The Big Picture

MAY 19, 2023

How bad at math do you need to be to think that it’s only 5 stocks driving this market? via @allstarcharts [link] pic.twitter.com/8r3eAIlmsN — Barry Ritholtz (@ritholtz) May 16, 2023 2. Russell 2000 is the big laggard in 2023, and has been much of the year. Recession is inevitable? Debt ceiling = disaster 6.

Marketing 289

Marketing Marketing Math Media 289

The Big Picture

MAY 1, 2023

But most of all, it was just simple maths according to Druck. Fowler and Clymer (dubbed the “ High Priest of Horology “) discuss all things wristwatches and timepieces, including their experiences at the 2023 Watches & Wonders , why the marketplace has exploded over the past few years, and what are their favorite grail watches.

Math 288

Math License Economy Numbers 288

The Big Picture

NOVEMBER 27, 2023

(October 22, 2012) Investing via Media Market Timing (February 8, 2009) Forecasting & Prediction Discussions Sources : We Found 30 Timing Strategies that “Worked”—and 690 that Didn’t By Wei Dai, PhD, Audrey Dong, DFA, Oct 31, 2023 In the Stock Market, Don’t Buy and Sell. By Jeff Sommer New York Times, Nov. More on this later.

Marketing 304

Marketing Marketing Math Retirement Planning 304

Abnormal Returns

MAY 14, 2023

humbledollar.com) Some lessons from the 2023 Berkshire Hathaway ($BRK.A) wealthmanagement.com) The math behind savings rates and retiring early. (morningstar.com) The case for international diversification is still solid. annual meeting. novelinvestor.com) The banking crisis isn't over.

Math 157

Math Portfolio Retirement Banking 157

The Big Picture

MAY 9, 2024

Previously : Simple, But Hard (January 30, 2023) One-Sided Markets (September 29, 2021) The Price of Paying Attention (November 2012) See also : Welcome to FinTok, Where Day Trading, Options Investing, and Misinformation Reign ( Institutional Investor , September 25, 2020) TikTok Influencers Promise They’ll Make You Rich.

Media 336

Media Taxes Math Investing 336

Advisor Perspectives

DECEMBER 20, 2022

In 2023, the math of valuations suggests returns will likely be challenging as markets remain difficult to navigate.

Math 40

Math Valuation Marketing Marketing 40

The Big Picture

OCTOBER 23, 2023

As the Peterson Institute noted: In June, the Congressional Budget Office (CBO) projected that annual net interest costs would total $663 billion in 2023 and almost double over the upcoming decade, soaring from $745 billion in 2024 to $1.4 Note that this is not hindsight bias , but rather discussions we had repeatedly here in the mid-2010s.

Government 334

Government Economics Budgeting Taxes 334

Random Roger's Retirement Planning

OCTOBER 26, 2024

First, is the math right based on my numbers? Even the gain in 2023 might not be repeatable but it's the best we can do. If we guess just 2 billion people, and that is just a guess, and divide that into the 15.2 How can it solve anyone's problem? I used BTCFX in Portfolio 2 to backtest a little further than we could with an ETF.

Math 52

Math Portfolio Numbers Taxes 52

The Big Picture

JULY 20, 2023

But just do the math: Would you prefer to give up 67 basis points (RWM’s dollar-weighted average fee is ~0.67%) or would you prefer to give up 30% of your gains PLUS pay an annual 0.79% fee for the TJUL ETF? Giving up permanent gains to avoid impermanent drops seems like an awful exchange.

Math 186

Math Financial Planning Assets Management 186

The Big Picture

FEBRUARY 10, 2023

Atlas Obscura ) • Joe Biden’s 2023 State of the Union: 4 winners, 4 losers and an honorable mention : It was a bad night for billionaires, a better one for climate change. Business Insider ) • Stop treating unemployment as a necessary evil to curb inflation : An economist explains why it’s time to rethink popular assumptions about layoffs. (

Math 173

Math Engineering Manufacturing Investing 173

Good Financial Cents

DECEMBER 10, 2022

Our 25 Best Ways to Make Money Online in 2023. If you have expertise in any common subjects, such as math and science, and you have some extra time, you may have all you need to become a tutor. Bottom Line on Making Money Online in 2023. Don’t discount the possibility of making money online in 2023. Launch Your Own Blog.

Risk Tolerance 112

Risk Tolerance Media Investing Investments 112

Sara Grillo

APRIL 11, 2023

The reason I put all this together is I see a ton of financial advisors out there who struggle to get a grasp of what the math behind a financial advisor practice looks like. Was this financial advisor income statement stuff helpful?

Financial Advisor 97

Financial Advisor Accounting Management Financial Planning 97

Good Financial Cents

APRIL 19, 2023

The math when paying down debt is simple – if your loan is currently at 7% and you refinance at 3%, that’s equivalent to a 4% return on your money! The post 31 Passive Income Ideas to Build Real Wealth (Updated for 2023) appeared first on Good Financial Cents®. It could save you thousands in the long run!

Accounting 105

Accounting Investing Investments Media 105

Random Roger's Retirement Planning

FEBRUARY 29, 2024

The simple 40 year trade for bonds of "number go up" is finished and as a matter of math, can't be repeated. Less so in the last few weeks but late in 2023 a lot of pundits were saying it was time to add duration despite those yields being lower than short dated paper. Taking volatility out of a fixed income portfolio is fairly simple.

Marketing 95

Marketing Marketing Math Portfolio 95

Sara Grillo

JUNE 24, 2024

The math behind Universal Life Insurance Interest Rates is a twisted web and most consumers are deceived. Know how the math works so you can see the potential risks that may exist with your policy. This correction was updated in 2020 with AG 49A and again in May 2023 with AG49B. Don’t be fooled! appeared first on Sara Grillo.

Insurance 59

Insurance Math Financial Advice Compliance 59

Random Roger's Retirement Planning

NOVEMBER 22, 2024

The way Portfolios 1 and 2 are weighted, the math works for being a 60/40 portfolio and then from there we add portable alpha/capital efficiency/return stacking. INFL equaled the S&P 500 in 2021 and lagged it badly in 2023. The idea here is to look to see if any value can be added. It has a 0.78

Portfolio 52

Portfolio Math Assets Clients 52

Cornerstone Financial Advisory

JANUARY 8, 2024

Math errors: Simple addition and subtraction mistakes can delay your return. Consider using electronic filing software that does the math automatically to avoid mistakes. IRS.gov, September 6, 2023 6. The Wall Street Journal, January 5, 2024 3. The Wall Street Journal, January 5, 2024 4.

Marketing 98

Marketing Marketing Taxes Economics 98

Random Roger's Retirement Planning

APRIL 22, 2024

The article devoted a good amount of space to bond market math, focusing on the pain of owning the iShares 20+ Year Treasury ETF (TLT) and bond funds in general. Maybe they are that attractive, maybe not but I'm not sure how anyone could be confused by the amount of buying in 2023.

Marketing 98

Marketing Marketing Financial Advising Math 98

The Better Letter

MARCH 18, 2025

Both 2021 and 2022 each had 14 upsets; there were 10 upsets in 2023 and nine in 2024, if only three in 2007. Last season’s UConn Huskies won a second consecutive title as a heavily favored top seed, unlike 2023 when they were a four. Between 1985 and 2024, there were 8.5 upsets per tournament (4.7 quintillion. trillion.

Numbers 75

Numbers Marketing Marketing Medicine 75

The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. Two reasons. Oh that’s interesting.

Assets 147

Assets Management Portfolio Investing 147

Your Richest Life

NOVEMBER 9, 2023

months in August of 2023. You should also do the math to make sure you have a clear idea of what you can afford. Typically, the real estate market should have about a six month supply of homes on the market. That number fell to 1.6 months in January of 2022, and has since bumped up to 3.3

Marketing 52

Marketing Marketing Budgeting Financial Planner 52

Darrow Wealth Management

SEPTEMBER 7, 2023

Although the spread is still considerable, at the 22% statutory withholding rate for non-qualified stock options (if under $1M), the tax due with simple hypothetical math is ‘only’ about $38,500.

Wealth Management 85

Wealth Management Taxes Tax Planning Valuation 85

David Nelson

NOVEMBER 27, 2023

Look outside the popular favorites for new themes as we head into 2024 The Price Tag for Downside Protection – Protecting the downside often means lagging the upside By David Nelson, CFA CMT As 2023 comes to a close, it is time for a raw, no-holds-barred reflection on the investment battlefield.

Investing 52

Investing Investments Math Management 52

Good Financial Cents

FEBRUARY 10, 2023

You can become a tutor in almost any subject, but science and math are two of the most profitable niches. But if you’re looking for more specific examples, check out my post with the best 37 Best Side Hustle Ideas for 2023. Tutoring Tutoring is one of the best strategies for helping children who are struggling with their schoolwork.

Advertising 102

Advertising Media Food Management 102

The Big Picture

FEBRUARY 6, 2024

I’d say management consulting is any of the other thing that least at that time was the other career trajectory, just my personality, more of a math oriented introvert. 2022 was a a down 19% I think in the s and p 500, but last year, 2023 core quality and quality value slowed, but quality growth boomed somewhat different.

Valuation 130

Valuation Investing Investments Assets 130

Brown Advisory

NOVEMBER 13, 2023

The importance of evaluating social factors in mortgage bond analysis bgregorio Mon, 11/13/2023 - 09:02 Download the Article Social factors such as housing affordability and demographic data have never been more relevant in the mortgage markets. Source: Bloomberg Data as of 4/30/2023 and is the most recent data available.

Investing 52

Investing Investments Portfolio Clients 52

Random Roger's Retirement Planning

SEPTEMBER 29, 2024

The math is only off by a shade using leverage via UST and a little bit of SSO, remember RPAR is leveraged. In 2020, RPAR did much better than the replication, did a little worse in 2021, 2023 and 2024 YTD and in 2022 RPAR lagged the replication by 11%. The Replication is based on this from RPAR.

Portfolio 52

Portfolio Assets Management Math 52

The Better Letter

MARCH 16, 2023

The maths are exactly the same. These sorts of math problems are the focus of this week’s TBL. Math Problems As this TBL goes live, just 16 games and one day of the NCAA Tournament are in the books, yet my bracket is a mess. We notice the unlikelihood of 100 in a row because of the pattern. Thanks for reading. quintillion.

Math 95

Math Numbers Medicine Marketing 95

The Big Picture

NOVEMBER 21, 2023

And yet we bounced back in 2023 with one of our best years in the history of the firm, right? So here’s the math, Barry. So, 00:25:52 [Speaker Changed] You know, as you know, 2022 was a tech recession. It was a challenging year for all of us who were investing in tech. 00:44:49 [Speaker Changed] Correct? You all have phones.

Investing 246

Investing Investments Startup Accounting 246

FMG

DECEMBER 22, 2022

I’m very excited about what 2023 has in store. The math speaks for itself- over half our population is female, yet only around 20% of financial advisors are women. As you’re based in Washington, how has the pandemic affected your business plan and the way you communicate with clients?

Financial Advisor 52

Financial Advisor Compliance Clients Communication 52

Brown Advisory

JANUARY 17, 2024

Download it here Darwinian Investing: The Science of Rejection The outperformance of the “Magnificent Seven”1 during 2023 led to many questions from our investors (for instance “why are you underweight the Mag 7?”) During 2023, one of our most beaten-up books was ‘What I Learned About Investing from Darwin’.2

Investing 52

Investing Investments Portfolio Accounting 52

The Big Picture

JANUARY 9, 2024

So like a component of it was like the standard derivatives math, right? And so like, you know, I got there and I learned derivatives math, right? It was derivatives math, it was like working with the traders on like risk management. Those are on Apple Premium Podcast for the end of the fourth quarter of 2023.

Banking 130

Banking Retail Math Management 130

Good Financial Cents

JUNE 25, 2023

There will only ever be 21 million created (about 19 million exist as of June 2023 ). When a miner is first to succeed in solving the complex math to process a new block of transactions, that person is rewarded with the transaction fees from recent users and newly minted bitcoin. Bitcoin is in limited supply.

Investing 76

Investing Investments Accounting Commission 76

Good Financial Cents

MARCH 15, 2023

You must also possess solid math and cash-handling skills and be able to multitask. As of 2023, the typical salary for a Customer Service Executive in the United States is between $203,763 and $270,525 annually – with an average of $235,950. What is the highest salary in customer service?

Communication 69

Communication Education Retail Banking 69

Clever Girl Finance

OCTOBER 17, 2023

According to Investopedia, for a single filer earning $45,000 in 2023 , you’ll be taxed about $5,207 total: 10% on your first $11,000 = $1100 12% on the amount between $11,001 and $44,725 = $4047 22% on the amount between $44,726 and $45,000 = $60 As you can see, most of your income falls into the lower 10% or 12% brackets. Become a tutor.

Taxes 52

Taxes Numbers Math Budgeting 52

The Big Picture

JANUARY 16, 2024

I was always good at math, but I really, I just didn’t relate to things that were more esoteric bonds options. 00:34:26 [Speaker Changed] So, so the October data for single family homes, October, 2023 record, low number of transactions. And I, I think that I kind of triangulated on it. I have no family history.

Assets 264

Assets Investing Investments Management 264

The Better Letter

DECEMBER 30, 2022

We checked the maps, did the math, and determined that, if all went well, we could drive from BWI to San Diego in about 40 hours of driving time. May it be so, even now, throughout 2023, and forevermore. More than that, however, we had purchased tickets for Disneyland for everyone for Wednesday. We wanted to go! Now and forever.

Planning 82

Planning Communication Investing Investments 82