Random Roger's Retirement Planning

JULY 18, 2022

Making changes to client portfolios' overall volatility through the duration of a stock market cycle predates when I started blogging in 2004. Certain funds and stocks when added to a portfolio can either increase or decrease volatility, here's a good example with ARKK. The ways in which I do that have evolved over that time.

Assets 74

Assets Portfolio Clients Financial Planning 74

Trade Brains

FEBRUARY 14, 2023

Yeah, that lot that talks about terms like compounding, risk profile, returns, retirement planning, budgeting, Investing, and whatnot! It aims to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. It has been in existence since August 16, 2004. 1-yr return 2.5

Healthcare 59

Healthcare Retirement Banking Investing 59

Random Roger's Retirement Planning

APRIL 8, 2023

One of the partners of the firm where I have been since 2004 was found to have done illegal trading and he was immediately terminated. My blogging evolved a lot over the last 12 months into a lot more of what I would call portfolio theory with the capital efficiency and return stacking stuff. Thankfully a few weeks later they did.

Insurance 98

Insurance Compliance Engineering Planning 98

The Big Picture

APRIL 18, 2023

Both in terms of the aggregate revenue of our company, size of our portfolio, we’re probably now something like 150 total investments, many hundreds of billions of revenue, hundreds of thousands of employees if you add up all of the companies in which we’re invested. And, you know, why is that? We started doing deals on our own.

Assets 162

Assets Investing Investments Valuation 162

Random Roger's Retirement Planning

DECEMBER 22, 2023

There's a lot of neat things about 19+ years of blogging, I started in Sept 2004, including circling back around to ideas that we started talking about a longggggg time ago. With that preamble, I started thinking about the 75/50 portfolio that I first started writing about during the Financial Crisis. ARBFX 3.7%

Portfolio 74

Portfolio Asset Allocation Accounting Management 74

Random Roger's Retirement Planning

AUGUST 17, 2023

The title tells you the author's conclusion, Why Your Portfolio Should Hold Way More Than 30 Stocks. If a portfolio starts with 40 holdings each with an equal 2.5% So while it would be rare to have one go to zero without you paying attention and taking action, I think the typical portfolio could ride out something in the 2.5-3.5%

Numbers 75

Numbers Portfolio Math Portfolio Management 75

The Big Picture

OCTOBER 24, 2022

She has a fascinating career, starting a PLS working away up as an analyst and eventually, head of outcome-based strategies for Morningstar, eventually rising from that position and portfolio manager to Chief Investment Officer. Let me give you some background on Morningstar Managed Portfolios. I saw how personal money is.

Portfolio 130

Portfolio Management Assets Investing 130

The Big Picture

JULY 4, 2023

I’ll have to be when I retire and publish under Anonymous. And they end up being great candidates for us to put into to run the next big portfolio or start a new strategy. It was a spin out from, so this would have been 2004, spin out from a well-known prop group, to my point on doing work for a lot of the prop groups.

Recruitment 147

Recruitment Management Numbers Banking 147

Random Roger's Retirement Planning

OCTOBER 25, 2022

GLD started trading on November 18th, 2004. Where a small slice was permanently allocated to gold to reduce the portfolio's correlation to the market, gold is being replaced with a small slice to managed futures for the same purpose. A friend that has been by my side for 17 or 18 years, helping out more often than not.

Management 74

Management Sales Accounting Portfolio 74

Walkner Condon Financial Advisors

FEBRUARY 6, 2024

The emerging markets asset class outperformed all others in 2003, 2005, 2007 and 2009, while finishing second in 2004, 2006, and 2012. large cap horse, lest your portfolio run the risk of colliding into a trolley cart of horse manure returns. jigawatts of investing power (and volatility)! Sounds unstoppable, right?

Assets 59

Assets Investing Investments Marketing 59

The Big Picture

AUGUST 29, 2022

And so, I was doing that in 2000, 2002, 2003, 2004. of that fund had to call himself a portfolio administrator. RITHOLTZ: You made my retirement …. It’s going to be the core of most (inaudible) portfolios because it’s just too — too good of a deal. RITHOLTZ: (Inaudible), right. And in 2006, I got a hand at ETFs.

Assets 173

Assets Management Marketing Marketing 173

The Big Picture

JUNE 18, 2024

So the fact that I had a sociology degree really didn’t impede, I think getting into business Barry Ritholtz : And you end up in like what some would think of as kind of a dry, legalistic part of Fidelity, the ERISA Division, which focuses on retirement accounts. Nobody cares about your portfolio.

Media 147

Media Food Advertising Sales 147

The Big Picture

APRIL 11, 2023

Since 2004, the tax rate on dividends and capital gains is 15 percent, 18 percent, 21 percent. But if you load up your portfolio with those, God only knows what a year or two from now you’re going to be looking at because these companies are going to be forced to cut their dividends. They match up. RITHOLTZ: Right.

Valuation 298

Valuation Education Numbers Government 298

Random Roger's Retirement Planning

JANUARY 14, 2025

In the earliest days of my blogging at the original URL, I would occasionally describe the blog as a look over my shoulder at how I navigate market cycles and learn more about portfolio construction and management. The Type 1, the new green one, is a 2004 with very low miles and very low hours on the pump. Sidebar, never stop learning.

Investing 52

Investing Investments Engineering Clients 52

The Irrelevant Investor

DECEMBER 4, 2019

In 2004, Jonathan Clements wrote: With the formula that Dalbar uses, stock-fund investors don't earn the full monthly return on any money that they invest during that month. The main culprit for the portfolio gap is cash, which we spoke about with Morgan Housel recently. The fully invested 60/40 portfolio would have done 9.4%

Portfolio 52

Portfolio Risk Tolerance Accounting Retirement 52

The Big Picture

JANUARY 14, 2025

You were a portfolio manager, researcher head of trading, and apparently tech geek putting machines together. You know, when you have these quarterly reviews of what’s going in the portfolio, invariably the discussion is let’s talk about the things that are down the most. So at A QR you juggled a, a lot of responsibilities.

Management 147

Management Investing Investments Assets 147

The Big Picture

AUGUST 23, 2022

The currency devalued by 75 percent and my portfolio, which was above $1 billion, went down 90 percent. And this had an unbelievably positive affect on the value of my portfolio. At that moment in time, 2004, Vladimir Putin became the — becomes the richest man in the world. And so, they defaulted on the domestic bonds.

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Government Banking Numbers Investing 321

The Big Picture

FEBRUARY 20, 2024

Early retirements have been taking place a giant uptick in new business formation. And I think, you know, if you look at the 2004, 2007, eight period, boy, it would’ve been really good if we’d done something about subprime mortgage lending, about mortgage underwriting standards.

Economy 147

Economy Banking Marketing Marketing 147

The Big Picture

OCTOBER 31, 2022

And arguably, they went from an underpriced position in 2004 I’d say — RITHOLTZ: Right. RITHOLTZ: So I said something at an event where I had said to a group of young people, hey, if you’re in your 20s, 30s, 40s, you really don’t need bonds in your portfolio. I mean, it’s used to be called FANG. SIEGEL: Yeah.

Numbers 147

Numbers Investing Investments Marketing 147