessities and nothing extra. What Is The 70-20-10 Budget? Mistake #4: Giving up on the first hard day Saving is supposed to be tough.

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15 Recession-Proof Businesses That Thrive in Any Economy

Clever Girl Finance

Food and beverage 3. These are businesses that meet everyday needs, provide essential services, or deliver comfort and value when people are tightening their budgets. These include sectors like healthcare, food, repair services, and childcare. Food and beverage Food and beverage are also recession proof industries.