Random Roger's Retirement Planning

APRIL 11, 2024

The managed futures blends' worst years in this study were 2011 when they were down slightly versus up 4.31% for VBAIX and 2018 when they were down 5.5%-6% I don't discount having been lucky to have found RYMFX pretty much right after it started trading and for selling it some time in 2011. 6% while VBAIX was down 2.84%.

Management 93

Management Accounting Taxes Portfolio 93

Random Roger's Retirement Planning

NOVEMBER 21, 2024

The backtest runs from the start of 2011 to the end of 2020. To my knowledge, RYMFX was the first managed futures mutual fund and it had the space to itself for several years after in launched in 2007.

Asset Allocation 52

Asset Allocation Management Portfolio Taxes 52

Random Roger's Retirement Planning

MARCH 7, 2024

I've owned this stock for clients going back to at least 2011. It would be great to have put a few bucks into Amazon 25 years ago and have $1 million's worth today but what does that really look at feel like. I added in price levels of a few peaks along with subsequent declines.

Medical 98

Medical Clients Taxes Portfolio 98

BlueMind

FEBRUARY 15, 2023

Studies by the American College of Financial Services show that 90% of special needs family members and caregivers admit that caring for their loved ones is more important to them than planning for their own retirement. Related: How Financial Advisors Should Engage With Female Clientele?

Financial Planning 97

Financial Planning Clients Planning Financial Advisor 97

The Irrelevant Investor

MAY 1, 2018

The median retirement account balance for people ages 56-61 is just $25,000. In the first of four studies, participants who were exposed to their future selves allocated more than twice as much money toward the retirement account than did participants who were exposed to their current selves. We're loyal to ourselves today.

Retirement 52

Retirement Accounting Taxes Portfolio 52

The Irrelevant Investor

OCTOBER 17, 2019

The only time that over 2% of DC assets were traded was back in 2011 when the U.S. Source: Understanding householed trading behavior 2011-2018 The post Trading Behavior appeared first on The Irrelevant Investor. debt was downgraded. All in all it looks like Vanguard customers are very well behaved.

Accounting 52

Accounting Retail Assets Portfolio 52

Carson Wealth

MARCH 11, 2024

Retirement funds had been demolished and there was very little hope. Near bear markets in 2011 and 2018, a 100-year pandemic bear market in 2020 and then another bear market in 2022 made it anything but an easy 15 years. For anyone who remembers that time, it was truly a frightening period in history. We had many scares along the way.

Marketing 97

Marketing Marketing Economy Retirement 97

James Hendries

FEBRUARY 27, 2023

We continue to believe the chances that Congress will fail to raise the debt ceiling before the x date remain extremely low, but current political dynamics have likely increased the risk and there are some negative consequences to even an eleventh hour agreement, as we saw in 2011. S&P has maintained that AA+ rating since 2011.

Marketing 52

Marketing Marketing Government Economy 52

Random Roger's Retirement Planning

DECEMBER 1, 2023

A quick excerpt from a post a couple of weeks ago about retirement misconceptions. I would much rather withdraw 10% or more per year from my retirement accounts and do it without taking any principal. A commenter on a Yahoo article in italics and my reply if he'd have asked me in regular font.

Math 74

Math Retirement Numbers Portfolio 74

Random Roger's Retirement Planning

SEPTEMBER 18, 2022

Since July of 2011, the yield on the ten year US Treasury has been below 3% other than for a couple of months. Even for people who weren't engaged in markets in the 80's or before, we can look at charts, we can take time to understand what yields did during other shock events. A couple of months out of a decade.

Portfolio 75

Portfolio Clients Management Marketing 75

Mr. Money Mustache

MAY 20, 2022

But in the Mustachian Era (the years since 2011 when I started writing this blog ), there has only been one: the 2020 Covid Crash which only lasted about a month. 3) Okay, but I really am retired and trying to live off my investments now. And ignore the wiggly blue line and follow the more meaningful red line.

Marketing 53

Marketing Marketing Retirement Investing 53

Random Roger's Retirement Planning

FEBRUARY 9, 2023

Gold was mostly in a downtrend from mid-2011 to early 2016. Yes I take an active approach, not frequent trading but definitely active, to dialing up or dialing down the various things I use for non-equity portfolio exposure.

Asset Allocation 75

Asset Allocation Portfolio Assets Numbers 75

Trade Brains

JANUARY 20, 2023

SEBI appointed retired SC justice Barucha to oversee the transaction in order to instil trust. On 4th November 2011, bail was granted to Raju and two others accused. With this aim, the board appointed Goldman Sachs and Avendus Capital to help fast track the sale. Several companies bid on April 13, 2009.

Banking 131

Banking Accounting Ethics Sales 131

The Richer Geek

DECEMBER 1, 2021

He is the President and Founder of Pacific Capital and is a Certified Financial Fiduciary®, Accredited Wealth Management Advisor, and Chartered Retirement Planning Counselor. And ideally, we can create seven different sources of income for them before they fully retire. We're happy to have Chad Willardson.

Financial Advisor 52

Financial Advisor Government Retirement Planning Investing 52

Good Financial Cents

JULY 6, 2023

How about the teenager who made millions on Bitcoin after investing what he had at the time ($1,000) in 2011? Open a Roth IRA Risk level : Varies A Roth IRA is a type of retirement account you can open in addition to other accounts you have like a workplace 401(k). Ads by Money. We may be compensated if you click this ad.

Investing 98

Investing Investments Accounting Certification 98

Darrow Wealth Management

APRIL 20, 2022

In March, US consumer confidence dipped to levels not seen since 2011. Maintaining your lifestyle throughout life is perhaps more about how much income you’ll need in retirement versus the size of your portfolio. Sometimes expectations of inflation can be self-fulfilling, an outcome the Fed seeks to avoid.

Economy 52

Economy Nonprofit Wealth Management Food 52

Random Roger's Retirement Planning

DECEMBER 21, 2023

If there is another flash crash like 2011 or 2015, there was a lot of ground gained back before markets closed on those days. 0dte's would have also recovered and expired if they had existed back then. I'm not saying selling 0dte's can't blow up, they can, it just isn't clear what it would look like.

Portfolio 75

Portfolio Asset Allocation Marketing Marketing 75

Mr. Money Mustache

JANUARY 11, 2022

For people who have combined solid money habits with this long economic boom, this means that early retirements have come even earlier than expected, and I have noticed the same thing: my own net worth has gone up several hundred percent since officially “retiring” in 2011.

Economics 52

Economics Retirement Economy Engineering 52

Brown Advisory

NOVEMBER 12, 2015

AGI includes all taxable income, including wages, bonuses, taxable interest, dividends, capital gains, retirement distributions, annuities, rents and royalties. This may be relevant to many families who took definitive action in 2011 in fear that favorable estate rules would be eliminated during the “fiscal-cliff” negotiations that year.

Planning 52

Planning Taxes Distribution Medical 52

Mr. Money Mustache

FEBRUARY 3, 2024

Over my retirement I’ve seen it: written off as just a phenomenon of the lucky winners of the 2000 Tech Boom declared obsolete after the 2009 Financial Crisis dismissed as a temporary fluke of the spectacular stock market of the 2010s and explained away as a Covid-era side effect that came from the taste of freedom that people got from remote work.

License 91

License Budgeting Engineering Manufacturing 91

Mr. Money Mustache

SEPTEMBER 4, 2023

Interest rates, which have been gliding along at close to zero since before the Dawn of Mustachianism in 2011, have suddenly shot back up to 20-year highs. But when it comes down to it, interest rates don’t really affect long-retired people like many of us MMM readers, because we are mostly done with borrowing.

Economy 83

Economy Banking Budgeting Investing 83

Mr. Money Mustache

JULY 25, 2021

How could Mr. Money Mustache, a reliable stalwart of bossy financial advice since 2011 and usually good for at least one post per month, have drifted so far from his original dedication? Some stories from a real life of early retirement, which may be more relevant than plain old financial analysis and reader case studies anyway.

Retirement 52

Retirement Financial Advice Budgeting Accounting 52

The Big Picture

DECEMBER 19, 2023

He, he had retired, retired, but he was still active. So your next stop is Citadel in 2011, and you spend six years there, Citadel also, like Millennium has a fantastic reputation. Tell us about what you did at those shops. 00:06:36 [Speaker Changed] So in, in 2004, I joined Morgan Stanley equity research. That was great.

Healthcare 162

Healthcare Portfolio Investing Investments 162

The Better Letter

DECEMBER 15, 2022

Many – probably most – investors who cash out when negative volatility rears its ugly head will see their chances of investment and retirement success decrease significantly. Even better, I should have paid a bit more than $14 and bought zero-coupon UST STRIPs that would have paid par ($100) 30-years later in 2011.

Investing 80

Investing Investments Portfolio Numbers 80

Workable Wealth

OCTOBER 28, 2020

In 2011, financial psychologist Brad Klontz and his research team published a study in the Journal of Financial Therapy about people’s reactions to money-related statements like “It’s not polite to talk about money,” or “Things would be better if only I had more money.” . What Are Money Scripts? Money Vigilance.

Budgeting 52

Budgeting Planning Management Retail 52

Sara Grillo

AUGUST 14, 2023

Helping parents send their kids to college, care for an aging parent and retire with financial independence are literally what gets him up every day. Rostad is president of the Institute for the Fiduciary Standard , a not for profit think tank formed in 2011. Scott has been serving families for 29 years in the financial services space.

Financial Advisor 52

Financial Advisor Fiduciary Duty Insurance Financial Advice 52

The Big Picture

JULY 19, 2022

Really, what I would think is getting to my natural home and that happened in 2011. ! And I think that story still has some legs but sort of the key culprit then became demographics and retirement savers and the latest story now is in the sort of the one percent. So, you’ve been there for more than a decade. What is that role like?

Investing 130

Investing Investments Valuation Portfolio 130

Good Financial Cents

FEBRUARY 17, 2023

That includes investments, retirement accounts, bank accounts, car loans, credit cards, student loans, and even your mortgage. You can also access tools to help you manage your money and plan for retirement. But the app has been around since 2011, so they must be doing something right. Personal Capital Android user rating: 4.3/5

Accounting 69

Accounting eCommerce Economy Investing 69

The Big Picture

SEPTEMBER 19, 2023

So I applied to Maryland State retirement. The acronym for the Hawaii Investment Employ Retirement System or, or words to that effect. You’re in a really tricky position for funding new investments, for funding, you know, retirement benefits, healthcare benefits, the like. That sounds fascinating. How did that come about?

Assets 147

Assets Management Portfolio Investing 147

The Irrelevant Investor

JANUARY 19, 2019

With people living longer than ever, we need to expect and be prepared to fund a long retirement. Bogle, “The Professor, the Student, and the Index Fund,” johncbogle.com, September 4, 2011. It means having a pro- cess. The stock market throws far too many curve balls for you to wing it. Adam Smith, Supermoney, foreword by John C.

Assets 52

Assets Management Investing Investments 52

The Better Letter

FEBRUARY 24, 2022

Before the game, Virginia coach Tony Bennett took the microphone at center court and offered a generous tribute to retiring Duke coach Mike Krzyzewski. ” Bennett also offered a shoutout to Krzyzewski's wife, Mickie, and wished them a “blessed retirement.” Both teams were well-prepared and well-coached.

Banking 52

Banking Recruitment Retirement Numbers 52

Sara Grillo

JUNE 20, 2022

So Nathan pay is a retirement plan consultant, and he’s here today to talk about the experience of being an Edward Jones financial advisor. And it kinda started from there, so he really kinda got the ball rolling for me and… So that was back in 2011. Okay, everybody. A, welcome to the show. NATE PENHA: This.

Financial Advisor 52

Financial Advisor Sales Commission Clients 52

The Big Picture

JUNE 2, 2023

Sometimes it is due to retirement, death, sabbaticals, parental leave, but most often, it is to switch jobs and work for another firm or start their own business. Here are a few of my favorite perspective-changers: Non-Farm Payroll : There are about 158.6 million people in the US labor market. Each month, about 1.5%

Numbers 312

Numbers Valuation Retirement Economics 312

The Big Picture

AUGUST 15, 2023

So I think that argument is very valid in those couple of years, 2009, 2010 probably, maybe 2011, which was a tough year for hedge funds. Let’s jump to my favorite questions that I ask all of my guests, some of which I think I’m ready to retire. You still had 2012 to 2017 to finish the bet. RITHOLTZ: Right.

Management 130

Management Investing Investments Government 130

Good Financial Cents

DECEMBER 28, 2022

Opening a Roth IRA can be a smart move if you want to invest for retirement and save money on taxes later in life. When you’re ready to take distributions from your Roth IRA in retirement (or after age 59 ½), you won’t pay income taxes on your distributions, either. Retirement Account Conversions Allowed.

Distribution 105

Distribution Taxes Retirement Accounting 105

Dear Mr. Market

NOVEMBER 22, 2024

If so, there’s a good chance your plan includes the classic “AB Trust” structure, which—prior to 2011—was the primary way for married couples to double the value of their federal estate tax exemptions. But in 2011, the concept of “portability” changed the estate planning landscape.

Estate Planning 52

Estate Planning Taxes Planning Assets 52

Random Roger's Retirement Planning

OCTOBER 25, 2022

I did have a fairly lucky, partial sale in 2011. I sold RYMFX in Q3 2011. I thought I first bought it a day or two after it started trading but in researching old blog posts for this one, it is possible I actually bought it in November, 2005. Either way, I've been holding it for 17 or 18 years. We'd been in Yellowstone National Park.

Management 74

Management Sales Accounting Portfolio 74