Carson Wealth

MAY 29, 2025

Having a retirement planning checklist can help make this final commute the time of reflection and joy it should be. While you simply cant plan for everything, having the essentials in place can give you the confidence and clarity you need to enjoy the freedom retirement can provide.

Retirement Planning

Wealth Management

AUGUST 12, 2025

Peter Aloisi August 12, 2025 4 Min Read Andrew Harnik/Getty Images News/Getty Images For many investors, the phrase "alternative minimum tax" tends to raise eyebrows or trigger confusion, if not concern. According to the Tax Policy Center, AMT filings fell from over 5 million in 2017 to just 200,000 in 2018.

Marketing

Clever Girl Finance

DECEMBER 23, 2024

Freelancing is liberating, but without a solid financial plan, it can also be unpredictable. As a freelancer, you juggle not only your craft but also your finances, taxes, and retirement planning. That’s where financial planning for freelancers comes in. Plan for taxes ahead of time 4.

Budgeting

The Big Picture

JULY 16, 2025

Full transcript below. ~~~ About this week’s guest: Christine Benz is Director of Personal Finance & Retirement Planning at Morningstar; her new book is “ How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement. ” She is the Director of Personal Finance and Retirement Planning at Morningstar.

Retirement

Yardley Wealth Management

JANUARY 21, 2025

Retirement Planning Retirement planning is one area where talking to a financial planner proves particularly worthwhile. Tax Optimization When it comes to tax strategy, talking to a financial planner can be worth it for the potential savings alone.

Financial Planner

Dear Mr. Market

DECEMBER 31, 2024

Optimize Tax Strategies Its not what you makeits what you keep. Meet with your tax advisor to discuss harvesting tax losses, Roth conversions, and charitable contributions that might save you money. Insure What Matters Most Your family, your income, and your healththese are non-negotiables.

Budgeting

Harness Wealth

MARCH 6, 2025

Freelancers and contractors may enjoy greater flexibility and independence than full-time employees, however, this autonomy brings increased tax responsibility. Unlike W-2 employees, freelancers and independent contractors are responsible for managing their own tax obligations, which can be a complex process.

Taxes

WiserAdvisor

JULY 2, 2025

Optimizing Medicare coverage to reduce healthcare costs in retirement Medicare remains the primary health insurance program for Americans aged 65 and older, but navigating its various components (Parts A, B, C, and D) can be complex. Part A (Hospital Insurance): Covers inpatient hospital care. vision, dental).

Healthcare

Abnormal Returns

FEBRUARY 24, 2025

thinkadvisor.com) Cutting IRS workers is going to make life more difficult for tax preparers (and payers). advisorperspectives.com) Retirement planning models are just uncertainty piled on uncertainty. advisorperspectives.com) Health care shocks are better insured than long-term care shocks. crr.bc.edu)

Wealth Management

Harness Wealth

APRIL 30, 2025

This article will explore how to navigate complex tax situations arising from multiple income sources, examining various income types, reporting requirements, self-employment obligations, and strategic approaches to record-keeping and tax planning that can help protect your financial interests. What is an RSU?

Taxes

Tobias Financial

JUNE 16, 2025

Life transitions such as marriage, divorce, the birth of a child or grandchild, career changes, retirement, an inheritance, or the purchase or sale of a home can all influence your broader financial picture. These events may affect your investment approach, tax planning strategies, insurance needs, and estate planning documents.

Planning

Carson Wealth

JUNE 27, 2025

Unexpected events can derail your progress toward your goals and even your financial security if you don’t have a plan for managing them. Financial planning should ideally involve every area of your financial life because they are all interrelated. Tax planning. Estate planning.

Financial Planning

Harness Wealth

APRIL 16, 2025

Let us face ittech startups encounter a unique set of tax challenges that can make or break their financial future. The complex interplay between traditional tax regulations and the innovative nature of tech businesses demands smart planning from day one.

Startup

Financial Symmetry

APRIL 9, 2025

Tax planning might not top everyone’s list of leisure activities, but in the middle of tax season, theres a hidden opportunity. In this episode, we talk about five strategies you can use during tax season to create opportunities to help you reach your financial goals.

Taxes

Financial Symmetry

MAY 22, 2025

Delaying benefits not only provides you with a larger monthly payout for as long as you live, but also increases the survivor benefit for your spouse, offering important longevity insurance. Deciphering the Social Security Tax Puzzle Another frequently overlooked aspect is Social Security’s tax implications.

Retirement

International College of Financial Planning

JULY 2, 2025

Rising incomes, complex tax rules, countless investment options, and growing aspirations have made personal finance decisions more challenging than ever. Here’s the pathway under the current education structure: Investment Planning Specialist – Focuses on asset classes, portfolio strategies, and wealth accumulation.

Financial Planner

Random Roger's Retirement Planning

JANUARY 6, 2025

Before yeah butting me about long term care insurance, I've seen content (sorry no link) about LTC insurance not keeping up anywhere close to the inflation rate of healthcare costs. I'm not an expert here, I don't sell insurance. What's the risk to Social Security income? Everything going wrong would be really bad luck.

Retirement

Trade Brains

JUNE 16, 2025

Tax Benefits: Under Section 80C of the Income Tax Act, eligible for deduction. Why It’s Suitable for Retirees: It’s secure, comes with a fixed return, and provides regular income—ideal for planning for monthly expenses. Tax-Free: Entire interest is exempt under Section 10(15)(iv)(h) of the Income Tax Act.

Retirement

Harness Wealth

APRIL 16, 2025

Roth IRA conversions present a significant challenge for retirement planners: pay taxes now or later? Moving funds from traditional IRAs to Roth accounts triggers immediate taxation but promises tax-free withdrawals in retirement. One of the Roth IRA’s most compelling features?

Taxes

Random Roger's Retirement Planning

JULY 14, 2025

Our Airbnb covers about 2/3rd of our current monthly expenses plus less frequent expenses like property tax and insurance. Anyone relying on their portfolio to make their retirement plan work probably needs a "normal" allocation to equities. Hopefully, a 5% CAGR going forward is insanely conservative.

Retirement

NAIFA Advisor Today

MAY 12, 2025

Cash balance plans have quickly become one of the most popular options in the defined benefit spacenow representing over 50% of all such plans. Their appeal lies in their flexibility, tax advantages, and ability to help small business owners save more for retirement while reducing taxable income.

Planning

Random Roger's Retirement Planning

NOVEMBER 14, 2024

Insurance companies lay off a portion of their risk to things like hurricanes or tornados through catastrophe, cat, bonds. Selling insurance can be very profitable with the occasional big hit. The way cat bond funds mitigate the risk is by holding a lot of very small positions insuring different types of events.

Investing

Random Roger's Retirement Planning

JULY 23, 2025

Strategic Rebalancing Ideas Theme Current Suggested Cash & Equivalents ~17.8% ↓ to ~10% Managed Futures 9% ↑ to ~12% Real Assets 0% ↑ to ~3–5% Credit Layering 8.8% ↑ to ~10–12% Equity Factors Momentum-heavy Add quality/low-vol Optional Enhancements Tax Efficiency : Use tax-managed ETFs or municipal bond funds if applicable.

Portfolio

WiserAdvisor

JUNE 27, 2025

They max out a 401(k), skim through Social Security rules, maybe even dabble in stocks, but when retirement day approaches, they realize their savings, insurance, or investment mix just doesn’t add up. To show you what’s possible and what’s necessary, if early retirement is something you want to pursue seriously. Technically?

Retirement

Nerd's Eye View

DECEMBER 30, 2024

We start with several articles on retirement planning: Why considering a client's retirement time horizon and spending flexibility could lead to more accurate (and often higher) safe withdrawal rates than the simpler "4% rule" Four unique risks retirees face when drawing down their assets, from sequence of returns risk to tax risk, and how financial (..)

Financial Advisor

WiserAdvisor

JULY 7, 2025

However, when it comes to taxes, the two main ones you need to know about are Traditional and Roth. The rules around withdrawals and tax treatment are very different for each. These withdrawals are taxed as regular income. But withdrawals from a Roth IRA are not taxed, as it is funded with money you have already paid taxes on.

Planning

Yardley Wealth Management

SEPTEMBER 24, 2024

A financial professional can handle the day-to-day tasks of financial management, such as investment research, portfolio rebalancing, and tax planning, allowing you to enjoy greater efficiency and peace of mind. Comprehensive Financial Planning: Financial planning is a holistic process. It also includes estate planning.

Tax Planning

Fintoo

JULY 17, 2025

We all want a life where we feel financially safe and secure—where the unexpected doesn’t knock down everything we’ve worked so hard to build. But in today’s unpredictable world, that sense of security can feel fragile. Have you ever asked yourself: If yes, you’re not alone.

Economy

Harness Wealth

MARCH 20, 2025

With over 22 million Americans working remotely , understanding the tax deductions available for home offices is more relevant than ever. The eligibility criteria and rules surrounding home office tax deductions for remote workers are far from straightforward, however. Table of Contents Am I eligible for home office tax deductions?

License

WiserAdvisor

JUNE 11, 2025

Tariffs are a type of tax imposed on imported goods and services by the government. They can have a direct impact on the stock market, and by extension, on your retirement investments, including your 401(k). A personalized retirement plan can help account for inflation, market volatility, and your shorter time horizon.

Budgeting

Financial Symmetry

APRIL 28, 2025

One of those items on the estate planning to-do list is making sure your investment accounts and life insurance policies have their beneficiary designations filled out. These are essentially like having a contract with a life insurance or investment company, so they must adhere to it.

Estate Planning

Workable Wealth

MARCH 4, 2020

Retirement planning for the self-employed can seem complicated and, often out of reach. Without a traditional workplace 401(k), many business owners and freelancers aren’t sure how to start putting money toward retiring someday. If you have a Schedule C for tax filing purposes, start here. What’s a SEP IRA?

Retirement

Discipline Funds

DECEMBER 29, 2024

Calculate your 2024 after tax income and expected after tax 2025 income. Are you saving or contributing 10-20% of your income to a dedicated savings plan? Retirement Planning Review your retirement goals and objectives. Are you on track to retire when you want to? IGNORE ALL OF THEM.

Financial Planning

Random Roger's Retirement Planning

JULY 31, 2025

All I can think of being that expensive is something medical not covered by insurance or a family member in some sort of serious trouble. There are certain basic building blocks to life and personal finance/retirement planning. We have all had these sorts of things happen.

Retirement Planning

WiserAdvisor

JUNE 26, 2025

What Medicare covers (and what it doesn’t) Once you turn 65, Medicare becomes your primary insurance. Let’s look at the structure: Part A (Hospital Insurance): Usually premium-free. Part B (Medical Insurance): Covers outpatient care like doctor visits, preventive screenings, and durable medical equipment. That sounds like a win.

Healthcare

Carson Wealth

MAY 8, 2025

It takes consistent saving, smart decision-making, and a retirement strategy tailored to your goals. The earlier you start planning, the more confident you can feel about your future. These 10 practical retirement planning tips can help you build the financial foundation you need for the next chapter of your life.

Retirement

Carson Wealth

JULY 10, 2025

Your full compensation package also includes your employee benefits—retirement accounts, insurance, personal time off, and much more. Yet employee benefits are about more than just securing your family’s health or having the freedom to take time off from work—they also play a critical role in your long-term financial planning.

Insurance