Abnormal Returns

JUNE 19, 2024

morningstar.com) On the math of early Social Security claiming. Why you need a plan. (humbledollar.com) An appreciation of Jonathan Clements' work. apexmoney.com) Retirement Lessons from a 'faux retirement' including 'Balance is hard!' bestinterest.blog) Cognitive decline is coming for us all.

Math 256

Math Retirement Taxes Insurance 256

Abnormal Returns

JUNE 7, 2023

awealthofcommonsense.com) Home buying math is bad right now, but will it be any better a year from now? humbledollar.com) Financial planning means always adjusting your plan. contessacapitaladvisors.com) What you need to know about solo 401(k) plans. sapientcapital.com) 529 Plans, 101. morningstar.com)

Math 245

Math Retirement Food Financial Planning 245

Abnormal Returns

SEPTEMBER 20, 2023

Home ownership How to make the math behind home ownership work (or not). humbledollar.com) Planning The 'never-ending then' is an ongoing problem. morningstar.com) What happened in 1990 to drive real housing prices higher? awealthofcommonsense.com) Some 40% of under-30-year-old home buyers get help from their family.

Math 274

Math Taxes Portfolio Investing 274

Abnormal Returns

NOVEMBER 9, 2022

evidenceinvestor.com) Aging Blair duQuesnay, "The math for accumulation and savings is very different from decumulation and spending." financial-imagineer.com) Morningstar ($MORN) rates the best state 529 plans. (wealthfoundme.com) Bear markets affect different classes of investors in different ways. tonyisola.com).

Math 274

Math Investing Investments Planning 274

Abnormal Returns

APRIL 1, 2024

(youtube.com) Christine Benz and Amy Arnott talk with Peter Mallouk, President and CEO of Creative Planning, about the 'messy' business of financial advice. podcasts.apple.com) Jordan Haynes talks with Justin Castelli about the important role of life planning. thinkadvisor.com) Solo 401(k) contribution math can be tricky.

Wealth Management 255

Wealth Management Math Retirement Financial Advising 255

Abnormal Returns

APRIL 24, 2024

awealthofcommonsense.com) How to choose the right health insurance plan. bitchesgetriches.com) Why you need to do the math on a life insurance situation. (morningstar.com) The IRS has once again waived RMDs for beneficiaries subject to the 10-year rule. investmentnews.com) Insurance Why auto insurance rates are skyrocketing.

Insurance 259

Insurance Math Retirement Education 259

Nerd's Eye View

APRIL 12, 2023

When planning for retirement, it’s effectively impossible to precisely forecast the performance and timing of future investment returns, which in turn makes it challenging to accurately predict a plan’s success or failure.

Retirement 246

Retirement Retirement Planning Math Advertising 246

Nerd's Eye View

JUNE 21, 2024

million in assets to both retire and pass on a legacy interest (though many have yet to establish an estate plan), according to a recent survey. Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that affluent Americans believe they need an average of $5.5

Financial Planner 246

Financial Planner Financial Advisor Taxes Math 246

The Big Picture

APRIL 17, 2025

It doesnt matter if it is Nvidia, Bitcoin, founders stock, or an employee stock option purchase plan (ESOP), sometimes the sheer size of a windfall is paralyzing. These two possibilities a 10-fold increase versus a 90% drop are roughly symmetrical in terms of math (but probably not probabilities).

Investments 267

Investments Investing Accounting Startup 267

The Big Picture

MAY 1, 2025

Compounding, Denominator Blindness, Survivorship Bias all affect our abilities to make good decisions about the future when even basic math is involved. Tune Out the Noise told investors to not get to distracted from their plan; I never want to be sanguine or blase about the volatility. What are some examples of bad numbers?

Retirement 189

Retirement Investing Investments Numbers 189

Abnormal Returns

JUNE 7, 2025

wsj.com) The administration is preventing this Michigan coal plan from closing, despite everyone's desire to shut it down. theatlantic.com) The tough math of being a professional tennis player. (sherwood.news) Why Nepal loves EVs. fastcompany.com) Energy In the South, solar power pays better than timber.

Medicine 175

Medicine Recruitment Food Math 175

Abnormal Returns

SEPTEMBER 13, 2023

(theirrelevantinvestor.com) Peter Lazaroff talks with Jesse Cramer about the math behind car ownership. humbledollar.com) Planning You can only defer your dreams for so long. humbledollar.com) Planning You can only defer your dreams for so long. tonyisola.com) You can only plan so much. Life intervenes.

Math 144

Math Retirement Retail Banking 144

The Big Picture

MAY 31, 2024

We discuss how he began as a math major but didn’t want to go into physics, engineering or academia, so finance was the next logical career option. Be sure to check out our Masters in Business next week with Peter Mallouk, CEO of Creative Planning, which manages over $300 billion in client assets.

Asset Allocation 189

Asset Allocation Math Portfolio Management Engineering 189

The Big Picture

NOVEMBER 27, 2023

When you get it wrong, it crushes your retirement plans. 24, 2023 _ 1: In particular, why average outperforms over the long run; Sommers credits not making errors (via Charlie Ellis’ “Winning the Loser’s Game”) but the nuance and math are fascinating. The less it matters, the easier it is to be bold and outside of the mainstream.4

Marketing 304

Marketing Marketing Math Retirement Planning 304

Random Roger's Retirement Planning

OCTOBER 26, 2024

First, is the math right based on my numbers? I think I can stick to my plan of not selling until it grows into a life changing piece of money but we'll see. If we guess just 2 billion people, and that is just a guess, and divide that into the 15.2 How can it solve anyone's problem?

Math 52

Math Portfolio Numbers Taxes 52

Darrow Wealth Management

APRIL 21, 2025

No required minimum distributions (RMDs) for the original account owner Unlike IRAs and qualified retirement plans, a Roth IRA is unique in that required minimum distributions are not required during the original account owners lifetime. A spouse may also elect to defer RMDs if they inherit the account.

Retirement 56

Retirement Retirement Planning Taxes Accounting 56

MainStreet Financial Planning

JUNE 28, 2024

When creating a college plan, it is a good idea to include grandparents early in the planning process. The lack of communication leaves uncertainty and a missed opportunity to potentially reduce the cost of college and have a solid college plan. There are no restrictions on who can contribute to a 529 plan.

Planning 71

Planning Math Accounting Education 71

The Big Picture

JULY 20, 2023

At least, if you are a smart investor who does the right things: Set up a financial plan, manage your own behavior, engage in long-term thinking, and avoid reacting to the endless daily noise that markets + media generate. My obvious bias is that my advisory firm charges clients to create financial plans and manage their assets.

Financial Planning 186

Financial Planning Math Assets Management 186

The Big Picture

JULY 24, 2024

Morgan Housel Finance types tend to focus on attributes like intelligence, math skills and computer programming. You can know everything about math and data and markets, but if you don’t control your sense of greed and fear and you’re managing uncertainty in your behavior, none of it matters. None of it matters.

Math 273

Math Retirement Portfolio Investing 273

The Big Picture

AUGUST 12, 2024

Sorry, but “fake it till you make it” seems like a poor plan for thinking about the future… Previously : Time to Stop Believing Deficit B t (September 3, 2021) Stimulus, More Stimulus and Taxes (January 25, 2021) Cost of Financing US Deficits Falls (December 18, 2020) Can We Please Have an Honest Debate About Tax Policy?

Economy 347

Economy Taxes Investing Investments 347

Getting Your Financial Ducks In A Row

OCTOBER 31, 2022

Even though it’s been decided that it was politically incorrect, one popular baby-boomer who is now age 63 once admitted that math is tough (Barbie, of the doll fame, who actually admitted that “Math class is tough”). There’s no shame in admitting that factor – for a lot of us, math can be very tough.

Math 144

Math Retirement Investing Investments 144

Integrity Financial Planning

JULY 6, 2022

New statements may make it easier to see what you have, but what should you focus on when making a retirement income plan? Having an income plan is key for your retirement planning. Having an income plan is key for your retirement planning. Look at the math to understand and believe it.

Retirement 95

Retirement Retirement Planning Math Financial Planning 95

The Big Picture

DECEMBER 4, 2024

Maybe it’s due to employee stock option plans. And the way math works, you end up with a stock that goes up a bunch. We’ve done the math on some of these high-yield portfolios and taxable accounts. Perhaps they have some founder stock from a startup. Maybe there was an IPO or a takeover.

Taxes 130

Taxes Portfolio Accounting Management 130

Random Roger's Retirement Planning

JANUARY 6, 2025

I understand the difficulty of that one but if you're 50, overweight and taking a half dozen medications, you should plan on health stuff being very expensive. I've said many times that I plan to wait until 70 and that I think my wife should take hers at the same time which would be 64 and 2 months. number for her.

Retirement 52

Retirement Retirement Planning Insurance Medical 52

Nerd's Eye View

FEBRUARY 21, 2023

Danqin is a Lead Advisor for Austin Asset, an independent RIA based in Austin, Texas that oversees more than $1.3 billion in assets under management for nearly 400 client households.

Financial Advisor 130

Financial Advisor CFP Financial Planner Education 130

Diamond Consultants

OCTOBER 10, 2023

Plus, they’re flexible with how they price relationships including planning retainers and subscription fees. For instance, they bill on ALL assets (including 401ks not custodied at their firm) and get paid on all accounts regardless of size.

Math 52

Math Recruitment Consulting Clients 52

Integrity Financial Planning

FEBRUARY 3, 2023

Next, let’s face it, not all of us are exceptional when it comes to math. Taxpayers should always confirm that their math is correct, as this is one of the most common mistakes made when filing. [1] It’s also not a bad idea to review the bank account numbers you included (some of those digits can be lengthy!).

Taxes 82

Taxes Math Accounting Medical 82

Clever Girl Finance

JULY 12, 2022

We all know we should save more of our money to prepare for coming events, so learning how to make a savings plan is essential. That said, a weekly or bi-weekly savings plan can help you reach goals. A weekly savings plan or bi-weekly savings plan (saving every two weeks) helps you break down your goals. every two weeks.

Planning 52

Planning Budgeting Accounting Numbers 52

Harness Wealth

APRIL 30, 2025

This article will explore how to navigate complex tax situations arising from multiple income sources, examining various income types, reporting requirements, self-employment obligations, and strategic approaches to record-keeping and tax planning that can help protect your financial interests. rate is comprised of two components: 12.4%

Taxes 52

Taxes Tax Planning Compliance Planning 52

Integrity Financial Planning

JANUARY 23, 2023

3] So, it’s easy math: the less you work, the less you’ll earn. Lastly, it is crucial that individuals planning to earn Social Security monitor their earnings and check for mistakes once enrolled. In fact, your benefit amount is based on the average of your 35 highest-earning years. [3]

Retirement 89

Retirement Math Retirement Planning Planning 89

Random Roger's Retirement Planning

NOVEMBER 6, 2023

It's been a while since this sort of thing was relevant for my day job so something could have changed, weeklies didn't exist for example, but if my math is correct then it was way over exposed which would account for last week's decline in the fund price. Please leave a comment if I did the work incorrectly.

Math 105

Math Education Accounting Management 105

Clever Girl Finance

APRIL 22, 2025

Financial planning services 12. If you’re good with math, then turning to financial planning or accounting or opening up a similar company could be one of the best recession proof businesses to start! Financial planning services Financial advisors and planners are essential, especially during times of economic uncertainty.

Economy 69

Economy Food Healthcare Economics 69

Clever Girl Finance

JULY 18, 2022

Do the math of your raise. Some quick math will reveal exactly how much extra income you’ll be working with in your monthly budget. The trap of short-term gratification in the form of luxury convenience can delay your plans to get out of debt, save for a down payment, or retire. Is it an essential item?

Budgeting 132

Budgeting Math Accounting Retirement 132

Million Dollar Round Table (MDRT)

MAY 28, 2024

Math has no emotion, but people do. Some of these relationships are with people who want to retire or who are already retired. Most of us can figure the rate of return on money. However, the rate of return with people and your relationship with them is exponential. But the higher up a person has gone, the harder it is.

Retirement 99

Retirement Math Financial Advisor Clients 99

Advisor Perspectives

MAY 1, 2024

A lot of financial planning software today is built to solve math problems, but what advisors really need to do is solve human problems.

Math 52

Math Clients Financial Planning Planning 52

Carson Wealth

FEBRUARY 22, 2023

Optimizing your 401(k) is a mix of planning, saving for the future and self-awareness, but it’s simpler than you think. Let’s look at a few 401(k) planning basics to get you started.  1.  Understand Your Plan The best kind of money isn’t old, new or even tax-advantaged – it’s  free  money! Not an Afterthought Life gets busy.

Retirement 98

Retirement Taxes Planning Math 98

Random Roger's Retirement Planning

DECEMBER 3, 2024

There was an article on LinkedIn (via Abnormal Returns) by Victor Haghani that dug into the math working against leveraged ETFs. Eric Balchunas from Bloomberg was baffled because the 1x version only has $60 million in AUM and trades about $1 million per day.

Math 52

Math Portfolio Retail Clients 52