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10 Most Useful Personal Finance Ratios And How To Apply Them

Clever Girl Finance

The term personal finance ratios might be giving you flashbacks to math class. In mathematical terms, a ratio is essentially a way to compare two numbers to each other. Since personal finance is all about numbers, that can come in handy in many ways! Your monthly savings ratio would be $500/$2,500 = 20% savings rate.

Numbers 75
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Thinking About Retiring Early? 8 Things to Consider First

Carson Wealth

For our purposes, we’re referring to “early retirees” as those in their late 50s or early 60s. Run Your Numbers You need to get a handle on your various sources of income and where they are housed — as in, how easily you can access them when you need them. Property taxes can take a further bite out of your budget.

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Sinking Funds: Why You Need Them. How To Set Up Yours!

Clever Girl Finance

In more traditional circles, "sinking fund" refers to money set aside to pay off long-term debt such as a bond. The term "sinking" likely refers to the decreasing level of debt remaining as it gets paid off. Self-employment tax. Another sinking fund example would be a fund you set up for your taxes. Omni calculator.

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Why Exercising Incentive Stock Options When the Stock Price is Down May Not Be Your Best Strategy

Zajac Group

However, a down stock price might mean that you could score some tax breaks if you exercise and hold some of those ISOs. When the price is down, the move might help minimize alternative minimum tax (AMT). Controlling additional shares bought outright, coupled with a disqualified ISO sale, may result in a higher after-tax value.

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Exchange Traded.Income?

Random Roger's Retirement Planning

Part of the math that determines options premiums is the risk free rate of return from T-bills. If it can generate that sort of total return which is yet to be proven, and if, I say if, it delivers that sort of number with less volatility than the broad market then its attractiveness improves.

Math 59
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14 Most Useful Personal Finance Ratios And How To Apply Them

Clever Girl Finance

The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. In mathematical terms, a ratio is essentially a way to compare two numbers. Since finance is all about numbers, that can come in handy in many ways especially when making financial calculations!

Assets 77
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Transcript: Matt Levine

The Big Picture

I published what’s called a comment, so like a very short one about this great tax law case with this guy who like won the lottery and then wanted to get his lottery winnings treated as capital gains. So like a component of it was like the standard derivatives math, right? Like that solves like a number of issues.

Retail 130