Nerd's Eye View

OCTOBER 16, 2023

Consumers have a wide range of options when it comes to choosing a provider of financial advice, from larger wirehouses and asset managers to smaller Registered Investment Advisers (RIAs). Given that larger firms tend to have more substantial marketing budgets to attract clients, smaller firms and their advisors have had to look for alternative ways to differentiate themselves from the competition.

Financial Planning 213

Financial Planning Marketing Marketing Financial Advice 213

Abnormal Returns

OCTOBER 16, 2023

Bonds The bond market is going through its worst bear market in history. [correct link] (awealthofcommonsense.com) American household are buying up Treasuries. (ft.com) Equities Why are consumer-focused stocks doing so poorly? (wsj.com) Are corporate profit margins set for another leg up? (tker.co) Companies The impact of the weight loss drugs is still underplayed.

Financial Advising 207

Financial Advising Media Communication Banking 207

Alpha Architect

OCTOBER 16, 2023

The Jegadeesh and Titman (1993) paper on momentum established that an equity trading strategy consisting of buying past winners and selling past losers, reliably produced risk-adjusted excess returns. The Jegadeesh results have been replicated in international markets and across asset classes. As this evidence challenged and contradicted widely accepted notions of weak-form market efficiency, the academic community took notice and started churning out research.

Economics 124

Economics Numbers Assets Marketing 124

Abnormal Returns

OCTOBER 16, 2023

Podcasts Brendan Frazier talks with Meghaan Lurtz about re-engaging with existing clients. (wiredplanning.com) Daniel Crosby talks with Matt Reiner partner at Capital Investment Advisors about the future of financial advice. (standarddeviationspod.com) M&A Are smaller RIAs at risk because of national, full-service firms? (citywire.com) RIA M&A volume has picked up of late.

Compliance 204

Compliance Financial Planner Financial Advice Investment Advisor 204

Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem

Join us for an enlightening webinar as we delve into the transformative realm of modern accounting practices. In today's digital age, the convergence of outsourcing and automation has revolutionized how businesses manage their financial operations. In this webinar we will explore the synergistic potential of these two strategies to streamline processes, enhance accuracy, save cost and drive strategic decision-making.

Accounting

Wealth Management

OCTOBER 16, 2023

The firm’s proprietary Relationship Quality Index combines multiple metrics, based on a 14-question survey, to measure the quality of client relationships.

Clients 122

Clients 122

Wealth Management

OCTOBER 16, 2023

Cadre's CEO discusses how the firm uses predictive models and workflow tools to change the real estate investment experience.

Investing 128

Investing Investments 128

Calculated Risk

OCTOBER 16, 2023

Today, in the Calculated Risk Real Estate Newsletter: Preliminary 2024 Housing Forecasts A brief excerpt: Towards the end of each year, I collect some housing forecasts for the following year - and also provide my own outlook. Several more forecast will be available in early December. A few key points from these early forecasts: 1) Forecasters expect house prices in increase next year. 2) Everyone expects multi-family starts to be down sharply in 2024. 3) 30-year fixed rate mortgages rates are e

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102

Wealth Management

OCTOBER 16, 2023

It's often a better option, both in terms of dollars and cents and family stress, than passing on a residence to heirs.

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130

Advisor Perspectives

OCTOBER 16, 2023

The choice to use an advisor in retirement is one that will cost clients and their beneficiaries millions of dollars in fees and opportunity costs as I show in this article.

Retirement 128

Retirement Clients 128

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

Banking

Wealth Management

OCTOBER 16, 2023

Paul Kwak conspired with others to fraudulently apply for business assistance from the Economic Impact Disaster Loan program.

Economics 126

Economics 126

Random Roger's Retirement Planning

OCTOBER 16, 2023

On Monday's ETF IQ on Bloomberg there was a segment that looked at weighing out whether adding bond market duration makes sense or not. They mentioned the SPDR Portfolio Long Term Treasury ETF (SPTL). Here are the portfolio characteristics. I highlighted that the bonds held are trading at an average price of 72 cents on the dollar. Here's a chart of the last couple of years compared to the S&P 500 and the iShares Aggregate Bond ETF (AGG) which has a much shorter duration.

Portfolio 87

Portfolio Marketing Marketing 87

Wealth Management

OCTOBER 16, 2023

Joe Duran has named Terri Kallsen, former WEG and Schwab executive, as managing partner and senior operating advisor at Rise Growth Partners.

Management 117

Management 117

A Wealth of Common Sense

OCTOBER 16, 2023

Today’s Talk Your Book is brought to you by Northpointe Bank: On today’s show, we spoke with Jason Anderson, Regional Vice President of Northpointe Bank to discuss all things housing market. On today’s show, we discuss: How the All In One loan is structured How interest rates affect home equity line of credits Why refinancing sometimes does not make sense Who this product is not for What Northpointe do.

Banking 81

Banking Marketing Marketing 81

Speaker: Joe Buhrmann, MBA, CFP®, CLU®, ChFC® Senior Financial Planning Practice Management Consultant eMoney Advisor

During an era of evolving consumer preferences, the banking sector is undergoing a profound shift. As customers continue to broaden their perspectives, banking professionals must support their customers' financial wellness by providing holistic financial advice that aligns with individual goals and circumstances. Without adapting, financial institutions will find that loyalty may crumble amid uncertainty.

Financial Advice

Wealth Management

OCTOBER 16, 2023

Bridgeline Wealth Partners in Atlanta, Ga., specializes in providing bespoke investment strategies and ‘multi-dimensional’ wealth management.

Management 111

Management Wealth Management Investing Investments 111

Clever Girl Finance

OCTOBER 16, 2023

With all the resources online, it can be easy to overlook financial literacy books. However, books allow you time to reflect as you read. Because they’re long-form, books are a great way to dive into topics you care about. That said, you can use some of the best finance books to achieve financial wellness. Check out this list! Table of contents Financial literacy basics Why reading financial literacy books is helpful 23 Top financial literacy books Expert tip: Read books related to your fi

Budgeting 79

Budgeting Management Retirement Investing 79

Wealth Management

OCTOBER 16, 2023

“It’s not really a matter of if; it’s a matter of when Sanctuary is more acquisitive in the marketplace,” said Sanctuary CEO Adam Malamed.

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Clever Girl Finance

OCTOBER 16, 2023

The words “frugal” and “thrifty” come loaded with quite a bit of baggage. A lot of people have strong feelings for or against those terms, but both can offer a lot to improve your lifestyle. Have you ever thought about what being frugal and thrifty really means and how they might differ? Let’s discuss this in more detail! Table of contents What does being frugal vs. being thrifty mean?

Budgeting 78

Budgeting Economy Retail Retirement 78

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Digital platforms can provide you with plenty of solutions, yet many are still intimidated by them. It's time to end that worry and embrace what could make a major difference for your bank. Understanding how they work and how to best utilize them for your banks is key toward success. In this article, Biz2X breaks down all things digital platforms, including the many advantages of embracing them.

Banking

Wealth Management

OCTOBER 16, 2023

Using archane language without defining it is demeaning and will alienate clients and prospects, not impress them.

Clients 117

Clients 117

Clever Girl Finance

OCTOBER 16, 2023

Most of us dedicate a significant portion of our lives to our jobs. While work can be fulfilling and rewarding, it can also be a source of stress and discomfort, especially when we find ourselves in a toxic workplace. In this article, we’ll delve into what constitutes a toxic working environment, how to recognize it, and what steps you can take to navigate within one and get yourself out of one.

Medical 77

Medical Communication Commission Budgeting 77

Wealth Management

OCTOBER 16, 2023

Panel discussion focuses on fostering deeper relationships with clients by making them feel seen and heard.

Planning 117

Planning Clients 117

Advisor Perspectives

OCTOBER 16, 2023

Manufacturing activity declined slightly in New York State, according to the Empire State Manufacturing October survey. The diffusion index for General Business Conditions fell 6.5 points from last month to -4.6. This morning's reading was better than the forecast of -7.0 and pushes the index back into contraction territory.

Manufacturing 69

Manufacturing 69

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All accounting teams know what it is like to dread the inevitable month-end scaries. If there was a way to feel less burdened and maybe even a little enthusiastic to work on your month-end close and reconciliation process, would you do it? No, don't answer that, of course you would! Automate your month-end close process by up to 40% with SkyStem's ART and see how much more alive you feel!

Accounting

Wealth Management

OCTOBER 16, 2023

On Friday, the US Securities and Exchange Commission declined to appeal on earlier positive court ruling for Grayscale.

Commission 109

Commission 109

Advisor Perspectives

OCTOBER 16, 2023

While a goals-based approach divides a retiree’s liabilities (future spending goals/needs) and assets into separate pieces with separate mandates, it can be useful to see how they all stack together.

Retirement 69

Retirement Investing Investments Assets 69

Wealth Management

OCTOBER 16, 2023

The majority of Bob Barker's estate was donated to 40 different animal and military charities.

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111

Advisor Perspectives

OCTOBER 16, 2023

Six of the eight indexes on our world watch list posted gains through October 16, 2023. Tokyo's Nikkei 225 finished in the top spot with a YTD gain of 21.32%. The U.S.'s S&P 500 finished in second with a YTD gain of 14.37% while India's BSE SENSEX finished in third with a YTD gain of 7.95%.

Marketing 64

Marketing Marketing 64

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Creating a winning digital lending experience requires plenty of focus on the needs of customers and more. Biz2X Chief Product Officer Aaron Traub covers everything from how to create such an experience, areas to hone in on, pitfalls to avoid, and plenty more in this insightful article. Discover how to utilize new technology without alienating existing customers, what to emphasize when working on your platform, and how to utilize the data at your disposal while not becoming overly reliant on it.

Communication

Wealth Management

OCTOBER 16, 2023

Investors can’t pass up how valuable teams, leagues and game technology have become.

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Financial Symmetry

OCTOBER 16, 2023

If you are a long-time listener you know that we like to go through the nuances of financial planning that may be valuable to you. In this episode, Allison and I take a look at net unrealized appreciation (NUA). Listen … Continued The post Could You Use Net Unrealized Appreciation? Ep #201 appeared first on Financial Symmetry, Inc.

Financial Planning 64

Financial Planning Planning 64

Advisor Perspectives

OCTOBER 16, 2023

Franklin Templeton Fixed Income Research Analysts Ashley Allen and Bryant Dieffenbacher discuss the food, water and energy sectors and what their convergence means for investors.

Food 59

Food Financial Market Marketing Marketing 59