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Sinking Funds: Why You Need Them. How To Set Up Yours!

Clever Girl Finance

You'll learn how to rethink your finances, save intelligently, and spend guilt-free for big events. Do you cut down on the rest of your budget? By the time your event arrives, you're not scrambling to pay for everything because you're well prepared. It's not just for parties and events, though! Ready to learn more?

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10 Most Useful Personal Finance Ratios And How To Apply Them

Clever Girl Finance

The term personal finance ratios might be giving you flashbacks to math class. Then, create or refer to your spending journal or a budgeting tool to see how much you’re spending every month. You might be cutting out some of your “fun” budgets for this one. The 50/30/20 rule One common budget ratio is called 50/30/20.

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What Does Liquid Net Worth Mean And How Do You Calculate It?

Clever Girl Finance

Figuring out how to calculate liquid net worth is as simple as doing a quick math equation: Liquid assets - liabilities = liquid net worth. Don't worry—there is an answer to the question, "What is my liquid net worth" that doesn't involve solving math equations. Reevaluate your budget. Can be transferred easily and securely.

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18 Money Saving Challenges To Save More Money!

Clever Girl Finance

That’s $3,365 per year when you do the math! Or spending less than your grocery budget and putting the extra money in your savings account. A budget can help you keep track of your income and expenses. Additionally, a good budget can go a long way toward helping you afford both your expenses and savings.

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Car Depreciation Rate And Maintaining Your Car’s Value

Clever Girl Finance

However, even if you are not in the market to sell your car right now, it's a good idea to know what it means in the event that you do sell. The good thing is that you don’t have to worry about the math. The difference that you save can be put toward other things in your budget—including paying off debt or saving.

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8 Of The Best 6 Figure Jobs Without A College Degree

Clever Girl Finance

For instance, this can include everything from making schedules and hiring to creating budgets. There are many businesses you can start, but some good ideas to begin with include becoming a freelance writer , starting an event planning company, creating an online store, and also starting a coaching business.

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14 Most Useful Personal Finance Ratios And How To Apply Them

Clever Girl Finance

The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. Then, create or refer to your spending journal or a budget template or tool to see how much you spend every month. When I say “essential,” I mean you might be cutting out some of your “fun” budgets for this one.

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