Clever Girl Finance

NOVEMBER 4, 2023

Love it or hate it, if you want to be financially successful, you need to budget your money and success with budgeting means understanding budget categories. Knowing about the different kinds of things you might spend money on can help you figure out which ones apply to you and your financial situation.

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Good Financial Cents

AUGUST 1, 2022

If your credit score is low, don’t despair – there are plenty of things you can do to raise it. While you might not be able to raise your score 100 points overnight, with a little dedication and effort you can certainly see a significant improvement in a relatively short period of time.

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Accounting Banking Numbers Planning 119

Good Financial Cents

AUGUST 4, 2022

The best student loans can help you borrow money for college without going broke. While most borrowers should focus on federal student loans first, private student lenders can help you fill in funding gaps so you can get through school and graduate on time. Parent loans.

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Clever Girl Finance

MARCH 28, 2023

With the cost of living and household debts rising, it’s critical to understand how finances work so you’re in control of your cash. The importance of understanding financial literacy basics Financial literacy covers several topics , including budgeting, banking, investing, handling debt, and planning for the future.

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Clever Girl Finance

SEPTEMBER 7, 2023

Credit cards might be incredibly convenient, but the weight of accumulating credit card debt can lead to overwhelming stress. So if you’re struggling to get out of credit card debt, know that there are ways to break free from its grip. Can I just ignore my credit card debt?

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Clever Girl Finance

SEPTEMBER 23, 2022

Living debt free in today’s world can sound like a tough proposition. From student loans to credit cards to car notes, the opportunities to take on debt are endless. But if you’re committed to a debt free lifestyle, it’s certainly possible with the right mindset and a solid strategy.

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Envision Wealth Planning

SEPTEMBER 14, 2022

It’s critical to be smart about your money as soon as you start earning it. You alone are now responsible for your personal finances, and your financial success! So you will need more money for yourself in the long run if you survive your husband/partner. So you don’t overspend or forget to pay something.

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Retirement Planning Insurance Healthcare Planning 98

Clever Girl Finance

JUNE 21, 2023

It comes down to how much cash you have in your bank account. But just because you’re rich, doesn’t mean you are wealthy. In fact, being rich can often mean that you are spending a lot of money. Being in debt is definitely not something to aspire to! It’s about amassing assets and making your money work for you.

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Assets Investing Investments Accounting 88

Good Financial Cents

AUGUST 11, 2022

I once had a client ask me, “Jeff, if you had a million dollars, how would you invest it?”. If you have a million dollars to invest or anywhere close to that, the steps below can help you grow your money so it lasts a lifetime. We may be compensated if you click this ad. Pay off debt.

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Clever Girl Finance

DECEMBER 7, 2022

However, you don’t have to be a celebrity or trust fund baby to get rich. However, the thing to remember is that being wealthy isn’t just about the amount of money you accumulate but also includes your net worth. Net worth is the value of all of your assets minus the liabilities that you owe. Let's get into them!

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Budgeting Financial Planning Accounting Investing 102

Clever Girl Finance

MAY 15, 2024

Do you gain money from life insurance? Planning ahead with life insurance could help your loved ones overcome financial obstacles when you pass—and some policies can provide living benefits to you as well. One of the biggest advantages is the financial protection it provides your loved ones if you pass away.

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Insurance Budgeting Taxes Insurance Coverage 52

Clever Girl Finance

JANUARY 22, 2024

10 steps to manage a financial windfall Expert tip: Keep living your life normally Factoring in taxes How do you deal with sudden financial windfall? What should you do with a $1,000 windfall? What should you do with a $5,000 windfall? What should you do with a $10,000 or more windfall?

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Management Certified Financial Planner Financial Planner Consulting 72

Clever Girl Finance

DECEMBER 26, 2022

Well, it’s not just what you do; it's what you DON’T do that can make or break your house budget. It's painful to say, but a lot of information out there about homeownership can leave you house poor. Not to mention financially worse off , and full of regret. And how can you make sure it doesn't happen to you?

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Budgeting Retirement Taxes Numbers 84

The Big Picture

JANUARY 24, 2023

You can stream and download our full conversation, including any podcast extras, on iTunes , Spotify , Stitcher , Google , YouTube , and Bloomberg. He eventually goes to a Forstmann Little where he’s one of the first five founding partners. They grew a business where they issued junk debt. What made you pursue that?

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Investing Investments Numbers Banking 259

Clever Girl Finance

FEBRUARY 28, 2023

It’s the end of another month, and you aren’t sure why you can make any progress on your monthly financial goals. Maybe you overspent on a housing project or didn’t account for a last-minute expense, but your budget got blown again. You can customize it to fit your pay schedule, weekly or monthly bills, and spending.

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Budgeting Planning Accounting Management 90

Good Financial Cents

APRIL 25, 2023

Short-term goals can be easily put off for a plethora of reasons. Grab your notepad, you’re going need it! It’s important to be realistic about how much time you need and plan accordingly in order to make sure you can stay on track with your objectives. Oh, really? Think again. More on that in a sec.,,

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Budgeting Insurance Estate Planning Accounting 96

Nationwide Financial

APRIL 20, 2023

Some general, popular advice you may have heard before, is that if you receive a tax refund, a bonus, or an unexpected financial windfall, you should invest or save it for the long-term, rather than spending it now. As a trusted financial professional, you can help guide your clients to what is best for them.

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Clever Girl Finance

NOVEMBER 16, 2022

And, even if you do, does it really make life that much better? Sure, getting rich quickly, even if you start out with nothing, is possible (if it weren’t, nobody would ever play the lottery!), Getting rich quickly also doesn’t guarantee you’ll stay rich if you don’t know how to manage your sudden wealth.

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Education Financial Planning Investing Investments 79

Clever Girl Finance

OCTOBER 14, 2022

Although money cannot buy you happiness, it can bring a sense of security if you know how to manage your money correctly. Without a handle on money management, you may always feel like your life is one step away from a financial cliff. Write everything down so that you can see the whole picture.

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Management Budgeting Insurance Accounting 111

WiserAdvisor

MARCH 28, 2024

As you enter your 50s, the urgency of retirement savings becomes palpable. From maximizing savings opportunities to strategic investment decisions, there are several things you can still do to bolster your financial stability as you approach retirement. They can be opened at a bank, credit union, broker, or insurance company.

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Retirement Financial Advisor Medical Healthcare 59

Gen Y Planning

JULY 1, 2023

But just because they’re hard to think about doesn’t mean you shouldn’t consider the possibility of an unexpected event. You owe it to your financial wellness to prepare for the “what ifs” in life. You owe it to your financial wellness to prepare for the “what ifs” in life. Nobody likes thinking about the worst-case scenario.

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Financial Planning Budgeting Insurance Coverage Insurance 52

Clever Girl Finance

FEBRUARY 17, 2022

Learn about how to calculate them, and what your net worth means for you and your legacy. That way, you can get an understanding of its importance and how to improve it! Basically, your total net worth is all your assets (things you own that hold some value) minus all your liabilities (things that you owe money on).

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Assets Retirement Accounting Investing 52

Clever Girl Finance

OCTOBER 17, 2023

But most jobs list salaries as an annual amount, which can be difficult to break down into everyday numbers. If you’re looking at a $60,000 per year job, you might ask, “$60,000 a year is how much an hour?” We’ll also go over factors that affect your pay and what jobs pay $60,000 per year. Is $60,000 a year a good salary?

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Taxes Insurance Retirement Retirement Planning 52

Clever Girl Finance

FEBRUARY 6, 2023

The term personal finance ratios might be giving you flashbacks to math class. Back then, if students looked like they were zoning out, your teacher might have told you “pay attention, this will be useful to you later.” They are essentially quick equations that can help you make helpful financial calculations.

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Numbers Assets Retirement Budgeting 75

Clever Girl Finance

NOVEMBER 27, 2023

These breaches can potentially make people susceptible to identity theft and credit fraud. Knowing that security breaches can and do occur, here are some key things you need to do. You can minimize the impact and protect yourself from potential credit fraud when you know how to report identity theft.

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Insurance License Accounting Banking 52

WiserAdvisor

JANUARY 10, 2023

As another year draws to a close and a new one begins, it is time to start thinking about what New Year’s resolutions you want to set for 2023. you may want to focus on financial resolutions too. Resolutions should be chosen carefully and backed with consistent efforts. You can also cut down on discretionary spending.

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Estate Planning Retirement Financial Advisor Budgeting 52

Clever Girl Finance

DECEMBER 21, 2022

You may be wondering, how much does it cost to get married? It's probably one of the most elaborate events you will ever throw and ask your loved ones to celebrate with you. Another reason a price can increase for a wedding is what day of the week and season you have it in. We dream of having our " Best Day Ever."

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Budgeting Food Planning Communication 77

Clever Girl Finance

APRIL 15, 2023

No matter where you are in your savings journey, trying to save is always important. So let's talk about whether this rule is a smart idea for you and your finances or if you should consider other options. So obviously there will be huge differences in the amount you save based on that.

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Budgeting Retirement Accounting Taxes 76

Clever Girl Finance

AUGUST 10, 2022

If your brain is screaming, "I need money desperately," it can be tempting to turn to credit cards or take out a loan if you don't have an emergency fund. But we're here to offer more creative ways to raise cash quickly without getting into debt! But often, payday lenders are promoting loans with up to 664% APRs.

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Advertising Medical Media Math 65

Clever Girl Finance

AUGUST 15, 2022

If you and your spouse have argued about money, you aren't the only ones. Couples may have conflicting money views, which leads to a lot of problems. Money is a large part of your life, and you have to deal with it every day. Be honest - how are you and your spouse doing financially? Are you excessively thrifty?

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Communication Accounting Budgeting Planning 69

Gen Y Planning

DECEMBER 1, 2021

It sounds like the type of vague financial advice you might hear from your relatives around the holiday table. . Even my favorite high yield savings account, Ally Bank, is only paying.50% When you save money, you store it in a safe, accessible place so you can have it when you need it.

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Investing Investments Accounting Retirement 52

Clever Girl Finance

SEPTEMBER 7, 2023

It’s not just a set of numbers, rather, it’s a strategic plan that empowers you to navigate the complexities of financial decisions. And when you have a family, creating a family budget becomes even more important. Gather your recent bank statements, utility bills, pay stubs, and credit card statements.

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Clever Girl Finance

OCTOBER 20, 2022

Financial wellness is an ongoing game, which means you regularly need to pause and check in on your accounts to see how things are going. We've got you covered in this article. If you follow the personal finance community, then you've probably read up on net worth before. But have you ever considered what it really is?

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Assets Accounting Math Portfolio 59

Clever Girl Finance

MAY 20, 2021

After all, according to a credit report by Experian, the average Gen Z consumer under age 24 has $10,942 worth of debt. And that increases as you age, as the average Millennial consumer (ages 25 to 40) has $27,251 worth of debt. But that doesn’t mean you can’t start building wealth! Our main tip for budgeting?

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Budgeting Retirement Transportation Assets 52

Clever Girl Finance

SEPTEMBER 28, 2022

But did you know that there are barriers to self care that affect your wellbeing and finances as well as your mental and physical health too? Being aware of the common barriers to self care that impact your finances can help you live a better and more financially stable life. But first, let's go over what the barriers are!

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Budgeting Planning Accounting Banking 59

Clever Girl Finance

APRIL 15, 2023

No matter where you are in your savings journey, trying to save is always important. So let's talk about whether this rule is a smart idea for you and your finances or if you should consider other options. So obviously there will be huge differences in the amount you save based on that.

Budgeting 52

Budgeting Retirement Accounting Taxes 52

WiserAdvisor

DECEMBER 29, 2022

The wealthier you are, the more successful you are considered and the more financially secure you can be. For instance, the level of education you get, the quality of healthcare you can afford, and the lifestyle you can adopt all depend on your wealth. It is the foundation for most things in life.

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