Random Roger's Retirement Planning

DECEMBER 28, 2024

Bonds with duration are now more volatile than they used to be and that volatility is less reliable than it used to be making them a less effective diversifier for the equity portion of a diversified portfolio. The simplest example would be the person to retired at the end of 2007 and then 12 months later, the stock market was 39% lower.

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Truemind Capital

NOVEMBER 8, 2024

Equity markets corrected by more than 50% in 2000-01 and more than 60% in 2007-08 which lasted for 1.5-3 Looking closely at your portfolio allocation should be done at all times and not just when the market corrects. For the sustainable long-term progress of financial markets, corrections are healthy and useful.

Marketing 52

Marketing Marketing Asset Allocation Valuation 52

Validea

JUNE 23, 2025

Performance Overview (July 15, 2003 – 2025 YTD) Since inception, the Small Cap Growth Investor (Fool inspired) Portfolio has returned 13.2% Year Fool Portfolio S&P 500 +/- S&P 2003 (7/15/2003) 19.8% 2007 23.3% Year Fool Portfolio S&P 500 +/- S&P 2003 (7/15/2003) 19.8% 2007 23.3% 2004 22.5%

Valuation 59

Valuation Portfolio Sales Insurance 59

WiserAdvisor

JUNE 24, 2025

You hear the word recession and might be reminded of the Great Recession from late 2007 to mid-2009. The red numbers in your portfolio are only losses on paper. Look into your emergency fund, consider picking up a secondary source of income, and explore other options before dipping into your portfolio. It is their natural cycle.

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The Big Picture

MARCH 6, 2025

To help us unpack all of this and what it means for your portfolio, let’s bring in Austin Goolsbee. Than they were say in 2007, um, have meant that changing rates can have more of a lock-in effect than. I’m Barry Ritholtz and we’re gonna discuss how investors should think about. Inflation as a driver of returns.

Economy 157

Economy Economics Food Banking 157

Carson Wealth

JUNE 30, 2025

It was 101% at the end of 2019, and 137% just before the financial crisis in 2007. That’s up from 183% at the end of 2019, and close to the 219% we had back in 2007, except now it’s happened without households taking on as much leverage. That’s up from 210% at the end of 2019, and 160% in 2007.

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Marketing Marketing Investments Investing 78

The Big Picture

MAY 21, 2025

Gateway would soon close its retail stores (2004), and not long after, CompUSA would shutter its physical locations (2007). That guy who wrote, Sorry, Steve: Heres Why Apple Stores Wont Work , I wonder what the rest of his portfolio looks like… Finance seems to encourage this kind of forecasting. billion per month.

Retail 202

Retail Media Electronics Investments 202

Random Roger's Retirement Planning

NOVEMBER 21, 2024

There's no way to fit that many into a portfolio without having a portfolio of diversifiers hedged with a little bit of equity exposure which I don't think would be optimal. To my knowledge, RYMFX was the first managed futures mutual fund and it had the space to itself for several years after in launched in 2007.

Asset Allocation 52

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Random Roger's Retirement Planning

OCTOBER 28, 2024

When they talked about portfolio allocations he said they want to have enough in managed futures to have an impact on the portfolio. Portfolio 1 as follows Portfolio 2 is 50% VOO and 50% iShares 7-10 Year Treasury ETF (IEF). Portfolio 1 is 0.06, VOO/IEF is 0.61 We looked at a similar chart the other day.

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Risk Management Management Portfolio Numbers 52

Trade Brains

JUNE 9, 2025

Bajaj Finserv Limited was established in April 2007 and is a leading Indian non-banking financial services company headquartered in Pune. It provides lending, insurance, asset, and wealth management solutions, serving over 100 million customers through its diversified financial product portfolio. lakh shares), HDFC Mutual Fund (11.66

Engineering 72

Engineering Manufacturing Sales Wealth Management 72

The Better Letter

JANUARY 2, 2025

William Priest, chairman, co-chief investment officer, and a portfolio manager at TD Epoch, picked Meta (+66 percent), which handily beat the S&P 500, but his other four picks did not. In 2007, Steve Ballmer, then the CEO of Microsoft, said , “There’s no chance that the iPhone is going to get any significant market share.

Management 106

Management Marketing Marketing Economics 106

Random Roger's Retirement Planning

DECEMBER 2, 2024

If you put 3% into Ariba Networks into a diversified portfolio in 2000 or bought a house you could comfortably afford in 2007 then you had a setback but weren't blown up. I posted the above joke on Bluesky a few days ago. This person will get blown up if anything bad ever happens, absolutely destroyed.

Taxes 52

Taxes Portfolio Investments Investing 52

Random Roger's Retirement Planning

FEBRUARY 28, 2025

If you have a taxable portfolio of at least $1 million where selling or rebalancing would hit very hard tax-wise, you can exchange your portfolio for shares in a 351 ETF. We build portfolios here all the time with similar return profiles but with less volatility. 351's are kind of like 1031 exchanges in real estate.

Portfolio 52

Portfolio Asset Allocation Taxes Assets 52

Carson Wealth

MARCH 10, 2025

to 80.5%, but thats still higher than anything we saw over the last two expansion cycles (2003 2007 and 2009 2019). A diversified portfolio does not assure a profit or protect against loss in a declining market. Other data show that layoffs remain low, but its getting a little harder to find a job.

Marketing 80

Marketing Marketing Economy Government 80

Carson Wealth

FEBRUARY 24, 2025

However, its lower than the minimum we saw during the 2003-2007 expansion cycle. A diversified portfolio does not assure a profit or protect against loss in a declining market. Meanwhile, card balances that are seriously delinquent (90+ days) is 0.62% of disposable income.

Marketing 85

Marketing Marketing Economy Planning 85

Carson Wealth

JULY 21, 2025

Or there was one final new high in 2007, right before another 50% haircut. In other words, new highs happen a lot and being scared of new highs isn’t going to benefit your portfolio. For every peak in 2000 or 2007, there are literally hundreds of other new highs that weren’t a major peak. That is a new higher every three weeks!

Marketing 72

Marketing Marketing Food Transportation 72

The Big Picture

MARCH 25, 2025

And you had the great insight and business acumen to tap out of Bear Stearns in 2007 with all of those options that you had and exercise the options, sell them and launch your shortness, the asset management. I’m like, okay, we’re probably not gonna sell another long only US stock portfolio for the next three years.

Management 144

Management Numbers Investing Investments 144

Carson Wealth

MAY 19, 2025

The 30-year Treasury yield surged to 4.97%, inching close to the peak level of 5.11% we saw back in October 2023 (which was the highest since 2007). But from the perspective of portfolio construction, the above two questions (and their answers) matter a lot for what can potentially provide diversification. before pulling back to 4.45%.

Marketing 52

Marketing Marketing Taxes Economy 52

Carson Wealth

APRIL 28, 2025

Also, household and corporate balance sheets are in reasonable shape and not as leveraged as they were in 2007. It just means portfolios may have to be more robustly diversified than they were in the past. That in and of itself is a big reversal from how we positioned portfolios over the last couple of years.

Marketing 78

Marketing Marketing Economy Manufacturing 78

Trade Brains

JUNE 16, 2025

CreditAccess Grameen Ltd Current price: ₹ 1,197 Target price: ₹ 1,420 Upside: 19% Time frame: 12 Months Why it’s recommended CreditAccess Grameen was founded in 1999 as an NGO in Bengaluru, and in 2007, the microfinance operations were transferred into an NBFC. and Tamil Nadu with 19%, as of Q4FY25.

Retail 59

Retail Sales Portfolio Certification 59

The Better Letter

MARCH 18, 2025

Both 2021 and 2022 each had 14 upsets; there were 10 upsets in 2023 and nine in 2024, if only three in 2007. It applies to your personal portfolio, too. Between 1985 and 2024, there were 8.5 upsets per tournament (4.7 That said, some years are bound to bust brackets. In nine of the past 13 years, lower seeds have won at least 10 games.

Numbers 76

Numbers Marketing Marketing Medicine 76

Random Roger's Retirement Planning

JANUARY 1, 2025

Barron's has an article about how to protect your portfolio , er sort of. Basically, after a couple of quotes from William Bengen, father of the 4% rule, about his tactical portfolio currently being 37% allocated to equities, there are a couple of suggestions from William Bernstein about just having less equity exposure. Portfolio No.

Retirement 52

Retirement Portfolio Clients Assets 52

Trade Brains

JUNE 16, 2025

After listing in 2007 on the BSE and NSE, Omaxe has grown to become one of India’s largest developers, with substantial land reserves. in 31 cities across 8 states across a diverse portfolio with integrated township; offices; malls and high-street; in both luxury and affordable segments.

Investing 59

Investing Investments Investment Advisor Consulting 59

The Better Letter

JULY 19, 2025

As NPR reported about the Thomas family in the north of England, in 2007, the great-grandfather of the clan, age eight, could walk six miles alone to go fishing. Their population hit an all-time low of 56 in 2007 but, as of 2021, there were about 4,400 of them. How I spent my time in the summer was mostly up to me.

Math 76

Math Investments Investing Distribution 76

Calculated Risk

AUGUST 27, 2024

There is a lot that can be said about loan servicing, but let’s start with the basics: Servicers have two major types of servicing portfolio: loans they service for themselves and loans they service for other investors.

Medical 182

Medical Sales Accounting Portfolio 182

Abnormal Returns

JUNE 18, 2023

thereformedbroker.com) Five common portfolio mistakes including 'portfolio sprawl.' morningstar.com) The spread between the 10-year Treasury and the dividend yield on the S&P 500 is at its highest level since 2007. bilello.blog) Focus on the role bonds play in your portfolio.

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Portfolio Investments Investing Marketing 276

The Big Picture

JANUARY 26, 2023

Avoid costly errors -Remove classic pitfalls -Create a robust, bullet-proof portfolio It’s going to be the most valuable 45 minutes you will spend this year thinking about your investments. August 10, 2007) What is your Value Add ? April 12, 2018) The post How to Avoid Financial Disasters appeared first on The Big Picture.

Accounting 292

Accounting Portfolio Investments Investing 292

The Big Picture

MARCH 3, 2023

My portfolio was tiny; I had no 401k, and my wife’s 403(b), with less than a decade’s worth of contributions, was barely 5-figures. The GFC and the pandemic were global phenomena; the 2022 market was the worst since 1981 for a 60/40 portfolio. By the mid-to-late-1990s, I was switching careers from law to finance.

Marketing 335

Marketing Marketing Economics Portfolio 335

The Big Picture

NOVEMBER 27, 2023

The dotcom top, the double bottom in Oct 02-March 03; the highs in 2007, the lows 2009. Luck : I put luck last because it’s so often overlooked. Consider what you would have had to do over the past 2 decades to be a successful timer.

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Marketing Marketing Math Retirement Planning 300

Random Roger's Retirement Planning

OCTOBER 19, 2024

Barron's had an article about rebalancing portfolios noting that the run in stocks was a good time to rebalance the equity allocation back down closer to target, whatever that might be and also rebalance down some of the relative winners. Over the years, I've trimmed here and there when holdings get too big relative to the portfolio.

Portfolio 96

Portfolio Taxes Clients Financial Advisor 96

The Big Picture

JANUARY 3, 2023

The rally from those lows were close to a market double by the time we saw the next peak in October 2007. But here is the unexpected thing about those predictions: Even if your forecast of future events is correct, the odds are against you capturing it in your portfolio. The next ~12 years saw gains of 608.5% through January 4, 2022.

Economy 326

Economy Economics Portfolio Media 326

Alpha Architect

AUGUST 3, 2022

But we do know that post-1973 we entered a world where, for several decades (at least up to around 2007), both bonds and commodities were an important component of a diversified portfolio. The recent past has arguably made investors complacent in their reliance on a stock/bond portfolio as an end-all-be-all solution.

Portfolio 114

Portfolio Assets Asset Allocation 114

Fortune Financial

OCTOBER 14, 2024

It has been my experience when reviewing portfolios that diversification is typically expressed simply as a number of various stocks owned, or owning a handful of asset classes, usually stocks of various sizes and geographies, and bonds of varying maturities.

Asset Allocation 131

Asset Allocation Government Portfolio Financial Advisor 131

Brown Advisory

SEPTEMBER 21, 2022

Resilience is Core to Sustainable Portfolio Construction. While the old adage “only time will tell” generally refers to a future outcome, it is apropos of our belief that a truly sustainable portfolio must consist of businesses that have proven to be resilient under a variety of macroeconomic circumstances. Wed, 09/21/2022 - 10:50.

Portfolio 86

Portfolio Manufacturing Financial Services Investments 86

The Big Picture

MAY 15, 2023

It’s incredibly difficult to construct a portfolio of stocks in a way that beats the competition. He founded Wall Strip (sold to CBS in 2007), co-founded StockTwits (which pioneered the ‘cashtag’ e.g., $AAPL), and was the first investor in Robin Hood. TKer ) • The Debt Ceiling Dispute Raises the Risks for ‘Risk-Free’ U.S.

Math 144

Math Insurance Portfolio Management 144

Fortune Financial

AUGUST 16, 2021

One topic I have not touched on in a while is portfolio construction, so I wanted to dedicate this post to the reasons why a sector-neutral portfolio makes sense, and to give investors some ideas for creating their own. The first step is to decide how many positions you want to hold in the portfolio.

Portfolio 52

Portfolio Communication Numbers Financial Advisor 52

Truemind Capital

MAY 19, 2020

In this blog, I am going to give you insights on the important aspects of investment management employed by the best investors and how we can use them to maximize our portfolio returns besides minimizing the risk. Use tactical allocation to make your portfolio future-ready. Be Cautiously Optimistic.

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Portfolio Asset Allocation Valuation Assets 52