Calculated Risk

MAY 21, 2025

The pace of the decline remains slower at firms with an institutional specialization, but billings have still declined nearly every month since mid-2023. The score is derived from a monthly survey of architecture firms that measures the change in the number of services provided to clients. Click on graph for larger image.

Economy 162

Economy Numbers Economics Investments 162

Nerd's Eye View

NOVEMBER 1, 2024

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Financial Planner 189

Financial Planner CFP Certification Retirement Planning 189

Wealth Management

JULY 3, 2025

Focus went public in 2018, and then private again in 2023 , when it sold to Clayton, Dubilier and Rice, and Stone Point Capital.) manages about $300 million in client assets. He’s joined by Nicole James, his wife and director of client events, Edith Corrales, operations associate, and Amelia Kitchens, front office representative.

Wealth Management 154

Wealth Management Recruitment Estate Planning Financial Advisor 154

Wealth Management

JULY 9, 2025

July 9, 2025 23 Slides START SLIDESHOW hudiemm/iStock/Getty Images A big industry focus these days is on organic growth; many stress that if advisors can crack the code and grow their client base, they can gain a competitive edge. New client AUM grew on average 7.5% in 2023, according to a study by Ensemble Practice and BlackRock.

Wealth Management 170

Wealth Management Estate Planning Business Planning Taxes 170

MainStreet Financial Planning

OCTOBER 30, 2024

I’m occasionally asked where a client should be financially compared to others. 401(k) account contribution: 8.0% In 2023, Capitalize found the average employee-only contribution was 8%; the average dollar amount of employee-only contributions of $5,993. This is 6% fewer than in 2023 How did you do? Average net worth: $1.06

Retirement 98

Retirement Financial Planning Planning Accounting 98

FMG

MAY 30, 2025

This communication gap is costing you clients, opportunities, and competitive advantage. Modern clients expect instant responses, but most advisors remain stuck in outdated email-only loops. Meanwhile, other advisors are winning business by meeting clients where they actually communicate. The result?

Communication 52

Communication Financial Advisor Clients Compliance 52

The Big Picture

JUNE 27, 2025

Peneva joined Swiss Re in 2017, becoming co-head of client solutions & analytics, before being named Group Chief Investment Office and member of the Group Executive Comittee in 2023. She explains the importance of matching your assets to your future liabilities, and why liquidity and quality are so important.

Investing 130

Investing Investments Asset Allocation Wealth Management 130

The Big Picture

APRIL 17, 2025

The article suggests they were more interested in their own financial well-being than that of their clients. In 2023, he tweeted a list of overlooked facts. This was just before an 81% collapse that bottomed in December 2023. The Latin phrase Res ipsa loquitur comes to mind: The thing speaks for itself.

Investing 264

Investing Investments Accounting Startup 264

Wealth Management

JUNE 10, 2025

Ask: • Am I serving the types of clients I enjoy working with most? • Are you on track regarding revenue, AUM, new clients, and team development? Many advisors experienced record years in 2023 and 2024, but now is the time to ask the difficult question: Am I growing because of my firm, or despite it?

Wealth Management 235

Wealth Management Financial Advisor Recruitment Management 235

Wealth Management

JULY 22, 2025

As of the end of 2023, there were some 12,000 advisors affiliated with RIA consolidators, up from 4,000 in 2018, according to a recent report from Cerulli Associates. They’re really building out these full-service wealth management businesses that are client-centric, built on giving advisors more tools to help them grow.”

Estate Planning 154

Estate Planning Wealth Management Compliance Planning 154

WiserAdvisor

JULY 2, 2025

In 2023, the United States’ National Health Expenditure (NHE) reached $4.9 Advisors guide clients through two key enrollment windows: Initial Enrollment Period (IEP): This seven-month window begins three months before an individual turns 65 and ends three months after. trillion, equating to $14,570 per person, a 7.5%

Healthcare 59

Healthcare Financial Advisor Management Medical 59

Diamond Consultants

JANUARY 21, 2025

Four factors to consider when attempting to resolve if your firm is indeed the right place for you, your clients, and your business. Stay because you have the ability to serve clients without limitation. Ultimately, advisors have agency over where and how they choose to serve clients. Stay because your firm is helping you grow.

Recruitment 52

Recruitment Compensation Planning Clients Consulting 52

Fortune Financial

JANUARY 28, 2025

In 2023, Fortune Brands Innovation’s Nicholas Fink remarked that: “[The average home is over 40 years old, and homes built during the early 2000s boom are coming into prime R&R [repair & remodel] age. Disclosure: Both the author and clients of Fortune Financial Advisors, LLC, own shares of Chemed. *

Financial Advisor 96

Financial Advisor Retirement Clients Marketing 96

Nerd's Eye View

JANUARY 8, 2025

s passage, it took until late 2023 to issue guidance on how Roth employer contributions should be reported for tax purposes. In 2022, the SECURE 2.0 Act included a provision that changed the rules for 401(k) plans (including solo 401(k)s) that for the first time allowed employer contributions to be made on a Roth basis. 199A deductions.

Taxes 246

Taxes Planning Retirement Planning Retirement 246

Fortune Financial

APRIL 1, 2025

For example, in 2023, we discussed how an older car fleet would provide a long tailwind for auto parts retailers. Both the author and clients of Fortune Financial Advisors, LLC, own shares of Carrier. More recently, we discussed the opportunity present in our nation’s old housing stock. .”

Financial Advisor 85

Financial Advisor Retail Clients Planning 85

Wealth Management

JUNE 23, 2025

The SEC previously tried to sue Coinbase for allowing the trade of unregistered crypto tokens in 2023, but dropped its case after its senior crypto policy advisor was demoted in January. The lawsuit alleges the firm pocketed millions in fees as it operated an exchange that sold unregistered securities.

Assets 278

Assets Wealth Management Financial Advisor Estate Planning 278

Tobias Financial

NOVEMBER 4, 2024

 The graphic below shows the frequency of monthly returns (expressed in 1% increments) for a broad-market index of US stocks from January 1926–December 2023. This is a representation of a general case scenario, however individual client timeline and experience may vary due to one’s unique circumstances.

Marketing 52

Marketing Marketing Asset Allocation Commission 52

Carson Wealth

JANUARY 22, 2025

While the S&P 500 has had three losing years during the past decade, the average return from 2013 to 2023 was a positive 12.39%. Why Return on Investment Is Important for UHNW Clients Having substantial assets makes you especially vulnerable to market patterns. The general trend of the market is upward.

Investing 52

Investing Investments Marketing Marketing 52

Random Roger's Retirement Planning

MAY 15, 2025

We talked at length in 2022 and into 2023 when managed futures was booming and people were coming out of the woodwork to suggest huge weightings to managed futures which I said was a bad idea back then and is a bad idea right now in terms of constructing a portfolio. Most client accounts also own BLNDX in a similar weighting.

Management 64

Management Accounting Clients Taxes 64

Yardley Wealth Management

JULY 9, 2025

While we encourage our clients to be long-term investors, we know some monitor the indexes daily. Investopedia, April 13, 2023 [link] 14. So, if there is a stock exchange, company size range, or sector of the economy, an index probably tracks it. But indexes are for more than just keeping score at home.

Marketing 52

Marketing Marketing Risk Tolerance Wealth Management 52

Random Roger's Retirement Planning

JANUARY 26, 2025

Here's a dozen of them I didn't include a straight inverse fund but client/personal holding BTAL does something very similar as does VIXM. The performance going back to June, 2023 has the two Dalio portfolios outperforming by a mile along with higher standard deviation.

Portfolio 52

Portfolio Assets Clients Management 52

SEI

JULY 15, 2025

Featured Who we serve right-arrow arrow-sm-down left-arrow Back Who we serve We help our clients across financial services make confident decisions and power growth. New legislation introduced in 2023 proposes reinstating this benefit, but it has not been passed into law as of 2025. Get the latest insights.

Investing 52

Investing Investments Taxes Wealth Management 52

Diamond Consultants

JUNE 17, 2025

Ask: Am I serving the types of clients I enjoy working with most? Are you on track in terms of revenue, AUM, new clients, and team development? Many advisors experienced record years in 2023 and 2024, but now is the time to ask the difficult question: Am I growing because of my firm—or despite it?

Recruitment 52

Recruitment Clients Compliance Sales 52

Random Roger's Retirement Planning

FEBRUARY 1, 2025

The fund we talk about the most is client/personal holding Standpoint MultiAsset Fund (BLNDX) which differentiates with global equities and a very low volatility target. Certainly 2023 was tough for these funds but while managed futures didn't do very well in 2024, the funds generally kept up with VBAIX.

Management 52

Management Portfolio Clients Taxes 52

The Big Picture

MARCH 4, 2025

I literally sat next to the, the managing director that I worked for and would listen in on all the client calls and sort of, you understand much more quickly how to handle specific situations. So that has definitely driven a lot of activity overall and something that we spend a lot of time talking about with our, with our clients.

Banking 130

Banking Economy Startup Marketing 130

Random Roger's Retirement Planning

NOVEMBER 14, 2024

Portfoliovisualizer missed $9 worth of dividends from 2023 and the payout for this year isn't completely missing but does seem a little short. Client holding Princeton Premium is intended to look like a horizontal line that tilts upward. EMPIX is a personal holding that I am test driving for possible use in client accounts.

Investing 52

Investing Investments Insurance Retail 52

Wealth Management

JUNE 27, 2025

Keefe, who joined CoastalOne in June 2023 and led the firm through the rebranding, recently resurfaced at Independent Financial Group , a privately held independent broker/dealer in San Diego, as president and chief operating officer. Legacy is currently listed as a director and chief compliance officer at TradePMR, public filings show.

Estate Planning 166

Estate Planning Wealth Management Compliance Recruitment 166

Hubly

JULY 15, 2025

You think you’re ready to open the account, but instead you're chasing missing fields, resending forms, and explaining delays to a client who's already wondering if they made the right choice. These errors don’t just slow down paperwork, they disrupt your entire client experience. The good news?

Compliance 52

Compliance Accounting Clients Financial Planner 52

Zoe Financial

JANUARY 6, 2025

If you combine 2023 and 2024, the S&P 500 was up 57%. Zoe Financial is not an accounting firm- clients and prospective clients should consult with their tax professional regarding their specific tax situation. Stock Market Assessment S&P 500 In 2024, the S&P 500 was up 25%.

Marketing 40

Marketing Marketing Economy Taxes 40

The Big Picture

FEBRUARY 25, 2025

So the combination made us a consequential investment client for Wall Street as Wall Street was just coming into doing serious research on individual companies and industries. One is that I knew from my own personal experience, I had no ability to get my clients to tell me what I was doing right or wrong. I have to graduate.

Investing 157

Investing Investments Management Engineering 157

Investing Caffeine

NOVEMBER 3, 2024

The unemployment rate has climbed modestly since troughing in 2023, but unemployment is still relatively low compared to historic levels much higher. Analysis by Dimensional Fund Advisors shows that from 1926 – 2023, bull markets have lasted 994 months versus much shorter bear markets of 177 months. www.Sidoxia.com Wade W.

Economy 52

Economy Economics CFP Government 52

Hubly

JULY 21, 2025

Most teams want to spend more time with clients and focus on strategy but instead find themselves buried in tasks that feel small yet somehow dominate the day. Power found that nearly one-third of advisors report not having enough time to spend with clients because of time-consuming administrative tasks. A recent survey by J.D.

Clients 52

Clients Compliance Financial Advisor Accounting 52

Random Roger's Retirement Planning

DECEMBER 27, 2024

in October 2023, bottoming out at 3.6% Yes, an inverse index fund could have a tracking problem but -1x S&P 500 has a decent track record for staying close, you could use client personal holding BTAL instead. in September of this year and currently sits at 4.61%.

Portfolio 52

Portfolio Retail Clients Banking 52

Trade Brains

JULY 6, 2025

The company was formerly known as Naysaa Securities Limited and shifted its core business from share broking and trading to real estate in November 2023. Meghna Infracon Infrastructure Limited was established in 2007 in Mumbai and is engaged in the real estate sector, focusing on residential projects and realty development.

Manufacturing 93

Manufacturing Education Investment Advisor Investments 93

Yardley Wealth Management

JUNE 25, 2025

As financial professionals, we help clients navigate this shift by developing strategies that turn the wealth they’ve accumulated into reliable retirement income. We frequently remind clients that creating an effective withdrawal strategy is both an art and a science—requiring a careful balance of longevity, tax efficiency, and income needs.

Retirement 52

Retirement Distribution Taxes Accounting 52