Nerd's Eye View

JUNE 6, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that a recent report finds that the number of SEC-registered RIAs, the assets that they manage, and the number of clients they serve all increased between 2023 and 2024 and suggests the industry is robust across the size spectrum, (..)

Financial Planner

Calculated Risk

MAY 21, 2025

Note: This index is a leading indicator primarily for new Commercial Real Estate (CRE) investment. The pace of the decline remains slower at firms with an institutional specialization, but billings have still declined nearly every month since mid-2023. for the month.

Economy

Calculated Risk

JANUARY 1, 2025

in November 2023. in November 2023. Question #8 for 2025: How much will Residential investment change in 2025? I'm adding some thoughts and predictions for each question. Here is a review of the Ten Economic Questions for 2024. 3) Unemployment Rate: The unemployment rate was at 4.2% in November, up from 3.7% range in Q4 2025.

Economics

Calculated Risk

FEBRUARY 23, 2025

Here is an update to a graph that uses new home sales, single family housing starts and residential investment. (I Note that Residential Investment is quarterly and single-family starts and new home sales are monthly. The YoY change in new home sales in late 2022 and early 2023 suggested a possible recession.

Sales

Wealth Management

JULY 18, 2025

Resonant Capital Merges with Tax, Accounting Firm QBCo by Alex Ortolani Jul 18, 2025 1 Min Read SEC Chair Paul Atkins Alternative Investments SEC’s Atkins Says Changes to 401(k) Plans Must Be Reviewed Carefully SEC’s Atkins Says Changes to 401(k) Plans Must Be Reviewed Carefully by Nicola M. " Brennan’s response?

Estate Planning

Wealth Management

JUNE 23, 2025

Elaine Misonzhnik , Senior Editor, Investments June 23, 2025 4 Min Read Iaremenko/iStock/Thinkstock Investor interest in digital assets might be growing, but concerns about the security and regulatory uncertainty around the asset class mean that Bitcoin and crypto ETFs remain the most likely avenues for allocation.

Assets

Wealth Management

AUGUST 5, 2025

Merchant, which has 115 partner firms, has invested in Sterling Trustees, an independent South Dakota chartered trust company.

Investments

Calculated Risk

JANUARY 6, 2025

in Q4 2023. In the mid-'00s, mall investment picked up as mall builders followed the "roof tops" of the residential boom (more loose lending). Moody's reports the strip mall vacancy rates was 10.3% in Q4, down slightly from 10.4% Back in the '80s, there was overbuilding in the mall sector even as the vacancy rate was rising.

Retail

Calculated Risk

DECEMBER 26, 2024

Today, in the CalculatedRisk Real Estate Newsletter: Question #8 for 2025: How much will Residential investment change in 2025? 8) Residential Investment: Residential investment (RI) was slightly positive through the first three quarters of 2024. How about housing starts and new home sales in 2025? New home sales were up 2.1%

Sales

The Big Picture

FEBRUARY 18, 2025

We are four weeks out from the publication of “ How Not To Invest: The ideas, numbers, and behaviors that destroy wealth – and how to avoid them.” I stopped writing my column and blog posts (mostly) to focus on this from December 2023 right up until January 2025. How can we avoid the avoidable unforced errors?

Investments

Wealth Management

JULY 9, 2025

in 2023, according to a study by Ensemble Practice and BlackRock. To get the ranking, it divides the total household net worth (excluding home equity) by the number of active investment advisors in the state to show the ones that are most and least saturated with advisors. New client AUM grew on average 7.5%

Wealth Management

Wealth Management

JULY 3, 2025

Focus went public in 2018, and then private again in 2023 , when it sold to Clayton, Dubilier and Rice, and Stone Point Capital.) California RIA Deals & Moves: Focus Partners Wealth Merges in $5.6B California RIA Deals & Moves: Focus Partners Wealth Merges in $5.6B California RIA Deals & Moves: Focus Partners Wealth Merges in $5.6B

Wealth Management

Wealth Management

JULY 17, 2025

based accounting firm, is taking a page from large registered investment advisors by bringing together taxes and wealth management. Minopoli, who is also a partner in the new RIA, had previously been the chief investment officer of a team managing a $30 billion portfolio for the Knights of Columbus Asset Advisors.

Wealth Management

Carson Wealth

JANUARY 22, 2025

Volatility in the market is the extent to which the price of stocks or other investments fluctuate in the short term. How Volatility Affects Investment Returns Volatility can send the value of your portfolio on an uncomfortable roller coaster ride. What Is Market Volatility? At the onset of the COVID pandemic, the VIX hit 83 points.

Investments

Calculated Risk

APRIL 7, 2025

This graph uses new home sales, single family housing starts and residential investment. (I Note that Residential Investment is quarterly and single-family starts and new home sales are monthly. The YoY change in new home sales in late 2022 and early 2023 suggested a possible recession. Click on graph for larger image.

Sales

Nerd's Eye View

NOVEMBER 1, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that SIFMA, which represents broker-dealers, investment banks, and asset managers, released a white paper that argues that CFP Board "increasingly functions as a de facto private regulator for CFP certificants" and proposes that CFP (..)

Financial Planner

MainStreet Financial Planning

OCTOBER 30, 2024

Gen Z median savings $200 Millennials median savings $500 Gen Xers have median savings $868 Baby Boomers median savings $1,000 Average credit score in the US: 715 While credit scores tend to be higher for older individuals, according to Experian , the average score in 2023 is 715 which is considered Good credit. Average net worth: $1.06

Retirement

Wealth Management

JUNE 10, 2025

It doesn’t require a significant time investment—just a willingness to be honest about what’s working, what’s not and what needs to change. Many advisors experienced record years in 2023 and 2024, but now is the time to ask the difficult question: Am I growing because of my firm, or despite it? And the best part?

Wealth Management

Carson Wealth

APRIL 21, 2025

Additionally, the National Association of Active Investment Managers (NAAIM) Exposure Index came in at its lowest level in 17 months, suggesting RIAs are finally tossing in the towel as well. The language is very similar to what Powell used to say back in 2022 and 2023, when they were raising rates.

Marketing

Carson Wealth

JANUARY 13, 2025

While there are reasons for recent declines, we view it in part as a perfectly normal pause after the gains of 2023 and 2024. But some of those companies will become an IBM, GM, or Kodak perhaps still worthy of investment in the future, but not the dominant player it is today. In fact, one of the reasons for last weeks 1.9%

Marketing

Dear Mr. Market

APRIL 2, 2025

Market: This is perhaps one of our favorite articles and times of the year; not necessarily because of basketball but rather it allows us the opprtunity to articulate our main investment themes we see playing out for the remainder of the year. Who will be this years champion? Lets break it down ( click here to see the full bracket).

Investments

Carson Wealth

MARCH 17, 2025

Emotions start to run high during corrections and many investors become more prone to making costly investment mistakes. Know that volatility is the price we pay to invest and stay the course and stay diversified. Same thing for 2023. All indices are unmanaged and may not be invested into directly. Corrections never do.

Marketing

Calculated Risk

JANUARY 5, 2025

Question #8 for 2025: How much will Residential investment change in 2025? Real GDP Growth Year Annual GDP Q4 / Q4 2005 3.5% 2008 0.1% -2.5% 2009 -2.6% 2020 -2.2% -1.0% 2024 1 2.8% 1 2024 estimate based on 2.8% Q4 SAAR annualized real growth rate. Real GDP growth is a combination of labor force growth and productivity.

Economy

Wealth Management

AUGUST 5, 2025

But a silent revolution is underway: model portfolios—pre-constructed investment portfolios—are rapidly replacing boutique portfolio management. This fee structure raises tough questions: Why should a HNW individual pay for investment management advisory when you can license the same model yourself? trillion to $7.96

Financial Advice

Wealth Management

AUGUST 4, 2025

4, 2025) 11 Investment Must Reads for This Week (Aug. billion in 2023 to an estimated $25 billion by the end of 2025 , which is just.2% No one expected larger plans to be the first adopters, yet Jones touts PEPs’ buying power, which lowers investment fees, which he claims are 55% below average. 2% of DC assets.

Estate Planning

Wealth Management

AUGUST 13, 2025

And for companies deciding where to invest in R&D, the OBBBA may have tipped the scales in hiring domestically, though companies should look at their specific expenses associated with foreign R&D. after December 31, 2023. But this bill is worth more than a skim if you’re building, scaling, or investing in innovation.

Taxes

Wealth Management

JULY 22, 2025

Diana Britton , Executive Editor , WealthManagement.com July 22, 2025 3 Min Read MicroStockHub/iStock/Getty Images Plus As mergers and acquisitions activity in the registered investment advisor space continues to break records, the RIA channel looks much different than just five years ago.

Estate Planning

Random Roger's Retirement Planning

NOVEMBER 14, 2024

Bloomberg had a long writeup on a new, not that new, investment product called significant risk transfer or SRT. Portfoliovisualizer missed $9 worth of dividends from 2023 and the payout for this year isn't completely missing but does seem a little short. At first glance, they appear to be a cousin of catastrophe bonds.

Investments

Financial Symmetry

FEBRUARY 20, 2025

1 Says About the Stock Market, Wall Street Journal , January 11, 2019; Elroy Dimson, Paul Marsh, and Mike Staunton, Triumph of the Optimists: 101 Years of Global Investment Returns (Princeton, NJ: Princeton University Press, 2002): 28-32. August 2023. Endnotes Jason Zweig, What Amazons Rise to No. Avantis Investors.

Marketing

Validea

JUNE 13, 2025

It was developed by Tobias Carlisle, a noted expert on deep value investing and founder of Acquirer’s Funds. 10.79% NVAX NOVAVAX INC 05/23/2025 100% $7.25 $7.15 -1.38% FINV FINVOLUTION GROUP (ADR) 08/18/2023 100% $5.14 $8.91 It requires discipline, patience, and a deep belief in the value investing process.

Valuation

WiserAdvisor

JUNE 13, 2025

In this article, we’ll walk through some of the most common investment mistakes retirees make. By spreading your investments across different asset classes like stocks, bonds, real estate, and alternatives, you reduce the impact of any one market struggling. Those who stayed invested came out ahead. Yet, many people put it off.

Estate Planning

Carson Wealth

MARCH 3, 2025

It is also the first time the S&P 500 is negative (although only down 1%) over three calendar months since October 2023. You should never blindly invest in seasonality, but just as February was ripe for potential trouble, be open to a nice Spring bounce. Here Comes March In the end, the S&P 500 fell 1.3% pp Housing: +0.06

Marketing

International College of Financial Planning

JUNE 17, 2025

Financial institutions based in GIFT City can treat their operations, investments, and deposits as offshore, enabling Indian banks, NBFCs, insurance providers, and capital market entities to offer global financial products in foreign currencies.

Compliance

Harness Wealth

NOVEMBER 12, 2024

The conversion from a Traditional IRA to a Roth IRA is a taxable event, with income taxes due on any pre-tax contributions and investment earnings converted. Consider 529 Plans A 529 Plan is a tax-advantaged investment account specifically designed to fund education costs. million in 2023. million ($27.22 million ($27.98

Tax Planning

Fortune Financial

JANUARY 28, 2025

In 2023, Fortune Brands Innovation’s Nicholas Fink remarked that: “[The average home is over 40 years old, and homes built during the early 2000s boom are coming into prime R&R [repair & remodel] age.

Financial Advisor

Trade Brains

JUNE 20, 2025

Additionally, they give you a lot of choices of MFs with different durations and risks, which is absent in FDs.Tax benefits were also another reason to invest in debt MFs, but since April 1 st , 2023 it has changed, as now you no longer get indexation benefits. Why Invest: Ideal for parking idle money with minimal interest rate risk.

Investments

Carson Wealth

DECEMBER 9, 2024

It was strong even in 2022 and 2023, which was another clue that a recession wasnt imminent. The risk is that the Fed takes an extended pause, even as rates stay on the higher side and adversely impact cyclical areas of the economy like housing, manufacturing, and business investment. For reference, the 2019 average was 166,000.

Marketing