Calculated Risk

MARCH 13, 2025

homeowners with mortgages (which account for roughly 61% of all properties) saw home equity increase by about $4,100 between Q4 2023 and Q4 2024, which is less than the gain of $6,000 in Q3 2023. Quarter-over-quarter, the total number of mortgage residential properties with negative equity increased by 9.3%

Numbers 191

Numbers Government Accounting Marketing 191

Calculated Risk

APRIL 23, 2025

The NCHS reports: The provisional number of births for the United States in 2024 was 3,622,673, up 1% from 2023. births per 1,000 females ages 1544, an increase of less than 1% from 2023. births per 1,000 women in 2024, an increase of less than 1% from 2023. births through 2023. The general fertility rate was 54.6

Numbers 162

Numbers 162

Calculated Risk

MAY 21, 2025

1.5%), Phoenix (-1.2%), with more modest declines in Honolulu, Colorado Springs, Tucson, Sacramento, and San Diego Thats the largest number of markets with annual price declines since interest rates surged above 7.5% From ICE (Intercontinental Exchange): Annual home price growth nationally slowed to 1.6%

Sales 147

Sales Numbers Marketing Marketing 147

Calculated Risk

MAY 21, 2025

The pace of the decline remains slower at firms with an institutional specialization, but billings have still declined nearly every month since mid-2023. The score is derived from a monthly survey of architecture firms that measures the change in the number of services provided to clients. Click on graph for larger image.

Economy 162

Economy Numbers Economics Investments 162

Calculated Risk

APRIL 15, 2025

Note: This is using the 2023 projections main series. There are still a number of younger Boomers in their early-to-mid 60s. The table below shows the top 10 cohorts by size for 2010, 2024 (just released), and the most recent Census Bureau projections for 2030. This graph, based on the 2024 population estimate, shows the U.S.

Economy 207

Economy Numbers 207

Wealth Management

JULY 2, 2025

Number 8860726. As of year-end 2023, Gen X made up a quarter of U.S. In comparison, only 9% of advisors’ clients in 2023 were millennials or Gen Z members. Registered in England & Wales with number 01835199, registered office 5 Howick Place, London, SW1P 1WG. Registered in England and Wales.

Financial Advisor 257

Financial Advisor Estate Planning Wealth Management Financial Planning 257

Nerd's Eye View

NOVEMBER 1, 2024

Also in industry news this week: A recent study suggests that while a majority of financial advisory clients surveyed have only had 1 advisor, deteriorating client service is a key risk factor that could sway certain clients to leave for a different advisor RIA M&A activity in 2024 is poised to surpass the total number of deals seen in 2023, according (..)

Financial Planner 189

Financial Planner CFP Certification Retirement Planning 189

Wealth Management

JULY 9, 2025

Number 8860726. in 2023, according to a study by Ensemble Practice and BlackRock. To get the ranking, it divides the total household net worth (excluding home equity) by the number of active investment advisors in the state to show the ones that are most and least saturated with advisors. Registered in England and Wales.

Wealth Management 189

Wealth Management Estate Planning Business Planning Taxes 189

Calculated Risk

DECEMBER 24, 2024

For more details on Census updated NIM methodology, see Census Bureau Improves Methodology to Better Estimate Increase in Net International Migration Below are some tables comparing the Vintage 2024 population estimates with the Vintage 2023 population estimates.

Numbers 173

Numbers 173

Calculated Risk

MAY 15, 2025

Any number below 50 indicates that more builders view sales conditions as poor than good. This ties the November 2023 reading, and is the lowest since the index hit 31 in December 2022. The latest HMI survey also revealed that 34% of builders cut home prices in May, up from 29% in April and the highest level since December 2023 (36%).

Sales 147

Sales Economics Taxes Numbers 147

Calculated Risk

NOVEMBER 7, 2024

Important: There was one more working day in October 2024 (22) as in October 2023 (21). Last month there were the same number of working days in September 2024 compared to September 2023 (22 vs 23), so seasonally adjusted sales were down about the same as NSA sales.

Sales 147

Sales Marketing Marketing Numbers 147

The Big Picture

APRIL 17, 2025

In 2023, he tweeted a list of overlooked facts. This was just before an 81% collapse that bottomed in December 2023. Chris Bloomstran, chief investment officer of Semper Augustus Investments Group, has tracked this. The most devastating: 98% of all ARKK investors were underwater. This is classic performance-chasing behavior.

Investing 264

Investing Investments Accounting Startup 264

The Big Picture

FEBRUARY 18, 2025

We are four weeks out from the publication of “ How Not To Invest: The ideas, numbers, and behaviors that destroy wealth – and how to avoid them.” I stopped writing my column and blog posts (mostly) to focus on this from December 2023 right up until January 2025.

Investments 184

Investments Investing Numbers 184

Wealth Management

JULY 18, 2025

Number 8860726. In 2023, he launched his own firm, Park Hill Financial Planning and Investment Management. “I Registered in England & Wales with number 01835199, registered office 5 Howick Place, London, SW1P 1WG. Informa PLC's registered office is 5 Howick Place, London SW1P 1WG. Registered in England and Wales.

Estate Planning 270

Estate Planning Wealth Management Clients Planning 270

Wealth Management

JULY 3, 2025

Number 8860726. Focus went public in 2018, and then private again in 2023 , when it sold to Clayton, Dubilier and Rice, and Stone Point Capital.) Registered in England & Wales with number 01835199, registered office 5 Howick Place, London, SW1P 1WG. Informa PLC's registered office is 5 Howick Place, London SW1P 1WG.

Wealth Management 159

Wealth Management Recruitment Estate Planning Financial Advisor 159

Wealth Management

JUNE 23, 2025

Number 8860726. The SEC previously tried to sue Coinbase for allowing the trade of unregistered crypto tokens in 2023, but dropped its case after its senior crypto policy advisor was demoted in January. Registered in England & Wales with number 01835199, registered office 5 Howick Place, London, SW1P 1WG.

Assets 278

Assets Wealth Management Financial Advisor Estate Planning 278

Carson Wealth

JANUARY 13, 2025

While there are reasons for recent declines, we view it in part as a perfectly normal pause after the gains of 2023 and 2024. Monthly numbers can be noisy and so a 3-month average is helpful. million in 2023 but well in the ballpark of what we saw in 2017-2019 (2.1 In fact, one of the reasons for last weeks 1.9% on Friday alone.

Marketing 75

Marketing Marketing Economy Compliance 75

Wealth Management

JULY 17, 2025

Number 8860726. Since 2023, the of RIAs who have acquired CPAs include Allworth Financial, Mariner, Nepsis, Savant Wealth Management and Sequioa Financial Group. Registered in England & Wales with number 01835199, registered office 5 Howick Place, London, SW1P 1WG. Registered in England and Wales.

Wealth Management 209

Wealth Management Clients Management Estate Planning 209

Wealth Management

JUNE 10, 2025

Number 8860726. Many advisors experienced record years in 2023 and 2024, but now is the time to ask the difficult question: Am I growing because of my firm, or despite it? Registered in England & Wales with number 01835199, registered office 5 Howick Place, London, SW1P 1WG. Registered in England and Wales.

Wealth Management 239

Wealth Management Financial Advisor Recruitment Management 239

The Big Picture

MARCH 6, 2025

You’ll remember as I came into the Fed, I started the very beginning of, of 2023 in December of 2022. It was the Bloomberg economist who said there was a 100% chance of recession in 2023 because. The supply side was healing on the supply chain, and there was a big surge of labor force participation from a number of groups.

Economy 157

Economy Economics Food Banking 157

Calculated Risk

MARCH 11, 2025

a 10-year Treasury purchase at the end of February 2023 would be have an 8 year maturity at the end of February 2025). My bolds) A number of participants also discussed some issues related to the balance sheet. I guesstimate that the weighted average maturity of net purchases by time of purchase over this period was about 8.7

Assets 165

Assets Portfolio Accounting Marketing 165

Carson Wealth

APRIL 21, 2025

The recently released Bank of America Global Fund Manager Survey showed a record number of participants who intend to cut US exposure, as shown in the chart below. The language is very similar to what Powell used to say back in 2022 and 2023, when they were raising rates. to above 4.6% (thankfully, it didn’t go higher than 4.2%).

Marketing 78

Marketing Marketing Economy Economics 78

Calculated Risk

OCTOBER 29, 2024

This survey might show the trend, but I wouldn't rely on the absolute numbers. The rental vacancy rate was not statistically different from the rate in the third quarter 2023 (6.6 percent was higher than the rate in the third quarter 2023 (0.8 percent was higher than the rate in the third quarter 2023 (0.8

Numbers 162

Numbers Media Sales 162

Your Richest Life

NOVEMBER 12, 2024

In 2023, 34 percent of Americans went into debt for the holidays, by an average amount of $1,028. The good news is that number has come down over the past couple of years, falling to its lowest number since 2017.

Budgeting 52

Budgeting Fee Only Planning CFP 52

Carson Wealth

NOVEMBER 4, 2024

However, this shouldn’t be a big surprise because we knew Hurricanes Milton and Helene would weigh on the numbers. September payrolls were revised down by 31,000 to +223,000 jobs, and August was revised down by 81,000 to +78,000 (the first sub-100,000 monthly payroll number since December 2020). But those numbers are backward looking.

Marketing 96

Marketing Marketing Economy Numbers 96

Validea

JUNE 13, 2025

Carlisle’s approach is built around a central insight: stocks aren’t just tickers or abstract numbers—they’re ownership stakes in real businesses. 10.79% NVAX NOVAVAX INC 05/23/2025 100% $7.25 $7.15 -1.38% FINV FINVOLUTION GROUP (ADR) 08/18/2023 100% $5.14 $8.91 4.35% EQNR EQUINOR ASA (ADR) 05/23/2025 100% $23.82 $26.39

Valuation 52

Valuation Portfolio Investments Investing 52

FMG

MAY 30, 2025

The Numbers That Matter Advisor adoption skyrocketed : 61% increase in texting platform adoption year-over-year, with usage continuing to accelerate each month. Client feedback was overwhelmingly positive, with many asking why texting wasn’t available sooner.

Communication 52

Communication Financial Advisor Clients Compliance 52

Carson Wealth

DECEMBER 9, 2024

The economy created 227,000 jobs in November, close to expectations, which somewhat made up for the low 36,000 number in October (revised up from 12,000). It was strong even in 2022 and 2023, which was another clue that a recession wasnt imminent. For reference, the 2019 average was 166,000.

Marketing 69

Marketing Marketing Economy Manufacturing 69

Tobias Financial

NOVEMBER 4, 2024

The graphic below shows the frequency of monthly returns (expressed in 1% increments) for a broad-market index of US stocks from January 1926–December 2023. Each horizontal dash represents one month, and each vertical bar shows the cumulative number of months for which returns were within a given 1% range (e.g.,

Marketing 52

Marketing Marketing Asset Allocation Commission 52

Wealth Management

JULY 22, 2025

Number 8860726. As of the end of 2023, there were some 12,000 advisors affiliated with RIA consolidators, up from 4,000 in 2018, according to a recent report from Cerulli Associates. Registered in England & Wales with number 01835199, registered office 5 Howick Place, London, SW1P 1WG. Registered in England and Wales.

Estate Planning 159

Estate Planning Wealth Management Compliance Planning 159

Carson Wealth

JANUARY 6, 2025

Charts #2 and #3: Broad-based Gains Supported by Fundamentals A lot has been written on how the S&P 500 is dominated by a small number of very large technology-oriented companies, sometimes called the Magnificent Seven. In response to that, voters ousted incumbents at a high rate in 2023 and 2024. For the US, that number was 14.9

Marketing 64

Marketing Marketing Economy Economics 64

Carson Wealth

JANUARY 22, 2025

Higher numbers indicate more volatility, lower numbers mean less volatility, and a negative beta, which is rare, means an asset is expected to move in the opposite direction of the market. While the S&P 500 has had three losing years during the past decade, the average return from 2013 to 2023 was a positive 12.39%.

Investing 52

Investing Investments Marketing Marketing 52

Yardley Wealth Management

JULY 9, 2025

We pulled together some information and interesting facts about some of the major indexes that can help you put the numbers you hear in context. In time, the DJIA itself would evolve, and the concept of stock indexes would grow in number, size, and importance. It’s not the number of points that matters—it’s the percentage change.

Marketing 52

Marketing Marketing Risk Tolerance Wealth Management 52

Harness Wealth

FEBRUARY 5, 2025

The Internal Revenue Service (IRS) adjusts FEIE exclusion amounts annually based on inflation, with the exclusion amounts for the past 5 years being as follows: Tax Year FEIE Amount 2025 $130,000 2024 $126,500 2023 $120,000 2022 $112,000 That said, the FEIE only applies to foreign earned income, with foreign passive income ineligible for exclusion.

Taxes 52

Taxes Compliance Accounting Government 52

Carson Wealth

MARCH 3, 2025

It is also the first time the S&P 500 is negative (although only down 1%) over three calendar months since October 2023. Thats just about half the contribution we saw in 2023 and 2024. These numbers are well ahead of the pace of inflation. Here Comes March In the end, the S&P 500 fell 1.3% in January (equivalent to 5.5%

Marketing 78

Marketing Marketing Economy Government 78

Carson Wealth

JUNE 9, 2025

If you’re well above this number, you can be fairly sure job growth is positive. If you’re at this number, like right now (and also seeing downward momentum), we can’t be sure the economy is actually creating any net jobs. The “statistical significance at the 90 percent confidence level” is 136,000. What does that mean?

Economics 69

Economics Marketing Marketing Economy 69

Nationwide Financial

AUGUST 14, 2024

Then, a shift in the outlook for the economy (partly by weaker employment numbers) caused spreads to widen, particularly for high-yield bonds (e.g., Then, because of recent market volatility, spreads increased to 393 bps on August 5—the widest level since November 2023—before settling by the end of the week at 357 bps. Treasuries.

Economics 52

Economics Economy Government Marketing 52