Random Roger's Retirement Planning

FEBRUARY 9, 2023

Anytime I talk about letting markets work for you over the long term and the role that an adequate savings rate plays in financial success, I will usually caveat that with assuming a proper asset allocation. Ten years is a reasonable time period but someone who bought in 2012 based on the previous ten years really got left behind.

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Truemind Capital

JANUARY 19, 2024

Definitely not! The simple solution is asset allocation. The investment in equity or any other risky asset class should not be a 0 or 1 game – get out or get in 100%. When you maintain the discipline of asset allocation, you not just beat inflation but get fantastic returns without taking excessive risks.

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Random Roger's Retirement Planning

JULY 15, 2024

It definitely is valid. First up, the Harvard Endowment which posted the following asset allocation. Arguably neither one is very close in terms of how it replicates but borrowing the asset allocation from the top down yields what I would call a valid result. It closed due to low AUM but the performance was fine.

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Envision Wealth Planning

JUNE 8, 2022

That means returns and risk are just as important for your investments to be “sustainable,” using the old-school definition. Fortunately, asset allocation is the most important part of this recipe (versus the individual stocks or bonds you pick). And that’s okay!

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Envision Wealth Planning

JUNE 8, 2022

That means returns and risk are just as important for your investments to be “sustainable,” using the old-school definition. Fortunately, asset allocation is the most important part of this recipe (versus the individual stocks or bonds you pick). And that’s okay!

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Random Roger's Retirement Planning

OCTOBER 10, 2022

Adam is part of the team that manages the Rational/Resolve Adaptive Asset Allocation Fund (RDMIX). Definitely read it for the other viewpoint. For all the grammarians out there, I refer to managed futures in the singular because it is a single strategy. You can read more about it here.

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eMoney Advisor

DECEMBER 27, 2022

After all, the definition of being rich is as personal as the definition of happiness. Our partners at Fidelity developed a concept that speaks to how the wealth management business can continue to provide value to clients. Matching Services to Client Needs. People don’t generally define wealth as being solely about money.

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Random Roger's Retirement Planning

MARCH 29, 2024

If you've ever studied top down portfolio construction you've probably read that getting asset allocation decisions correct accounts for about 70% of the return achieved. Our experience in past blog posts doing similar exercises, excluding bonds, supports this tenet of top down theory.

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Harness Wealth

JANUARY 29, 2025

Another option is to consider investing in a similar, but not substantially identical, asset. However, determining what constitutes a “substantially identical” asset can be complex and may require professional advice. The IRS doesnt provide a precise definition for “substantially identical” securities.

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James Hendries

AUGUST 24, 2022

Target Date Funds Can Help Asset Allocation. These funds are designed to evolve over time, slowly transitioning fund assets into more conservative investments as the target date nears. 2 Lost Decade Definition, Investopedia, [link]. Asset allocation does not ensure a profit or protect against a loss.

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Clever Girl Finance

OCTOBER 8, 2024

My investing success story investing As someone who believes in long-term investing when it comes to building my assets, I can definitely say that sticking to a regular investment routine pays off. The key is maintaining consistent investment. They can chip away at your returns. Daily market fluctuations can be overwhelming.

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The Big Picture

FEBRUARY 6, 2024

00:13:13 [Speaker Changed] It’s an improvement of value or refinement on the definition of value. 00:15:17 [Speaker Changed] So let’s get into some of the definitions of this. So as those assets, the relevance and then capital discipline are the key components for us. We, we call asset allocation at GMO.

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Random Roger's Retirement Planning

JANUARY 29, 2023

The simple definition of return stacking is using some amount of leverage such that you potentially increase the annualized rate of return a little bit while reducing the risk a little bit. The chart compares the Rational ReSolve Adaptive Asset Allocation Fund (RDMIX) compared to VBAIX.

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James Hendries

JULY 13, 2022

Increased equity exposure in tactical asset allocation from 62% to 65%. Reduced low duration core bond allocation and increased allocation to small cap equities. The Strategic and Tactical Asset Allocation Committee (STAAC) changed its recommended asset allocation for July, shifting from core bonds to small cap equities.

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Zoe Financial

JANUARY 17, 2024

So, it’s definitely big news. I think the big question for advisors will be, “Does this mean that you’ll have to look at it as another part of your asset allocation decision, the way you would for commodities or REITs, etc?” We had Eric Clarke stepping down from Orion in May of last year.

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Brown Advisory

MARCH 30, 2018

While February’s volatility did not materially change our asset allocation views, it reinforced to us the importance of a comprehensive discussion about how we think about risk and how we manage it. Our asset allocation process accounts for a wide range of potential outcomes over the next 18–36 months.

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eMoney Advisor

MARCH 21, 2023

Portfolio Rebalancing Depending on what has been going on in the market, you may have clients whose portfolio asset allocations are no longer in balance. Loss Aversion: Definition, Risks in Trading, and How to Minimize.” Tax-Loss Harvesting: Definition and Example.” ” Investopedia , 2022. February 16.

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Good Financial Cents

JUNE 11, 2023

You can also get information on your performance and asset allocation. This will help you to create an asset allocation that will get you where you need to go with your investments. It can be used to help you with your asset allocation, at least based on the investment options that your plan includes.

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James Hendries

SEPTEMBER 27, 2022

The LPL Research Strategic and Tactical Asset Allocation Committee is increasing its recommended interest rate exposure in its tactical allocation from underweight to neutral. In the form of high-quality bonds, interest rate exposure has been a good diversifier to equity risk. Core vs Core Plus Bond Implementation.

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Darrow Wealth Management

MARCH 28, 2022

By its very definition, unknowns can’t be meticulously planned for. The key to weathering the storm is having a diversified asset allocation that’s truly aligned with your risk tolerance and appetite before there’s a personal financial problem or other negative event. Asset allocation.

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Random Roger's Retirement Planning

AUGUST 28, 2022

Rodrigo and Mike manage the Rational/Resolve Adaptive Asset Allocation Fund (RDMIX). Definitely a better CAGR with RDMIX but standard deviation is much higher with far less protection in 2022 in terms of max drawdowns. I've mentioned before that I am test driving RDMIX for possible use in client accounts. And the results.

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James Hendries

AUGUST 15, 2022

The Strategic and Tactical Asset Allocation Committee (STAAC) made no changes to its recommended asset allocation for August. For a list of descriptions of the indexes referenced in this publication, please visit our website at lplresearch.com/definitions. We could see a retest of 3.5% over the next few months.

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The Irrelevant Investor

JULY 19, 2016

It's the assets you have to worry about. By definition, everybody can't beat the market. These are two of my favorite quotes From The Intelligent Asset Allocator : Asset allocation is the only factor affecting your investments that you can actually influence. He taught me that asset allocation matters.

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ClearMoney

MARCH 1, 2022

A more nuanced framework takes the spirit of active and passive definitions—betting against market prices vs. embracing them—and examines how it applies to an investment’s underlying philosophy and implementation. However, this stretches the definition of “passive.”

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The Big Picture

SEPTEMBER 12, 2022

BITTERLY MICHELL: … across asset classes is the way that I think about it. And so, there’s definitely a pre and post. BITTERLY MICHELL: Yeah, we definitely need to get into — to pizza. BITTERLY MICHELL: It’s hard to say that definitively, right, because interest rates are important, liquidity …. RITHOLTZ: Right.

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Dear Mr. Market

MAY 27, 2022

For starters, yes indeed the definition of a bear market is when we’ve drawn down -20% from a fresh market high. We point you to an old article we wrote and specifically to the “four distinct phases” that you can shift your asset allocation in order to outlast the average bear market.

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Dear Mr. Market

AUGUST 5, 2022

While everyone is bantering about the official definitions of what a recession is, we’re very likely to see a period of stagflation. We’re currently seeing one of the largest disparities in valuations between growth and value stocks which in our opinion presents a very appealing opportunity for dividend seeking investors.

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James Hendries

JUNE 26, 2023

However, the impending end of the Federal Reserve (Fed) rate-hiking campaign, and the economy’s and corporate America’s resilience, help make the bull case that steers LPL Research toward a neutral, rather than negative, equities view from a tactical asset allocation perspective. Diversification does not protect against market risk.

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Random Roger's Retirement Planning

JULY 15, 2023

We wrote a few posts last year about the Rational ReSolve Adaptive Asset Allocation Fund (RDMIX) which is intended to be an all weather strategy. Neither of those funds are intended to be all-weather, as alts, they are pretty narrow and intended to go up when stocks go down. If it did that once it can do it again.

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James Hendries

OCTOBER 7, 2022

Asset allocation does not ensure a profit or protect against a loss. For a list of descriptions of the indexes and economic terms referenced, please visit our website at lplresearch.com/definitions. Diversification does not protect against market risk. Past performance does not guarantee future results.

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Carson Wealth

JUNE 12, 2023

At Carson, we aren’t crazy about this definition of a bull market. We’ve believed for a while now that the bear market ended in October, but the financial media prefer the 20% definition. It was developed a decade ago and is a key input into our asset allocation decisions.

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James Hendries

NOVEMBER 3, 2022

Asset allocation does not ensure a profit or protect against a loss. For a list of descriptions of the indexes and economic terms referenced, please visit our website at lplresearch.com/definitions. Diversification does not protect against market risk. Past performance does not guarantee future results.

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Brown Advisory

OCTOBER 4, 2021

As we will discuss in this article, we conduct climate-related research and analysis (as part of our overall research efforts) along several separate but integrated tracks to guide our asset allocation, manager research and portfolio construction efforts.

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Brown Advisory

OCTOBER 4, 2021

As we will discuss in this article, we conduct climate-related research and analysis (as part of our overall research efforts) along several separate but integrated tracks to guide our asset allocation, manager research and portfolio construction efforts. A 360-Degree Climate Evaluation. CARBON ATTRIBUTION” of SUSTAINABLE PORTFOLIOS .

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James Hendries

DECEMBER 12, 2022

The Strategic and Tactical Asset Allocation Committee’s (STAAC) S&P 500 year-end fair value target of 4,000-4,100 is based on a price-to-earnings ratio of 17.5 For a list of descriptions of the indexes referenced in this publication, please visit our website at lplresearch.com/definitions. All index data from FactSet.

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James Hendries

NOVEMBER 15, 2022

The Strategic and Tactical Asset Allocation Committee’s (STAAC) S&P 500 year-end fair value target of 4,000-4,100 is based on a price-to-earnings ratio of 17.5 For a list of descriptions of the indexes referenced in this publication, please visit our website at lplresearch.com/definitions. All index data from FactSet.

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James Hendries

OCTOBER 7, 2022

The Strategic and Tactical Asset Allocation Committee (STAAC) upgraded its view of duration to neutral. For a list of descriptions of the indexes referenced in this publication, please visit our website at lplresearch.com/definitions. All index data from FactSet.

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