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Ten Economic Questions for 2025

Calculated Risk

New home sales were up 2.1% Note: RI is mostly investment in new single-family structures, multifamily structures, home improvement and commissions on existing home sales. How about housing starts and new home sales in 2025? Through November, starts were down 4.3% year-to-date through October.

Economics 290
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Trends In Financial Advice Fees: What Financial Advisors Are Actually Charging For Their Services

Nerd's Eye View

While many firms have historically relied on commission-based compensation methods – reflecting a sales-driven approach – financial advice has evolved with technological advancements and a greater focus on financial planning, with the Assets Under Management (AUM) fee emerging as the primary compensation model.

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Question #8 for 2025: How much will Residential investment change in 2025? How about housing starts and new home sales in 2025?

Calculated Risk

How about housing starts and new home sales in 2025? Some of these questions concern real estate (inventory, house prices, housing starts, new home sales), and Ill post thoughts on those in this newsletter (others like GDP and employment will be on my blog). New home sales were up 2.1% Through November, starts were down 4.3%

Sales 147
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Training Resources And Programs To Help New CFPs Gain Real-World Expertise: The Small-Firm Guide To Associate Advisor Development

Nerd's Eye View

Training programs for new financial advisors have traditionally followed a sales-focused, sink-or-swim approach that primarily paid on commission for product sales. While some of these programs still exist, the role of an associate advisor has evolved alongside the broader financial planning profession.

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Financial Check Engine Light: How to Know When It’s Time to Revisit Your Plan

Tobias Financial

Life transitions such as marriage, divorce, the birth of a child or grandchild, career changes, retirement, an inheritance, or the purchase or sale of a home can all influence your broader financial picture. These events may affect your investment approach, tax planning strategies, insurance needs, and estate planning documents.

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How to Find a Fiduciary Financial Advisor

Darrow Wealth Management

Stockbrokers, registered representatives, dual registered advisors, insurance agents, and other types of advisor-sales roles don’t always have to act in your best interest depending on the situation. Not all advisors are fiduciaries. This AUM based fee structure is common among fee-only advisors who are almost always full-time fiduciaries.

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10 High-Income Tax Planning Strategies to Complete Before 2025: A Year-end Checklist

Harness Wealth

While it’s not always advisable to sell investments at a loss, it may make sense in your situation to consider selling underperforming assets, especially if you’re willing to invest in alternative assets that provide similar exposure without triggering a wash sale.