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Sinking Funds: Why You Need Them. How To Set Up Yours!

Clever Girl Finance

Do you cut down on the rest of your budget? Without a doubt, in the coming months, an expense will likely come up that is outside of your usual budget. Surely it's a no-brainer to use your savings to cover some of your off-budget expenses , right? It also gives you the math formula to find the information you need if you prefer.

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The 50-30-20 Budget: How It Works + A 50-30-20 Budget Template

Clever Girl Finance

Like many, you might shudder at the word budget. But the 50-30-20 budget and the 50-30-20 budget template prove it doesn't have to be difficult. A budget plans out exactly how you'll use your money and this can be tailored to suit your specific lifestyle and situation. What is a 50-30-20 budget?

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10 Most Useful Personal Finance Ratios And How To Apply Them

Clever Girl Finance

The term personal finance ratios might be giving you flashbacks to math class. Then, create or refer to your spending journal or a budgeting tool to see how much you’re spending every month. You might be cutting out some of your “fun” budgets for this one. The 50/30/20 rule One common budget ratio is called 50/30/20.

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What Does Liquid Net Worth Mean And How Do You Calculate It?

Clever Girl Finance

Money market accounts. Meanwhile, cash equivalents are investments that can be sold for cash relatively quickly and easily while still maintaining their market value. A highly liquid investment is one that: Is in an established liquid market. Reevaluate your budget. Cash can be: Cash. Savings accounts. Checking accounts.

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How To Make Money As A Teenager: 36 Lucrative Ways

Clever Girl Finance

Remember that budgeting as a teenager is an essential aspect of planning your savings too! Start a blog A blog can be a fun way to make money as a teenager. You can blog about any topic that interests you. Blogging is not an easy way to earn an income, but it can be enjoyable. Wouldn't that be nice?

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Car Depreciation Rate And Maintaining Your Car’s Value

Clever Girl Finance

However, even if you are not in the market to sell your car right now, it's a good idea to know what it means in the event that you do sell. Ultimately, you want to calculate the difference between what you paid and the car’s current fair market value. The good thing is that you don’t have to worry about the math.

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14 Easy Side Hustles From Home To Try Today!

Clever Girl Finance

It’s worth noting, that many popular side hustles are businesses and may require learning how to make money with a blog for beginners or another type of freelancing. Market research companies also want to know people’s opinions on different products and topics—and they’ll pay you to answer surveys.

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