The Big Picture

JUNE 23, 2025

trillion in change and we think that number is gonna get to six by the end of the decade for the industry. 00:15:23 [Speaker Changed] Yeah, it, and it’s a number of things and, and we’ve talked about these trends. Not quite sure where, why that focus shifted to ETFs, but it was ETFs and probably a number of other things.

Portfolio

Random Roger's Retirement Planning

MARCH 22, 2025

For a ten year run ending Jan 1, 2019 though it compounded at over 6% annually plus that dividend yield on top and a very low beta. The literature seems to say it is not a replication strategy, based on the number of markets it trades, it looks like a full implementation. To me, that was a great mix of attributes.

Investments

Carson Wealth

MARCH 7, 2025

This is what happened in 2018 2019, but during the recent bout of high inflation (in 2021 2022), companies passed down costs and margins even expanded. Think of it like a one-time increase in the sales tax. At the same time, the Fed did cut rates back in 2019 when they thought elevated rates were hurting economic growth.

Economy

Wealth Management

JUNE 11, 2025

Number 8860726. 2025-47, a Tax Court denied the estate of a Kentucky decedent a marital deduction for a bequest, finding that it wasn’t qualified terminable interest property (QTIP) because a QTIP election wasn’t made. Trusts Created Martin Griffin died on July 9, 2019, survived by his spouse, Maria Creel. Commissioner, T.C.

Taxes

Wealth Management

JULY 24, 2025

Number 8860726. However, as the financial advisory industry became more familiar with how ETFs work, a growing number of shops finally reached a stage where they are turning their own ETF from an idea into reality, according to Venuto. Of that number, about a quarter will likely be launched by traditional RIAs, Venuto said.

Wealth Management

Random Roger's Retirement Planning

NOVEMBER 12, 2024

I used OVL for derivative income even though it's only been around since 2019. We have a decent sample size in terms of number of years and different types of events in those years including up a little for the broad market, down a little, up a lot, a crash and a bear market.

Numbers

The Big Picture

JULY 27, 2022

Consider these columns going back to 2013 pointing out the foolishness of tax-payer subsidized corporate welfare queens (2013), and why median wages were rising ( 2016 , 2017 , 2018 , 2018 , 2019 ). By any measure, we still have an enormous number of unfilled positions. Then came the pandemic, and a huge federal worker subsidy.

Medicine

Nerd's Eye View

OCTOBER 27, 2023

Also in industry news this week: A survey indicates that while financial advisors remain the most trusted source of financial advice, they might increasingly encounter client questions and ideas that originated from social media Following the transition of advisors and clients from TD Ameritrade and amid competition from competing RIA custodians, Charles (..)

Financial Planner

Nerd's Eye View

APRIL 21, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that in a settlement with the SEC, robo-advisor platform Betterment agreed to pay a $9 million penalty for allegedly misstating the frequency that its automated tax-loss harvesting system was scanning some client accounts between (..)

Financial Planner

Calculated Risk

SEPTEMBER 16, 2022

See my post in 2019: Don't Freak Out about the Yield Curve ) For the economy, what I focus on is single family starts and new home sales. Also note that the sharp decline in 2010 was related to the housing tax credit policy in 2009 - and was just a continuation of the housing bust. 2) Significant policy error.

Sales

The Big Picture

DECEMBER 11, 2023

There are many sources of “Shrinkage” of inventory, and while there is some debate as to the largest sources, they look something like this: Employee theft : It’s the number one source of shrinkage. (My billion in 2019, according to the state agency that tracks sales tax. My experience: it is often uinderreported by companies).

Retail

Nerd's Eye View

AUGUST 28, 2023

The announcement of the merger between Charles Schwab and TD Ameritrade in November 2019 kicked off a marathon of preparation for advisory firms to transition their clients on the TD Ameritrade custodial platform to Schwab.

Financial Advisor

Calculated Risk

DECEMBER 7, 2022

See my post in 2019: Don't Freak Out about the Yield Curve ) For the economy, what I focus on is single family starts and new home sales. Also note that the sharp decline in 2010 was related to the housing tax credit policy in 2009 - and was just a continuation of the housing bust. 2) Significant policy error.

Sales

Carson Wealth

MAY 20, 2024

April inflation data confirmed there is no need to panic about the first-quarter numbers. That’s the slowest pace since August 2021 and not far above the 2018-2019 average of 3.6%. but well above the 2018-2019 average of 3.2%. That’s similar to the pace of 2019. Forward-looking data suggest continued disinflation ahead.

Numbers

Brown Advisory

FEBRUARY 3, 2020

For a number of our sustainable investment strategies, we issue formal reports each year to keep clients informed about how those strategies are generating positive impact. Enclosed is our Impact Report for the Brown Advisory Tax-Exempt Sustainable Fixed Income strategy.

Taxes

Brown Advisory

FEBRUARY 3, 2020

2019 Impact Report: Tax-Exempt Sustainable Fixed Income Strategy. For a number of our sustainable investment strategies, we issue formal reports each year to keep clients informed about how those strategies are generating positive impact. Mon, 02/03/2020 - 08:01. A Letter of Introduction From The Portfolio Managers. .

Taxes

Brown Advisory

NOVEMBER 1, 2019

2019 Year-End Planning Letter. Fri, 11/01/2019 - 13:44. As detailed in prior publications, the 2017 Tax Act changed important aspects of federal income, estate, gift, and generation-skipping transfer (GST) tax law. YEAR-END ACTIONS SUGGESTED BY THE 2017 TAX ACT. Treasuries). Non-Taxable Gifts.

Planning

Nationwide Financial

APRIL 28, 2023

One of the biggest lessons all states learned from WA is how many people are willing to buy LTC insurance if it will get them exempted from a tax! WA employees will pay a mandatory 0.58% payroll tax – which will purchase $36,500 in total LTC benefits (with potential inflation). And how will they control the number?

Insurance

Carson Wealth

FEBRUARY 22, 2023

Matt Kory, Vice President, Retirement Programs As a retirement income vehicle, the 401(k) is second in popularity only to Social Security – and as CNBC reported in 2019 the number of 401(k) millionaires is at an all-time high. Just think of the numbers. People are living longer these days, and that number is only going up.

Retirement

Harness Wealth

MARCH 29, 2023

Below are some insights from Richard Morris, Executive Vice President and Director of Tax Services, and Alex Seleznev, Senior Investment Advisor and Chief Operating Officer of MBI, LLC. And depending on your specific tax situation, you may be paying between 15% and 20% or even more in capital gain taxes.

Tax Planning

Trade Brains

NOVEMBER 17, 2023

2019-20 5.68 -3.18 As we know from the data of previous years the margins are not stable due as their earnings were dependent on the number of contracts. As we know from the data of previous years the margins are not stable due as their earnings were dependent on the number of contracts. Net Profit (Cr.) 2022-23 350.96

Government

Zoe Financial

MAY 8, 2023

First quarter 2023 earnings are now tracking toward negative 4.5% (the market was expecting even worse numbers). Stay tuned for next week. – Andres Disclosure: This page is not investment advice and should not be relied on for such advice or as a substitute for consultation with professional accounting, tax, legal or financial advisors.

Marketing

Good Financial Cents

MARCH 17, 2023

Paid Time Off for Hourly Employees Earning $25 per Hour How Much Is $25 An Hour After Taxes? When converting an hourly rate, like $25 per hour, to an annual salary amount, you need to start with the number of hours in your work week. Multiply 40 hours by 52 weeks to get the number of hours worked in a year: 40 x 52=2,080 hours 3.

Budgeting

Brown Advisory

JULY 23, 2019

2019 Berkshire Hathaway Annual Shareholder Meeting ajackson Tue, 07/23/2019 - 09:50 The Berkshire Hathaway annual meeting is an opportunity for shareholders and analysts to pose questions to Warren Buffett and Charlie Munger. Buffett places a very high value on this float but won’t give a number. versus 9.7%

Insurance

Brown Advisory

JULY 23, 2019

2019 Berkshire Hathaway Annual Shareholder Meeting. Tue, 07/23/2019 - 09:50. companies, with nearly 400,000 employees and an equity market capitalization of over $500 billion as of June 30, 2019. Buffett places a very high value on this float but won’t give a number. after Microsoft, Amazon, Apple, Alphabet and Facebook.

Insurance

Trade Brains

JUNE 6, 2023

Financial Year Gujarat Fluorochemicals Navin Fluorine 2023 5,685 2,077 2022 3,954 1,453 2021 2,650 1,179 2020 2,606 1,062 2019 2,729 996 (figures in Rs Cr) Gujarat Fluorochemicals Vs Navin Fluorine – Net Profit Growth As the topline grew, so did the bottom line of the fluorine stocks. NFIL has been debt free for a number of years.

Planning

Good Financial Cents

APRIL 1, 2023

That will give you a combined contribution of $13,000, which will also be fully tax-deductible. In theory, the purpose is to exhaust the plan within your lifetime, providing the IRS with its expected tax revenue. If either of you are, tax deductibility may be either limited or eliminated completely. Ads by Money.

Planning

Trade Brains

OCTOBER 5, 2023

The government has launched a number of initiatives to boost textile and apparel manufacturing and exports. The table below shows the Total income and net profit of Siyaram Silk Mills for 5 financial years: Year Total income (In crores) Profit after tax (In crores) 2023 ₹2272 ₹250 2022 ₹1939 ₹216 2021 ₹1130 ₹3.5

Planning

Trade Brains

AUGUST 14, 2023

The Indian chemicals industry was valued at $178 billion in 2019 and is expected to grow to $304 billion by 2025, at a CAGR of 9.3%. But this number dipped by half during the FY23 to ₹545 Crores. Year Debt to Equity (x) Interest Coverage Ratios (X) 2019 0.88 By FY 2040, the sector is estimated to reach $1 trillion.

Pharmaceutical

Trade Brains

SEPTEMBER 29, 2023

2019 14720.88 The Company has razon-thin Net Profit Margins, with the FY23 number coming to 5.46%. Fiscal Year RoCE RoE 2023 10.96% 7.58% 2022 11.26% 7.78% 2021 14.84% 10.68% 2020 16.96% 12.13% 2019 23.38% 14.69% 5 Year Average 15.48% 10.57% Debt Analysis Exide’s FY23 Debt to Equity comes up to 0.03x, which is its 5-year High.

Planning

Random Roger's Retirement Planning

MARCH 11, 2024

One interesting number about "derivative income" ETFs from the article was that in 2019, before the very popular JEPI ETF listed, they has $7 billion in AUM and a the end of 2023 the space had grown to $75 billion. The $75 billion number is not something I would worry about. The behavioral overlap might be complacency.

Numbers

Trade Brains

JUNE 5, 2023

The capital expense for modernization and new infrastructure has grown by 57% since 2019 to Rs 1.62 Higher income translated into higher profit after tax for the company. 2019 3,214 16.6 (Net It has maintained its debt-free status for a considerable number of years. lakh crore in 2023-24. in FY19 to 15.8% 2021 3,432 15.0

Planning

Investing Caffeine

DECEMBER 1, 2022

This reasonable drawdown in stock prices is not too shabby, considering the meteoric gains of 2019-2020-2021 (+90% cumulatively), as I have highlighted on numerous occasions (see my July Newsletter, Winning Teams Occasionally Lose ). Please read disclosure language on IC Contact page.

Economy

Trade Brains

MAY 8, 2023

On a positive note, it’s trailing twelve months (TTM) after the quarter ending December 2022 income and profit exhibited growth with Rs 356 crore profit after tax on income of Rs 2,999 crore. And not just that, it has maintained its nil debt-to-equity status for a considerable number of years.

Planning

Trade Brains

JANUARY 10, 2023

Different agencies expect global production numbers to improve to 94 Mn units by FY26 for LV and 2.6 Presented below are the production numbers from the Society of Indian Automobile Manufacturers (SIAM). This is because of a higher tax expense in the recent fiscal. million in FY22 from 2.5 Mn in FY22. figures in thousands).

Distribution

Brown Advisory

MARCH 27, 2020

GDP in 2019. There are a number of temporary income tax provisions in the CARES Act that will be of interest to our private clients. PROVISIONS AFFECTING INDIVIDUALS AND FAMILIES Recovery Rebate for Individual Taxpayers – Tax Credit. The bill was signed into law on Friday, March 27. Enhanced Charitable Deductions in 2020.

Taxes

Brown Advisory

MARCH 27, 2020

GDP in 2019. There are a number of temporary income tax provisions in the CARES Act that will be of interest to our private clients. Recovery Rebate for Individual Taxpayers – Tax Credit. If the 2019 return has not been filed, eligibility for the payment will be based on taxpayer’s 2018 income tax return information.

Taxes