Random Roger's Retirement Planning

DECEMBER 3, 2024

There was an article on LinkedIn (via Abnormal Returns) by Victor Haghani that dug into the math working against leveraged ETFs. As an advisor of retail sized clients, there's no reason to add the complexity of a 2x long S&P 500 ETF even if the idea was not to leverage up.

Math 52

Math Portfolio Retail Clients 52

The Irrelevant Investor

MAY 10, 2022

Retail volume fell 58% q/o/q. I'll let you do the math on that. Watching brand-name companies lose 80 or 90% of their value is.hard to put into words. Part of Coinbase's decline is macro related, but a lot of it is straight-up its own doing. It turns out that trading crypto is a lot more fun when it's going up. And boy did they ever.

Math 52

Math Retail 52

Clever Girl Finance

OCTOBER 4, 2022

Retail consignment. Secondhand stores saw a 31% increase in sales during the last recession even as other retailers’ sales dropped. Retail franchises and other second-hand shops such as pawn shops are good businesses to start in a bad economy. When things get tough, one of the first things people cut down on are new clothes.

Food 105

Food Economy Healthcare Economics 105

Random Roger's Retirement Planning

DECEMBER 17, 2023

Simple math is that this person needs to save $23/yr to come up with that additional $350,000. But simple math tells you that adding $5000/yr likely won't cut it. For some people that might be sitting at a desk all day, for others that might be standing in a retail store all day. 5000 per for 15 years is $75,000.

Retirement 75

Retirement Math Insurance Accounting 75

The Big Picture

MARCH 20, 2024

As it turns out, there are ways you can use data to your advantage, even if you’re not a math wizard. It’s very, very difficult, especially as you note for retail investors who look, they have other interests, they have other things that they’re gonna spend their time on.

Investing 162

Investing Investments Portfolio Valuation 162

The Big Picture

SEPTEMBER 7, 2022

MARTIN: I mean, it was incredibly interesting to watch the new retail interest in certain stocks and why they had picked certain stocks. I understood then that, effectively, fair value was determined by a variety of mathematical — a bunch of math, for lack of a better description. RITHOLTZ: That’s interesting.

Communication 306

Communication Marketing Marketing Engineering 306

Good Financial Cents

MARCH 15, 2023

Retail Store Manager Consumer Services Education Requirements Remote Customer Service Jobs Is Consumer Services a Good Career Path? You must also possess solid math and cash-handling skills and be able to multitask. If you are passionate about customer service and leading teams, consider becoming a retail store manager.

Communication 69

Communication Education Retail Banking 69

Clever Girl Finance

AUGUST 14, 2022

Intentional and meaningful spending on holiday gifts goes a long way over giving in to enticing holiday marketing from retailers, and your sinking fund can help you achieve that. It also gives you the math formula to find the information you need if you prefer. Use these examples of sinking funds to set up your own. Omni calculator.

Budgeting 105

Budgeting Accounting Medical Math 105

The Big Picture

JANUARY 16, 2024

I was always good at math, but I really, I just didn’t relate to things that were more esoteric bonds options. Because the idea of syndication is that you make a giant purchase and then you sell it off in smaller units to really more of a retail investor. Even retail assets are doing pretty well right now.

Assets 264

Assets Investing Investments Management 264

The Big Picture

JANUARY 9, 2024

So like a component of it was like the standard derivatives math, right? And so like, you know, I got there and I learned derivatives math, right? It was derivatives math, it was like working with the traders on like risk management. Like, like the, you know, like the accounting standards. Like I was, I was not expecting that.

Banking 130

Banking Retail Math Management 130

The Big Picture

FEBRUARY 6, 2024

And Tom has helped with the introduction of GMO’s first retail product, the quality ETF stock symbol Q-L-T-Y-G-M-O has been institutional since they launched in 1977. This is the first time they’re putting out a product for retail. GMO has released last quarter their first retail product an ETFI love the symbol QLTY.

Valuation 130

Valuation Investing Investments Assets 130

The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. Are, are the clients primarily retail?

Assets 147

Assets Management Portfolio Investing 147

Good Financial Cents

FEBRUARY 8, 2023

Sign Up mypoints Earn points for surveys, redeem for amazon or retail gift cards Sign Up 2. They partner with thousands of popular retail stores, including Target, Lululemon, Old Navy, Kohl’s, Nike, and more. Almost any subject qualifies, but math, science, and English are usually the most in demand. Influence brands.

Advertising 105

Advertising Sales Media Math 105

Clever Girl Finance

JULY 13, 2022

If you liked math in school and have a knack for numbers, you might make a great bookkeeper. You can get your products out into the world without renting a physical retail storefront. With a home organization business , you can charge an hourly fee to declutter a home and style rooms in a better way. Bookkeeping and accounting.

Food 122

Food Advertising Media Planning 122

The Big Picture

DECEMBER 6, 2022

And definitely, their retail market participation is significantly lower than you can see in the U.S. And I did the math, and I think at that point in time, roughly speaking, assets in ETS were roughly just 10 percent, 12 percent of assets in mutual funds and I was pretty convinced that that number was to increase significantly.

Clients 162

Clients Investing Investments Management 162

Clever Girl Finance

JUNE 21, 2023

So if you can still rock simple math, you’re great at English or history, or you know a foreign language, then consider becoming an online tutor. Launch your retail arbitrage business What’s retail arbitrage? The most popular niches for retail arbitrage are clothing and furniture.

Food 52

Food Accounting Retail Clients 52

Random Roger's Retirement Planning

SEPTEMBER 29, 2024

The manner in which leverage was used in the paper is not accessible to retail sized investors in brokerage accounts which is fine with me. The math is only off by a shade using leverage via UST and a little bit of SSO, remember RPAR is leveraged. I spent some time looking but didn't make a day of it.

Portfolio 52

Portfolio Assets Management Math 52

Good Financial Cents

SEPTEMBER 29, 2022

However, by doing a little math, you can easily determine your hourly wage from your annual salary. For example, if you’re currently working in the retail industry, you could look for jobs in the banking or technology industries. 55K a Year Is How Much an Hour?

Budgeting 64

Budgeting Taxes Transportation Insurance 64

Good Financial Cents

APRIL 19, 2023

Realty Mogul is a real estate crowdfunding platform that pools investors’ money to purchase large ticket properties (office buildings, retail space, etc.). There are apps, blogs, SaaS businesses, and online retailer opportunities all over those sites that may help you earn extra money. The minimum investment is $5,000.

Accounting 105

Accounting Investing Investments Media 105

The Big Picture

SEPTEMBER 12, 2022

And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk. I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature.

Clients 299

Clients Wealth Management Banking Investing 299

Clever Girl Finance

JULY 6, 2023

Bookkeeping and accounting If you liked math in school and have a knack for numbers, you might make a great bookkeeper. Get your products out into the world without renting a physical retail storefront. With your own online store, you can leverage the power of the internet.

Clients 105

Clients Media License Advertising 105

Good Financial Cents

APRIL 14, 2023

While academic subjects, like math, science, history, and test preparation, are always in demand, you can also offer tutoring in professional skills, like computer science, engineering, professional disciplines, and, if you have the skill, a foreign language. Restaurants, grocery stores, retailers—you name it, they all need people.

Accounting 91

Accounting Communication Investing Investments 91

The Big Picture

MAY 13, 2025

He ran our retail division and I was working for him at that time. And then I spent probably a dozen years in our retail division, whereas you mentioned I ran the, ultimately I ran the division, but I started in different roles in the division, particularly leading the advisory group before taking over. Tell us about this evolution.

Clients 130

Clients Investing Investments Management 130

The Big Picture

NOVEMBER 15, 2022

We’re in the business of sitting in between asset owners, financial advisors, institutions, retail and asset managers, right, the BlackRock, State Street, PIMCO’s of the world, and helping them understand each other. There’s definitely demand from retail and there’s plenty of supply in the asset management business side.

Management 278

Management Assets Portfolio Marketing 278

The Big Picture

MARCH 27, 2023

By ’08 and ’09, look, there were bankruptcies everywhere in every industry from retail to telecom. And not only that, Reg FD I think was implemented in 2000, but what happened was that with technology, the information became cheap and available to all of us, retail and institutional investors. MIELLE: Exactly.

Assets 285

Assets Investing Investments Management 285

Nationwide Financial

SEPTEMBER 12, 2022

For much of the year there has been a divergence between the sentiment of retail investors and their behavior, with investors allocating a net $167 billion to equities this year despite persistent bearishness in surveys. Institutional investors remain cautious, and retail investors are showing signs of capitulation.

Retail 52

Retail Math Banking Economics 52

The Big Picture

AUGUST 20, 2024

00:03:14 [Mike Greene] So that was actually an outgrowth from my experience coming out of Wharton and you mentioned the, the, you know, the transition of people who tended to be skilled at math or physics into finance. And so it actually turns out that away from the retail space, passive is even larger in the institutional space.

Assets 173

Assets Management Portfolio Marketing 173

The Big Picture

SEPTEMBER 10, 2024

We have institutional clients, we have retail clients, we have, you know, pension funds, we have endowments. Or we do, we, we do these regular touch points and that regular communication, whether it’s to the institutional community, to the retail community, to our endowment community, whatever that might be.

Valuation 162

Valuation Clients Investing Investments 162

The Irrelevant Investor

JANUARY 31, 2021

I'll get to that in a minute, but first, a quick word on the video game retailer. They have too much to gain from retail to step in front of it, despite their capital injection into Melvin, which admittedly looks incredibly shady to an outside observer 1. billion in revenue in 2020, thanks to the explosion in retail trading accounts.

Retail 52

Retail Math Investing Investments 52

David Nelson

NOVEMBER 20, 2023

Do the math. In retail you’re talking about single digit margins with little room for error. Bleeding to Death For the rest of that day, retail was under siege. My screen of retailers and consumer discretionary stocks looked like it was bleeding to death. Buying into large cap tech is a defensive move.

Economy 52

Economy Retail Sales Math 52

The Big Picture

MAY 30, 2023

Because then I knew what the wholesale rate was and the retail rate. Import, export, finance, marketing, wholesale, retail, customer service, security, territory, logistics. BRYANT: So money, unlike math, money is highly emotional. “Yes, I want to do the stocking.” He says “it’s the worst job I got.” RITHOLTZ: Right.

Banking 147

Banking Economics Economy Business Planning 147

The Big Picture

AUGUST 29, 2023

Few people are in a position to see what’s going on in the world of investing, whether it’s institutional or retail, better than Vanguard CIO. So what was challenging for me was like, actually, when we moved to the US when I was seven years old, I was always good with math, but my English was below average.

Portfolio 130

Portfolio Investing Investments Numbers 130

The Big Picture

DECEMBER 12, 2023

And I was a math nerd as a kid. If you’ve got a undifferentiated, crappy retailer and you’re saying it’s going to have $5 of free cash flow in five years, and you’ve got Visa, MasterCard, most of the magnificent seven, and you say that’s $5, they’re not the same. You have so much more certainty.

Management 264

Management Investing Investments Retail 264

The Big Picture

JANUARY 24, 2023

Oil prices go up or down, you know, fashion retail goes in and out, unlike for example, selling an ingredient for pharmaceuticals, where they need the ingredient and you’re inspected by the FDA. RITHOLTZ: So it’s different math then I need 100x winner versus 99? And the question is, you know, how high we can build?

Investing 263

Investing Investments Numbers Banking 263

The Big Picture

SEPTEMBER 26, 2022

But unfortunately, just as the product came to market, the whole Atari game market blew up, and retailers didn’t want any new products. The math never seems to work out. And so I thought this was a great way to kind of enter that world that I’ve been reading about and wanting to get into.

Startup 173

Startup Investing Investments Numbers 173

The Big Picture

FEBRUARY 13, 2023

You know, part of why I read inventory numbers at retailers, you know, you talked about semis earlier, I think you have to think about the whole construct of what’s driving topline revenue for companies. You know, when you see retailers, the Targets, Walmarts, you know, they’re changing in terms of dropping price.

Economy 147

Economy Numbers Marketing Marketing 147

The Big Picture

MARCH 12, 2024

I’m assuming it’s primarily institutional and not retail. And so if you look at this over a longer period of time, the way we think about it is that technology ate retail and we all kind of saw it, right? That grocery store, that grocery store anchored retail. Huh, 00:20:35 [Speaker Changed] Absolutely. Fascinating.

Banking 147

Banking Marketing Marketing Investing 147