Integrity Financial Planning

JULY 20, 2023

“The Best Exotic Marigold Hotel” (2011) – This heartwarming film tells the story of a group of British retirees who travel to India to stay at a newly restored hotel. Feel free to Click HERE to reach out to our financial advisors today at Integrity Financial Planning for a complimentary review of your situation.

Financial Planning 95

Financial Planning Financial Advisor Planning Retirement 95

Random Roger's Retirement Planning

APRIL 9, 2024

Picture retiring in 2010 versus 2020. As we say all the time, whereas stocks are the thing that goes up the most, most of the time in the modern era I would want more than 25% in equities for anyone needing normal stock market growth for their retirement plan to work. This is in the neighborhood of sequence of return.

Management 98

Management Retirement Planning Portfolio Retirement 98

Brown Advisory

NOVEMBER 12, 2015

Strategic Advisory Letter | 2015 Year-End Planning Checklist. As 2015 comes to a close, we remind our clients and friends of how important it is take time to review new tax rules, consider tax-saving opportunities and review investment and asset-protection plans before year’s end. Thu, 11/12/2015 - 11:10.

Planning 52

Planning Taxes Distribution Medical 52

Random Roger's Retirement Planning

APRIL 11, 2024

The managed futures blends' worst years in this study were 2011 when they were down slightly versus up 4.31% for VBAIX and 2018 when they were down 5.5%-6% I don't discount having been lucky to have found RYMFX pretty much right after it started trading and for selling it some time in 2011. 6% while VBAIX was down 2.84%.

Management 93

Management Accounting Taxes Portfolio 93

Random Roger's Retirement Planning

NOVEMBER 21, 2024

The backtest runs from the start of 2011 to the end of 2020. To my knowledge, RYMFX was the first managed futures mutual fund and it had the space to itself for several years after in launched in 2007.

Asset Allocation 52

Asset Allocation Management Portfolio Taxes 52

Random Roger's Retirement Planning

MARCH 7, 2024

I've owned this stock for clients going back to at least 2011. It would be great to have put a few bucks into Amazon 25 years ago and have $1 million's worth today but what does that really look at feel like. I added in price levels of a few peaks along with subsequent declines.

Medical 98

Medical Clients Taxes Portfolio 98

Trade Brains

JANUARY 20, 2023

It was also rumoured that Raju knew the plan(route) for a metro that was to be built in Hyderabad. The foundation of the metro plans was laid in the year 2003. The plan included a takeover of Maytas by Satyam which would bridge the gap that had accumulated over the years. But this plan was foiled after shareholder opposition.

Banking 131

Banking Accounting Ethics Sales 131

Carson Wealth

MARCH 11, 2024

Retirement funds had been demolished and there was very little hope. Near bear markets in 2011 and 2018, a 100-year pandemic bear market in 2020 and then another bear market in 2022 made it anything but an easy 15 years. Yet, longer-term investors have once again been rewarded for sticking to their investment plans.

Marketing 97

Marketing Marketing Economy Retirement 97

Random Roger's Retirement Planning

DECEMBER 1, 2023

A quick excerpt from a post a couple of weeks ago about retirement misconceptions. I would much rather withdraw 10% or more per year from my retirement accounts and do it without taking any principal. Building a plan based on assuming an 11% payout forever is really going to hurt this guy if that is what he is saying.

Math 74

Math Retirement Numbers Portfolio 74

Good Financial Cents

JULY 6, 2023

How about the teenager who made millions on Bitcoin after investing what he had at the time ($1,000) in 2011? When you sign up for a plan, you can automatically grow your wealth and your savings. How It Works : Plans cost $3 or $5 per month depending on whether you want a personal plan or a family plan.

Investing 98

Investing Investments Accounting Certification 98

James Hendries

FEBRUARY 27, 2023

We continue to believe the chances that Congress will fail to raise the debt ceiling before the x date remain extremely low, but current political dynamics have likely increased the risk and there are some negative consequences to even an eleventh hour agreement, as we saw in 2011. S&P has maintained that AA+ rating since 2011.

Marketing 52

Marketing Marketing Government Economy 52

The Richer Geek

DECEMBER 1, 2021

He is the President and Founder of Pacific Capital and is a Certified Financial Fiduciary®, Accredited Wealth Management Advisor, and Chartered Retirement Planning Counselor. So inflation is a big deal, you've got to plan for everything to get a lot more expensive”. “I We're happy to have Chad Willardson.

Financial Advisor 52

Financial Advisor Retirement Planning Government Retirement 52

Random Roger's Retirement Planning

SEPTEMBER 18, 2022

Since July of 2011, the yield on the ten year US Treasury has been below 3% other than for a couple of months. Even for people who weren't engaged in markets in the 80's or before, we can look at charts, we can take time to understand what yields did during other shock events. A couple of months out of a decade.

Portfolio 75

Portfolio Clients Management Marketing 75

Random Roger's Retirement Planning

FEBRUARY 9, 2023

Gold was mostly in a downtrend from mid-2011 to early 2016. Yes I take an active approach, not frequent trading but definitely active, to dialing up or dialing down the various things I use for non-equity portfolio exposure.

Asset Allocation 75

Asset Allocation Portfolio Assets Numbers 75

Mr. Money Mustache

MAY 20, 2022

But in the Mustachian Era (the years since 2011 when I started writing this blog ), there has only been one: the 2020 Covid Crash which only lasted about a month. 3) Okay, but I really am retired and trying to live off my investments now. And ignore the wiggly blue line and follow the more meaningful red line.

Marketing 53

Marketing Marketing Retirement Investing 53

Darrow Wealth Management

APRIL 20, 2022

In March, US consumer confidence dipped to levels not seen since 2011. Maintaining your lifestyle throughout life is perhaps more about how much income you’ll need in retirement versus the size of your portfolio. Sometimes expectations of inflation can be self-fulfilling, an outcome the Fed seeks to avoid.

Economy 52

Economy Nonprofit Wealth Management Food 52

Random Roger's Retirement Planning

DECEMBER 21, 2023

If there is another flash crash like 2011 or 2015, there was a lot of ground gained back before markets closed on those days. 0dte's would have also recovered and expired if they had existed back then. I'm not saying selling 0dte's can't blow up, they can, it just isn't clear what it would look like.

Portfolio 75

Portfolio Asset Allocation Marketing Marketing 75

Mr. Money Mustache

SEPTEMBER 4, 2023

Interest rates, which have been gliding along at close to zero since before the Dawn of Mustachianism in 2011, have suddenly shot back up to 20-year highs. And that’s what is happening right now: mortgages are suddenly way more expensive, so people are putting off their plans to buy houses.

Economy 83

Economy Banking Budgeting Economics 83

Mr. Money Mustache

FEBRUARY 3, 2024

Over my retirement I’ve seen it: written off as just a phenomenon of the lucky winners of the 2000 Tech Boom declared obsolete after the 2009 Financial Crisis dismissed as a temporary fluke of the spectacular stock market of the 2010s and explained away as a Covid-era side effect that came from the taste of freedom that people got from remote work.

License 91

License Budgeting Engineering Manufacturing 91

Workable Wealth

OCTOBER 28, 2020

In 2011, financial psychologist Brad Klontz and his research team published a study in the Journal of Financial Therapy about people’s reactions to money-related statements like “It’s not polite to talk about money,” or “Things would be better if only I had more money.” Throw away the budget not working for you and start from scratch.

Budgeting 52

Budgeting Planning Management Retail 52

Workable Wealth

OCTOBER 28, 2020

In 2011, financial psychologist Brad Klontz and his research team published a study in the Journal of Financial Therapy about people’s reactions to money-related statements like “It’s not polite to talk about money,” or “Things would be better if only I had more money.” . weekly, monthly, or quarterly) to bring added structure to your plan.

Budgeting 52

Budgeting Planning Management Retail 52

Mr. Money Mustache

JANUARY 11, 2022

For people who have combined solid money habits with this long economic boom, this means that early retirements have come even earlier than expected, and I have noticed the same thing: my own net worth has gone up several hundred percent since officially “retiring” in 2011.

Economics 52

Economics Retirement Economy Engineering 52

Sara Grillo

AUGUST 14, 2023

Helping parents send their kids to college, care for an aging parent and retire with financial independence are literally what gets him up every day. Rostad is president of the Institute for the Fiduciary Standard , a not for profit think tank formed in 2011. Scott has been serving families for 29 years in the financial services space.

Financial Advisor 52

Financial Advisor Fiduciary Duty Insurance Financial Advice 52

Mr. Money Mustache

JULY 25, 2021

How could Mr. Money Mustache, a reliable stalwart of bossy financial advice since 2011 and usually good for at least one post per month, have drifted so far from his original dedication? Some stories from a real life of early retirement, which may be more relevant than plain old financial analysis and reader case studies anyway.

Retirement 52

Retirement Financial Advice Budgeting Accounting 52

The Better Letter

DECEMBER 15, 2022

Many – probably most – investors who cash out when negative volatility rears its ugly head will see their chances of investment and retirement success decrease significantly. Even better, I should have paid a bit more than $14 and bought zero-coupon UST STRIPs that would have paid par ($100) 30-years later in 2011.

Investing 80

Investing Investments Portfolio Numbers 80

Good Financial Cents

FEBRUARY 17, 2023

That includes investments, retirement accounts, bank accounts, car loans, credit cards, student loans, and even your mortgage. You can also access tools to help you manage your money and plan for retirement. They offer three different plan levels, so you can choose the one that will work best for you.

Accounting 69

Accounting eCommerce Economy Food 69

The Big Picture

SEPTEMBER 19, 2023

So I applied to Maryland State retirement. The acronym for the Hawaii Investment Employ Retirement System or, or words to that effect. And I forwarded it to him and I, I was very happy at Maryland, wasn’t planning on leaving. It’s a little bit letter better of a lifestyle. That sounds fascinating. Some don’t.

Assets 147

Assets Management Portfolio Investing 147

The Big Picture

JULY 19, 2022

Really, what I would think is getting to my natural home and that happened in 2011. ! And I think that story still has some legs but sort of the key culprit then became demographics and retirement savers and the latest story now is in the sort of the one percent. So, you’ve been there for more than a decade. What is that role like?

Valuation 130

Valuation Investing Investments Portfolio 130

Sara Grillo

JUNE 20, 2022

So Nathan pay is a retirement plan consultant, and he’s here today to talk about the experience of being an Edward Jones financial advisor. And it kinda started from there, so he really kinda got the ball rolling for me and… So that was back in 2011. Okay, everybody. A, welcome to the show. NATE PENHA: This.

Financial Advisor 52

Financial Advisor Sales Commission Clients 52

The Big Picture

AUGUST 15, 2023

Was that the plan or was he just going to announce it? That was never part of the plan, didn’t happen. So I think that argument is very valid in those couple of years, 2009, 2010 probably, maybe 2011, which was a tough year for hedge funds. It’s part of their own tax planning. SEIDES: I was independent.

Management 130

Management Investing Investments Government 130

The Better Letter

FEBRUARY 24, 2022

Before the game, Virginia coach Tony Bennett took the microphone at center court and offered a generous tribute to retiring Duke coach Mike Krzyzewski. ” Bennett also offered a shoutout to Krzyzewski's wife, Mickie, and wished them a “blessed retirement.” Both teams were well-prepared and well-coached.

Banking 52

Banking Recruitment Retirement Numbers 52

Good Financial Cents

DECEMBER 28, 2022

Opening a Roth IRA can be a smart move if you want to invest for retirement and save money on taxes later in life. When you’re ready to take distributions from your Roth IRA in retirement (or after age 59 ½), you won’t pay income taxes on your distributions, either. Retirement Account Conversions Allowed.

Distribution 105

Distribution Taxes Retirement Accounting 105

Dear Mr. Market

NOVEMBER 22, 2024

Has it been nearly a decade (or more) since you and your spouse updated your estate plan? If so, there’s a good chance your plan includes the classic “AB Trust” structure, which—prior to 2011—was the primary way for married couples to double the value of their federal estate tax exemptions.

Estate Planning 52

Estate Planning Taxes Planning Assets 52

Random Roger's Retirement Planning

OCTOBER 25, 2022

I did have a fairly lucky, partial sale in 2011. I sold RYMFX in Q3 2011. I thought I first bought it a day or two after it started trading but in researching old blog posts for this one, it is possible I actually bought it in November, 2005. Either way, I've been holding it for 17 or 18 years. We'd been in Yellowstone National Park.

Management 74

Management Sales Accounting Portfolio 74

Random Roger's Retirement Planning

APRIL 4, 2024

I saw a reference to Meb Faber's Ivy Portfolio which I believe he first published in 2011. Making the above changes, replacing the AQR fund with VOO and shaving Bitcoin down to 2% gave a CAGR of 8.16% versus 8.13% for VBAIX but the standard deviation was 5.59% versus 10.10% for VBAIX. It allocates as follows.

Portfolio 97

Portfolio Assets Taxes Investing 97

The Big Picture

JULY 24, 2023

MIAN: In 2011 you had the debt ceiling crisis, the credit rating got downgraded, the dollar was at a 50 year low. The zeitgeist of the 2010s was best articulated by Marc Andreessen in 2011 in a “Wall Street Journal” article, “Software is Eating the World.” Because when you think about debt ceiling, you think about 2011.

Marketing 130

Marketing Marketing Economy Valuation 130

Random Roger's Retirement Planning

DECEMBER 22, 2023

I bought it for clients in 2010 or 2011 and still hold it, so maybe. ARBFX 3.7% JRS 3.9% (short position) MERFX 3.7% TBT 24.7% (thought of as a short/hedge position) TDF 3.1% VXX 7.4% (thought of as a short/hedge position) VXZ 7.5% (thought of as a short/hedge position) XLE 3.9% There's a lot there, really lot.

Portfolio 74

Portfolio Asset Allocation Accounting Management 74