Sat.Mar 09, 2024

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Why Did My Credit Score Drop? 11 Reasons

Clever Girl Finance

Your credit score is an important number that can have a big impact on your life. Although it is just three digits, it can tell potential lenders a lot about your creditworthiness. If you regularly monitor your finances, you may notice when your credit score lowers. If it happens unexpectedly, you might ask, “Why did my credit score drop?” Table of contents Why did my credit score drop?

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[cdata[ Financial Moves for Fifty Year Olds ]]

oXYGen Financial

![CDATA[ This year, the last of the Baby Boomers turn sixty, making all fifty year olds now the largest amount of Gen Xers of their demographic. It will be another six years before the first Millennials reach fifty. So for the time being, Gen Xers own "Fifty-Something." Being a fifty-something can be a challenging time financially. From a career standpoint, individuals have likely reached.

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6 Practical Tips For How To Stay On Budget

Clever Girl Finance

How can you ensure you don’t go over your budget? Staying focused with money can be challenging for many of us (raising my hand here!). The temptation to overspend, unexpected expenses, and lifestyle inflation are just a few obstacles that can get in the way. However, with the right strategies, learning how to stay on budget can be done! Table of contents Fundamentals for budgeting success 6 Tips for staying on budget Expert tip: Try loud budgeting How can you ensure you don’t go over your budge

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Are Retirement Savers Doomed?

Random Roger's Retirement Planning

Kerry Hannon from Yahoo interviewed Teresa Ghilarducci who is a professor at The New School and is often cited in the media as an expert on retirement. We've mentioned Ghilarducci a handful of times over the years. I think she has interesting ideas even if I disagree with most of them. She appears to be a big believer in having the government play a very big role in solving the problem.

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Elevating Accounting Practices: The Power of Outsourcing and Automation in the Digital Age

Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem

Join us for an enlightening webinar as we delve into the transformative realm of modern accounting practices. In today's digital age, the convergence of outsourcing and automation has revolutionized how businesses manage their financial operations. In this webinar we will explore the synergistic potential of these two strategies to streamline processes, enhance accuracy, save cost and drive strategic decision-making.

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Schedule for Week of March 10, 2024

Calculated Risk

The key reports this week are February CPI and Retail Sales. For manufacturing, the February Industrial Production report and the March NY Fed manufacturing survey will be released. -- Monday, March 11th -- 10:00 AM: State Employment and Unemployment (Monthly) for January 2024 -- Tuesday, March 12th -- 6:00 AM ET: NFIB Small Business Optimism Index for February. 8:30 AM: The Consumer Price Index for February from the BLS.

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Real Estate Newsletter Articles this Week: Price-to-rent index is 7.3% below recent peak

Calculated Risk

At the Calculated Risk Real Estate Newsletter this week: • The "Home ATM" Closed in Q4 • Inflation Adjusted House Prices 2.4% Below Peak Price-to-rent index is 7.3% below recent peak • Asking Rents Mostly Unchanged Year-over-year • 1st Look at Local Housing Markets in February • Lawler: Some Thoughts on Quantitative Easing and Quantitative Tightening • ICE Mortgage Monitor: "First-Time Homebuyers Make Up Record 47% of GSE Purchase Loans" This is usually published 4 to 6 times a week and provides

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Strategizing Success: The CFP® Blueprint for Indians

International College of Financial Planning

Embarking on a journey to become a Certified Financial Planner® professional is a commendable decision that can profoundly impact your career in the finance industry. This blog is designed to illuminate the path to becoming a CFP® professional, focusing on the critical steps involved in the admission process, exploring the myriad of career prospects, delving into the eligibility criteria, and the future of the CFP® certification.

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Why the Equity Market Should Move Higher Over the Next 12 Months

Advisor Perspectives

The move higher in the S&P 500 has been historic. In fact, the S&P 500 has climbed ~17% over the last four months and is on pace to rally 17 of the last 19 weeks.

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10 Weekend Reads

The Big Picture

The weekend is here! Pour yourself a mug of coffee, grab a seat by the fire, and get ready for our longer-form weekend reads: • The economy is roaring. Immigration is a key reason. Momentum in the job market picked up aggressively over the past year — all while Washington is deadlocked on a border deal ( Washington Post ) • The Errors Tour: How the Pros Bungled the End of Zero Interest Rates : A look at the ways forecasters, traders and executives missed the mark over the past two years.

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2024 Lending Outlook: Innovations and Evolutions in the Financial Sector

As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

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US Jobless Rate Hits Two-Year High Even as Hiring Stays Strong

Advisor Perspectives

The US jobless rate climbed to a two-year high in February even as hiring remained healthy, pointing to a cooler yet resilient labor market.

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Saturday links: an imperfect test

Abnormal Returns

Autos Europe is cracking down on the use of touchscreens. (theverge.com) Rivian ($RIVN) is planning a smaller SUV, the R2. (wired.com) What it's like to charge a Ford ($F) Mach-E at a Tesla ($TSLA) Supercharger. (wsj.com) Where in the U.S. EVs are (and are not) popular. (nytimes.com) Energy America needs more power. (msn.com) Utilities have a wildfire problem.

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Higher for Longer?

Advisor Perspectives

The idea that “market expectations” tell us anything about the economy’s future is – or should be – in serious doubt. That’s not to say the market is wrong. It just changes its mind so often as to be useless. And most of the time, it changes its mind after the fact.

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One Year After the Banking Crisis, How Are Regional Banks Faring?

Advisor Perspectives

When the regional banking woes unfolded in March 2023, we argued that the challenges were not likely to be systemic. We continue to think that the challenges facing regional banks are likely contained, though near-term market volatility is always possible.

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Banking on Loyalty: Holistic Financial Advice for Unparalleled Business Growth

Speaker: Joe Buhrmann, MBA, CFP®, CLU®, ChFC® Senior Financial Planning Practice Management Consultant eMoney Advisor

During an era of evolving consumer preferences, the banking sector is undergoing a profound shift. As customers continue to broaden their perspectives, banking professionals must support their customers' financial wellness by providing holistic financial advice that aligns with individual goals and circumstances. Without adapting, financial institutions will find that loyalty may crumble amid uncertainty.

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An ETF to Consider Amid Record Corporate Bonds Sales

Advisor Perspectives

Record issuance in bonds to start 2024 is now showing up in the sales numbers. In the case of corporate bonds, record issuance in January was met with record sales in February as the scramble to lock in yields is spurring bond buyers to act.

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How to Deal With the India Valuation Conundrum

Advisor Perspectives

There are at least two certainties regarding Indian stocks. First, equities in that country have been the stars among major emerging markets for several years.

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Positioning Your Portfolio For A Potential Second Trump Presidency

Advisor Perspectives

Super Tuesday was, if I may, super obvious. Former President Donald Trump clinched nearly every delegate that was up for grabs, forcing his Republican challenger, Nikki Haley, out of the race, which all but guarantees his nomination.