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Dollars Are For Spending & Investing, Not Saving

The Big Picture

“I need the US Dollar to be a store of value between the time I make it until I spend it, invest it, pay my taxes with it, or give it away. To be more precise, I want to discuss the type of chart that reflects a fundamental misunderstanding of the nature of money, currency, spending, investing, and taxes. and paying taxes.

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Filing Taxes with Multiple Income Streams: RSUs, K-1s, Freelance, and More [Updated for 2025]

Harness Wealth

This article will explore how to navigate complex tax situations arising from multiple income sources, examining various income types, reporting requirements, self-employment obligations, and strategic approaches to record-keeping and tax planning that can help protect your financial interests. What is an RSU?

Taxes 52
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The 50-30-20 Budget: How It Works + A 50-30-20 Budget Template

Clever Girl Finance

And don't worry if math isn't your thing because we've included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. You start off with your after-tax income , which represents 100% of what you have to work with, and then you work out the different spending groups from there.

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The 50-30-20 Rule: How It Works + A 50 30 20 Budget Template

Clever Girl Finance

And don’t worry if math isn’t your thing because we’ve included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. You start off with your after-tax income, which represents 100% of what you have to work with, and then you work out the different spending groups from there.

Budgeting 105
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How Does The 60 30 10 Rule Work For Budgeting?

Clever Girl Finance

These might include food or frugal meals , rent or mortgage payments, utilities, healthcare, and transportation like car payments. It might include cutting back on housing through house hacking or transportation and car expenses. It includes the money you earn after you account for taxes. Next, you will spend 30% on your needs.

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What Is The 70-20-10 Budget?

Clever Girl Finance

Figure out how much money you make in after-tax income. More accurately, 70% of your take-home pay, or net income after taxes, not pre-tax income. Once you know your weekly or monthly income, you can do the simple math of calculating how much 70% would be.

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$30 an Hour Is How Much a Year?

Good Financial Cents

Calculation Breakdown Let’s break down the math to find out how much you could earn annually with a $30 hourly wage: Consider an average workweek of 40 hours and an average year consisting of 52 weeks. Keep in mind that this calculation represents the gross annual salary, not accounting for taxes, insurance, 401K, or deductions.