Weekend Reading For Financial Planners (January 25–26)
Nerd's Eye View
JANUARY 24, 2025
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Financial Planning For Freelancers: 8 Tips To Budget And Save
Clever Girl Finance
DECEMBER 23, 2024
Create a realistic budget 2. Without a steady paycheck or employer benefits, youre responsible for your own budgeting, savings, and future planning. Create a realistic budget Budgeting isnt just for nine-to-fiversits the lifeline of freelancers. Table of contents Why financial planning for freelancers is crucial 1.
Budgeting 
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How To Budget: Budgeting Methods And Budget Categories
Clever Girl Finance
JULY 3, 2023
Love it or hate it, if you want to be financially successful, you need to budget your money and understand budget categories. Getting your finances in order and building wealth takes planning, and your budget can help you do just that. Determine which budgeting methods will work for you 2. Table of contents 1.
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Farewell Mint: Top Budgeting Apps to Try Now
Dear Mr. Market
AUGUST 23, 2024
Dear Mr. Market: Budgeting apps play a vital role in helping us keep track of our spending, save for future goals, and maintain control over our financial health. Today, we dive into six promising alternatives: YNAB (You Need A Budget), PocketGuard, EveryDollar, Goodbudget, Honeydue, and NerdWallet.
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17 Of The Best Cash Envelope Wallets
Clever Girl Finance
FEBRUARY 11, 2025
If you’re thinking about using the cash envelope system to budget effectively, having the right cash envelope wallet is key. A well-organized wallet makes it easy to divide, access, and track your cash, helping you stay committed to your budgeting goals. The cash envelope system essentially puts you on a cash budget.
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What Should Be Considered When Setting A Budget?
Clever Girl Finance
AUGUST 21, 2024
Setting a budget might sound about as fun as doing your taxes, but trust me, it doesn’t have to be a drag! Whether you’re just starting out or need a little refresher, let’s break down the key factors you should consider when setting a budget! Adjust as your budget as needed 7. What are necessities in a budget?
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Budgeting For Couples: How To Budget As A Couple
Clever Girl Finance
JULY 16, 2023
Budgeting as a couple is critical in managing your household finances. Your budget not only allows you to plan and track where the money will be spent, but it enables you to direct the course of your finances together. Table of contents 5 Steps to get started budgeting as a couple Expert tip What is the best way to budget as a couple?
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How To Use Budget Categories
Clever Girl Finance
NOVEMBER 4, 2023
Love it or hate it, if you want to be financially successful, you need to budget your money and success with budgeting means understanding budget categories. So, let’s talk about the various categories that you might need, including a budget categories list! How many categories should I have for a budget?
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10 Of The Best Budget Templates And Tools
Clever Girl Finance
SEPTEMBER 5, 2024
But once I discovered the magic of budget templates, everything changed. Table of contents What is a budget template? The Best budget templates: Spreadsheets The Best budget templates: Apps Expert Tip: Find a budget template that works for you What are some key features to look for in a budget template?
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How Does The 60 30 10 Rule Work For Budgeting?
Clever Girl Finance
JULY 13, 2024
The 60/30/10 budget turns the traditional rules of budgeting upside down. Instead of focusing on discretionary spending, this budgeting rule emphasizes sprinting toward our financial goals. And although the 60/30/10 rule budget won’t work for everyone, many could use it to take their finances to the next level.
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How To Create A Bare Bones Budget
Clever Girl Finance
JANUARY 16, 2024
There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. Table of contents What is a bare bones budget? Who needs a bare bones budget? It’s a budget that only covers the necessities.
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Weekend Reading For Financial Planners (December 14–15)
Nerd's Eye View
DECEMBER 13, 2024
Also in industry news this week: While the SEC has had the power to restrict mandatory arbitration clauses in RIA client agreements for more than a decade, an advisory committee meeting this week suggests support for such a measure isn't unanimous CFP Board saw a record number of exam-takers during 2024, reflecting recognition of the professional and (..)
How I Stopped Wasting Money: 5 Habits That Were Costing Me!
Clever Girl Finance
APRIL 11, 2025
Not returning items I didnt need Expert tip: Set a recurring calendar reminder every quarter How to stop wasting Money: My challenge to you Related articles Final thoughts: You can stop wasting money too! Shifting to budget-friendly meal planning I started packing snacks and easy meals before we left the house. But the good news?
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Weekend Reading For Financial Planners (Jan 28-29)
Nerd's Eye View
JANUARY 27, 2023
Also in industry news this week: Why cash management strategies could become increasingly important parts of an advisor’s value proposition in a higher-interest-rate environment Why improved returns on cash products could be a double-edged sword for some advisory clients following last year’s market volatility From there, we have several (..)
Budgeting With An Irregular Income: 5 Success Tips
Clever Girl Finance
OCTOBER 9, 2023
Whether you’re working for yourself or have an irregular job schedule, budgeting on an irregular income can be tough. But creating a budget for this type of income is easy to learn! Table of contents Budgeting when you have an irregular income 1. Create your baseline budget 2. Can you budget with an irregular income?
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6 Practical Tips For How To Stay On Budget
Clever Girl Finance
MARCH 9, 2024
How can you ensure you don’t go over your budget? However, with the right strategies, learning how to stay on budget can be done! Table of contents Fundamentals for budgeting success 6 Tips for staying on budget Expert tip: Try loud budgeting How can you ensure you don’t go over your budget? Let’s dive in!
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What Is The 70-20-10 Budget?
Clever Girl Finance
DECEMBER 16, 2023
If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.
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How To Create A Biweekly Budget In 5 Simple Steps
Clever Girl Finance
MARCH 29, 2024
When you are paid on a biweekly basis, it may make sense to create a biweekly budget. A biweekly budget is perfect for those who get paid every other week. You can structure your budget around your paychecks so you don’t miss anything with your money, and you can find out how here! How does a biweekly budget work?
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Don’t Forget These 29 Monthly Expenses In Your Budget
Clever Girl Finance
AUGUST 10, 2023
Budgeting is one of the most important financial habits to develop. There are so many budgeting methods out there to choose from, but it’s not just creating a budget that will set you up for financial success. How do I plan for variable vs fixed expenses in my budget? What are average expenses for a household?
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3 Alternatives to the “Mint” Budgeting App
MainStreet Financial Planning
NOVEMBER 9, 2023
With the recent news of Mint shutting down, we wanted to share a few helpful alternatives for budgeting tools to help you stay on track with accomplishing your goals! YNAB – YNAB stands for “You Need a Budget” and it is one that I have personally used and recommend to friends and clients. month or if you pay all at one time it is $99.99/year
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Weekend Reading For Financial Planners (Dec 24-25)
Nerd's Eye View
DECEMBER 23, 2022
From there, we have several articles on advisor marketing: Five tactics advisors can use to make the most of the online referrals they receive. We wrap up with three final articles, all about gift giving: The do’s and don’ts of holiday gift giving in the workplace.
Weekend Reading For Financial Planners (January 13-14)
Nerd's Eye View
JANUARY 12, 2024
Also in industry news this week: The Department of Labor (DoL) this week published a final rule delineating what makes an individual an independent contractor versus a company employee, though it did not provide specific guidance for registered representatives of broker-dealers and other financial professionals who have expressed concern that their (..)
The 50-30-20 Rule: How It Works + A 50 30 20 Budget Template
Clever Girl Finance
SEPTEMBER 11, 2023
Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!
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How To Budget By Paycheck: 5 Key Tips For Success
Clever Girl Finance
JANUARY 16, 2024
A quick Google search of budgeting methods will show you that there’s no shortage of options out there. There is, however, one particular budgeting method that could work well if you are just getting started with budgeting and more so if you don’t like the idea of a monthly budget. What is a paycheck budget?
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What Is Budget Counseling And How Does It Work?
Clever Girl Finance
JANUARY 22, 2024
If you’re really struggling financially and aren’t sure which problem to tackle or how, budget counseling can help. Table of contents What is budget counseling? Does budget counseling affect your credit score? Articles related to counseling and budgeting Consider budget counseling to get your finances in order!
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How To Create A Family Budget That Works For Your Family
Clever Girl Finance
SEPTEMBER 7, 2023
In personal finance, where income, expenses, dreams, and aspirations converge, the budget emerges as a crucial tool. And when you have a family, creating a family budget becomes even more important. Table of contents What is a family budget? How does a typical family budget look? What is the average family monthly budget?
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Weekend Reading For Financial Planners (July 6-7)
Nerd's Eye View
JULY 5, 2024
Also in industry news this week: A separate Supreme Court decision struck down the SEC's use of in-house judges to adjudicate cases involving civil penalties (unless both parties in the matter agree to it), likely setting up more settlement offers from the regulator to avoid a drawn-out legal process in the Federal court system At a time when it has (..)
Weekend Reading For Financial Planners (April 27-28)
Nerd's Eye View
APRIL 26, 2024
Also in industry news this week: The Federal Trade Commission released a final rule that would ban most non-compete agreements, which could lead to an increasing number of non-solicit agreements (and, potentially, lawsuits regarding their enforcement) between financial planning firms and their advisors The Securities and Exchange Commission issued (..)
Weekend Reading For Financial Planners (February 24-25)
Nerd's Eye View
FEBRUARY 23, 2024
Which suggests that instead of trying to go head-to-head with these larger firms (and their heftier marketing budgets) in attracting clients, smaller firms might instead demonstrate how they are 'different' by offering a unique service offering tailored to their ideal target clients.
$25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips)
Good Financial Cents
MARCH 17, 2023
This information is critical if you want to create a budget and manage your money correctly. In this article, I’ll show you how to calculate your annual income by converting a $ 25-an-hour wage to a yearly salary. I’ll also share some budgeting and side hustle tips so you can get the most out of the money you earn.
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29 Staycation Ideas Your Budget Will Love!
Clever Girl Finance
NOVEMBER 8, 2022
Not to worry if your budget is tight, our staycation ideas are here to save the day! In this article, we'll discuss some fun staycation ideas that will leave you refreshed and ready to get back to work in no time! With a regular vacation, a huge part of your budget goes to travel. Are your budgeting goals in good shape?
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7 Steps to Define and Align Your Money Values for Success
Clever Girl Finance
JANUARY 10, 2025
7 Steps to discovering your money values Expert tip: Set reminders to revisit your money values FAQs about money values Articles related to money values Start living in line with your money values today! Your money values influence the decisions you make about budgeting, saving, investing, and even giving. What are money values?
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20 Inexpensive Thank You Gift Ideas For Any Budget
Clever Girl Finance
OCTOBER 16, 2022
This article on inexpensive thank you gift ideas contains affiliate links from Amazon. If you want to say thank you but have a $0 budget you can always write a handwritten thank you note. The post 20 Inexpensive Thank You Gift Ideas For Any Budget appeared first on Clever Girl Finance. A handwritten note.
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How To Succeed At A Low Buy Year And Transform Your Finances
Clever Girl Finance
FEBRUARY 11, 2025
Creating your low-buy year rules How to stay successful during your low-buy year Expert tip: Use a low buy to get clear on your values Alternatives to a low-buy year Questions commonly asked about doing a low-buy year Articles related to spending less Are you ready to give a low-buy year (or week, month, or quarter) a try?
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Try A No Spend Month To Reset Your Finances!
Clever Girl Finance
FEBRUARY 11, 2025
The benefits of a no spend month Expert tip: A no spend month can make you more intentional Mistakes to avoid during your no spend month Commonly asked questions about doing a no spend month Articles related to spending less Try a no spend month! Follow your existing budget : Stick to your pre-planned necessities and nothing extra.
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44 Money Saving Blogs For Moms!
Clever Girl Finance
JULY 16, 2022
Whether you need to find inexpensive activities for the summer break, are saving for a family vacation , or need to make a Christmas budget , these money saving blogs for moms contain all the tips and tricks you need. And that's not all because her articles also focus on family budgeting and motherhood tips. Life and a Budget.
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A Positive Spin On Living Stingy: Mindful Spending!
Clever Girl Finance
APRIL 14, 2025
I created a budget I could actually stick to 3. I created a budget I could actually stick to When I started living stingy, budgeting became my best friend. Today I create a monthly budget that reflects my actual lifestyle. In fact, it can be the gateway to financial peace, clarity, and freedom.
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NFP – Preparing an annual budget
Accounting for Good
MARCH 17, 2025
Preparing an annual budget is critical for any Not For Profit (NFP) organisation. In this article, we provide practical considerations and tips | AFG
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Financial Planning For Freelancers: 8 Tips To Budget And Save
Clever Girl Finance
DECEMBER 23, 2024
Create a realistic budget 2. Without a steady paycheck or employer benefits, youre responsible for your own budgeting, savings, and future planning. Create a realistic budget Budgeting isnt just for nine-to-fiversits the lifeline of freelancers. Table of contents Why financial planning for freelancers is crucial 1.
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15 Recession-Proof Businesses That Thrive in Any Economy
Clever Girl Finance
APRIL 22, 2025
These are businesses that meet everyday needs, provide essential services, or deliver comfort and value when people are tightening their budgets. While it can be difficult for parents to pay for things like daycare costs when budgets get tight , it’s still a necessity for many families, especially when both parents work.
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15 Key Tips For Living On One Income
Clever Girl Finance
DECEMBER 13, 2023
Often, living on one income requires you to get creative with your budgeting and learn to prioritize your needs over your wants. Articles related to living on one income Living on one income will require consistency and dedication, but you can do it! And it all starts with building a sustainable budget.
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HUDCO 333% Surge in One year: Budget Unveils Ambitious Plan for 2 Crore Homes
Trade Brains
FEBRUARY 7, 2024
HUDCO With the launch of the interim budget for 2024, the Indian government declared a visionary plan to construct 2 crore houses over the next five years. Hope you enjoyed it and found the article insightful. The post HUDCO 333% Surge in One year: Budget Unveils Ambitious Plan for 2 Crore Homes appeared first on Trade Brains.
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End of Year Financial Checkup
MainStreet Financial Planning
DECEMBER 20, 2023
Review your budget – Are there any new expenses that you need to add or anything that can be taken out such as any unused subscriptions? One area that often gets overlooked in the midst of planning is reviewing your financial habits and goals, so I’ve put together a short list of 3 areas to review before January.
8 Personal Finance QuestionsTo Ask Yourself Today
Clever Girl Finance
JANUARY 29, 2023
In the following article, we will take a look at why you need to manage your money regularly and the financial questions to ask yourself. When a big cost comes up — such as a vacation or car repair — you will instantly know whether you have the budget to cover it. Why do you need to ask yourself personal finance questions?
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