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When is the Best Time for a Roth Conversion?

Darrow Wealth Management

While a Roth conversion may never make sense for some individuals, for others, early retirement years may be the best time to convert pre-tax accounts to tax-free Roth. Converting a traditional IRA to a Roth doesnt make sense unless you have cash to pay taxes without dipping into your retirement savings.

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At the Money: Meb Faber on Tax Aware ETFs

The Big Picture

And the way math works, you end up with a stock that goes up a bunch. And you’re going to see a big sea change in the next three to five years of asset managers and RIAs optimizing taxable tax, and then non-taxable retirement accounts for various type of investments. with no capital gains, , distributions.

Taxes 130
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Start Planning Your Retirement Early to Save Enough and Plan Better

WiserAdvisor

Let’s be honest, retirement isn’t what it used to be. The traditional blueprint of working until 65, collecting a pension, and retiring feels outdated, especially for mid-level professionals who’ve started thinking early about what their ideal retirement should look like. What’s the earliest you can retire?

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Transcript: Jonathan Clements

The Big Picture

But the numbers you can’t argue with, I mean, we all know that the brutal math of investing before costs investors collectively will earn the market return after costs. I realized I had enough to retire if I wanted to. But learning how to spend in retirement. So I made a plan to get out of there. It varies enormously.

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Transcript: Stephanie Kelton on US Fiscal Policy and the ‘Deficit Myth’

The Big Picture

Wasn’t the Excel spreadsheet error, which changed their math. Obviously they can be used, make changes to the tax code if you care about the distribution of income and wealth and you wanna make some kind of change because you think things have gotten too concentrated. My dad was in the military, so we lived all over the place.

Economy 144
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Transcript: Karin Risi, Vanguard’s Chief of Strategy & Product

The Big Picture

It was not, not an unknown, like many of my, you know, retired predecessors are, you know, when they joined Vanguard in the eighties, it was really off the radar. That’s a big chunk of money that people are saying, help us distribute this philanthropically. Vanguard had to be a really interesting place.

Clients 130
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15 Event Ideas Straight from Our Advisor Workshop

FMG

Advisors offer insights on retirement, long-term care, or market trends over lunch at a local café or conference room. One advisor noted that these events draw not only current clients but also curious prospects who are actively exploring retirement planning options. How do I promote an advisor event effectively?