Random Roger's Retirement Planning

JUNE 9, 2025

From March, 2000-March, 2003 the S&P 500 negatively compounded at 13.95%. The driver of this result of course is that 2 and 3 avoid the volatility of bonds with duration that funds like AGG and VBAIX will take on. Knowing what to avoid can be more important than knowing what to include.

Portfolio 59

Portfolio Distribution Taxes Management 59

Random Roger's Retirement Planning

FEBRUARY 28, 2025

There were places to make money during that run, most notably foreign stocks and equal weight S&P 500, that ETF came out in 2003 and had very good years until 2008. That's a long time for a broad based index to not make any progress. It then had a huge snap back year in 2009.

Portfolio 52

Portfolio Asset Allocation Taxes Assets 52

Carson Wealth

JUNE 10, 2024

Even more impressive is the past four times this happened (1997, 2003, 2009, and 2020) all saw at least double-digit returns. An aging population, with more people retiring and leaving the labor force every day, can also make the numbers noisier. MAY”be we have a positive signal from the strong May. Did you see what I did there?

Marketing 143

Marketing Marketing Economy Numbers 143

The Irrelevant Investor

JULY 16, 2019

Of more than 3,000 studies published from 2003 through 2017 in JAMA and the Lancet.more than one of 10 amounted to a “medical reversal”: a conclusion opposite of what had been conventional wisdom among doctors. There was an article in the New York Times that highlighted the reversal of previous findings in medicine.

Medicine 52

Medicine Medical Retirement Economy 52

Steve Sanduski

OCTOBER 23, 2024

Eric began his financial planning practice in Baltimore in 1994, and founded Brotman Financial Group in 2003, which later became BFG Financial Advisors. Eric is also the author of Don’t Retire… Graduate!: Building a Path to Financial Freedom and Retirement at Any Age.

Clients 59

Clients Financial Planning Retirement Planning 59

Random Roger's Retirement Planning

MARCH 26, 2024

Going from 2003, forward which strips out the internet bubble and recovery, PRPFX still lagged by 60 basis points annually and surprisingly, had a higher standard deviation. You can see over the 30+ years it has lagged by 114 basis points annually. This period is noteworthy.

Portfolio 93

Portfolio Management Banking Retail 93

The Big Picture

APRIL 29, 2025

00:08:57 [Speaker Changed] Well, in 2003, ING acquired Aetna’s financial businesses, and that was the life insurance, retirement and asset management businesses. And, and my boss became head of ING Americas all of the insurance, retirement, and life businesses. He was never going to retire.

Management 130

Management Assets Portfolio Insurance 130

Random Roger's Retirement Planning

APRIL 16, 2023

I've been part of the planning committee for this drill since 2010, maybe 2009 and a participant since 2003. For a volunteer department like ours, there will be some years where the drill is our only live fire hours so it is very important.

Engineering 98

Engineering Planning Accounting 98

Brown Advisory

JANUARY 20, 2023

In 2014, an 87-year-old, retired specialty-glass importer faced more than $2 million in penalties for failing to disclose a $7 million Swiss account which dated back to the 1960s. military banking facilities; certain bank-to-bank settlements; accounts owned by certain retirement plans. In 2022, a professor with dual U.S.

Accounting 52

Accounting Compliance Taxes Banking 52

Random Roger's Retirement Planning

DECEMBER 3, 2023

Some historical examples include June/July 2003, the Taper Tantrum in 2013 and of course now we can add 2022 to this list. The reason CEF yields are usually so high is because they use leverage to increase their holdings which increases the payout.

Portfolio 75

Portfolio Accounting Numbers Taxes 75

Carson Wealth

JULY 5, 2022

Since working with a financial advisor, Ogden says he’s no longer worried about how things are going to get paid or if he’s going to be able to retire. . “I I remember doing an interview with CNN Money and I actually had a picture from 2003 of my budget,” Ogden explained. . Are you trying to start a retirement fund?

Financial Planning 52

Financial Planning Planning Strategic Planning Accounting 52

The Big Picture

DECEMBER 6, 2022

It has to be such a different set, the retirement planning is different, the safety net is different. People in Spain when I was growing up in the ‘80s and ‘90s, they expect to just retire and have the government give them like a paycheck every month. BERRUGA: This is 2003. RITHOLTZ: So you move here from Spain. RITHOLTZ: Yeah.

Clients 162

Clients Investing Investments Management 162

Random Roger's Retirement Planning

JULY 29, 2023

The State of Arizona official I mentioned above, was one of my instructors when I took my first firefighting class back in 2003, I worked with him one way or another more times than I can remember. When I talk about taking a long lead time to a Plan B or post retirement gig, I am not kidding.

Retirement 40

Retirement Planning Risk Management Clients 40

Random Roger's Retirement Planning

JANUARY 28, 2024

There was some sort of spike in interest rates in June/July 2003 that wrecked the space. Before ETFs, CEFs offered a lot of exposures that were otherwise difficult to access and frequently the yield is high because they use leverage. CEFs though have a tendency to get absolutely murdered during certain market events.

Taxes 40

Taxes Distribution Investing Investments 40

Brown Advisory

JUNE 21, 2017

We understand and appreciate this approach, which is particularly common among endowments, foundations and retirement plans for which tax considerations are not relevant. pdf 2 On the Performance of Mutual Fund Managers," Baks, Emory University, June 2003.

Investing 52

Investing Investments Portfolio Management 52

Brown Advisory

JUNE 21, 2017

We understand and appreciate this approach, which is particularly common among endowments, foundations and retirement plans for which tax considerations are not relevant. pdf 2 On the Performance of Mutual Fund Managers," Baks, Emory University, June 2003. 1 [link] AssetFlows/AssetFlowsJan2017.pdf

Investing 52

Investing Investments Portfolio Management 52

Sara Grillo

AUGUST 14, 2023

Helping parents send their kids to college, care for an aging parent and retire with financial independence are literally what gets him up every day. She obtained her CFP designation in 2003. He has presented papers at conferences on topics such as investment fraud, risk management, and retirement planning. Lee holds a Ph.D.

Financial Advisor 52

Financial Advisor Fiduciary Duty Insurance Financial Advice 52

Random Roger's Retirement Planning

APRIL 16, 2024

For many years, I've said I did not want to retire from what I do for a living realizing that is the sort of thing that I could change my mind at some point. Twenty years later and I am still in the same place, not wanting or planning to retire. We had a 2003 and upgraded to 2023. We upgraded our 4runner.

Retirement 75

Retirement Planning Food Investment Advisor 75

Walkner Condon Financial Advisors

FEBRUARY 6, 2024

As these tables can take a while to be published or readily available, let’s for now break the past twenty years of available market data into two 10-year periods: 2003-2012 and 2013-2022. In the more recent decade not including 2023 (2003-2012), U.S. During the 2003-2012 period, U.S. Large Cap, Developed ex-U.S.

Assets 59

Assets Investing Investments Marketing 59

Steve Sanduski

AUGUST 8, 2023

“Mike” was near retirement age, had plenty of money to retire comfortably, yet was wondering if he had “enough” because in his role as a fundraiser, he came in contact with people worth many millions who had multiple homes. In fact, he spoke at one of the earliest Nazrudin Project meetings in San Diego in 1995.

Numbers 98

Numbers Retirement Clients Planning 98

The Big Picture

NOVEMBER 22, 2022

My dad was a naval officer who retired shortly before I was born. What did your dad retire from doing? He retired and went to work at the Library of Congress as personnel. My mother, again, a 50-year school teacher who put money into her retirement for 50 years. Tell us about those experiences. RITHOLTZ: Right.

Recruitment 147

Recruitment Banking Engineering Numbers 147

Good Financial Cents

AUGUST 12, 2023

If you’re looking for more passive income ideas, click below: 31 Passive Income Ideas Purpose and Importance The purpose of passive income is broad, spanning from financial cushioning to the possibility of early retirement. Passive income is often vital in this quest, allowing people to live comfortably without a regular paycheck.

Risk Tolerance 58

Risk Tolerance Taxes Compliance Retirement 58

The Big Picture

NOVEMBER 15, 2022

I mean, there were some advisor pickup, but you had to be kind of on the front edge of finance, or a quant, or running your own models, which in 2003, was not that common. Let Mr. Market do his thing and we’ll find out how we did when we get ready to retire. NADIG: Yeah. RITHOLTZ: We’re just going to put our money.

Management 278

Management Assets Portfolio Marketing 278

The Big Picture

AUGUST 20, 2024

And finally, I think it was 2003 or four, I ran into Mitch on the street on, actually on 57th, just around the corner from where we are right now. People earn wages, whether it’s a retirement account or a tax deferred account or just an investment account. She was based out in Los Angeles. It goes so far.

Assets 173

Assets Management Portfolio Taxes 173

The Better Letter

NOVEMBER 2, 2023

That said, over the past 20 years (2003-2022), the S&P 500 delivered a 9.80 In Dave’s world, an 8 percent retirement withdrawal rate isn’t crazy. That’s an overall total return of an astonishing 3,787,464 percent versus “just” 24,708 percent for the benchmark. Okay, Boomer ! Look, I get it.

Certified Financial Planner 96

Certified Financial Planner Investing Investments Portfolio 96

The Big Picture

MAY 9, 2023

And then in about 2003, we set up a group called the European Special Situations Group, which was a multi-asset class proprietary investing business. RITHOLTZ: what we’re really talking about is, hey, we have a bunch of people retiring in 10 years and we expect to have to pay out X dollars. RITHOLTZ: They just became distressed.

Assets 299

Assets Clients Investing Investments 299

The Irrelevant Investor

DECEMBER 2, 2020

"Kleinfeld was coked out of his mind" Sexy Beast, 2000 An ex-hitman tries to retire, but his boss won't let him. Matchstick Men, 2003 A con artist with OCD does con man things. But quite frankly your attitude appalls me. It's not what you're saying. It's all the stuff you're not saying. Insinnuendos." I wasn't acting on passion.

Retirement 52

Retirement Banking Numbers 52

Trade Brains

SEPTEMBER 28, 2023

In 2003, Social Activist Anna Hazare filed a Public Interest Litigation (PIL) with the Bombay High Court, alleging the then Commissioner of Mumbai Police R.S. As per a report by The Financial Times published in 2003, at least 12 cases were filed against Telgi in Maharashtra alone, relating to these stamps.

Government 59

Government Taxes Numbers License 59

The Big Picture

JULY 4, 2023

RITHOLTZ: So you launch your own firm IDW in 2003. I’ll have to be when I retire and publish under Anonymous. We are seeing the older generation begin to retire, you have Ray Dalio stepping down at Bridgewater, you have a lot of managers who are now in their late 60s, early 70s or beyond. RITHOLTZ: People will figure out.

Recruitment 147

Recruitment Management Numbers Banking 147

The Big Picture

SEPTEMBER 10, 2024

I don’t even know what it’s going to be yet, but I mean, I’m not retiring. Well, I mean, so I, I find that, you know, this, and this goes back to, you know, 2003 with Regulation fd, that’s when everything kind of changed. 00:12:37 [Speaker Changed] Really interesting. Well, it changed in two ways.

Valuation 162

Valuation Clients Investing Investments 162

The Big Picture

JULY 24, 2023

Today the order backlog is bigger, it’s going to take more time, the labor shortage is worse because you’ve got early retirements and lower immigration and so I would argue you can see the economy weaken even the housing market weaken without an increase in joblessness across the board. You mentioned immigration. Like you know….

Marketing 130

Marketing Marketing Economy Valuation 130

The Better Letter

FEBRUARY 17, 2022

The concept was revived again briefly in March 2003, this time featuring Bob Dole and Bill Clinton, former opponents in the 1996 presidential election. Raising the retirement age, for example, results in people working longer. The idea that incentives matter is true in business, among non-profits, and in government.

Pharmaceutical 52

Pharmaceutical Government License Advertising 52

The Better Letter

OCTOBER 6, 2022

” After the Dodgers were retired in order in the bottom of the eighth inning, Gibson swung his aching legs down from the training table to hobble toward the clubhouse. My family and I were evacuated in 2003 due to the Cedar Fire. “How you doing, big boy?,” ” Lasorda asked. The answer was the same each time.

Math 68

Math Numbers Management Planning 68

The Big Picture

AUGUST 29, 2022

And so, I was doing that in 2000, 2002, 2003, 2004. RITHOLTZ: You made my retirement …. My — I’ll say my dad is — well, my dad was a highway or is a — well, he retired, but he would go around and try to get contracts to pave highways. RITHOLTZ: (Inaudible), right. BALCHUNAS: … is really what we — we did.

Assets 173

Assets Management Marketing Marketing 173

The Big Picture

DECEMBER 12, 2023

You’re 34th, you’re retiring after 34 years and you trounce what’s really the more appropriate benchmark, I would assume the Russell 2000. So, so you set to retire as portfolio manager this year, you mentioned your two successors. Let’s just talk a little bit about the performance. a year for almost 35 years.

Management 264

Management Investing Investments Retail 264

The Better Letter

JANUARY 12, 2023

As outlined in his Expert Political Judgment , Wharton’s Philip Tetlock looked at 82,361 economic and political forecasts by 284 experts between 1987 and 2003. Leo Tolstoy was a retired Russian military officer who fought in the Crimean War and was on hand for the siege of Sevastopol in 1854-55. El Ingeniero. RIP, Jeff Beck.

Economy 118

Economy Economics CFP Management 118

Trade Brains

JUNE 11, 2025

These players couldn’t stay away from the game for long Cricket retirements are often emotional, but sometimes, the story doesn’t end there. Here are 10 well-known cricketers who made a return after announcing retirement. Why it stands out: Often retired and returned became known for his unpredictability 5.

Retirement 52

Retirement Government Economics Planning 52