FMG

MARCH 6, 2025

AI engines also analyze context ensure your website content clearly defines your services, location, and specializations (e.g., “retirement planning for small business owners” or “estate planning in New York”). Use niche-specific keywords like retirement planning for physicians.

Financial Advisor 52

Financial Advisor Engineering Media Retirement Planning 52

NAIFA Advisor Today

JANUARY 16, 2025

Advisor Today Guest Column January of 2025 is the 50th anniversary to one of the most important pieces of legislation in the retirement planning arena ever put into law by Congress. What Im referring to is the enactment of ERISA, the Employee Retirement Income Security Act.

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Retirement Planning Retirement Planning Accounting 140

Wealth Management

JUNE 20, 2025

The services they offer are great differentiators and help make advisors a go-to resource for navigating the intricacies of retirement income planning (which is very complex), healthcare-cost planning (a too often overlooked major expense), and as an end-of-life services guide (in the case of bQuest).

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Wealth Management Management Financial Advisor Estate Planning 140

Darrow Wealth Management

MARCH 3, 2025

While an investor’s timeline affects their risk tolerance and allocation decisions between stocks and bonds, it’s important to remember how long a retirement time horizon can truly be. For reference, a correlation of 1.0 The chart below shows how cumulative US stocks versus bond returns can impact a portfolio over time.

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Risk Tolerance Asset Allocation Assets Portfolio 78

Diamond Consultants

DECEMBER 16, 2024

As a result, its often incumbent upon the retiring advisor to either accept a discounted valuation for the book and/or show a great deal of flexibility in how their next gen ultimately takes the reigns of the business. After all, shouldnt the retiring advisors be compensated fairly for their lifes work? But is that fair?

Wealth Management 52

Wealth Management Recruitment Retirement Valuation 52

Zoe Financial

JUNE 18, 2025

This can come from dividends, interest, rental income, and distributions from brokerage or retirement accounts. For example, if funds are invested in a brokerage or retirement account, they may generate dividends or interest, which contribute to total earnings. Spend Spending refers to the money leaving an account for expenses.

Insurance 40

Insurance Accounting Taxes Retirement 40

Harness Wealth

JANUARY 9, 2025

Backdoor strategies are retirement contribution methods that allow individuals to bypass income limits and contribute to tax-advantaged retirement accounts. Roth IRAs are also not subject to Required Minimum Distributions (RMDs), allowing more flexibility in retirement planning.

Taxes 52

Taxes Planning Retirement Retirement Planning 52

Harness Wealth

NOVEMBER 12, 2024

Fully Utilize Tax-Advantaged Retirement and Savings Accounts There are multiple steps you can take using retirement accounts to reduce your taxable income. Contribute to Tax-Advantaged Retirement Accounts Do your best to fully contribute to one or multiple tax-advantaged retirement accounts, such as 401(k), 403(b), or IRAs.

Tax Planning 52

Tax Planning Taxes Planning Estate Planning 52

NAIFA Advisor Today

JANUARY 6, 2025

A much-anticipated feature of this edition is the annual indexed retirement and Social Security numbers for 2025, conveniently presented in an easy-to-reference table. The J anuary issue of the Journal of Financial Service Professionals has arrived, and its a must-read for anyone in the financial services community.

Financial Services 52

Financial Services Retirement Consulting Numbers 52

Steve Sanduski

DECEMBER 11, 2024

Whether you’re a senior advisor looking to move into a CEO role, managing the burnout that comes from decades of client reviews, or preparing for retirement, having a well-defined system in place ensures that clients remain well-served and your firm operates efficiently. But, please note, youre not going to use this verbatim.

Financial Advisor 52

Financial Advisor Clients Communication Planning 52

Random Roger's Retirement Planning

JULY 4, 2025

Over the last couple of months or so, we've been talking about how the crazy high yielding, single stock, covered call ETFs are not proxies for their underlying or reference securities. Instead, they are products that sell the volatility of their underlying or reference securities. Big difference.

Portfolio 59

Portfolio Numbers Management Taxes 59

Nerd's Eye View

MAY 2, 2025

a ski chalet), assessing whether it will lead to greater overall wellbeing, or, alternatively, more stress, is more challenging Enjoy the 'light' reading! a ski chalet), assessing whether it will lead to greater overall wellbeing, or, alternatively, more stress, is more challenging Enjoy the 'light' reading!

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Financial Planner CFP Retirement Retirement Planning 182

WiserAdvisor

JULY 9, 2025

In simple terms, self-investing refers to managing your investments entirely on your own, without hiring a financial advisor or any other professional. There are so many products out there – 401(k)s, mutual funds, Individual Retirement Accounts (IRAs), Exchange-Traded Funds (ETFs), bonds, Real Estate Investment Trusts (REITs), etc.

Financial Advisor 59

Financial Advisor Investments Investing Asset Allocation 59

Harness Wealth

MARCH 7, 2025

Additionally, we have news that FinCEN has announced an extension of the BOI reporting deadline and a temporary halt in enforcement, an analysis on the implications of wealth taxes in Europe, and a refresher on how the new ‘Savers Match’ program aimed at enhancing the retirement savings of millennials and Gen Z functions.

Taxes 52

Taxes Retirement Financial Advisor Retirement Planning 52

Harness Wealth

JANUARY 29, 2025

These contributions not only provide immediate tax relief but help secure longer-term financial stability during retirement. Individual Retirement Accounts (IRAs): Contribute up to $7,000 for 2024 ($8,000 if aged 50+). For the majority of people, however, April 15th will remain the deadline. Available to taxpayers aged 70.5

Taxes 52

Taxes Medical Distribution Tax Planning 52

International College of Financial Planning

JUNE 17, 2025

Introduction to GIFT City and Its Legal-Economic Status The Gujarat International Finance Tech-City, commonly referred to as GIFT City, is a landmark initiative by the Government of India aimed at creating a world-class financial centre within the country.

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Compliance Education Economics Investments 40

Harness Wealth

APRIL 17, 2025

For professionals approaching retirement, DAFs offer the ideal solution: front-load your charitable giving during high-income working years while maintaining steady support for favorite causes throughout retirement. Get started with Harness and discover how to integrate DAFs into your financial strategy.

Taxes 52

Taxes Tax Planning Distribution Assets 52

Harness Wealth

JULY 14, 2025

If the total positive UBTI across all applicable investments in a retirement account equals $1,000 or more, the tax-exempt entity is required to file Form 990-T and pay tax on the UBTI. This is an important consideration for high-income individuals using tax-advantaged retirement accounts for alternative investments.

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Taxes Investments Investing Assets 52

Harness Wealth

APRIL 30, 2025

Employee Stock Ownership Plans (ESOPs) An ESOP allows owners to gradually sell their shares to employees through a qualified retirement plan. Buyers, however, may inherit more risk, which can affect the sale price or deal structure. This approach can create win-win outcomes for both you and your staff.

Taxes 52

Taxes Planning Tax Planning Sales 52

Harness Wealth

APRIL 17, 2025

These include student loan interest, educator expenses, and certain contributions to retirement accounts. Whether it is promoting education, incentivizing retirement savings, or supporting parents and low-income workers, these credits serve as powerful policy tools. Why do tax credits exist?

Taxes 52

Taxes Tax Planning Education Medical 52

A Wealth of Common Sense

JULY 17, 2025

Firms that hire financial advisors or customer service associates — especially in retail or high-net-worth planning — value the CFP far more highly than the CFA because it helps provide more client-facing expertise in tax, estate, retirement, and insurance planning.

CFP 73

CFP Wealth Management Advertising Portfolio Management 73

Harness Wealth

APRIL 30, 2025

Self-employed individuals enjoy unique advantages when it comes to health insurance and retirement planning. Harness Tax LLC is affiliated with Harness Wealth Advisers LLC, collectively referred to as “Harness Wealth” Harness Wealth Advisers LLC is a paid promoter, internet registered investment adviser.

Taxes 52

Taxes Tax Planning Compliance Planning 52

Harness Wealth

APRIL 30, 2025

Taking early withdrawals from retirement accounts Withdrawals before age 59 are scrutinized due to the potential complexity of penalty exceptions. You need to keep detailed records of all digital asset transactions, and youre strongly advised to consult with a tax professional to maintain compliance.

Compliance 52

Compliance Taxes Accounting Assets 52

Harness Wealth

MARCH 6, 2025

Retirement contributions: Contributions to SEP IRAs, SIMPLE IRAs, or other qualified retirement plans can reduce your taxable income. Professional services: Fees paid to accountants, lawyers, consultants, or other professionals for business-related advice. Tax related products and services provided through Harness Tax LLC.

Taxes 52

Taxes Consulting Professional Services Tax Planning 52

WiserAdvisor

JULY 21, 2025

People usually arrive at this conclusion if they have changed jobs or just want better control over their retirement funds. A 401(k) rollover refers to transferring money from one retirement account, such as an old employer’s 401(k), into a new 401(k) or an Individual Retirement Account (IRA). Why consider a rollover?

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Retirement Taxes Accounting Planning 59

Harness Wealth

JANUARY 29, 2025

Does tax-loss harvesting apply to retirement accounts? Harness Tax LLC is affiliated with Harness Wealth Advisers LLC, collectively referred to as “Harness Wealth” Harness Wealth Advisers LLC is a paid promoter, internet registered investment adviser. Improper implementation may negate tax benefits or result in penalties.

Taxes 52

Taxes Assets Portfolio Sales 52

Harness Wealth

JANUARY 10, 2025

Retirement contributions : Children earning wages may contribute to IRAs or Roth IRAs, further reducing taxable income while building long-term savings. Harness Tax LLC is affiliated with Harness Wealth Advisers LLC, collectively referred to as “Harness Wealth” or Harness.

Taxes 52

Taxes Media Assets Education 52

Random Roger's Retirement Planning

NOVEMBER 10, 2024

The chart is shorter than the time frame they were referring to though. It's not quite right to call private equity uncompensated complexity but I do think calling it unnecessary complexity for retail sized investors just trying to make it to and through retirement successfully is fair.

Portfolio 52

Portfolio Retail Investments Investing 52

Midstream Marketing

NOVEMBER 12, 2024

You can reward people who refer others successfully. For example, you could help young families save for college, assist people close to retirement with their income, or guide business owners in planning for the future. This way, you can reach more people through trusted connections. Make the process simple and rewarding for them.

Financial Advisor 52

Financial Advisor Clients Media Financial Planning 52

Random Roger's Retirement Planning

MAY 24, 2025

Then Anderson, referring to a different colleague said "he was even more frustrated than I am that public-market investors havent adopted the view that outperformance is reliant on extreme winners." range, those same funds might be very hard pressed to get back to today's prices.

Portfolio 45

Portfolio Numbers Taxes Marketing 45

Random Roger's Retirement Planning

FEBRUARY 20, 2025

In its description of QAISX, RCM refers to it as an absolute return fund but I didn't find that term on the fund's page. The first grouping of funds were intended replacements for 60/40 due to the "limitations" that the current environment poses for the basic portfolio. The Q3 All Seasons Tactical has symbol QAITX.

Portfolio 52

Portfolio Clients Taxes Assets 52

Harness Wealth

APRIL 16, 2025

Roth IRA conversions present a significant challenge for retirement planners: pay taxes now or later? Moving funds from traditional IRAs to Roth accounts triggers immediate taxation but promises tax-free withdrawals in retirement. This flexibility becomes increasingly valuable as your retirement portfolio grows more complex.

Taxes 52

Taxes Retirement Retirement Planning Distribution 52

Carson Wealth

NOVEMBER 14, 2024

Long-term care refers to a range of services designed to meet a person’s health and personal care needs over an extended period. Below, we’ll explore some common questions about long-term care, including who will need it, the associated costs, and how you can plan more effectively. What Is Long-Term Care?

Planning 95

Planning Medical Insurance Financial Advisor 95

Harness Wealth

APRIL 17, 2025

Stock option exercises must be coordinated with other aspects of your financial plan including retirement savings, major purchases, and other investments. Before making any moves, calculate the after-tax value of both ISO and NSO scenarios while considering potential investment growth against tax implications.

Taxes 52

Taxes Tax Planning Planning Sales 52

Random Roger's Retirement Planning

JANUARY 5, 2025

I think I referred to them as Dividend Zealots. I would say, and I think he was on a similar page, that in a diversified portfolio that goes narrower than a very broad based index fund will probably have a couple of "good" dividend stocks in it.

Taxes 52

Taxes Transportation Portfolio Accounting 52

Random Roger's Retirement Planning

MAY 15, 2025

Price Action Lab had a blog post that amusingly referred to managed futures as being a long term commitment. That led to an older post that tried to figure out the optimal allocation to managed futures.

Management 64

Management Accounting Clients Taxes 64

Workable Wealth

MARCH 18, 2020

A 401(k) is a retirement savings vehicle sponsored by your employer. Through your 401(k), you’re able to contribute funds and invest them according to your risk tolerance and retirement timeline. Your 401(k) is funded by contributions deducted from your paycheck, which can be a great way to automate your retirement savings. #2:

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Risk Tolerance Retirement Accounting Taxes 52