Abnormal Returns

APRIL 17, 2024

Podcasts Roger Whitney talks retirement challenges with Christine Benz. youtube.com) Sam Parr talks with 'Ryan' and 'Jeff' about the reality of retiring early. podcasts.apple.com) Peter Lazaroff talks with Taylor Schulte and Benjamin Brandt about the new Retirement Podcast Network. Houses get bought and sold.

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Retirement Taxes Insurance Investing 261

The Chicago Financial Planner

NOVEMBER 27, 2022

One of the best tax deductions for a small business owner is funding a retirement plan. Beyond any tax deduction you are saving for your own retirement. You deserve a comfortable retirement. If you don’t plan for your own retirement who will? You need to start a retirement plan today. Self-employed?

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Retirement Planning Retirement Planning Financial Planner 263

WiserAdvisor

JANUARY 3, 2024

Starting your journey of saving for retirement is a pivotal financial goal. But the one thing that remains constant in this advice is that investing is essential to secure a comfortable retirement. Yet, the path to building a robust investment portfolio for retirement can be an intimidating task.

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Retirement Portfolio Investing Investments 52

Carson Wealth

MARCH 28, 2024

Retirement planning is a journey that generally takes decades to complete and most of us start out along the do-it-yourself path. More than likely, your first step was to enroll in an employer-provided plan such as a 401(k) or setting up an individual retirement account, also known as an IRA. Maybe you have a growing family.

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Retirement Planning Retirement Planning Taxes 142

Carson Wealth

MARCH 29, 2023

The same is true of retirement planning – if you zero in on your portfolio and nothing else, you’ll miss out on some major factors that can make a significant difference in your retirement and ultimately your bottom line. Hurdle #3: Tax Efficiency Now we move on from death to taxes – the other “sure thing” in life.

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Retirement Portfolio Investing Investments 98

WiserAdvisor

MARCH 13, 2024

Achieving financial freedom in retirement requires meticulous planning, dedicated effort, and strategic management. Within this framework, the concept of the five pillars of retirement planning emerges as a valuable strategy. Diversification lies at the heart of investment planning.

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Retirement Planning Retirement Planning Estate Planning 105

Integrity Financial Planning

JUNE 12, 2023

As you plan for retirement, it’s important to consider tax optimization strategies to minimize your tax liabilities. Here are three key ways to optimize taxes in retirement, based on information from sources published between 2022 and 2023.

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Taxes Retirement Consulting Financial Planning 92

Abnormal Returns

MARCH 20, 2024

(youtube.com) Barry Ritholtz talks with Jim O'Shaughnessy about the benefits of a quantitative investment approach. ritholtz.com) Dan Haylett talks with Christine Benz about her new book "How to Retire: 20 Lessons For A Happy, Successful & Wealthy Retirement." theconversation.com) Taxes Earned income?

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Asset Allocation Retirement Commission Taxes 250

Nerd's Eye View

MAY 8, 2023

Traditionally, financial advice and tax preparation have existed as 2 related, but separate, services. CPA, EA, or JD) to prepare tax returns and represent clients before the IRS, there has also been the impression that there is simply not enough time for one person to do both.

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Taxes Financial Planning Financial Advisor Clients 224

Clever Girl Finance

NOVEMBER 25, 2023

Think you don’t have enough money to start investing? You can learn how to start investing for beginners today, even if you start your investing journey with just $100. Table of contents What is investing? Why is investing important? When should you start investing? How should a beginner start investing?

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Investing Investments Risk Tolerance Accounting 65

Abnormal Returns

MARCH 6, 2024

Podcasts Barry Ritholtz talks with Meir Statman about values based-investing. podcasts.apple.com) Peter Lazaroff talks with Christine Benz about retirement withdrawal strategies. peterlazaroff.com) Dan Haylett talks with Jonathan Clements about the 'second childhood' of retirement. Retirement is a time to explore new things.

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Retirement Taxes Investing Investments 237

Clever Girl Finance

NOVEMBER 8, 2022

Think you don’t have enough money to start investing? You can learn how to start investing even if you start your investing journey with just $100. Although the amount you invest might start out small, it can be a turning point in your finances. Investing money for beginners doesn't have to be hard either!

Investing 98

Investing Investments Risk Tolerance Accounting 98

Nationwide Financial

APRIL 20, 2023

Tax season is here! For many of us, that means a tax refund. But what about investing that money to potentially set yourself up for more success in the future? That can be a great option for your clients who are deciding what to do with their tax return. Immediate gratification can be hard to resist.

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Taxes Clients Investing Investments 59

Talon Wealth

OCTOBER 26, 2023

We all know retirement is an important milestone that requires careful planning. Of course, one of the most important aspects of retirement planning is managing retirement taxes. Taxes can significantly impact the amount of money you’ll have for retirement. This can be a mistake.

Retirement 52

Retirement Taxes Retirement Planning Risk Tolerance 52

Abnormal Returns

DECEMBER 14, 2022

Podcasts Christine Benz and Jeff Ptak talks with Jamie Hopkins of Carson Wealth about some common retirement planning questions. thisisthetop.substack.com) 2022 is ripe with tax loss harvesting opportunities. morningstar.com) Peter Lazaroff talks with Ben Carlson about questions that spreadsheets can't necessarily answer.

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Investing Investments Retirement Planning Banking 216

MainStreet Financial Planning

MARCH 14, 2024

As April 15th approaches, taxpayers across the country are gearing up to fulfill their annual obligation – filing taxes. Whether you’ve already submitted your returns or are yet to tackle the paperwork, now is the perfect time for a tax check-up. Other Resources Should I do my own taxes?

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Taxes Retirement Planning Healthcare Retirement 79

Nerd's Eye View

NOVEMBER 30, 2022

Taxes are a central component of financial planning. Almost every financial planning issue – whether it is retirement, investments, cash flow, insurance, or estate planning – has tax considerations, and advisors provide a great deal of value in helping clients minimize their overall tax burden.

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Tax Planning Compliance Taxes Financial Advisor 217

Integrity Financial Planning

JUNE 7, 2023

Investing in an Individual Retirement Account (IRA) is an excellent way to save for retirement. However, selecting the right investments for your IRA can be challenging. In this article, we will explore some strategies to help you choose the best investments for your IRA.

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Risk Tolerance Investing Investments Retirement 85

Talon Wealth

OCTOBER 26, 2023

Retirement planning can be intimidating, especially if you need help figuring out where to start. Determine When to Start Saving When it comes to saving for retirement, earlier is almost always better. Create a Budget Creating a budget allows you to track your expenses and ensure you’re saving enough for retirement.

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Retirement Retirement Planning Budgeting Taxes 98

Nerd's Eye View

FEBRUARY 15, 2023

Health Savings Accounts (HSAs) feature useful tax advantages that make them a popular savings vehicle. One possible outcome of ‘superfunding’ an HSA, however, is that the account owner may not actually use up all of their HSA funds over their lifetime, which can have significant tax consequences. Read More.

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Distribution Taxes Medical Accounting 217

Talon Wealth

OCTOBER 26, 2023

Retirement planning is a critical part of financial security that many women still overlook. However, remember that as a woman, you have a longer life expectancy than a man, which means retirement planning is even more important. That means you should plan for your retirement savings to last at least 18 years, if not more.

Retirement Planning 98

Retirement Planning Retirement Planning Medical 98

Covisum

NOVEMBER 21, 2023

In the dynamic landscape of retirement planning, the article " Managing Taxes in Retirement using the Effective Marginal Tax Rate " published in Advisor Perspectives by Dr. Wade Pfau and Joe Elsasser, CFP(R), provides valuable insights into tax-efficient distribution strategies.

Retirement 52

Retirement Taxes Retirement Planning CFP 52

Talon Wealth

AUGUST 26, 2023

We all know retirement is an important milestone that requires careful planning. Of course, one of the most important aspects of retirement planning is managing retirement taxes. Taxes can significantly impact the amount of money you’ll have for retirement. This can be a mistake.

Retirement 52

Retirement Taxes Retirement Planning Risk Tolerance 52

Validea

MAY 26, 2023

Utilizing software developed by Wealthfront, the firm where he is Chief Investment Officer, Malkiel reaps losses from portfolios throughout the year in order to sow capital gains for other investments, keeping portfolios balanced with a mix of assets and risks.

Taxes 52

Taxes Investing Investments Distribution 52

MainStreet Financial Planning

FEBRUARY 22, 2024

Managing cash flow in retirement is a crucial aspect of financial planning that can feel daunting after decades of receiving regular paychecks. Consider new expenses like healthcare before Medicare coverage begins and subtract any expenses that will no longer apply in retirement, such as commuting or work-related clothing.

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Retirement Management Taxes Financial Planning 83

Don Connelly & Associates

APRIL 15, 2024

They enjoy reduced current taxes, deferred taxes on account earnings, and, for most, a matching contribution from their employer. But is maxing out 401k contributions really the best retirement savings strategy for your clients? Many retirees are shocked by the amount of taxes they owe on their retirement income.

Education 52

Education Clients Investing Investments 52

Validea

JUNE 1, 2023

Utilizing software developed by Wealthfront, the firm where he is Chief Investment Officer, Malkiel reaps losses from portfolios throughout the year in order to sow capital gains for other investments, keeping portfolios balanced with a mix of assets and risks.

Taxes 52

Taxes Investing Investments Distribution 52

The Chicago Financial Planner

JANUARY 17, 2022

Annuities are often touted as the “cure” for all that ails your retirement. Annuities typically offer tax-deferred growth of earnings and may include a death benefit that will pay your beneficiary a specified minimum amount, such as your total purchase payments. Variable annuities are securities regulated by the SEC.

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Retirement Insurance Financial Planner Taxes 185

Integrity Financial Planning

APRIL 12, 2023

For some, taxes are a major expense, so it’s vital that you are strategic about your taxes, both now and in the future. If your tax rate is in the high 20s and 30s, that bill could amount to a high portion of your total costs. Having the right person helping you with taxes can make all the difference.

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Taxes Retirement Financial Planning Planning 52

Clever Girl Finance

FEBRUARY 2, 2024

Starting early with investing for retirement is so important to secure your future self. This means that saving for retirement should be a component of your overall financial portfolio and wealth-building strategy. So, let’s discuss how to save for retirement in your 20s! The 401(k) Plan 2. Traditional IRA 3.

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Retirement Risk Tolerance Taxes Accounting 80

Random Roger's Retirement Planning

APRIL 2, 2024

Northwestern Mutual published a report about the state of retirement and of course all the numbers are grim. million to retire, up about 50% from 2020, while the average retirement account balance is $88,000. I've been pushing back on the idea of have a number, a retirement number, for a very long time.

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Retirement Taxes Numbers Accounting 75

Darrow Wealth Management

APRIL 15, 2024

It goes by many different names: semi-retirement, partial or phased retirement, second career, and so on. But typically, it means the same thing: working in some capacity after retiring early. As more workers consider the growing appeal of semi-retirement, some ask — is working part-time in retirement a good idea?

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Retirement Retirement Planning Insurance Medical 90

Yardley Wealth Management

FEBRUARY 15, 2022

The post Part 2: Tax-Wise Investment Techniques appeared first on Yardley Wealth Management, LLC. Part 2: Tax-Wise Investment Techniques In our last piece, we introduced some of the tools of the tax-planning trade. In other words, your tax-planning techniques matter at least as much as the tools.

Taxes 52

Taxes Investing Investments Tax Planning 52

Yardley Wealth Management

FEBRUARY 15, 2022

The post Part 2: Tax-Wise Investment Techniques appeared first on Yardley Wealth Management, LLC. Part 2: Tax-Wise Investment Techniques. In our last piece, we introduced some of the tools of the tax-planning trade. In other words, your tax-planning techniques matter at least as much as the tools.

Taxes 52

Taxes Investing Investments Tax Planning 52

Random Roger's Retirement Planning

MARCH 21, 2024

for 2023 which might be a big tax bite depending on the end user but add that back in and MAXI is arguably a Bitcoin proxy with yield. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. BITO is the ProShares Bitcoin Strategy ETF. MAXI pays $0.15

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Investing Investments Portfolio Advertising 92

Fortune Financial

SEPTEMBER 29, 2022

In our planning with clients, we like to employ a “pay yourself first” approach, especially as it relates to retirement planning. This cycle can repeat itself over multiple years, resulting in minimal or no retirement savings. Planning for retirement is a multi-step process with continuous updates and monitoring.

Retirement 52

Retirement Portfolio Retirement Planning Investing 52

Talon Wealth

SEPTEMBER 14, 2023

Retirement planning can be a difficult and confusing process for couples. By focusing on a few key areas, setting financial goals, and doing your research, you can find ways to enjoy retirement together. Set Financial Goals In retirement, educate yourself on your financial situation and investment strategy.

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Retirement Planning Retirement Planning Healthcare 98