oXYGen Financial

SEPTEMBER 3, 2023

![CDATA[ Two new trends have been circling social media: girl dinner girl math. While they may seem harmless enough (and entertainingly funny), girl math highlights the ways we all can rationalize away indulgent purchases. However, all women should be careful with how far these rationalizations go.

Math 105

Math Media 105

Wealth Management

AUGUST 8, 2023

Flat rent growth in recent months and a higher cost of capital have made even well-capitalized players more cautious.

Math 246

Math 246

Abnormal Returns

MAY 19, 2024

morningstar.com) The problematic math of passing down generational wealth. Top clicks this week Three assets that don't diversify your portfolio as well as you think. blogs.cfainstitute.org) International diversification requires a long time horizon. awealthofcommonsense.com) The S&P 500 is now nearly 40% of global market cap.

Math 293

Math Assets Portfolio Marketing 293

Abnormal Returns

APRIL 17, 2025

ritholtz.com) Not every problem can (or should) be solved by math. Decision making Barry Ritholtz, "There is an endless assortment of ways to make mistakes that hurt your portfolio." timharford.com) ETFs Investors love CLO ETFs like the AAA CLO ETF ($JAAA). on.ft.com) Still no sign that traders are giving up on leveraged ETFs.

Medicine 157

Medicine Math Economy Manufacturing 157

Wealth Management

DECEMBER 12, 2023

The Wall Street Journal examined the tricky math involved in valuing private real estate funds. Alts firms that have historically catered to big investors and institutions, like KKR, Blackstone, Apollo and Ares, are all pursuing individual investors with new products, reports Forbes.

Math 288

Math Investments Investing 288

Abnormal Returns

SEPTEMBER 29, 2024

abnormalreturns.com) Top clicks this week On the strange math of stock returns. Also on the site The investment world was a different place when Josh Brown started writing. In "You Weren't Supposed to See That" he takes a look back. fortunesandfrictions.com) Investors have won the war on fees. Then there's risk.

Math 293

Math Investing Investments 293

Abnormal Returns

DECEMBER 3, 2024

Fund management There is no escaping the math on leveraged ETFs. linkedin.com) Why CITs are cheaper than mutual funds. crr.bc.edu) Technology AWS is spinning up an Nvidia ($NVDA) competitor using its own chips. wsj.com) Meta ($META) is reportedly investing $10 billion in subsea cables.

Math 144

Math Valuation Startup Economy 144

Abnormal Returns

SEPTEMBER 17, 2023

thinkadvisor.com) Peter Lazaroff talks with Jesse Cramer about the math behind car ownership. (tker.co) The performance of the big tech stocks is a historical anomaly. awealthofcommonsense.com) A look at bond market returns during a yield curve inversion. peterlazaroff.com)

Math 293

Math Retirement Sales Marketing 293

Abnormal Returns

MAY 27, 2024

kitces.com) On the math of purchasing wealth management leads. (riabiz.com) Contemplating a Carson Group without Ron Carson. investmentnews.com) Advisers How a ban on non-compete agreements will affect financial advisory firms. riabiz.com) How to know if your niche is sustainable.

Wealth Management 261

Wealth Management Math Clients Management 261

Abnormal Returns

JUNE 7, 2024

morningstar.com) Some math that traders need to know. Markets Why the ranks of 'degens' are growing. wsj.com) How to avoid the meme stock drama. scheplick.com) Crypto What Robinhood ($HOOD) wants with BitStamp. blockworks.co) Autos The car market is normalizing. nytimes.com) Unsold Tesla ($TSLA) inventory is piling up.

Math 280

Math Financial Advising Media Economy 280

Abnormal Returns

SEPTEMBER 24, 2023

aswathdamodaran.blogspot.com) How to make the math behind home ownership work (or not). (wsj.com) The life of a short-seller, even when proven correct, is no easy thing. institutionalinvestor.com) Putting a valuation on Instacart ($CART). morningstar.com)

Math 273

Math Valuation Portfolio Investments 273

Abnormal Returns

FEBRUARY 25, 2024

humbledollar.com) Doing the math on a hybrid vs. conventional ICE. (awealthofcommonsense.com) 11 financial mistakes to avoid including 'Not carrying umbrella coverage.' humbledollar.com) Why planning in retirement is so challenging. bestinterest.blog) Why older women are saying no to marriage, largely for money reasons.

Math 278

Math Wealth Management Retirement Planning 278

Abnormal Returns

MAY 13, 2024

investmentnews.com) Research The problematic math of passing down generational wealth. (riabiz.com) Creative Planning is exploring its custody options. riabiz.com) Archive Intel has entered the adviser communications archiving space. blogs.cfainstitute.org) How life events affect retirement planning.

Math 282

Math Retirement Planning Financial Advice Retirement 282

Nerd's Eye View

APRIL 2, 2025

Retirement planning, then, isn't just about getting the math right to work out between the client's desired spending level and their income and assets available, nor is it about achieving the highest Monte Carlo score. It's about developing a dynamic spending plan (e.g.,

Retirement 147

Retirement Clients Retirement Planning Marketing 147

Advisor Perspectives

MAY 21, 2024

To say that inflation data during the first quarter of the year surprised us and the markets is clearly an understatement and by Tuesday of this week, with the higher-than-expected Producer Price Index (PPI) print for April, markets were clearly on edge as they were also potentially expecting a higher reading for the Consumer Price Index (CPI) on Wednesday. (..)

Math 87

Math Economics Marketing Marketing 87

Abnormal Returns

JUNE 19, 2024

morningstar.com) On the math of early Social Security claiming. (humbledollar.com) An appreciation of Jonathan Clements' work. apexmoney.com) Retirement Lessons from a 'faux retirement' including 'Balance is hard!' bestinterest.blog) Cognitive decline is coming for us all. Why you need a plan.

Math 256

Math Retirement Taxes Insurance 256

Abnormal Returns

SEPTEMBER 20, 2023

Home ownership How to make the math behind home ownership work (or not). morningstar.com) What happened in 1990 to drive real housing prices higher? awealthofcommonsense.com) Some 40% of under-30-year-old home buyers get help from their family. redfin.com) Investing Jeffrey K. Actor, "It’s incredibly easy to underperform by chasing dreams."

Math 274

Math Taxes Portfolio Investing 274

Abnormal Returns

OCTOBER 11, 2024

bloomberg.com) Earlier on Abnormal Returns Podcast links: hedge fund math. (axios.com) Not a lot to see in the September PPI report. bonddad.blogspot.com) Texas' housing market is normalizing. abnormalreturns.com) What you missed in our Thursday linkfest. abnormalreturns.com) Longform links: US cultural dominance.

Math 273

Math Financial Advising Media Economy 273

Abnormal Returns

SEPTEMBER 25, 2024

Strategy On the strange math of stock returns. fortunesandfrictions.com) Betting on smart beta has generally not worked out well for investors. morningstar.com) Companies Uber ($UBER) is making progress towards becoming a 'super-app.' on.ft.com) A Q&A with Duolingo ($DUO) CEO Luis Von Ahn. sherwood.news) CEOs are all over LinkedIn.

Math 262

Math Financial Advising Government Media 262

Abnormal Returns

NOVEMBER 9, 2022

evidenceinvestor.com) Aging Blair duQuesnay, "The math for accumulation and savings is very different from decumulation and spending." (wealthfoundme.com) Bear markets affect different classes of investors in different ways. morningstar.com) Why news outlets don't like writing about index funds.

Math 274

Math Investing Investments Planning 274

The Big Picture

OCTOBER 20, 2023

Whether it’s a few decades or a century, the math works the same. Hey, what a very different outcome than suggesting a loss of purchasing power — if you understand money and math, you have actually gained purchasing power. And over the past few centuries, those returns have greatly exceeded inflation.

Investing 340

Investing Investments Math Medicine 340

Abnormal Returns

APRIL 3, 2024

awealthofcommonsense.com) On the math of a 0% line of credit. (realsmartica.com) Better investors make fewer decisions. abnormalreturns.com) FOMO is real. tonyisola.com) Borrowing Why credit cards are dangerous to your wealth. axios.com) Personal finance Loss aversion is real. Rockefeller.

Math 259

Math Financial Advisor Retirement Banking 259

Abnormal Returns

JULY 24, 2024

thebookseller.com) Can AI chatbots do math? (theatlantic.com) Meta ($META) is going full-speed on AI. spyglass.org) Academic publishers are selling access to their archives to AI companies. nytimes.com) Companies Amazon's ($AMZN) big bet on Siri has not panned out as anticipated.

Math 260

Math Financial Advising Media Economy 260

The Big Picture

JUNE 9, 2024

The Journal did the math as follows: California had 726,600 people working in fast-food and other limited-service eateries in January, down 1.3% UPDATING: Spent some time investigating the origins of Manzo’s NY Post claim and found myself (suprise!) from last September, when the state backed a deal for the increased wages.

Food 336

Food Math Numbers 336

Abnormal Returns

JUNE 7, 2023

awealthofcommonsense.com) Home buying math is bad right now, but will it be any better a year from now? (kffhealthnews.org) What happens when you inherit your parent's home. wsj.com) Housing Options are few for people looking to get into the housing market. humbledollar.com) Financial planning means always adjusting your plan.

Math 245

Math Retirement Food Financial Planning 245

The Big Picture

JULY 7, 2024

That’s not even math. A bit out of sequence, but worth mentioning: The Globe took a gratuitous swipe at LA Times columnist Michael Hiltzik, who’d followed our work here with a piece of his own, citing a couple of tweets on the matter (combined here): Just one problem here, Gavin: The @latimes got its data mixed up. GovPressOffice.

Food 338

Food Math Numbers Media 338

The Big Picture

APRIL 17, 2025

These two possibilities a 10-fold increase versus a 90% drop are roughly symmetrical in terms of math (but probably not probabilities). By Devon Pendleton, Dasha Afanasieva, and Benjamin Stupples (With assistance from Karolina Sekula, Tom Maloney, Pui Gwen Yeung, and Marton Eder) Bloomberg August 13, 2024 2.

Investing 267

Investing Investments Accounting Startup 267

Abnormal Returns

SEPTEMBER 18, 2023

riaintel.com) How to think about the math of entering a continuing care retirement community or CCRC. (riaintel.com) Selling a service, like financial planning, is different than selling a product. kitces.com) The structured note business is growing rapidly. investmentnews.com) Part one of a series on how to pass the CFP exam.

Planning 261

Planning Financial Advice Wealth Management Math 261

Abnormal Returns

APRIL 24, 2024

bitchesgetriches.com) Why you need to do the math on a life insurance situation. (investmentnews.com) Insurance Why auto insurance rates are skyrocketing. awealthofcommonsense.com) How to choose the right health insurance plan. obliviousinvestor.com) In Florida, homeowners are finding out what happens when their home insurer goes bankrupt.

Insurance 259

Insurance Math Retirement Education 259

Abnormal Returns

JUNE 7, 2023

calculatedriskblog.com) Home buying math is bad right now, but will it be any better a year from now? (drorpoleg.com) Employees don't like it when a company rescinds its promise of permanent remote work. wsj.com) Work is about more than just money. businessinsider.com) Housing Should we expect 6-7% mortgages going forward? year-over-year.

Math 246

Math Financial Advising Media Economy 246

Abnormal Returns

OCTOBER 18, 2023

awealthofcommonsense.com) The math on downsizing your house isn't working as well these days. (wsj.com) Nobody would build our current health insurance system. vox.com) Housing The worst case for the housing market - worsening affordability. wsj.com) More Florida homeowners are opting to drop insurance due to soaring premiums.

Insurance 261

Insurance Math Retirement Taxes 261

The Big Picture

MAY 1, 2025

Compounding, Denominator Blindness, Survivorship Bias all affect our abilities to make good decisions about the future when even basic math is involved. What are some examples of bad numbers? You write, Forecasts of a recession arriving during the next four years are just a waste of print and pixels.

Retirement 189

Retirement Investing Investments Numbers 189

Abnormal Returns

APRIL 1, 2024

thinkadvisor.com) Solo 401(k) contribution math can be tricky. (thinkadvisor.com) How to pull off an in-person retreat for a virtual team. kitces.com) The SEC is not done cracking down on non-compliant text messaging. obliviousinvestor.com)

Wealth Management 255

Wealth Management Math Retirement Retirement Planning 255

The Big Picture

MAY 25, 2023

Gaze, The Conversation, May 23, 2023 Math Professor Debunks the Dunning-Kruger Effect By Eric C. Griffiths Nature Human Behaviour, February 25 2021 See also : Debunking the Dunning-Kruger effect – the least skilled people know how much they don’t know, but everyone thinks they are better than average By Eric C.

Math 321

Math Investments Investing 321

The Big Picture

MARCH 1, 2025

Or why we need less math in music theory. ( That would be absurd, no? Each sentence should have its own organic length, unconnected to what came before or goes after. So why doesnt our music do that? The Honest Broker ) Be sure to check out our Masters in Business interview this weekend with Melissa Smith of J.P.

Math 162

Math Startup Engineering Economy 162

Random Roger's Retirement Planning

OCTOBER 26, 2024

First, is the math right based on my numbers? If we guess just 2 billion people, and that is just a guess, and divide that into the 15.2 million Bitcoin, I think that works out to just under 1/100th of a Bitcoin per person, which works out to less than $100 per person at the current price. How can it solve anyone's problem?

Math 52

Math Portfolio Numbers Taxes 52

Nerd's Eye View

JUNE 21, 2024

Also in industry news this week: A recent survey indicates that financial advisors continue to move towards ETFs and away from mutual funds when it comes to client portfolio recommendations, though a majority of advisors continue to see a role for active management in the investment management process A former employee has filed a lawsuit alleging (..)

Financial Planner 246

Financial Planner Financial Advisor Taxes Math 246