Fortune Financial

MAY 21, 2024

Note: This post was inspired by a December 2023 article by Fidelity on asset placement as a tool for tax-efficiency. Another reason why an asset class such as growth equities are suited for a taxable account is because in such an account you start off from behind having already paid income tax on the dollars used to fund it.

Assets 87

Assets Asset Allocation Taxes Accounting 87

The Big Picture

MAY 17, 2024

She explains what she is concerned about: “The areas that I worry about are that bottomless pit of “unmarked” assets that have doubled or quadrupled in size and asset allocation… Think about the average teacher or firefighter pension plan – it’s 30% illiquid today versus 5% back in the 2000s.

Banking 164

Banking Asset Allocation Portfolio Management Engineering 164

Abnormal Returns

APRIL 15, 2024

standarddeviationspod.com) Christine Benz and Amy Arnott talk asset allocation and more with Matt Krantz. morningstar.com) The biz Why Dynasty Financial stands since putting plans for an IPO on ice. riabiz.com) Retirement accounts On the downside of holding non-traditional assets in an IRA. cnbc.com)

Wealth Management 206

Wealth Management Asset Allocation Retirement Financial Planning 206

Carson Wealth

MARCH 7, 2024

By Jake Anderson, CFP ® , Wealth Planner When helping clients begin retirement planning, the same questions often arise: What should my retirement plan look like? Your lifestyle, goals, family situation, and risk tolerance will give a unique signature to your retirement plan. Looking for personalized retirement planning advice?

Retirement Planning 143

Retirement Planning Retirement Planning Risk Tolerance 143

Nerd's Eye View

APRIL 10, 2024

Every document that considers the facts around any particular asset class will invariably include that disclaimer, but constructing a portfolio consisting of a mix of equities, fixed income, and other assets requires investors and advicers to make some fundamental assumptions around long-term expected returns and correlations between assets.

Asset Allocation 243

Asset Allocation Wealth Accumulation Assets Portfolio 243

Brown Advisory

FEBRUARY 26, 2021

2021 Asset Allocation Perspectives and Outlook. Valuations across asset classes, and the importance of interest rates to these valuations. Assets that can serve as a hedge for inflation, including real estate and infrastructure assets. Fri, 02/26/2021 - 13:22. Download the full report >. Download the full report >.

Asset Allocation 52

Asset Allocation Assets Valuation Clients 52

Carson Wealth

APRIL 25, 2024

There are some things in life you just can’t plan for: an unexpected illness, job loss, death of spouse, disability. And while experiencing one of these major events can drastically impact your life, having an effective financial plan can help ensure that it doesn’t ruin your financial well-being. Let’s break each one down.

Financial Planning 97

Financial Planning Planning Retirement Insurance Coverage 97

Abnormal Returns

NOVEMBER 16, 2023

Active management Why asset allocators usually fail when it comes to manager selection. newsletter.abnormalreturns.com) Mixed media Apple ($AAPL) is planning to adopt the RCS (Rich Communication Services) messaging standard. 9to5mac.com) The case for switching to a discount cellular plan. theverge.com)

Asset Allocation 232

Asset Allocation Financial Advising Insurance Communication 232

The Big Picture

SEPTEMBER 28, 2022

What is in your control : Your Portfolio : You want to create something robust enough to withstand drawdowns and recessions; not necessarily the best possible set of assets but the ones you can live with day in and day out. This includes a broad Asset Allocation including full Diversification of asset classes, geographies, etc.

Asset Allocation 341

Asset Allocation Financial Planning Assets Media 341

Discipline Funds

DECEMBER 20, 2023

The end of the year is an ideal time to start planning for the year ahead and make sure you’re on target to achieve those goals. Asset and Liability Matching. Good financial planning is all about asset and liability matching across time. A financial plan with an asset liability mismatch is likely to fail over time.

Financial Planning 73

Financial Planning Planning Asset Allocation Retirement Planning 73

Wealth Management

JANUARY 22, 2024

The new platform is meant to help advisors achieve portfolio personalization at scale, and bridge an industry gap between financial planning and asset allocation.

Asset Allocation 102

Asset Allocation Financial Planning Portfolio Assets 102

The Chicago Financial Planner

FEBRUARY 3, 2022

Investors who are well-diversified may be hurt but generally not to the extent of those who are highly allocated to stocks. Review your asset allocation . If you haven’t done so recently, perhaps it is time to review your asset allocation and make some adjustments. Go shopping . The Bottom Line .

Asset Allocation 190

Asset Allocation Financial Planner Marketing Marketing 190

Tobias Financial

APRIL 11, 2024

We are thrilled to announce that our Wealth Advisors, Edzai Chimedza, CFP® and Franklin Gay , CFP®, EA will be leading two Financial Planning Seminars at Nova Southeastern University. The post Wealth Advisors Edzai Chimedza and Franklin Gay lead Financial Planning Seminars at Nova Southeastern University – April 12th and May 3rd at 11 a.m.

Wealth Advisor 52

Wealth Advisor Financial Planning Asset Allocation CFP 52

Talon Wealth

OCTOBER 26, 2023

Retirement planning is a critical part of financial security that many women still overlook. However, remember that as a woman, you have a longer life expectancy than a man, which means retirement planning is even more important. That means you should plan for your retirement savings to last at least 18 years, if not more.

Retirement Planning 98

Retirement Planning Retirement Planning Medical 98

Advisor Perspectives

MAY 31, 2023

Without understanding people – how they think and act, and what they believe – you can’t effectively help them, no matter how good you are at planning or asset allocation.

Asset Allocation 52

Asset Allocation Planning Assets 52

Financial Symmetry

APRIL 22, 2024

If you plan to retire soon, you may be wondering if you should change your asset allocation to something more conservative. However, the question is not that simple during these high-risk years.

Retirement 64

Retirement Asset Allocation Assets Planning 64

Truemind Capital

FEBRUARY 23, 2024

Since we have expertise in long-term investment strategies and financial planning, I told her that we could not help her with this requirement. However, I would insist on following an asset allocation plan with discipline, which is unaffected by the emotions of greed and fear.

Asset Allocation 98

Asset Allocation Marketing Marketing Assets 98

Million Dollar Round Table (MDRT)

OCTOBER 1, 2023

Allocating retirement planning I introduce asset allocation with clients by dividing retirement life into two parts: basic life and high-quality life. These basic things must be planned with a certain income. After showing them that breakdown, I discuss the details of asset allocation.

Clients 78

Clients Asset Allocation Retirement Planning Transportation 78

Nerd's Eye View

NOVEMBER 25, 2022

Also in industry news this week: The Biden administration has extended the student loan payment pause out to as far as August 31, 2023 amid legal battles over its broader student loan relief plan. Several easy ways advisors can help find unclaimed assets and save money as the year comes to an end.

Financial Planner 208

Financial Planner Asset Allocation Retirement Planning Retirement 208

Truemind Capital

APRIL 19, 2024

Consequently, the portfolio allocation should reflect these probabilities depending on the risk profiles. Therefore, we maintain our underweight position to equity (check the Model Portfolio Current asset allocation below). One can consider debt portfolios with floating rate instruments for long-term allocation.

Financial Market 98

Financial Market Asset Allocation Marketing Marketing 98

Advisor Perspectives

DECEMBER 26, 2023

Advisors are being asked to provide their clients with a full suite of solutions, ranging from estate and tax planning to portfolio management, and everything in between. Clients are increasingly eager to gain access to fully customizable solutions that meet their individual needs.

Asset Allocation 105

Asset Allocation Portfolio Management Tax Planning Financial Planning 105

Advisor Perspectives

JANUARY 20, 2023

Learn how our industry-leading asset allocation expertise can help participants make investment choices with more confidence and help employers reach their plan goals. Advice boosts workers’ confidence in choosing investments—from 35% to 65%.

Retirement Planning 52

Retirement Planning Asset Allocation Planning Investing 52

Advisor Perspectives

NOVEMBER 11, 2022

Offer more ways clients may achieve their retirement plan goals while helping address the diverse investment needs of participants. Learn about our industry-leading investments and expertise—featuring more default options and more personalized asset allocation.

Clients 52

Clients Asset Allocation Planning Retirement Planning 52

International College of Financial Planning

JULY 30, 2022

Certified Financial Planner (CFP) is globally the most respected financial designation for personal assets management. Earning the CFP designation requires a rigorous course of study covering investment planning, income taxation, retirement planning and risk management. They have a thorough understanding of how investments work.

Certified Financial Planner 52

Certified Financial Planner Financial Planner Assets CFP 52

AdvicePay

JULY 14, 2022

The adoption of the fee-for-service financial planning model is changing the dynamics of business operations inside wealth management firms. But without a well-defined service model to deliver financial planning services, advisors soon discover that unstructured, ad-hoc service offerings don’t scale very well.

Financial Planning 75

Financial Planning Clients Planning Asset Allocation 75

Abnormal Returns

NOVEMBER 21, 2022

Podcasts Jeff Ptak and Christine Benz talk with Feraud Calixte who is the founder and lead financial planner of Vantage Pointe Planning. riabiz.com) CI Financial ($CIXX) is planning to spin-off its U.S. riabiz.com) Retirement Why retirees should include Social Security into their asset allocation. unit debt-free in 2023.

Asset Allocation 144

Asset Allocation Financial Planner Recruitment Financial Advising 144

The Big Picture

SEPTEMBER 19, 2023

The transcript from this week’s, MiB: Elizabeth Burton, Goldman Sachs Asset Management , is below. Elizabeth Burton is Goldman Sachs asset management’s client investment strategist. And I forwarded it to him and I, I was very happy at Maryland, wasn’t planning on leaving. It depends on your asset allocation.

Assets 143

Assets Management Portfolio Investing 143

Ron A. Rhodes

OCTOBER 2, 2023

stock asset classes, and even more significant losses in many… September 30, 2023 After a stellar first half of 2023, the third quarter of 2023 saw losses in most U.S.

Assets 88

Assets Asset Allocation Valuation Financial Advisor 88

The Chicago Financial Planner

JUNE 13, 2022

Assuming that you have a financial plan with an investment strategy in place there is really nothing to do at this point. Ideally you’ve been rebalancing your portfolio along the way and your asset allocation is largely in line with your plan and your risk tolerance. Do nothing. Focus on risk. Look for bargains.

Risk Tolerance 188

Risk Tolerance Marketing Marketing Financial Planner 188

Nationwide Financial

JANUARY 25, 2023

Last year’s considerable losses and market fluctuations underscore the need for clients to assess their retirement plans to ensure it aligns with their objectives, financial situations, timelines, and attitudes toward market volatility. Here are some key points to use with clients as you help them assess their retirement plans.

Risk Tolerance 102

Risk Tolerance Retirement Planning Asset Allocation Retirement 102

Nerd's Eye View

JANUARY 4, 2023

Financial advisors have a wide range of strategies at their disposal to create financial plans for their clients. And when it comes to retirement planning, one popular technique is the use of ‘guardrails’, which set an initial monthly withdrawal rate that can be later adjusted as the size of the client’s portfolio changes.

Retirement 241

Retirement Distribution Retirement Planning Asset Allocation 241

eMoney Advisor

DECEMBER 27, 2022

As client expectations continue to evolve, there is an opportunity for financial planners to broaden and deepen their service offerings by providing holistic financial planning. At this level, the focus shifts to growing assets for long-term success and longevity.

Financial Planning 78

Financial Planning Planning Wealth Management Clients 78

Cordant Wealth Partners

SEPTEMBER 8, 2022

This article will discuss the key features of the Microsoft 401(k) plan, and after reading it, you should leave with a clear game plan of how to: Maximize the match (free money! ) The key benefits of any 401(k) plan (including Microsoft’s) include: Free Money : A company match on your contributions.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

James Hendries

AUGUST 24, 2022

Planning for retirement can seem premature when you have only been in the workforce for a decade or so. Here are five things Millennials should consider when planning for retirement. But volatile markets aren’t necessarily a negative thing, especially when it comes to retirement planning. Footnotes.

Retirement Planning 52

Retirement Planning Retirement Planning Asset Allocation 52

Park Place Financial

SEPTEMBER 8, 2022

ESTATES Family Estate Planning: The 6 Essentials Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. According to one survey, 67% of Americans have no estate plan, which may reflect an aversion to thinking about dying or getting gravely ill. 2) Naming Beneficiaries for Separate Assets . 1) Drafting a Will .

Estate Planning 52

Estate Planning Planning Certified Financial Planner Medical 52

Discipline Funds

FEBRUARY 21, 2023

This innovative approach to asset allocation helps improve the probability of meeting your financial goals by helping you better understand your liabilities and the way specific assets align with those liabilities. We then apply the proper assets based on liability needs, not based on asset performance wants.

Asset Allocation 52

Asset Allocation Investing Investments Portfolio Management 52

Park Place Financial

SEPTEMBER 8, 2022

ESTATES The 5 Most Common Estate Planning Myths Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Estate planning is a crucial component of financial preparation for many individuals, as it enables their wealth to have a lasting and meaningful impact on their loved ones. 2) You Only Need to Plan Your Estate for Death .

Estate Planning 52

Estate Planning Planning Certified Financial Planner Taxes 52