Brown Advisory

JULY 24, 2018

Strong Defense: The Falling Opportunity Cost of Allocating to Bonds. Tue, 07/24/2018 - 09:25. allocations to cash and core fixed income holdings—has meant a willingness to accept extremely low returns. Louis Fed) rose above 50 bps at the end of 2016, and since then has ticked up to 180 bps as of June 30, 2018.

Valuation 52

Valuation Economics Asset Allocation Clients 52

eMoney Advisor

DECEMBER 27, 2022

Routledge Press, 2018. Our partners at Fidelity developed a concept that speaks to how the wealth management business can continue to provide value to clients. Visualizing the Hierarchy of Financial Needs.” ” Advisor Channel , 2020. September 17. 3 Deckers, Lambert. Motivation: Biological, Psychological, and Environmental.

Financial Planning 78

Financial Planning Planning Wealth Management Clients 78

Random Roger's Retirement Planning

AUGUST 18, 2022

I've talked about my asset allocation before being overwhelmingly in cash or cash proxies, about 25% in "normal" equity investments, my exposure to crypto these days might be 2-3% up from 1/2 of a percent from when I bought Bitcoin in late 2018 but down from 6-7% when Bitcoin was higher.

Retirement Planning 70

Retirement Planning Retirement Planning Asset Allocation 70

Random Roger's Retirement Planning

APRIL 9, 2023

Do you even remember why stocks crashed in late 2018? Russia invaded Ukraine. Markets had a slow, steep decline. The pandemic was declared and stocks crashed and snapped back pretty quickly. Do you remember the Taper Tantrum or the drop that coincided with the last time we flirted with the debt ceiling?

Retirement 65

Retirement Asset Allocation Planning Numbers 65

Good Financial Cents

MAY 1, 2023

To diversify their Contributory IRA portfolio, individuals should: Choose a mix of asset classes : Individuals should choose a mix of asset classes based on their risk tolerance and investment goals.

Risk Tolerance 94

Risk Tolerance Taxes Retirement Retirement Planning 94

Brown Advisory

MAY 10, 2018

achen Thu, 05/10/2018 - 11:18 Concerns over trade policy and potential trade wars have rattled equity markets in recent months. In this article, our head of asset allocation discusses how we are managing trade risk, while still embracing global growth opportunities in our portfolios. and China in 2018, through early April.

Economy 52

Economy Portfolio Clients Sales 52

Brown Advisory

MAY 10, 2018

Thu, 05/10/2018 - 11:18. In this article, our head of asset allocation discusses how we are managing trade risk, while still embracing global growth opportunities in our portfolios. FACT: The tariffs announced so far in 2018 affect a small sliver of the global economy. and China in 2018, through early April.

Economy 52

Economy Portfolio Clients Sales 52

Carson Wealth

DECEMBER 18, 2023

At Carson Investment Research, we have moved our longer-term strategic asset allocations to their maximum equity overweight while continuing to favor U.S. 31, 2018, through Dec. Stocks may gain 75-100% cumulatively over the next five years, which is 12-15% annualized. Here’s why. But here’s some perspective: From Dec.

Marketing 96

Marketing Marketing Economy Investing 96

Brown Advisory

MARCH 30, 2018

Outlook for 2018 | Confronting the Unknown. Fri, 03/30/2018 - 11:57. While February’s volatility did not materially change our asset allocation views, it reinforced to us the importance of a comprehensive discussion about how we think about risk and how we manage it.

Asset Allocation 52

Asset Allocation Portfolio Assets Valuation 52

Brown Advisory

FEBRUARY 15, 2019

Last year, our annual outlook publication, Confronting the Unknown , focused on risk: how we define it, how we measure it, and what we saw as the major risks facing investors in 2018. All of this weighed heavily on equity returns across the globe in 2018. Entering 2019, we face rising economic, political and market risks.

Valuation 52

Valuation Clients Portfolio Government 52

Brown Advisory

JULY 17, 2018

529 Plans And The New Tax Code ajackson Tue, 07/17/2018 - 11:30 You Can Now Use 529s for K-12 Costs—But Should You? The cost of college is growing at an astronomical rate, and Section 529 plans have long helped individuals and families grow assets earmarked for education in a tax-efficient manner.

Taxes 52

Taxes Planning Education Distribution 52

Brown Advisory

JULY 17, 2018

Tue, 07/17/2018 - 11:30. The cost of college is growing at an astronomical rate, and Section 529 plans have long helped individuals and families grow assets earmarked for education in a tax-efficient manner. The 2018 tax overhaul expanded the reach of 529 plans beyond college. 529 Plans And The New Tax Code.

Taxes 52

Taxes Planning Education Distribution 52

Brown Advisory

AUGUST 1, 2018

Investment Perspectives | Managing Risk ajackson Wed, 08/01/2018 - 10:37 In 1963, Bob Dylan warned us that the times, they are a-changin’—and while he wasn’t talking about capital markets, his words ring as true today for investors as they did for those growing up in the turbulent '60s. Concentration: Much of the U.S. Exhibit 2: U.S.

Management 52

Management Investing Investments Valuation 52

Brown Advisory

AUGUST 1, 2018

Wed, 08/01/2018 - 10:37. Several evolving dynamics in the stock market, when taken together, suggest that risk levels have increased a bit over the last year or so: Valuations: To state the obvious, stock prices gained considerable ground during 2017 and are slightly higher so far in 2018. Annualized Returns, 04/30/2013-06/30/2018.

Management 52

Management Investing Investments Valuation 52

Investing Caffeine

MAY 2, 2022

As you can see from the chart below, there have been no shortage of issues and events to worry about over the last 15 years (2007 – 2022): 2008-2009: Financial Crisis 2010: Flash Crash (electronic trading collapse) 2011: Debt Ceiling – Eurozone Collapse 2012: Greek Debt Crisis – Arab Spring (anti-government protests) 2012: Presidential Elections (..)

Electronics 59

Electronics Economy CFP Government 59

Random Roger's Retirement Planning

JULY 3, 2022

Equities and traditional fixed income with nothing else can absolutely get the job done provided the savings rate is adequate, the asset allocation is suitable and succumbing to emotion is avoided. Here's how VIXM and RYMFX did during the 2018 Christmas Crash; And here's the Covid crash in 2020.

Portfolio 40

Portfolio Management Clients Asset Allocation 40

Investing Caffeine

APRIL 1, 2022

On the surface this sounds scary, but do you remember what happened the last time the Fed tapped the interest rate brakes during 2015 – 2018? The Fed’s goal is to increase the cost of borrowing, thereby slowing down the economy and reducing inflation.

Economy 59

Economy Economics Valuation Investing 59

Investing Caffeine

FEBRUARY 1, 2022

Many people have short memories and forget the Fed hiked interest rates 10 times from the end of 2015 through 2018. Although the Federal Funds interest rate target is expected to increase to 2.5% over the next few years (currently at 0%), this forecast is nothing new and there is no guarantee the Fed can successfully pull off this feat.

Math 52

Math Assets Investing Investments 52

Dear Mr. Market

MARCH 17, 2024

If you are comfortable with swings of Bitcoin at $19k in 2017, $4k in 2018, $11k in 2019, $5k in 2020, $58k in 2021, $37k in 2022, $21k in 2023, and now $66k today…by all means hold it! This year we avoided covering some of the other crypto options out there (Dogecoin, Ethereum, Litecoin etc).

Investing 105

Investing Investments Portfolio Assets 105

Brown Advisory

MARCH 28, 2019

As we stated in “Confronting the Unknown,” our 2018 asset allocation publication, standard deviation is “a helpful shortcut for thinking about risk, but it is not a fully effective proxy.” The “shoestring curve” below depicts these risks for a hypothetical portfolio, assuming various asset allocation targets.

Asset Allocation 52

Asset Allocation Portfolio Assets Clients 52

Brown Advisory

MARCH 28, 2019

As we stated in “Confronting the Unknown,” our 2018 asset allocation publication, standard deviation is “a helpful shortcut for thinking about risk, but it is not a fully effective proxy.” The “shoestring curve” below depicts these risks for a hypothetical portfolio, assuming various asset allocation targets.

Asset Allocation 52

Asset Allocation Portfolio Assets Clients 52

Brown Advisory

MARCH 30, 2020

Consider how we defined investment risk in our 2018 asset allocation publication, Confronting the Unknown: “The probability that a portfolio will not meet an investor’s needs.” 2/5/2018 VIX® (Volatility Index) 164.0 Essentially, liquidity refers to how quickly an investment can be turned into cash. 10/15/2014 10-Yr U.S.

Management 52

Management Marketing Marketing Clients 52

Brown Advisory

MARCH 30, 2020

Consider how we defined investment risk in our 2018 asset allocation publication, Confronting the Unknown: “The probability that a portfolio will not meet an investor’s needs.” Liquidity, like many concepts in the investment world, is simple on the surface but becomes far more complex when one examines it more deeply.

Management 52

Management Marketing Marketing Clients 52

Brown Advisory

NOVEMBER 12, 2019

Census Bureau estimates that population growth in 2018 (0.6%) was the lowest since the 1930s. The key question for investors is how to respond to the prospect of lower returns, or as we described it in our 2018 Asset Allocation publication, the “risk of insufficient growth.” We estimate returns of 6-7% for U.S.

Investing 52

Investing Investments Assets Economics 52

Brown Advisory

NOVEMBER 12, 2019

Census Bureau estimates that population growth in 2018 (0.6%) was the lowest since the 1930s. The key question for investors is how to respond to the prospect of lower returns, or as we described it in our 2018 Asset Allocation publication, the “risk of insufficient growth.” CRUMBLING FOUNDATION.

Investing 52

Investing Investments Assets Economics 52

Random Roger's Retirement Planning

APRIL 17, 2024

Unlike the 25% each to stocks, long bonds, gold and cash in the Permanent Portfolio, TRTY allocated 35% to trend following, 25% each to equities and fixed income and the last 15% to alternative strategies. Reacting in the middle of 2022 after learning too much was allocated to risk assets?

Portfolio 84

Portfolio Asset Allocation Advertising Numbers 84

The Big Picture

SEPTEMBER 19, 2023

I guess I got lucky in January or February of 2018. Hawaii had parted ways with their then chief investment officer and there was an article in a, a magazine for institutional allocators about it and how they were hiring. It depends on your asset allocation. 00:26:07 [Speaker Changed] No.

Assets 141

Assets Management Portfolio Investing 141

The Better Letter

JANUARY 26, 2024

” The Dow closed at 23,327 a couple of years later – the end of 2018 – and has not dropped below 19,000 since the prediction. percent 2018 : “The music is fading out, and a trap-door has opened up in the floor, but they’re still dancing.” percent in 2018 while HSGFX was up 8.78 percent higher.

Assets 103

Assets Valuation Management Investing 103

Random Roger's Retirement Planning

DECEMBER 22, 2023

As more of an asset allocator and investor in equity market themes, global macro like John did probably isn't in my wheelhouse but understanding how a well executed strategy in a fund wrapper could help manage volatility, help smooth out the ride, might be in my wheelhouse.

Portfolio 61

Portfolio Asset Allocation Accounting Management 61

The Irrelevant Investor

JUNE 15, 2019

In 2018, 52% of all participants at Vanguard were invested in a single target-date fund. They anticipate that by 2023 80% of all assets at Vanguard will be in an automatic investment program. In 2018, two out of three new participants were in plans that adopted automatic enrollment. That number fell to 19% in 2018.

Asset Allocation 52

Asset Allocation Retirement Accounting Distribution 52

Investment Writing

SEPTEMBER 5, 2023

You’ll look at factors such as the contributions of security selection, sector weightings, asset allocation, and maybe even cash positions and the flows of money into and out of the portfolio. 13, 2015, and updated in June 2018, November 2022, and August 2023. Please share your opinions and insights.

Portfolio 52

Portfolio Clients Management Investing 52

Random Roger's Retirement Planning

JULY 15, 2023

We wrote a few posts last year about the Rational ReSolve Adaptive Asset Allocation Fund (RDMIX) which is intended to be an all weather strategy. in 2018 when VBAIX dropped 2.8%, not very all weatherish. Managed futures is great but it did badly in 2018, a down year for plain vanilla 60/40.

Asset Allocation 49

Asset Allocation Management Portfolio Assets 49

Random Roger's Retirement Planning

AUGUST 28, 2022

Rodrigo and Mike manage the Rational/Resolve Adaptive Asset Allocation Fund (RDMIX). Note that the current managers of RDMIX took over in Feb 2018 so fair enough if you think the time frame is unfair. The idea that true risk parity takes in more than two asset classes is useful. Back to the podcast.

Portfolio 73

Portfolio Asset Allocation Assets Clients 73

Brown Advisory

OCTOBER 11, 2021

We believe that the investment return needed to achieve that objective should be the most important guidepost for a portfolio’s asset allocation. With traditional assets like stocks and bonds at high valuations, the implications for future returns of those assets may be underwhelming. Source: BLOOMBERG. equity REITs.

Assets 52

Assets Portfolio Risk Tolerance Asset Allocation 52

Brown Advisory

OCTOBER 11, 2021

We believe that the investment return needed to achieve that objective should be the most important guidepost for a portfolio’s asset allocation. With traditional assets like stocks and bonds at high valuations, the implications for future returns of those assets may be underwhelming. Source: BLOOMBERG. equity REITs.

Assets 52

Assets Portfolio Risk Tolerance Asset Allocation 52

Dear Mr. Market

JANUARY 25, 2022

Click here for the last time we wrote about it but again… people seem to forget what they ate for breakfast so you may not remember what happened in 2018. Then… all hell broke loose in 2018. Anyway, 2018 was never called a “bear market” because we didn’t hit the proverbial -20% by definition.

Marketing 52

Marketing Marketing Investing Investments 52

James Hendries

JULY 3, 2023

to reach a $1 trillion market cap in intraday trading on August 2, 2018. LPL’s Strategic and Tactical Asset Allocation Committee (STAAC) recommends a neutral tactical allocation to equities, with a modest overweight to fixed income funded from cash. Apple was the first publicly traded company in the U.S.

Marketing 52

Marketing Marketing Banking Valuation 52