Nerd's Eye View

NOVEMBER 22, 2024

Also in industry news this week: Why the announced acquisition of RIA custodian TradePMR by retail brokerage firm Robinhood could prove to be a boon for RIAs on TradePMR's platform, who could receive a wave of referrals from Robinhood's massive base of next-generation retail clients How Morningstar is cutting the "Medalist Ratings" of thousands of (..)

Financial Planner 246

Financial Planner Retirement Retail Retirement Planning 246

Calculated Risk

MARCH 11, 2025

of marketable Treasury bills outstanding at the end of February, and Treasury bills accounted for a measly 4.7% By way of comparison, Treasury bills accounted for 35% of total Fed Treasury holdings at the end of 2006. Second, the Fed only held a paltry 3.1% of total Fed Treasury holdings. And by letting its still sizable ($2.2

Assets 165

Assets Portfolio Accounting Marketing 165

Wealth Management

JULY 2, 2025

The Vanguard High-Yield Active ETF would trade under the ticker VGHY and invest at least 80% of its portfolio in high-yield debt, according to a Tuesday filing with the Securities and Exchange Commission. trillion US exchange-traded fund arena.

Planning 264

Planning Estate Planning Wealth Management Commission 264

Dear Mr. Market

DECEMBER 31, 2024

Three to six months worth of expenses tucked away in a high-yield savings account. Review Investment Allocations Markets evolve, and so should your portfolio. And My Portfolio Guide, LLC will be right here, cheering you on. Make room for saving and investingnot just spending. A good rule of thumb? New year, new financial you?

Budgeting 105

Budgeting Financial Planning Estate Planning Planning 105

The Big Picture

DECEMBER 4, 2024

But suddenly they find themselves sitting on an uncomfortably large percentage of their portfolio in a single name. To help us unpack all of this and what it means for your portfolio Let’s bring in Meb Faber He’s the founder and chief investment officer of Cambria. Perhaps they have some founder stock from a startup.

Taxes 130

Taxes Portfolio Accounting Math 130

Darrow Wealth Management

FEBRUARY 9, 2025

If you own 10,000 shares, you receive $40,000 in dividend income (before taxes) and have a portfolio currently worth $2M. You’ll receive the same $40,000 in dividend income and the value of your portfolio drops to $1.5M. Dividend paying stocks and funds can be a great addition to a portfolio.

Retirement 85

Retirement Asset Allocation Taxes Portfolio 85

Abnormal Returns

DECEMBER 18, 2024

barrons.com) Don't let bad energy ruin your portfolio. meaningfulmoney.life) Personal finance The three best inflation hedges are a job, a 30-year home mortgage and a stock portfolio. wsj.com) How 529 account balances affect financial aid. humbledollar.com) Make sure you are earning the highest rate on your uninvested cash.

Retirement Planning 130

Retirement Planning Retirement Valuation Insurance 130

Trade Brains

NOVEMBER 6, 2024

These companies manage profitable real estate portfolios across various sectors. The process resembles buying regular stocks through your demat account. Portfolio Diversification: Through REITs, investors gain exposure to various property types. What are REITs? Top REITs for Small Investors 1. Their impressive 97.6%

Investments 98

Investments Investing Distribution Portfolio 98

Carson Wealth

JANUARY 8, 2025

One study found that an advisor-managed portfolio could produce an additional 3% value add annually over a self-managed (DIY) portfolio. Accountability and Progress Tracking Regular consultations with a financial advisor can help provide accountability, helping you stay on track with your financial plan.

Financial Advice 69

Financial Advice Financial Advisor Risk Tolerance Financial Guidance 69

Trade Brains

JULY 4, 2025

On a sequential basis, its Gross Loan Portfolio (GLP), excluding write-offs, grew by 3.1%, reflecting steady credit deployment aligned with MFIN Guardrails. 8,104 crore, while the rest of the states combined accounted for Rs. Portfolio at Risk (PAR) metrics showed a broad-based decline across all-time buckets. 17,951 crore.

Portfolio 59

Portfolio Investment Advisor Assets Investments 59

Wealth Management

JULY 17, 2025

based accounting firm, is taking a page from large registered investment advisors by bringing together taxes and wealth management. Minopoli, who is also a partner in the new RIA, had previously been the chief investment officer of a team managing a $30 billion portfolio for the Knights of Columbus Asset Advisors.

Wealth Management 191

Wealth Management Clients Management Estate Planning 191

Abnormal Returns

FEBRUARY 14, 2025

citywire.com) This pension fund is adding Bitcoin to its portfolio. sixcolors.com) Contracts When the government pulls money from an account without authority. (paulkrugman.substack.com) Crypto The SEC could soon allow for in-kind redemptions for Bitcoin and Ethereum ETFs. sherwood.news) VC A slew of unicorns have become zombies.

Advertising 173

Advertising Government Manufacturing Media 173

The Big Picture

MARCH 10, 2025

The GFC I had a more money at risk; Covid was fully invested, with a 401k, portfolio and of course, the firm. I have 30,000 foot data on spending and contentment and lots of fun anecdotes, but I really dont know Q :“ Historically, money has been understood as both a ‘medium of exchange’ and a ‘unit of account.’

Investments 190

Investments Investing Food Ethics 190

Trade Brains

JULY 17, 2025

Periodic Check: These are long-term kinds of investments, but a check of the performance of these investments and your portfolio allocation should be done regularly to make sure it suits your financial goals. Written by Hiten Chauhan The post Top Performing High-Risk Funds That Delivered High Returns in 2025 – Are They in Your Portfolio?

Risk Tolerance 59

Risk Tolerance Portfolio Assets Asset Allocation 59

The Big Picture

OCTOBER 30, 2024

And on today’s edition of At the Money, we’re going to discuss how you can participate in shareholder yield and get more out of dividends to help us unpack all of this and what it means for your portfolio. Let’s bring in Meb Faber founder and CIO of Cambria.

Valuation 144

Valuation Investments Investing Numbers 144

Clever Girl Finance

JANUARY 10, 2025

I didnt want to reach the end of my life with a big savings account but very few memories of enjoying the journey. Creating this list helps you see the bigger picturemoney isnt just numbers in a bank account. This could include saving for a down payment on a home, contributing to retirement accounts, or growing an investment portfolio.

Ethics 98

Ethics Budgeting Retirement Accounting 98

Validea

JANUARY 15, 2025

These companies typically demonstrate strong operational efficiency and have proven their ability to convert revenue into actual cash flow after accounting for capital expenditures and working capital needs. Here are the top 10 most fundamentally sound high free cash flow yield stocks using our guru models as of January 2025.

Valuation 52

Valuation Insurance Accounting Economics 52

Zoe Financial

JANUARY 28, 2025

A diversified portfolio of investments held for several years has historically proven to provide greater returns than those who try to jump in and out of the market at what they believe are the lows and highs. Once you do this, it should become clear that the goal is not to beat the market but to reach or exceed your personal goals.

Marketing 98

Marketing Marketing Financial Advisor Taxes 98

Abnormal Returns

FEBRUARY 26, 2025

ofdollarsanddata.com) Invest time in your life, not in managing your portfolio. mrmoneymustache.com) Why you need to account for your Treasury income on your state taxes. fastcompany.com) What to consider when rolling over a 401(k) account to an IRA. (tonyisola.com) Age is just one factor when it comes to your asset allocation.

Asset Allocation 162

Asset Allocation Retirement Financial Planning Accounting 162

Abnormal Returns

NOVEMBER 20, 2024

newsletter.theleading-edge.org) Personal finance Why you need guardrails on your portfolio. abnormalreturns.com) A bad experience trying to capture a bank 'bonus' account offer. (contessacapitaladvisors.com) A common life regret is not being bold enough. ejorgenson.com) Can you answer the question "Money is."? Well, you should.

Estate Planning 162

Estate Planning Retirement Marketing Marketing 162

WiserAdvisor

JUNE 13, 2025

When your portfolio leans too heavily in one direction, even a small downturn can lead to large losses. Investors who concentrated their portfolios in tech saw their savings take a painful hit. Here’s what to focus on: List your assets: Include properties, investments, savings, retirement accounts, insurance, and personal valuables.

Estate Planning 59

Estate Planning Taxes Retirement Healthcare 59

WiserAdvisor

JUNE 16, 2025

Because what good is a strong portfolio if it cannot stand the test of time and come to your rescue even as the years go by? It is easy to get caught up in growing your wealth, chasing high-net-worth investment opportunities , or expanding your financial portfolio, but wealth preservation deserves just as much of your attention.

Wealth Management 59

Wealth Management Taxes Insurance Assets 59

Nerd's Eye View

DECEMBER 4, 2024

Additionally, private funds can employ leverage, short selling, derivative strategies, and other methods to further manage the portfolio's risk and return characteristics. generally those with over $200,000 of income or $1 million in net worth) are allowed to invest in private funds.

Clients 225

Clients Financial Advice Investments Investing 225

MainStreet Financial Planning

MARCH 12, 2025

Reevaluate Your Asset Allocation If watching your investment portfolio fluctuate causes anxiety, your current allocation might be too aggressive. You can reduce your stock exposure and increase investments in fixed income options, such as cash or bonds, within tax-advantaged accounts (like a 401(k), IRA, or Roth IRA).

Economics 92

Economics Asset Allocation Financial Planning Taxes 92

The Big Picture

JULY 23, 2025

That comes from the treasury account). Speak to your financial advisor, speak to your accountant or tax professional. Have a more broadly diversified portfolio. One basic, primary way, and that is incentive stock options are reserved only for employees. Make sure you understand the risks.

Taxes 167

Taxes Planning Distribution Compensation Planning 167

WiserAdvisor

MAY 29, 2025

Best 1,000-dollar investment instruments High-yield savings accounts or certificates of deposit (CDs) : High-yield savings accounts and CDs are excellent entry points for those who prioritize safety and stability. These options typically offer higher interest rates than traditional savings accounts and come with minimal risk.

Accounting 59

Accounting Wealth Accumulation Risk Tolerance Investments 59

Nationwide Financial

AUGUST 21, 2024

Securities-backed lending is a way clients can prepare for large cash expenses while keeping their portfolios intact. Securities-backed lending (SBL) is a powerful financial tool that allows clients to borrow against the value of their non-qualified, non-retirement investment portfolio while retaining the portfolio’s integrity.

Retirement 52

Retirement Portfolio Clients Financial Advice 52

Harness Wealth

JANUARY 29, 2025

This type of strategy typically involves selling underperforming investments at a loss to offset capital gains (or ordinary income) to optimize portfolio returns. Portfolio rebalancing: Selling underperforming assets helps investors maintain an optimal asset allocation.

Taxes 52

Taxes Assets Portfolio Sales 52

Darrow Wealth Management

JANUARY 13, 2025

The amount you can borrow depends on the plan, but cannot exceed IRS guidelines which stipulate that “themaximum amount that the plan can permit as a loan is (1)the greater of $10,000 or 50% of your vested account balance, or (2) $50,000, whichever is less.” Borrowing against your portfolio carries unique risks.

Taxes 106

Taxes Sales Portfolio Accounting 106

Carson Wealth

JULY 16, 2025

This glossary of investment terms to know can be your cheat sheet for spotting red flags (and opportunities) in your portfolio, talking shop with your advisor, and making investment decisions based on understanding, not just gut feelings. This glossary breaks down the key types, their risks, and when and why they belong in your portfolio.

Investments 52

Investments Investing Marketing Marketing 52

Harness Wealth

NOVEMBER 12, 2024

Fully Utilize Tax-Advantaged Retirement and Savings Accounts There are multiple steps you can take using retirement accounts to reduce your taxable income. Contribute to Tax-Advantaged Retirement Accounts Do your best to fully contribute to one or multiple tax-advantaged retirement accounts, such as 401(k), 403(b), or IRAs.

Tax Planning 52

Tax Planning Taxes Planning Estate Planning 52

The Big Picture

JANUARY 8, 2025

To help us unpack this and what it means for your portfolio, let’s bring in Matt Hougan. bank account at the fingertips of anyone with a cell phone anywhere around the world. dollar bank account, but your currency has high inflation, you’re going to want access to stablecoins. I’m Barry Ritholtz.

Assets 130

Assets Banking Investments Investing 130

Yardley Wealth Management

SEPTEMBER 10, 2024

Take advantage of tax-advantaged retirement accounts such as 401(k)s, IRAs, and Roth IRAs to maximize your contributions and benefit from tax-deferred or tax-free growth. Aim to contribute as much as you can afford to these accounts each year to accelerate your retirement savings. Learn more about retirement plan options here.

Retirement 40

Retirement Risk Tolerance Investments Investing 40

WiserAdvisor

JULY 9, 2025

Many people have managed their own investment portfolios and have seen great results. You make all the decisions, choose the funds or stocks you are interested in, and build your financial portfolio solo. If you want to review your portfolio during your lunch break, go ahead! And honestly, you are not entirely wrong. No problem!

Financial Advisor 59

Financial Advisor Investments Investing Asset Allocation 59

Yardley Wealth Management

DECEMBER 17, 2024

In today’s economic climate, I recommend maintaining 6-9 months of living expenses in easily accessible accounts. If your employer offers a Roth 401(k) option, evaluate whether splitting your contributions between traditional and Roth accounts might benefit your long-term tax strategy.

Financial Planning 52

Financial Planning Debt Management Retirement Planning Retirement 52

Harness Wealth

JANUARY 9, 2025

Backdoor strategies are retirement contribution methods that allow individuals to bypass income limits and contribute to tax-advantaged retirement accounts. Mega Backdoor Roth 401(k)s you to keep funds within your employer’s plan, simplifying management if you prefer consolidated accounts.

Taxes 52

Taxes Planning Retirement Retirement Planning 52

International College of Financial Planning

NOVEMBER 18, 2024

During my MBA, I was introduced to finance and accounting for the first time, and it was a game-changer for me. My savings were sitting in accounts that didn’t serve any long-term goals—fixed deposits, endowment policies, and other low-growth options. I began to realize that understanding the financial side of things was crucial.

Education 52

Education Financial Planning Management Planning 52