Validea

JUNE 22, 2023

In this episode, we combine two of the topics we often cover on the podcast. We talk both retirement planning and factor investing with Dimensional Fund Advisors Senior Researcher Mathieu Pellerin. The post Factor Investing for Retirement with DFA’s Mathieu Pellerin appeared first on Validea's Guru Investor Blog.

Retirement 52

Retirement Investing Investments Retirement Planning 52

Validea

JUNE 22, 2023

In this episode, we combine two of the topics we often cover on the podcast. We talk both retirement planning and factor investing with Dimensional Fund Advisors Senior Researcher Mathieu Pellerin. The post Factor Investing for Retirement with DFA’s Mathieu Pellerin appeared first on Validea's Guru Investor Blog.

Retirement 52

Retirement Investing Investments Retirement Planning 52

Trade Brains

DECEMBER 7, 2023

The course covers an introduction to personal finance, credit cards, life insurance, health insurance, investment instruments, loans, income tax and planning, budgeting and building a strong portfolio. Also, you will learn how to plan your taxes, credit score importance and how to budget your income to create a portfolio.

Budgeting 59

Budgeting Certification Education Asset Allocation 59

Million Dollar Round Table (MDRT)

DECEMBER 12, 2023

He also uploaded his LinkedIn CV and fed it his practice’s value proposition statement to get a result that was tailored more for his office than he would have received if he had merely asked it to write about tips and advice for Canadians drawing down their income during retirement. ChatGPT answered instantly with prose.

Financial Planner 81

Financial Planner Retirement Clients Marketing 81

MainStreet Financial Planning

JUNE 29, 2023

Social Security can be a confusing topic and everyone’s social security strategy is specific to their circumstances, life expectancy, financial situation, etc. The post 5 Facts You Should Know About Social Security Retirement Benefits appeared first on MainStreet Financial Planning.

Retirement 90

Retirement Financial Planning Taxes Planning 90

Talon Wealth

OCTOBER 26, 2023

We all know retirement is an important milestone that requires careful planning. Of course, one of the most important aspects of retirement planning is managing retirement taxes. Taxes can significantly impact the amount of money you’ll have for retirement. This can be a mistake.

Retirement 52

Retirement Taxes Retirement Planning Risk Tolerance 52

Integrity Financial Planning

NOVEMBER 20, 2023

One way of thinking about retirement is that it happens in phases. The length of each phase and the strategies for each are going to differ from person to person, but this can be a helpful way to break down a very complex topic. When you are 20 years old, it can be hard to picture what retirement might look like for you.

Retirement 52

Retirement Budgeting Medical Distribution 52

Talon Wealth

AUGUST 26, 2023

We all know retirement is an important milestone that requires careful planning. Of course, one of the most important aspects of retirement planning is managing retirement taxes. Taxes can significantly impact the amount of money you’ll have for retirement. This can be a mistake.

Retirement 52

Retirement Taxes Retirement Planning Risk Tolerance 52

Carson Wealth

APRIL 4, 2024

Approaching the Conversation If you’re hesitant to broach the topic of money with your parents, you’re certainly not alone. They can even help to mediate some of the tougher topics you are hesitant to bring up with your parents. Let’s discuss a few of them.

Management 137

Management Healthcare Medical Estate Planning 137

Carson Wealth

DECEMBER 27, 2023

As you’re thinking about these topics, please remember to consult with your financial advisor to make sure the information you have is accurate and beneficial to your unique situation. 1 Disability insurance can help provide income replacement if you are unable to work for an extended period of time.

Planning 89

Planning Retirement Planning Insurance Taxes 89

Nationwide Financial

DECEMBER 6, 2022

So it’s no wonder that many investors who are not yet retired are recalibrating their expectations for retirement and their financial future. Our recent Advisor Authority survey, powered by the Nationwide Retirement Institute®, found that 43% of non-retired investors check their retirement account balances more than three times a week.

Clients 98

Clients Retirement Economics Planning 98

Nationwide Financial

MAY 9, 2023

Every day, 10,000 American workers enter retirement. As their doubts rise, many retirees and near-retirees are shifting their financial priorities from building wealth to seeking stable income in retirement. This trend represents a structural shift in the retirement plan landscape. This is where most people need help.

Retirement Planning 52

Retirement Planning Retirement Planning Financial Services 52

Carson Wealth

AUGUST 23, 2022

Retirement plans like 401(k)s and traditional or Roth IRAs can be an easy and effective way to save for retirement. Contributions to a traditional 401(k), IRA, and other retirements plans are usually deductible up to a limit. However, not all retirement plan contributions are tax deductible. Roth vs. Traditional IRA .

Retirement Planning 52

Retirement Planning Retirement Taxes Planning 52

Nationwide Financial

JULY 20, 2022

Social Security planning is an important part of preparing for retirement, and clients considering filing for benefits in today’s environment are finding planning more challenging as they contend with the lingering economic impacts of COVID-19, record inflation, and heightened market volatility. Where knowledge is needed.

Clients 98

Clients Planning Retirement Planning Retirement 98

Clever Girl Finance

FEBRUARY 2, 2024

Starting early with investing for retirement is so important to secure your future self. This means that saving for retirement should be a component of your overall financial portfolio and wealth-building strategy. So, let’s discuss how to save for retirement in your 20s! How do I start putting money away for retirement?

Retirement 81

Retirement Risk Tolerance Taxes Accounting 81

Clever Girl Finance

APRIL 10, 2024

When it comes to personal finance, one of the biggest conversations has always been about active vs passive income. Table of contents What is active income? What is passive income? Is it better to have passive income vs active income? What are the differences between passive income and earned income?

Taxes 75

Taxes Education Assets Investing 75

Walkner Condon Financial Advisors

APRIL 26, 2024

Do you have savings accounts, retirement accounts, individual brokerage accounts, or any other assets that your partner should be aware of? They can be leisure-related, such as setting aside money for travel, or they can be tied into a larger goal like regularly contributing to your retirement accounts. What about debt?

Accounting 103

Accounting Financial Advisor Retirement Budgeting 103

Getting Your Financial Ducks In A Row

APRIL 24, 2023

I found this book, by Jasen Dahm, CFA, CPA, to be a very good review of strategies to maximize your income and avoid taxes where possible, while planning your retirement income stream. In today’s world, we’re for the most part on our own when it comes to planning our retirement income.

Retirement 54

Retirement Taxes Planning Insurance 54

Random Roger's Retirement Planning

DECEMBER 4, 2023

This topic can be useful and my hunch is that Yahoo has run pretty much the same series several times before but either way there's utility here and hopefully I can add a little nuance to it. What would you do if your money had to start producing an income five years earlier than you were expecting? Being sick has a triple effect.

Retirement 66

Retirement Asset Allocation Planning Accounting 66

eMoney Advisor

FEBRUARY 9, 2023

Stage Two: Pre-Retirement The second stage of the financial planning lifecycle is pre-retirement, which involves a wide range of clients with different lifestyles and priorities. From education and family planning to retirement planning to insurance coverage, they have more goals in play than they did during the previous stage.

Financial Planning 95

Financial Planning Clients Planning Education 95

Carson Wealth

NOVEMBER 2, 2023

It varies, depending upon your total income from the 2 nd prior tax year (2022 Income for 2024 Part B premiums). What is the income-related monthly adjustment (IRMA) amount? IRMA is the monthly surcharge one pays for their Medicare Part B premiums for having a high income two years prior to the current year.

Insurance 143

Insurance Medical Planning Accounting 143

Integrity Financial Planning

JUNE 16, 2022

Taxes could be one of your biggest expenses in retirement. But once you have an estimate for your tax burden in retirement, you can consider ways to minimize it. The first step towards creating a tax minimization strategy in retirement is looking at how your different sources of income will be taxed.

Taxes 52

Taxes Retirement Distribution Accounting 52

eMoney Advisor

NOVEMBER 7, 2022

Whether they are on the cusp of retirement or living as a retiree, this is an impactful time of transition. Navigating the Retirement Transition with “Switches” Because the transition to retirement is dynamic and requires financial, lifestyle, and social choices, clients need a full understanding of their “switches” or options.

Financial Planning 107

Financial Planning Retirement Planning Taxes 107

Good Financial Cents

JANUARY 17, 2023

And how does it compare to the 401k and other retirement plans that exist? A Simple IRA, or Savings Incentive Match Plan for Employees, is a type of employer-sponsored retirement savings plan that is designed to be easy to set up and maintain for small business owners. Employees can contribute 100% of their income into a SIMPLE IRA.

Retirement Planning 111

Retirement Planning Retirement Planning Taxes 111

eMoney Advisor

DECEMBER 14, 2022

Fact-finding, retirement literacy, and leading with planning round out the list of hot topics for 2022. Tackling Retirement Literacy with the Quick Financial Plan. Address retirement readiness with a quick financial plan. Here’s your opportunity to catch up with what your peers have been learning this year.

Financial Planner 78

Financial Planner Financial Planning Retirement Clients 78

Carson Wealth

AUGUST 22, 2022

Many investors contribute to an account like an IRA or a 401(k) to take advantage of tax benefits as they save for their retirement. Once you reach a certain age, many types of retirement accounts require you to take a minimum withdrawal each year. Required minimum distributions are taxed as income the year you receive it.

Distribution 52

Distribution Retirement Taxes Accounting 52

Cornerstone Financial Advisory

DECEMBER 18, 2023

Personal Income and Outlays. ” – Charles Schulz Tax Benefit And Credits: FAQs For Retirees Lots of questions can come up about income taxes after one has retired. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. Wednesday: Consumer Confidence.

Marketing 97

Marketing Marketing Taxes Economics 97

Clever Girl Finance

AUGUST 8, 2022

According to the data from the US Census Bureau , 50% of women aged 55-66 have no personal retirement savings. So, how much should you save before you retire? Can you retire with 500k, or do you need more? Keep reading to find out if it’s possible to retire with 500k — and how to do it. The good news? Cost of living.

Food 59

Food Retirement Retirement Planning Budgeting 59

Good Financial Cents

DECEMBER 26, 2022

A Roth IRA is a type of individual retirement account (IRA) that allows you to contribute after-tax money and withdraw it tax-free in retirement. Contributions to a traditional IRA may be tax-deductible, but withdrawals in retirement are taxed as ordinary income. What is a Roth IRA? What are The Benefits of a Roth IRA?

Retirement 85

Retirement Taxes Risk Tolerance Accounting 85

Carson Wealth

JULY 12, 2022

She reviewed two types of annuity contracts often used for retirement and helped determine which one is the best fit for her client.” . This summary considers designations by topic frequently used by financial advisers and omits those used in the property-casualty, insurance operations and underwriting. Retirement.

Financial Advising 98

Financial Advising Financial Planning Ethics Financial Services 98

MainStreet Financial Planning

JULY 7, 2023

Here are three things to consider as you explore this topic in your own family. Some common answers we hear: Financial support for dependents: If you have loved ones who rely on your income, life insurance can provide financial support to replace your lost income in the event of your death.

Insurance 96

Insurance Estate Planning Taxes Planning 96

Walkner Condon Financial Advisors

DECEMBER 13, 2022

My husband made enough money to support our family, and we had lived comfortably off one income since our son was born. In addition to the shifting of responsibilities, I had to decide how to allocate the new income I was bringing in. Why Return to the Workforce in the First Place? Something had to give. .

Accounting 98

Accounting Financial Advisor CFP Retirement 98

Nationwide Financial

SEPTEMBER 9, 2022

Key Takeaways: National 401(k) Day is celebrated on September 9 to help Americans better understand their retirement plan by bringing awareness to the importance of saving for retirement. 1 Knowing this, National 401(k) Day is a great time to engage clients and discuss their retirement plans.

Retirement Planning 59

Retirement Planning Retirement Planning Clients 59

eMoney Advisor

MARCH 16, 2023

However, sometimes it gets to be too much when it comes to financial topics. We even addressed this topic on our Happy Hour Money podcast. The conversation goes, “I like the concept of using a business to offset my income, how can I do this?” Be Ready for Inquisitive Clients Millennials grew up in the age of the internet.

Financial Planning 88

Financial Planning Planning Clients Retirement 88

Fortune Financial

SEPTEMBER 29, 2022

In our planning with clients, we like to employ a “pay yourself first” approach, especially as it relates to retirement planning. This cycle can repeat itself over multiple years, resulting in minimal or no retirement savings. Planning for retirement is a multi-step process with continuous updates and monitoring.

Retirement 52

Retirement Portfolio Retirement Planning Investing 52

Random Roger's Retirement Planning

APRIL 16, 2024

A frequent topic to our lifestyle posts is the importance of figuring out what things we actually care about. I think it makes sense to figure out what you would do if your hand was forced with your primary income source. Twenty years later and I am still in the same place, not wanting or planning to retire.

Retirement 69

Retirement Planning Investment Advisor Food 69

MazumaBusinessAccounting

JULY 15, 2021

While there is a lot we could cover on the topic of business planning, for today we are going to focus on 3 important financial elements. In addition to paying taxes on their income, many small business owners need to pay a 15% self-employment tax—which covers Social Security and Medicare taxes. Plan for Retirement.

Business Planning 105

Business Planning Taxes Planning Retirement 105