Clever Girl Finance

JANUARY 22, 2023

Whether you're asking "How much should you have saved by 25?" or "How much should you have saved by 40?" you know that saving for your future is always critical. So, learning about the average savings by age can help you size up your finances to see if you are on the right track.

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Ballast Advisors

APRIL 13, 2023

You start with an infant enterprise that needs constant attention and often deprives you of sleep, absorbs a big chunk of your savings, and pushes all of your hobbies to the back burner. Making the transition from taking care of your business to having the business take care of you in retirement is the purpose of succession planning.

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WiserAdvisor

OCTOBER 26, 2023

Retirement estimates often change. Every day, fresh studies emerge, attempting to pin down the ideal sum you need to save for your golden years. These studies consider factors like inflation, how long you might live, healthcare expenses, and much more. million benchmark and shed light on how much you need for retirement.

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Integrity Financial Planning

APRIL 18, 2023

If you are headed toward retirement soon, or you have just retired, you may find yourself wondering, “Is my nest egg enough?” As you know, medical expenses, long-term care, housing repairs, and other unpredictable costs are just a part of life, so how can you prepare for those kinds of things during your retirement?

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Park Place Financial

SEPTEMBER 30, 2022

Retirement Planning How to Calculate How Much You Need to Retire Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. While many financial experts discuss specific percentages people should aim for to have a fulfilling retirement, the ultimate retirement income formula does not exist.

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Clever Girl Finance

AUGUST 8, 2022

According to the data from the US Census Bureau , 50% of women aged 55-66 have no personal retirement savings. Of those who do, only 22% have $100,000 or more in savings. So, how much should you save before you retire? Can you retire with 500k, or do you need more? The good news?

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James Hendries

OCTOBER 5, 2022

Your retirement is the reward after years of hard work and saving. For an enjoyable retirement, saving is critical. Take charge of your retirement and work toward your goals with the help of these few tips and tricks. No matter your age, you may save for retirement. Start Early.

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Random Roger's Retirement Planning

SEPTEMBER 10, 2023

Barron's had a couple of good articles this weekend looking at working past normal retirement age. This month will be the 19th anniversary of the original Random Roger blog. We get told repeatedly how low 401k and IRA balances are. Here is one link and then here is the other. A starting point for me is the economic need.

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Integrity Financial Planning

APRIL 2, 2023

For high-net-worth individuals and families, retirement is a significant shift. 1] As an HNWI, you may not be too worried about depleting your funds in retirement, but there are many complexities that come into play that can eat away at your wealth faster than you think. Often HNWIs are also high-income earners.

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James Hendries

SEPTEMBER 27, 2022

You want to retire comfortably when the time comes. So how do you juggle the two? The truth is, saving for your retirement and your child’s education at the same time can be a challenge. Answering the following questions can help you get started: For retirement: How many years until you retire?

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Random Roger's Retirement Planning

JANUARY 8, 2024

The Wall Street Journal ran an article titled Here's What It's Like To Retire On Almost Nothing But Social Security. In the early days of the blog when my wife and I were new full timers in Walker, I saw a lot of people making it work because they had to which was a productive thing to learn about and that is what these people are doing.

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eMoney Advisor

FEBRUARY 9, 2023

If you are looking for opportunities to grow your business, expanding your services to clients at all stages of the financial planning lifecycle creates new opportunities for you to reach those households in search of professional advice. People in this stage may have just graduated from college and recently joined the working world.

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Integrity Financial Planning

NOVEMBER 21, 2022

Working towards retirement, you may have a detailed plan on how to manage your finances so that you have enough saved by the time you leave the workforce. Financial literacy in retirement is therefore crucial to achieving the retirement you dream of and can be understood through the following basics.

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Clever Girl Finance

NOVEMBER 8, 2022

You can learn how to start investing even if you start your investing journey with just $100. In this post, you'll learn about how to start investing. In most cases, you plan for little involvement on your part once you’ve invested the money. However, investing is not the same as simply saving money. Think again!

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WiserAdvisor

AUGUST 3, 2023

Planning for retirement and growing your wealth are critical to achieving your financial aspirations. Is 1 percent too much to pay a financial advisor? Determining whether 1% is too much to pay a financial advisor depends on the value they bring to your financial journey. This could be billed monthly or quarterly.

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Clever Girl Finance

SEPTEMBER 4, 2022

You’ve likely heard the saying, “save money live better,” plenty over the years. Unfortunately, many people still believe that saving money means deprivation and dissatisfaction. There are many ways in which you can use the “save money live better” philosophy to guide your decisions. Saving money isn’t a goal in and of itself.

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Clever Girl Finance

MARCH 28, 2023

With the cost of living and household debts rising, it’s critical to understand how finances work so you’re in control of your cash. The importance of understanding financial literacy basics Financial literacy covers several topics , including budgeting, banking, investing, handling debt, and planning for the future.

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Random Roger's Retirement Planning

DECEMBER 17, 2023

Yahoo warned of potential problems retirees may face if their plan is to rely solely on Social Security. Anyone who seeks out financial content from an obscure blog like this one is far more likely to know their expected SS payout, what it would be if they take it early and what it would be if they hold out until 70.

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Walkner Condon Financial Advisors

JUNE 27, 2023

As it turned out, financial planning is where I felt I could have the most impact. I wanted to help others with financial planning and advice. After losing their job, most people rush into dusting off their resume and figuring out how they are going to find their next position. Here’s How to Start Healing.

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Walkner Condon Financial Advisors

JUNE 27, 2023

As it turned out, financial planning is where I felt I could have the most impact. I wanted to help others with financial planning and advice. After losing their job, most people rush into dusting off their resume and figuring out how they are going to find their next position. Here’s How to Start Healing.

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Insurance Insurance Coverage Compensation Planning Financial Advisor 52

Clever Girl Finance

AUGUST 22, 2022

If you’ve seen the lavish spending sprees and apartment tours on various TV shows, you’ve probably had a twinge of jealousy over how wealthy some people are - I know I have! But how do you create wealth? By using a wealth accumulation plan! Why is a wealth accumulation plan important? Not at all! Create a budget.

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Random Roger's Retirement Planning

NOVEMBER 15, 2023

Over the many years of blogging here and elsewhere I've chronicled my adventures in health insurance and the occasions when we've had HSA eligible insurance. They became insanely expensive for whatever reason, expensive relative to other insurance plans I mean and I never understood why. Here's an example of what I mean. I was shocked.

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Clever Girl Finance

NOVEMBER 1, 2023

What is credit, how does credit work, and why is it important? Two types of credit How your credit score is calculated Expert tip: Credit isn’t everything Key tips to build and maintain your credit 3 Common credit myths What is a simple definition of credit? How does credit build up? What is a good credit score?

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Accounting Retirement Planning Retirement Planning 66

Gen Y Planning

APRIL 3, 2023

But it may surprise you that plenty of advisors cater to people who aren’t retired millionaires. There are plenty of reasons for younger people to engage with a financial advisor well before retirement age. The great news is it’s never too early to start considering retirement. The same is true for your financial life!

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Random Roger's Retirement Planning

FEBRUARY 25, 2023

I saw a blog post about building a portfolio anchored around a minimum volatility fund. It looked a lot like 60/40 as far back as the data goes and then went down much less in 2022. Does lagging by that much in one year now invalidate the portfolio? I hope to be able to do it until I'm holy s**t, how old is that dude?

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Random Roger's Retirement Planning

MARCH 19, 2023

Part G Medicare, the one I believe to be the most robust supplemental plan currently costs an average of $1517/yr with projections of 10+% increases over the next few years. I put that one in quotes for how absurd it is. It laid out the threat and dug in with some numbers. Healthview projects that the premium will rise 6.3%

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Food Medical Insurance Medicine 68

Random Roger's Retirement Planning

JUNE 20, 2022

This post is a reminder of an important lesson from our friend Bill here in Walker who years ago now said, "you can figure it out now or you can figure it out later but you'll be much happier if you can figure it out now." The first thread was from Carl Richards who put out "So many people waking up at age 45.and

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WiserAdvisor

SEPTEMBER 13, 2023

While grappling with various aspects of retirement planning, it is imperative to acknowledge a critical factor that often does not receive its due attention – longevity risk. While this is undoubtedly positive, it introduces the challenge of ensuring that your financial resources last an extended retirement period.

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WiserAdvisor

JANUARY 16, 2024

Preparing for retirement is a significant life transition that demands a clear understanding of your financial situation. This data can serve as a baseline for tailoring your retirement plan, taking into account factors such as inflation, your current age, and your desired retirement age.

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Good Financial Cents

AUGUST 5, 2023

How To Make $1 Million Dollars Table of Contents How To Make $1 Million Dollars 1. How To Make $1 Million Dollars Table of Contents How To Make $1 Million Dollars 1. Use Your Employer Sponsored Retirement Plan for All it’s Worth 5. Choose the Right Career 2. Invest Early and Often 3.

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Clever Girl Finance

MARCH 19, 2024

No one cares more about your financial well-being than you, so having a personal financial plan is important. Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. What is a full financial plan?

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James Hendries

AUGUST 24, 2022

Planning for retirement can seem premature when you have only been in the workforce for a decade or so. But as the oldest Millennials begin to hit middle age, retirement suddenly does not seem so far away. Here are five things Millennials should consider when planning for retirement.

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WiserAdvisor

JANUARY 9, 2024

It’s one thing to declare intentions of saving more, spending wisely, or tackling debt, but it’s another to adopt these objectives and see to it that you implement them. Consider consulting with a professional financial advisor who can help iron out a personalized financial plan and attain your financial goals for the year.

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Budgeting Retirement Planning Retirement Accounting 40

Walkner Condon Financial Advisors

OCTOBER 18, 2023

The mass media in the United States tends to oversimplify the transition from the career phase to the retirement phase of our lives. Apparently walking into the sunset on a beach or through a meadow leads directly to a rocking chair on a front porch and that is retirement? The term “retirement” seems somewhat antiquated.

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WiserAdvisor

JULY 18, 2023

With its unique benefits and long-term growth potential, the Roth Individual Retirement Account (IRA) has become a popular choice among individuals seeking to build a retirement nest egg. The Roth IRA can be a reliable and tax-efficient way to save for your future. IRAs are primarily great for tax savings.

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Good Financial Cents

MARCH 20, 2023

When at the point of wondering how to invest $200,000, that’s definitely a good sign. But, how much can you end up with if you invest $200,000 wisely, today? That really depends on how you invest your money and the average return you get. Table of Contents How to Invest $200,000 Starting Today 1.

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WiserAdvisor

JUNE 13, 2023

Retirement planning focuses on the steps you need to take to achieve your desired retired life, such as saving and investing wisely, creating a budget, and considering your healthcare needs. However, it is also essential to be aware of the potential pitfalls and things to avoid during the retirement planning process.

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