Calculated Risk
JULY 12, 2023
From the MBA: Mortgage Applications Increase in Latest MBA Weekly Survey Mortgage applications increased 0.9 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending July 7, 2023. This week’s results include an adjustment for the observance of Independence Day.
Wealth Management
JULY 12, 2023
Seven factors that life insurance carriers consider regarding marijuana use.
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The Big Picture
JULY 12, 2023
Source: Reventure Let’s get to the caveats up front: Re:Ventures has been pretty bearish on housing the past few years, even forecasting a crash; their landing page claims “ The US Housing Market is in a record Bubble in 2023 ,” and this post “ 90% Chance: RECESSION in 2022? ” has not panned out and stands inapposite of my views.
Wealth Management
JULY 12, 2023
Executives say the funding will fuel the next stage of growth for PCIA, which has already expanded assets by some 700% since early 2018.
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Where are top advisors focusing in 2025? AcquireUp’s 2025 Industry Index reveals it all. Based on insights from 200+ financial professionals nationwide, discover why 74% say seminars and referrals deliver the best ROI, how automation is helping advisors scale faster, and why only 8% are tapping into niche marketing (a major growth opportunity!). Whether you're refining your client acquisition strategy or scaling your practice, this report gives you the real-world data, benchmarks, and action ste
The Big Picture
JULY 12, 2023
My mid-week morning train WFH reads: • Measure It Differently, and Inflation Is Behind Us : Investors who think that underlying inflation is falling but not fast enough for the Fed should be troubled by an alternative measure of price increases. Measure U.S. price changes the way Europe does, and inflation was already there in May. Measure them as the U.S. does, and on Wednesday new figures are predicted by economists to show core inflation far higher, at 5% for June. ( Wall Street Journal ) • T
Wealth Management
JULY 12, 2023
While scams like email impersonation and phishing are nothing new, generative AI has supercharged the risks by introducing new threats, including deepfakes and malicious chatbots.
Financial Advisor Source brings together the best content for financial advisor professionals from the widest variety of industry thought leaders.
Wealth Management
JULY 12, 2023
The Texas-based firm doubles Captrust’s tax division while strengthening ultra-high-net-worth and family office services.
Calculated Risk
JULY 12, 2023
From the BLS : The Consumer Price Index for All Urban Consumers (CPI-U) rose 0.2 percent in June on a seasonally adjusted basis, after increasing 0.1 percent in May, the U.S. Bureau of Labor Statistics reported today. Over the last 12 months, the all items index increased 3.0 percent before seasonal adjustment. The index for shelter was the largest contributor to the monthly all items increase, accounting for over 70 percent of the increas e, with the index for motor vehicle insurance also contr
Wealth Management
JULY 12, 2023
Open, honest and candid discussions about the latest news in the RPA industry.
Calculated Risk
JULY 12, 2023
The BLS reported this morning: The Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) increased 2.3 percent over the last 12 months to an index level of 299.394 (1982-84=100). For the month, the index increased 0.3 percent prior to seasonal adjustment. CPI-W is the index that is used to calculate the Cost-Of-Living Adjustments (COLA).
Speaker: Claire Grosjean, Global Finance & Operations Executive
Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.
Wealth Management
JULY 12, 2023
Make sure that clients are using the right valuation.
Calculated Risk
JULY 12, 2023
Fed's Beige Book "This report was prepared at the Federal Reserve Bank of Minneapolis based on information collected on or before June 30, 2023." Overall economic activity increased slightly since late May. Five Districts reported slight or modest growth, five noted no change, and two reported slight and modest declines. Reports on consumer spending were mixed; growth was generally observed in consumer services, but some retailers noted shifts away from discretionary spending.
Wealth Management
JULY 12, 2023
These funds took in the most money over the past 30 days.
Calculated Risk
JULY 12, 2023
Today, in the Calculated Risk Real Estate Newsletter: Part 1: Current State of the Housing Market; Overview for mid-July A brief excerpt: Interestingly, new home inventory is close to a record percentage of total inventory. This graph uses Not Seasonally Adjusted (NSA) existing home inventory from the National Association of Realtors® (NAR) and new home inventory from the Census Bureau ( only completed and under construction inventory ).
Speaker: David Worrell, CFO, Author & Speaker
Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success. Join David Worrell, accomplished CFO, finance expert, and author, for an engaging, nontraditional take on reading financial statements.
Wealth Management
JULY 12, 2023
Carolyn Armitage, who ran Thrivent's independent advisor platform, was laid off, in addition to four other executives on her team. The firm is also halting recruiting new advisors to its RIA.
Calculated Risk
JULY 12, 2023
Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. The better-than-expected inflation data today pushed down mortgage rates. Thursday: • At 8:30 AM ET, the initial weekly unemployment claims report will be released. The consensus is for 245 thousand initial claims, down from 248 thousand last week. • At 8:30 AM, The Producer Price Index for June from the BLS.
Wealth Management
JULY 12, 2023
The Senate probe of the controversial PGA Tour-LIV Golf merger hearing is underway.
Calculated Risk
JULY 12, 2023
The Cleveland Fed released the median CPI and the trimmed-mean CPI. According to the Federal Reserve Bank of Cleveland, the median Consumer Price Index rose 0.1% in June. The 16% trimmed-mean Consumer Price Index also increased 0.1% in June. "The median CPI and 16% trimmed-mean CPI are measures of core inflation calculated by the Federal Reserve Bank of Cleveland based on data released in the Bureau of Labor Statistics’ (BLS) monthly CPI report".
Speaker: Erroll Amacker
Automation is transforming finance but without strong financial oversight it can introduce more risk than reward. From missed discrepancies to strained vendor relationships, accounts payable automation needs a human touch to deliver lasting value. This session is your playbook to get automation right. We’ll explore how to balance speed with control, boost decision-making through human-machine collaboration, and unlock ROI with fewer errors, stronger fraud prevention, and smoother operations.
Wealth Management
JULY 12, 2023
The Finity Group's Peggy Haslach discusses how to best serve LGBTQ+ clients and team members on the Focused on the Future podcast.
Envision Wealth Planning
JULY 12, 2023
Misunderstood Student Loan Repayment Issues Most of our clients have a professional degree gained from going to college. Unfortunately, many people, not coming from wealthier families, found themselves needing to take on student loan debt to fund their college education. It is so easy to simply sign the document saying that you will repay those loans when you’re done with college.
Wealth Management
JULY 12, 2023
The new rules are meant to discourage runs like the one in March 2020 and shield remaining shareholders from costs tied to the high level of redemptions.
Clever Girl Finance
JULY 12, 2023
Let’s be real for a second – there’s a stigma in place when it comes to education. People who don’t go to college are often seen as having less earning potential. But that’s flat-out wrong on so many levels because there are jobs that pay well without a degree! It’s possible to be successful no matter your education level. And we’re here to prove it.
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Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.
Advisor Perspectives
JULY 12, 2023
Investors will not be willing to pay an above-average valuation for what will seem like below-average profit growth.
Fortune Financial
JULY 12, 2023
How Will the Cost of Living Impact Retirees in 2024? As we look forward to 2024, it is important to acknowledge the ever-changing dynamics of the cost of living and its profound impact on retirees. While retirement should ideally be a time of relaxation and enjoyment, the financial implications of increasing expenses pose significant challenges for those in their golden years.
Advisor Perspectives
JULY 12, 2023
Wall Street is finding ways to trade the “special rebalance” of the Nasdaq 100 as the overconcentration of mega-cap firms breaches an upper limit in the tech-heavy gauge. They’re investing in QQQE.
SEI
JULY 12, 2023
See how SEI Novus can help you succeed. Request a demo today.
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Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?
Advisor Perspectives
JULY 12, 2023
I’m always stunned by how very smart people can struggle with ways to communicate clearly and effectively so the audience knows what’s being shared.
SEI
JULY 12, 2023
See how SEI Novus can help you succeed. Request a demo today.
Advisor Perspectives
JULY 12, 2023
In his latest paper, James Montier lays out a framework for spotting what he terms “slow burn Minsky moments,” or the economic vulnerabilities associated with the build-up of private sector debt.
Trade Brains
JULY 12, 2023
Fundamental Analysis of RVNL: The stock of Rail Vikas Nigam Ltd. (RVNL) has delivered eye-popping returns in the last twelve months. The shares have gone up by approximately 300% making its investors ecstatic. So what makes this rail PSU such an attractive stock? Can new investors expect the same multi-bagger returns in the future? What should present investors do?
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Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.
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