Harness Wealth

APRIL 30, 2025

Self-employment tax calculations and considerations When examining the math behind self-employment taxes , the total 15.3% Transportation costs present another substantial deduction opportunity. Self-employed individuals enjoy unique advantages when it comes to health insurance and retirement planning.

Taxes 52

Taxes Tax Planning Compliance Planning 52

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. You, you get a, a BS in Mathematics and a JD from Boston University Math and Law. It is something, math has always come easy to me since a child. I didn’t get an advanced degree in math. Not the usual combination. What happened?

Math 130

Math Management Insurance Assets 130

Random Roger's Retirement Planning

JULY 27, 2022

I think as presented, this will go very poorly for him but he does say that he would be shocked if his portfolio looked like this three years from now which makes another point, as presented this doesn't really let him take full advantage of the equity market's ergodicity.

Portfolio 96

Portfolio Clients Assets Math 96

Good Financial Cents

JULY 3, 2023

Calculation Breakdown Let’s break down the math to find out how much you could earn annually with a $30 hourly wage: Consider an average workweek of 40 hours and an average year consisting of 52 weeks. Let’s do math again! Retirement/Savings $832.00 . $30 an Hour Is How Much a Year? Utilities $300.00 Groceries $300.00

Budgeting 73

Budgeting Taxes Numbers Retirement 73

Sara Grillo

MAY 16, 2022

I’m pleased to present you with a list of low cost financial advisors! They charge $495 per month for on-going investment management, retirement planning and financial advice as-needed. Retirement Portfolio Partners. Advisors who don’t take the time to present their fees this way aren’t transparent!

Financial Advisor 52

Financial Advisor Financial Advice Financial Planner Assets 52

Mr. Money Mustache

MAY 20, 2022

The BRM, more formally known as the Price-to-Earnings ratio or P/E, is supposed to be based on a mathematical estimate of the present value of all future dividends you will receive if you hold a stock for the entire life of the company. In short, the short term BRM is just a measure of the present moment’s balance of greed and fear.

Marketing 53

Marketing Marketing Retirement Investing 53

Clever Girl Finance

OCTOBER 4, 2022

Parents might not be able to spend hundreds of dollars on toys at Christmas during a tough year, but they will still buy presents. Demand is likely to continue as more and more people in the Boomer generation reach retirement. While they aren’t totally recession-proof, children's products tend to be recession-resistant.

Food 105

Food Economy Healthcare Economics 105

Random Roger's Retirement Planning

DECEMBER 11, 2024

From page 6, "Because managed futures can benefit from both rising and falling markets, so long as trends present themselves." What if trends don't present themselves, meaning what if they don't persist? The Aspect paper mentions the risk sort of. They mention it without acknowledging it. In 2008, VBAIX was down 23%.

Portfolio 52

Portfolio Management Math Taxes 52

Midstream Marketing

SEPTEMBER 24, 2019

As a financial advisor or other investment professional, you’re no doubt already well aware that the “math” side of the conversation is a large part of what your clients need help with every day. It’s just that the key here – as always – comes down to presentation and usability. Retirement Planning.

Financial Advisor 52

Financial Advisor Retirement Planning Retirement Planning 52

Clever Girl Finance

MARCH 6, 2023

You can turn these earnings into the beginning of your retirement nest egg or even fund your college expenses in a few years! By starting your savings early , you could have millions of dollars by the time you get to retirement age just from saving small amounts. Wouldn't that be nice?

Media 105

Media Accounting Banking Food 105

The Big Picture

SEPTEMBER 12, 2022

I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature. BITTERLY MICHELL: … difficult situations for those who were retiring, right, and those …. So he was President of the university for 35 years, very present — very, very present.

Clients 290

Clients Wealth Management Banking Investing 290

Mr. Money Mustache

AUGUST 4, 2020

In the big picture, this usually leads to having a “successful” life, because of this basic math: Traditional Success. =. She had more than enough to retire , twenty years ago! To many people who are less fortunate, the present situation would still sound like great fortune, and in some ways, it is. How much work you do.

Medical 52

Medical Engineering Math Retirement 52

The Big Picture

JUNE 6, 2023

I have this one-hour presentation I do on money. RITHOLTZ: if you’re one latte away from your retirement being messed up you got bigger … SETHI: Bigger problems. RITHOLTZ: What are your thoughts on the early retirement fire movement? It’s much deeper than math. No kidding. And they would never show up.

Accounting 130

Accounting Numbers Budgeting Financial Counseling 130

Good Financial Cents

APRIL 14, 2023

With more money at our disposal, we maxed out our retirement accounts and invest in real estate, while we travel 12 weeks annually.” – Holly Johnson, Freelance Writer and Blogger at ClubThrifty.com Holly has become so successful as a freelance writer that she now offers a course helping others succeed on the same path.

Accounting 91

Accounting Communication Investing Investments 91

WiserAdvisor

JUNE 26, 2025

Most professionals approaching retirement know they need a plan. Retirement is no longer just about 401(k)s and Social Security. This article is a deep dive into healthcare costs in retirement. The overlooked cost of retirement: Healthcare expenses Let’s start with a number most people underestimate, by a lot. to 2 times.

Healthcare 59

Healthcare Retirement Planning Retirement Planning 59

The Big Picture

AUGUST 15, 2023

We split the amount and bought a zero coupon bond of the present value upfront. SEIDES: And I put that in a presentation I had as he had just given his reason for losing the bet. RITHOLTZ: So hold the duration risk aside with those two, but just for an investor in treasuries, I know you’ve done the math before.

Management 130

Management Investing Investments Government 130

The Big Picture

MAY 13, 2025

It was not, not an unknown, like many of my, you know, retired predecessors are, you know, when they joined Vanguard in the eighties, it was really off the radar. But of course, Jack Bogle was still sort of around his present on campus. Vanguard had to be a really interesting place. What was it like during that period?

Clients 130

Clients Investing Investments Management 130

The Big Picture

JANUARY 21, 2025

But the numbers you can’t argue with, I mean, we all know that the brutal math of investing before costs investors collectively will earn the market return after costs. But that’s when the most amount of fascinating things happen and the most amount of opportunities present themselves. You went 95% into stocks.

Investing 143

Investing Investments Management Retirement 143

The Big Picture

NOVEMBER 15, 2022

And we literally talk about during the show, I got a tag to present to the SEC, about their new single stock product. I was the one reviewing marketing copy and doing presentations to groups of institutions about how to use the darn things. Let Mr. Market do his thing and we’ll find out how we did when we get ready to retire.

Management 270

Management Assets Portfolio Marketing 270

Envision Wealth Planning

AUGUST 29, 2022

Financial education and the PowerPoint presentation. If you have a 401k, you may have been invited to sit down for some retirement education. In my experience, they give a PowerPoint presentation. Some were told they were not good in math, that this was not for girls, or that this is not a topic for Black people!

Education 98

Education Medical Math Planning 98

The Better Letter

OCTOBER 5, 2023

The biggest thing, though, was that my much-better-half retired. As you will see, to honor her retirement, students and former students lined the entire route from her classroom to our house to applaud her. The median loss in the present value of household lifetime discretionary spending for those aged 45-62 is $182,370.

Insurance 114

Insurance Food Asset Allocation Retirement 114

Walkner Condon Financial Advisors

JUNE 2, 2023

In this regard, financial planning seems to differ from science, technology, engineering and math (STEM) careers where many women leave their jobs in their mid-thirties after a few years of experience on the job.” women tend to live longer, making it much more important to plan for a longer retirement) or a subjective one (e.g.

Financial Planning 98

Financial Planning Planning CFP Certified Financial Planner 98

The Big Picture

AUGUST 20, 2024

00:03:14 [Mike Greene] So that was actually an outgrowth from my experience coming out of Wharton and you mentioned the, the, you know, the transition of people who tended to be skilled at math or physics into finance. People earn wages, whether it’s a retirement account or a tax deferred account or just an investment account.

Assets 164

Assets Management Portfolio Taxes 164

Sara Grillo

MAY 3, 2024

“ Let’s say you are doing a podcast about NJ Retirement and it isn’t creating any meaning response – no growth in subscribers, no leads, nobody in your NJ following mentions they are listening, etc. Is the topic of NJ Retirement well-suited for the audience? Am I not presenting it to enough people in NJ?

Marketing 52

Marketing Marketing Wealth Management Financial Advisor 52

The Big Picture

AUGUST 8, 2022

ANAT ADMATI, PROFESSOR OF FIANCE AND ECONOMICS, STANFORD GRADUATE SCHOOL OF BUSINESS: So, my journey starts where I took a lot of math. I was good in math and I love the math. So, I was kind of, in my romantic mind when I was in my early 20s, I was going to take but not give back to math, that kind of thing.

Banking 198

Banking Government Insurance Taxes 198

The Big Picture

AUGUST 29, 2023

And when you saw the US Ag down 13% last year, for folks, again, who are investing for retirement and in their 529 plans, they’re not concerned about it. But when you translate that to folks who might have a heavy municipal bond portfolio, and those folks who are in retirement, and they don’t like principal losses.

Portfolio 130

Portfolio Investing Investments Numbers 130

Sara Grillo

JUNE 12, 2023

Quick math: If you have $1.828 million in the bank. And , you have to do the math by hand. To What If Analysis, what if I pay… So I’m doing my cash flow planning in my retirement plan, and I say, You know, I don’t wanna have to pay for in as a retirement. There is an admin charge of about $49k.

Insurance 59

Insurance Clients Financial Advisor Math 59

The Better Letter

OCTOBER 6, 2022

” After the Dodgers were retired in order in the bottom of the eighth inning, Gibson swung his aching legs down from the training table to hobble toward the clubhouse. However, real love is as present as can be. We all struggle to be truly present. “How you doing, big boy?,” ” Lasorda asked. The coolest.

Math 68

Math Numbers Management Planning 68

The Big Picture

DECEMBER 12, 2023

And I was a math nerd as a kid. You’re 34th, you’re retiring after 34 years and you trounce what’s really the more appropriate benchmark, I would assume the Russell 2000. And a third approach is compare price with the present value of future cash flows from here to eternity. You, you beat the s and p by 3.7%

Management 259

Management Investing Investments Retail 259

Aleph

JANUARY 14, 2023

Jan 10, 2023 The California Public Employees’ Retirement System is making a $1Bn wager that small private equity firms can boost the pension giant’s returns and clout [link] CALPERS has a knack for being late… adding money to two small private equity shops now? It is the opposite, except in the top decile.

Math 59

Math Assets Banking Government 59

The Big Picture

MARCH 21, 2023

If you’re anywhere from an individual to a pension fund, saying how much do I have to save to retire? My mom was a math teacher so — RITHOLTZ: Okay. My mom was a math teacher so — RITHOLTZ: Okay. He’s the genius in math. Now, if you’re sitting there saying, what do I need to retire?

Valuation 164

Valuation Investing Investments Numbers 164

The Big Picture

AUGUST 23, 2022

So, I did the math, 20 million times a hundred. So, let me just repeat the math. And so, again, I went through this simple math. And so, I spent like couple days all night putting together the best PowerPoint presentation I could come up with explaining how cheap everything was in Russia. It is $2 billion on the ship.

Government 315

Government Banking Numbers Investing 315

The Big Picture

MAY 2, 2023

And so this is one of the few places, really, in the world that unites my pre-Hodinkee and present-day world. RITHOLTZ: So wait, you’re, I’m trying to do the math, if you were 24 in ‘08, so you got this watch in 2000, 99? But this idea of presenting something that was just so much more thoughtful than anyone else out there.

Retail 164

Retail Insurance Advertising Numbers 164

The Big Picture

JUNE 16, 2025

Yeah, you have to, you know, the conceit of finance is that basically the math is all there is to it. So you mentioned half math, half Shakespeare. Let’s talk about the math side. Ivanka said, oh no, you don’t have to be able to do math to do real estate 00:20:13 [Speaker Changed] Or investing for that math.

Math 130

Math Numbers Investing Investments 130

The Big Picture

APRIL 8, 2024

I’d been ranked i i back in the seventies, if you can do the math. 00:19:54 [Speaker Changed] So you retired if it’s not working and you move on to the next that. Tell us a little bit about the plan for launching an independent economics research 00:09:15 [Speaker Changed] Shop. So at that point, I had a pretty big career.

Economy 143

Economy Clients Banking Economics 143

The Big Picture

JUNE 20, 2023

RITHOLTZ: At least that’s how it’s presented. MORGENSON: And so you have pensioners at Bristol-Myers or Lockheed or Coors is another who are really relying on private equity to do the right thing for their pensions going forward, for their retirement, for their payouts when they need them. And so, you know where you stand.

Insurance 143

Insurance Healthcare Retail Medicine 143

The Big Picture

AUGUST 22, 2023

I went there because I was fearful that being a professor would be like retiring in your 20s. SUNSTEIN: Okay, so one bias is present bias, where today really matters, and the future is a foreign country called later land, and we’re not sure we’re ever going to visit. And that actually has roots in the brain, present bias.

Economics 245

Economics Media Numbers Government 245