The Chicago Financial Planner

FEBRUARY 8, 2023

You’ve paid Social Security taxes over the course of your working life and you’ve earned these benefits. Many retirees and others collecting Social Security wonder about the tax treatment of their benefit. The answer to the question in the title is that your Social Security benefits may be subject to taxes.

Taxes 291

Taxes Retirement Financial Planner Financial Advisor 291

Nerd's Eye View

NOVEMBER 19, 2024

So, whether you're interested in learning about building a profitable hyperfocused practice, implementing a marketing approach that reaches a firm's ideal target client, or adding value for clients by offering advanced tax planning, then we hope you enjoy this episode of the Financial Advisor Success Podcast, with Anjali Jariwala.

Clients 244

Clients Financial Advisor Business Planning Taxes 244

Wealth Management

MAY 24, 2023

The structure of a portfolio plays an important role in the productivity of a tax-loss harvesting algorithm.

Taxes 277

Taxes Portfolio 277

Abnormal Returns

NOVEMBER 27, 2024

apolloacademy.com) How higher property taxes would help unlock the housing market. (redfin.com) More unmarried couples are buying houses together. wsj.com) 10 facts about the U.S. housing market including '40% of U.S. homes don't have a mortgage.' msn.com) Aging Spending more money doesn't necessarily make for a more fulfilling retirement.

Portfolio 147

Portfolio Financial Planning Estate Planning Planning 147

Nerd's Eye View

OCTOBER 5, 2022

In recent years, numerous software solutions have sprung up that aim to automate the process of tax-loss harvesting. But what the providers of automated tax-loss harvesting often don’t mention is that the actual value of tax-loss harvesting depends highly on an individual’s own tax circumstances.

Taxes 246

Taxes Tax Planning Portfolio Management Advertising 246

Wealth Management

SEPTEMBER 25, 2024

The collaboration brings together the tax management technology of Vestmark with the highly scalable model construction capabilities of BlackRock.

Portfolio 299

Portfolio Taxes Management 299

The Big Picture

JANUARY 24, 2024

At the Money: How to Pay Less Capital Gains Taxes (January 24, 2024) We’re coming up on tax season, after a banner year for stocks. Successful investors could be looking at a big tax bill from the US government. On this episode of At the Money, we look at direct indexing as a way to manage capital gains taxes.

Taxes 246

Taxes Portfolio Wealth Management Accounting 246

Nerd's Eye View

NOVEMBER 25, 2024

Over the past decade, a growing number of advisors have expanded into offering comprehensive financial planning services, reflecting a shift that not only helps them stand out from (increasingly commoditized) portfolio management offerings but also supports clients' broader financial goals.

Financial Planning 234

Financial Planning Sales Planning Retirement 234

Wealth Management

SEPTEMBER 4, 2024

Private debt REITs offer a unique blend of income stability, risk management, tax efficiency, and diversification, writes Parkview Financial's VP of investor relations.

Portfolio 298

Portfolio Risk Management Taxes Management 298

Nerd's Eye View

MARCH 28, 2025

Also in industry news this week: A recent survey indicates that younger "DIY" investors are more likely to be interested in working with a human advisor than their older counterparts, suggesting an opportunity for advisors to tap into this demographic (perhaps by setting minimum planning fees that ensure these clients can be served profitably today (..)

Financial Planner 227

Financial Planner Retirement Retirement Planning Clients 227

Abnormal Returns

DECEMBER 25, 2024

podcast.moneywithkatie.com) Peter Lazaroff on how tax projections work. peterlazaroff.com) Housing Taxes and insurance are creeping up as a percentage of total home ownership costs. morningstar.com) Investing Three easy ways to simplify your portfolio. wsj.com) Owning a home isn't for everyone.

Financial Advice 147

Financial Advice Retirement Taxes Insurance 147

Abnormal Returns

JANUARY 1, 2025

youtube.com) Taxes Trading crypto? Pay your taxes. wsj.com) Portfolio simplicity keeps paying off. (peterlazaroff.com) Khe Hy talks with Dr. Jordan Grumet about finding your life purpose. axios.com) Consider doing Roth IRA conversions for your heirs.

Taxes 162

Taxes Retirement Banking Portfolio 162

Nerd's Eye View

JANUARY 6, 2025

FINNY AI, an AI-powered prospecting tool, has raised $4.2

Startup 188

Startup Financial Advisor Clients Portfolio Management 188

Nerd's Eye View

APRIL 16, 2025

The current environment also presents an opportunity for advisors to emphasize the benefits of diversification – how it has helped protect client portfolios from the worst of recent market declines while still allowing them to participate in market gains.

Clients 227

Clients Financial Planning Financial Advice Planning 227

Nerd's Eye View

DECEMBER 27, 2024

The report suggests this might be due in part to increased RIA valuations and the assumption of some firm founders that next-generation employees won't be financially able to buy out the firm from them, though additional data indicates that many firms don't have career paths in place that could help next-generation advisors envision their path to firm (..)

Financial Planner 246

Financial Planner Insurance Coverage Insurance Valuation 246

Wealth Management

MAY 9, 2023

Direct investing through SMAs truly customizes portfolios and manages risk to investors’ specific situations.

Investing 264

Investing Investments Taxes Portfolio 264

Abnormal Returns

MAY 21, 2025

humbledollar.com) Who gets the education tax credit? ofdollarsanddata.com) How balanced portfolios work. (humbledollar.com) How to get money to children before they have earned income. savantwealth.com) Investing The time you spend tracking your stock investments, is time you can't spend on other aspects of your life.

Estate Planning 162

Estate Planning Financial Services Education Retirement 162

Abnormal Returns

APRIL 23, 2025

podcasts.apple.com) Taxes Roth 401(k) rollovers are tricky. awealthofcommonsense.com) Things you can do while your portfolio is down. (peterlazaroff.com) Steve Chen talks all things Social Security with Devin Carroll, author of "Social Security Basics." msnbc.com) Personal finance Being self-aware is a superpower.

Retirement Planning 162

Retirement Planning Retirement Taxes Portfolio 162

Harness Wealth

JANUARY 29, 2025

Tax-loss harvesting is a powerful strategy that investors can use to reduce their taxable income. This type of strategy typically involves selling underperforming investments at a loss to offset capital gains (or ordinary income) to optimize portfolio returns. Table of Contents What is tax-loss harvesting?

Taxes 52

Taxes Assets Sales Portfolio 52

Random Roger's Retirement Planning

MAY 28, 2025

Which portfolio result would you rather have? Portfolio 1 is the only choice. The Portfolio 1 has the same longer term result at the S&P 500 but with only 58% of the volatility. You can see just by looking that Portfolio 1 has actually taken a very different path to a similar result as the S&P 500. A little quiz.

Portfolio 59

Portfolio Taxes Numbers Investing 59

Nerd's Eye View

APRIL 18, 2025

Also in industry news this week: According to a recent survey, 40% of financial advisory clients would switch to an advisor who offers estate planning services, with help with specific tasks like beneficiary designations or tax strategies as the most sought-after service among respondents RIA M&A activity set a first-quarter record to start the (..)

Financial Planner 183

Financial Planner Risk Tolerance Estate Planning Clients 183

The Big Picture

MARCH 18, 2025

Emotional Decision-Making : We make spontaneous decisions for reasons unrelated to our portfolios. Cognitive Deficits : You’re human unfortunately, that hurts your portfolio. Be tax-aware. We mix politics with investing. We behave emotionally. We focus on outliers while ignoring the mundane.

Investing 317

Investing Investments Math Media 317

Wealth Management

APRIL 25, 2024

Also, a new F2 Strategy study suggests firms must be responsive to digitally native affluent millennial clients to keep their business and MyVest expands tax-aware portfolio transitions for its Strategic Portfolio System.

Portfolio 278

Portfolio Taxes Clients 278

Abnormal Returns

JUNE 16, 2024

apolloacademy.com) What really is the goal of portfolio diversification? fortunesandfrictions.com) What happens if the 2017 tax cuts lapse. (wsj.com) The S&P 500 has become increasingly concentrated. rogersplanning.blogspot.com) Small advantages, consistently applied, compound over time.

Taxes 316

Taxes Portfolio Marketing Marketing 316

Carson Wealth

FEBRUARY 4, 2025

Understanding Tax Compliance and Risk Management Ultra-high-net-worth individuals face unique tax challenges, including high rates and ever-changing complex tax codes. If managed improperly or inefficiently, tax issues could significantly erode your familys wealth and even lead to legal complications. And, if the U.S.

Risk Management 52

Risk Management Compliance Taxes Management 52

Random Roger's Retirement Planning

MARCH 15, 2025

You're 81 and been taking income from your portfolio for 15 years, what matters to you more, that you can continue to take what you need from your portfolio or that four year run in your mid-50's when you beat (or lagged) the market? If you're 81 and can no longer meet your income need from your portfolio, that is what matters.

Portfolio 59

Portfolio Medical Marketing Marketing 59

Random Roger's Retirement Planning

MARCH 12, 2025

Let's dig in some more on Permanent Portfolio quadrant style. Next is the allocation for the United States Sovereign Wealth Fund ETF that I made up a few days ago and next to that is my most recent attempt from November to recreate the Cockroach Portfolio which is managed by Mutiny Funds. That is a very specialized type of result.

Portfolio 59

Portfolio Taxes Numbers Investing 59

Abnormal Returns

NOVEMBER 20, 2024

nytimes.com) Taxes in retirement only get more complicated. newsletter.theleading-edge.org) Personal finance Why you need guardrails on your portfolio. (sites.libsyn.com) Frazer Rice talks with Christine Benz author of "How to Retire" (podcasts.apple.com) Carl Richards talks money and more with journalist Kara Swisher.

Estate Planning 162

Estate Planning Retirement Marketing Marketing 162

Wealth Management

FEBRUARY 15, 2024

You owe it to your clients to prevent these hidden factors of market volatility, portfolio construction, fees and taxes from decimating their wealth.

Management 280

Management Taxes Portfolio Clients 280

Abnormal Returns

SEPTEMBER 10, 2024

blogs.cfainstitute.org) Using machine learning for portfolio optimization. blogs.cfainstitute.org) A review of recent research on portfolio risk management including 'Does Systematic Tail Risk Matter?' klementoninvesting.substack.com) Why high volatility alternatives make sense in a portfolio perspective: capital efficiency.

Marketing 267

Marketing Marketing Risk Management Portfolio 267

Abnormal Returns

SEPTEMBER 24, 2024

clearerthinking.org) Research How identifying economic regimes can help in portfolio allocation. caia.org) You don't need individual securities to get the benefits of tax loss harvesting. (caia.org) Correlations, 101. alphaarchitect.com) What investors get wrong about high quality stocks.

Taxes 269

Taxes Economics Portfolio 269

Nerd's Eye View

NOVEMBER 12, 2024

Larry is the Chairman of Measured Risk Portfolios, an RIA based in San Diego, California, that oversees $350 million in assets under management for a combination of internal retail clients and external financial advisor clients. Welcome everyone! Welcome to the 411th episode of the Financial Advisor Success Podcast !

Clients 130

Clients Financial Advisor Marketing Marketing 130

Harness Wealth

MARCH 27, 2025

Secondary transactions (or Secondaries as theyre known) involve the buying and selling of pre-existing investments in private funds or stakes in the portfolio companies those funds own. As dynamic as the secondary market may be, secondaries come with complex tax implications that can significantly impact returns if not properly managed.

Taxes 52

Taxes Tax Planning Assets Compliance 52

Wealth Management

JUNE 6, 2024

Brooklyn Investments' Erkko Etula explains how advisors can serve clients with personalized portfolios that are tax and cost efficient.

Taxes 272

Taxes Portfolio Clients Investing 272

Wealth Management

JUNE 10, 2025

RIA Edge Podcast: Schwab’s Jalina Kerr on How Resilient RIAs Can Turn Market Volatility Into Growth RIA Edge Podcast: Schwab’s Jalina Kerr on How Resilient RIAs Can Turn Market Volatility Into Growth Jalina Kerr of Charles Schwab shares how the most adaptive firms are expanding beyond portfolio management, into areas like estate and tax planning.

Wealth Management 146

Wealth Management Marketing Marketing Tax Planning 146

Abnormal Returns

FEBRUARY 26, 2025

ofdollarsanddata.com) Invest time in your life, not in managing your portfolio. mrmoneymustache.com) Why you need to account for your Treasury income on your state taxes. (tonyisola.com) Age is just one factor when it comes to your asset allocation. theretirementmanifesto.com) Gen X is next up for senior living.

Asset Allocation 162

Asset Allocation Retirement Financial Planning Accounting 162

The Big Picture

FEBRUARY 5, 2025

What percentage of your portfolio should be allocated? I’m Barry Ritholtz, and on today’s edition of At the Money, We’re going to discuss how you should think about investing your money in hedge funds To help us unpack all of this and what it means for your portfolio. Most hedge fund strategies are tax-inefficient.

Taxes 147

Taxes Portfolio Management Investments 147