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29 Yearly Goals Everyone Should Have!

Clever Girl Finance

Create a monthly budget that ties into your yearly goals Budgeting is also a foundational financial goal because this is what allows you to get a full picture of how much you’re making, how much you’re spending, and where there might be leaks in the ship. Haven’t started a retirement account yet?

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How To Start Living Below Your Means

Clever Girl Finance

New releases of electronics, designer clothing and cars always try to tempt us to spend money on material things. You pay high amounts of interest on credit cards, you buy a car that straps your budget and impacts your credit score, or maybe even buy a house that is a bit out of your salary range despite what it may say on paper.

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7 Financial Literacy Basics We All Need To Know

Clever Girl Finance

The importance of understanding financial literacy basics Financial literacy covers several topics , including budgeting, banking, investing, handling debt, and planning for the future. Some of us want to plan a comfortable retirement , while others want to become a homeowner or save for our kids to go to college.

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The Year End Financial Data You Need

Your Richest Life

Try to set up both physical and electronic folders now so that as you come across pertinent documents, emails and receipts, you can file them away so they’re ready for tax time. Review your retirement accounts At the end of the year, it’s a good idea to look into your retirement accounts and see where you stand.

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6 Financial Planning Mistakes Physicians Make

WiserAdvisor

Creating a budget can help physicians overcome these issues. A budget can offer you a clear understanding of your income, expenses, and spending habits. A budget is like a snapshot of your financial health. Many physicians do not have a budget to help them plan their finances for every month.

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33 Creative Ways To Save Money Right Now!

Clever Girl Finance

There are plenty of items you probably don’t use and could make money from, like unused appliances, electronics, and more. New month, new budget Create a new budget for each new month as one of the creative ways to save money. No two months are quite the same, so adjust your budget accordingly.

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21 Sinking Fund Categories to Consider In Your Budget

Clever Girl Finance

Budgeting isn’t just about making sure you have enough to pay the bills each month. These can help you build out your budget and live debt-free. According to PR Newswire, 80% of Americans have a budget. Then aim to save that sum every month in your “wedding budget breakdown” fund. Why do sinking funds categories matter?