Harness Wealth

MAY 12, 2025

Filing taxes in Vermont requires a clear understanding of the specific tax forms and regulations that apply within the state. Vermont, abbreviated as VT, has its own set of tax forms designed to address the unique tax laws and requirements for residents and non-residents alike.

Taxes 52

Taxes Electronics Tax Planning Compliance 52

Harness Wealth

MAY 13, 2025

Filing taxes in Idaho requires a clear understanding of the specific forms and regulations that apply to residents and non-residents alike. Navigating the tax landscape can be complex, but having a comprehensive guide to Idaho tax forms can simplify the process significantly. Obtaining Idaho tax forms is straightforward.

Taxes 52

Taxes Electronics Compliance Commission 52

Harness Wealth

MAY 19, 2025

Filing taxes in Louisiana requires a clear understanding of the specific forms and regulations that apply within the state. Unlike federal tax forms, Louisiana tax forms are tailored to meet the unique tax laws and requirements set forth by the state government.

Taxes 52

Taxes Electronics Compliance Consulting 52

Harness Wealth

MAY 18, 2025

Filing taxes in Illinois requires a clear understanding of the specific forms and procedures mandated by the state. Unlike federal tax filings, Illinois has its own set of tax forms designed to capture state-specific income, deductions, and credits. Obtaining Illinois tax forms is straightforward.

Taxes 52

Taxes Electronics Tax Planning Compliance 52

Darrow Wealth Management

OCTOBER 1, 2022

In the most extreme examples, this is referred to as being “house poor.” However, if the goal is to pay off a mortgage before retirement to spend would-be mortgage payments on other things during retirement, the math may not work out. After-tax cost of borrowing and hurdle rates. The after-tax return on a 5% investment is 3.8%

Retirement 105

Retirement Taxes Math CFP 105

Harness Wealth

MAY 19, 2025

Filing taxes in Minnesota requires a clear understanding of the specific forms and regulations that apply to residents and non-residents alike. Navigating the tax landscape can be complex, but having a comprehensive guide to Minnesota tax forms can simplify the process and help ensure compliance with state tax laws.

Taxes 52

Taxes Tax Planning Compliance Education 52

Harness Wealth

MAY 18, 2025

Filing taxes in Utah requires a clear understanding of the specific forms and regulations that apply to residents and non-residents alike. Navigating the tax landscape can be complex, but having a comprehensive guide to Utah tax forms simplifies the process significantly. Obtaining Utah tax forms is straightforward.

Taxes 52

Taxes Commission Electronics Compliance 52

Harness Wealth

MAY 18, 2025

Filing taxes in Ohio requires a clear understanding of the specific tax forms mandated by the state. Unlike federal tax forms, Ohio tax forms are tailored to meet the unique tax regulations and requirements set forth by the Ohio Department of Taxation. Why Ohio Has State-Specific Tax Forms Each state in the U.S.

Taxes 52

Taxes Compliance Electronics Tax Planning 52

Harness Wealth

MAY 14, 2025

Filing taxes in Hawaii requires a clear understanding of the specific forms and procedures unique to the state. Unlike federal tax forms, Hawaii tax forms are tailored to meet the state’s tax laws and regulations, ensuring residents and non-residents alike comply with local requirements.

Taxes 52

Taxes Tax Planning Medical Consulting 52

Harness Wealth

MAY 17, 2025

Filing taxes in Delaware requires a clear understanding of the specific forms and regulations that apply to residents and non-residents alike. Navigating the tax landscape can be complex, but having a comprehensive guide to Delaware tax forms can simplify the process significantly.

Taxes 52

Taxes Tax Planning Electronics Compliance 52

Discipline Funds

MARCH 28, 2025

CR: Tariffs are taxes. Anon: But tariffs can replace the income tax. from the income tax and the US imports $3T of goods. We’d have to tax ~85% of imports to cover that, but that would also reduce imports so it’s unrealistic and the basic math doesn’t come close to working. CR: The govt makes $2.5T

Taxes 102

Taxes Government Manufacturing Portfolio 102

Clever Girl Finance

FEBRUARY 10, 2023

And don't worry if math isn't your thing because we've included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. You start off with your after-tax income , which represents 100% of what you have to work with, and then you work out the different spending groups from there.

Budgeting 98

Budgeting Taxes Transportation Healthcare 98

Clever Girl Finance

FEBRUARY 6, 2023

The term personal finance ratios might be giving you flashbacks to math class. You can choose whether to use a gross figure or your actual take-home pay after taxes. Then, create or refer to your spending journal or a budgeting tool to see how much you’re spending every month. million to retire with confidence.

Numbers 105

Numbers Assets Retirement Budgeting 105

Clever Girl Finance

SEPTEMBER 11, 2023

And don’t worry if math isn’t your thing because we’ve included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. You start off with your after-tax income, which represents 100% of what you have to work with, and then you work out the different spending groups from there.

Budgeting 105

Budgeting Taxes Transportation Healthcare 105

Darrow Wealth Management

SEPTEMBER 7, 2023

Pros and cons of exercising stock options in a pre-IPO window If you are new to the tax implications and basics about exercising stock options, please read this article first. Unfortunately, for those tax savings to materialize, the post-IPO stock price at sale must be considerably more than the pre-IPO valuation at exercise.

Wealth Management 85

Wealth Management Taxes Tax Planning Valuation 85

Clever Girl Finance

AUGUST 14, 2022

In more traditional circles, "sinking fund" refers to money set aside to pay off long-term debt such as a bond. The term "sinking" likely refers to the decreasing level of debt remaining as it gets paid off. Self-employment tax. Another sinking fund example would be a fund you set up for your taxes. Omni calculator.

Budgeting 105

Budgeting Accounting Medical Math 105

Darrow Wealth Management

MAY 22, 2023

It’s the reference interest rate for overnight borrowing between financial institutions like banks. Again just using simple math, this presumes the par value will roll over each month and reinvest at the same rate to get to the annual yield. The current rate hike cycle illustrates this quite well, given the speed. 467% a month.

Investing 105

Investing Investments Accounting Wealth Management 105

Clever Girl Finance

DECEMBER 16, 2023

The 70-20-10 budget refers to the percentage of your take-home pay that you devote to each of three major categories: spending, saving, and giving. Figure out how much money you make in after-tax income. More accurately, 70% of your take-home pay, or net income after taxes, not pre-tax income. That’s it. (If

Budgeting 98

Budgeting Retirement Accounting Taxes 98

Zajac Group

AUGUST 11, 2022

However, a down stock price might mean that you could score some tax breaks if you exercise and hold some of those ISOs. When the price is down, the move might help minimize alternative minimum tax (AMT). Controlling additional shares bought outright, coupled with a disqualified ISO sale, may result in a higher after-tax value.

Taxes 52

Taxes Sales Numbers Investments 52

Clever Girl Finance

JANUARY 29, 2023

If you are curious about how much savings you should have by what age , you'll find references to this throughout the article. Any medical debt, personal loans, or back taxes are also considered liabilities. Best net worth calculator by age Why not make the math simpler when finding net worth? Your liabilities are your debts.

Budgeting 119

Budgeting Retirement Assets Education 119

Random Roger's Retirement Planning

DECEMBER 1, 2023

Part of the math that determines options premiums is the risk free rate of return from T-bills. As for the title of this post, there was a graphic that referred to all of these funds with insanely high dividends as exchange traded income which I thought was a clever play on words. Covered call funds have many favorable attributes.

Math 74

Math Retirement Numbers Portfolio 74

Zajac Group

FEBRUARY 10, 2025

If you dig even deeper, you may also think about tax implications, including the alternative minimum tax and qualified holding periods. But the basics of equity compensation and tax aside, theres something else you might want to be mindful of something that is a bit more difficult to define or quantify.

Taxes 52

Taxes Risk Tolerance Portfolio Investments 52

The Big Picture

JANUARY 16, 2024

I was always good at math, but I really, I just didn’t relate to things that were more esoteric bonds options. As it did, I worked for a very large syndicator right out of school, which was right around the time the tax laws changed. But in those days, there were very tax driven investment. I have no family history.

Assets 261

Assets Investments Investing Management 261

The Big Picture

JANUARY 9, 2024

I published what’s called a comment, so like a very short one about this great tax law case with this guy who like won the lottery and then wanted to get his lottery winnings treated as capital gains. So like a component of it was like the standard derivatives math, right? Matt Levine : 00:03:44 You know, I did. And he lost.

Banking 130

Banking Retail Math Management 130

Midstream Marketing

SEPTEMBER 24, 2019

As a financial advisor or other investment professional, you’re no doubt already well aware that the “math” side of the conversation is a large part of what your clients need help with every day. The Power of Financial Advisor Calculators. True Cost of Living Calculator. Mortgage Refinance Calculator.

Financial Advisor 52

Financial Advisor Retirement Planning Retirement Planning 52

The Big Picture

AUGUST 15, 2023

So for a taxable investor, hedge funds generally aren’t tax efficient. And when you look at the assets that are invested, the three trillion in hedge funds, I would guess that north of 90% of that are in institutions that don’t pay taxes. It’s part of their own tax planning. SEIDES: Correct.

Management 130

Management Investments Investing Government 130

The Big Picture

DECEMBER 6, 2022

You have the liquidity, the tax efficiency, the transparency. And I did the math, and I think at that point in time, roughly speaking, assets in ETS were roughly just 10 percent, 12 percent of assets in mutual funds and I was pretty convinced that that number was to increase significantly.

Clients 157

Clients Investments Investing Management 157

The Big Picture

AUGUST 20, 2024

00:03:14 [Mike Greene] So that was actually an outgrowth from my experience coming out of Wharton and you mentioned the, the, you know, the transition of people who tended to be skilled at math or physics into finance. That paper refers back to the foundational literature of Bill Sharp, who wrote the famous paper in 1991.

Assets 167

Assets Management Portfolio Taxes 167

Clever Girl Finance

FEBRUARY 21, 2024

The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. You can use a gross figure or your actual take-home pay (aka net income) after taxes. Then, create or refer to your spending journal or a budget template or tool to see how much you spend every month.

Assets 98

Assets Numbers Math Retirement 98

Carson Wealth

MARCH 2, 2023

For our purposes, we’re referring to “early retirees” as those in their late 50s or early 60s. After you’ve done this math, you might be wondering if you have “enough,” and certainly that’s hard to assess when there are so many unknowns. Property taxes can take a further bite out of your budget.

Retirement 98

Retirement Taxes Accounting Financial Advisor 98

Random Roger's Retirement Planning

JUNE 3, 2023

If congress does nothing, then starting in 2034 incoming payroll taxes would cover 80% of retiree payouts implying a 20% cut. Cutting benefits and raising taxes are the two most talked about way to fix it. There's been talk of raising the cap on payroll taxes. More taxes on workers? FRA of 72? I don't know.

Retirement 72

Retirement Taxes Math Accounting 72

The Big Picture

NOVEMBER 15, 2022

Hey, show me companies where the board has at least two women on it, or you could tilt towards value, or you could tilt towards small cap, or you can use it for tax loss harvesting or philanthropy. I read all those academic papers, I understand where the math comes from. It’s how math works. RITHOLTZ: Right. NADIG: Right.

Management 273

Management Assets Portfolio Marketing 273

Random Roger's Retirement Planning

FEBRUARY 4, 2024

I've referred to my day job in this context to say that I don't plan to really retire from but at some age, 60 (very unlikely), 70 (probably not), 75 (maybe), people will probably not want to work with me for thinking I am too old. Some people need a second act that pays in order to make their retirement math work.

Retirement 40

Retirement Math Government Taxes 40

Sara Grillo

MAY 8, 2023

They go crazy and paint it with BS statements like: Tax-free guaranteed income Can’t lose money asset Upside potential with downside protection Privatized banking Be your own bank Remember that there is a floor to the crediting rate, but that doesn’t mean you can’t lose money. Here’s why that stinks.

Insurance 59

Insurance Clients Financial Advisor Accounting 59

The Big Picture

OCTOBER 21, 2024

I’m good at math and science and you know, I always had an idea what go into business, but I felt that electrical engineering would be a good foundation. And so, you know, it was, it was quite comical because, you know, I have back then a list of references, right. He had been a tax lawyer. That’s funny you say that.

Numbers 144

Numbers Banking Investments Investing 144

The Big Picture

MARCH 21, 2023

I think they are far more rare than the way a lot of Wall Street refers to him. The one you’re referring to was about value timing. My mom was a math teacher so — RITHOLTZ: Okay. You can argue they’re — RITHOLTZ: A more tax efficient than that? ASNESS: More tax efficient dividend.

Valuation 167

Valuation Investments Numbers Investing 167

The Big Picture

OCTOBER 10, 2023

Because he was all sure he was a totally isolated math. The persona in the book that you just described kind of reminded me a little bit of the reference you make in the big short to Michael Burry, who when he finds out his son has Asperger’s, has himself tested and he’s on Asperger’s. And the Undoing project.

Math 157

Math Numbers Marketing Marketing 157