The Irrelevant Investor

OCTOBER 25, 2022

The post Animal Spirits: Bear Market Math appeared first on The Irrelevant Investor.

Math 109

Math Marketing Marketing Management 109

Abnormal Returns

JUNE 29, 2025

awealthofcommonsense.com) Compounding math is often confounding. (optimisticallie.com) FOMO is real. How to sidestep it. humbledollar.com) Just how volatile have the 2020s been for the stock market? nytimes.com) How Circle ($CRCL) makes money. gizmodo.com) If every major company issues their own stablecoin, chaos could ensue.

Math 159

Math Financial Advisor Management Investing 159

Abnormal Returns

JUNE 27, 2025

ritholtz.com) Compounding math is often confounding. Strategy Why you shouldn't fear all-time highs. nytimes.com) Survivorship bias affects in any number of ways. safalniveshak.com) Books A recommendation for Ben Wiener’s book "Fever Pitch: A Novel About Selling Your Vision, Raising Venture Capital, and Launching Your Startup."

Math 146

Math Startup Food Economy 146

oXYGen Financial

SEPTEMBER 3, 2023

![CDATA[ Two new trends have been circling social media: girl dinner girl math. While they may seem harmless enough (and entertainingly funny), girl math highlights the ways we all can rationalize away indulgent purchases. However, all women should be careful with how far these rationalizations go.

Math 105

Math Media 105

Wealth Management

AUGUST 8, 2023

Flat rent growth in recent months and a higher cost of capital have made even well-capitalized players more cautious.

Math 246

Math 246

Abnormal Returns

SEPTEMBER 29, 2024

abnormalreturns.com) Top clicks this week On the strange math of stock returns. Also on the site The investment world was a different place when Josh Brown started writing. In "You Weren't Supposed to See That" he takes a look back. fortunesandfrictions.com) Investors have won the war on fees. Then there's risk.

Math 296

Math Investing Investments 296

Abnormal Returns

MAY 27, 2025

on.ft.com) Doing the math on private equity performance. IRRs The many problems with private equity IRRs. valueandopportunity.com) Research Even the best performing stocks go through gut-wrenching drawdowns. morganstanley.com) How macro effects move factor returns.

Math 146

Math Assets 146

Wealth Management

DECEMBER 12, 2023

The Wall Street Journal examined the tricky math involved in valuing private real estate funds. Alts firms that have historically catered to big investors and institutions, like KKR, Blackstone, Apollo and Ares, are all pursuing individual investors with new products, reports Forbes.

Math 283

Math Investing Investments 283

Abnormal Returns

MAY 21, 2025

nytimes.com) Some additional tariff math. Markets High yield bonds have bounced back. morningstar.com) Short interest is ticking higher. ft.com) Companies Retailers have only so much margin to sacrifice to tariffs. axios.com) AI OpenAI is buying Jony Ive's AI startup. theverge.com) Google ($GOOGL) has a big AI lever to pull - Chrome.

Math 191

Math Budgeting Startup Media 191

Abnormal Returns

MAY 19, 2024

morningstar.com) The problematic math of passing down generational wealth. Top clicks this week Three assets that don't diversify your portfolio as well as you think. blogs.cfainstitute.org) International diversification requires a long time horizon. awealthofcommonsense.com) The S&P 500 is now nearly 40% of global market cap.

Math 296

Math Assets Portfolio Marketing 296

Abnormal Returns

DECEMBER 3, 2024

Fund management There is no escaping the math on leveraged ETFs. linkedin.com) Why CITs are cheaper than mutual funds. crr.bc.edu) Technology AWS is spinning up an Nvidia ($NVDA) competitor using its own chips. wsj.com) Meta ($META) is reportedly investing $10 billion in subsea cables.

Math 146

Math Valuation Startup Economy 146

Abnormal Returns

APRIL 17, 2025

ritholtz.com) Not every problem can (or should) be solved by math. Decision making Barry Ritholtz, "There is an endless assortment of ways to make mistakes that hurt your portfolio." timharford.com) ETFs Investors love CLO ETFs like the AAA CLO ETF ($JAAA). on.ft.com) Still no sign that traders are giving up on leveraged ETFs.

Medicine 159

Medicine Math Economy Manufacturing 159

Abnormal Returns

SEPTEMBER 17, 2023

thinkadvisor.com) Peter Lazaroff talks with Jesse Cramer about the math behind car ownership. (tker.co) The performance of the big tech stocks is a historical anomaly. awealthofcommonsense.com) A look at bond market returns during a yield curve inversion. peterlazaroff.com)

Math 296

Math Retirement Sales Marketing 296

Abnormal Returns

SEPTEMBER 24, 2023

aswathdamodaran.blogspot.com) How to make the math behind home ownership work (or not). (wsj.com) The life of a short-seller, even when proven correct, is no easy thing. institutionalinvestor.com) Putting a valuation on Instacart ($CART). morningstar.com)

Math 276

Math Valuation Portfolio Investing 276

Abnormal Returns

FEBRUARY 25, 2024

humbledollar.com) Doing the math on a hybrid vs. conventional ICE. (awealthofcommonsense.com) 11 financial mistakes to avoid including 'Not carrying umbrella coverage.' humbledollar.com) Why planning in retirement is so challenging. bestinterest.blog) Why older women are saying no to marriage, largely for money reasons.

Math 281

Math Wealth Management Retirement Planning 281

Abnormal Returns

MAY 13, 2024

investmentnews.com) Research The problematic math of passing down generational wealth. (riabiz.com) Creative Planning is exploring its custody options. riabiz.com) Archive Intel has entered the adviser communications archiving space. blogs.cfainstitute.org) How life events affect retirement planning.

Math 285

Math Retirement Planning Financial Advice Retirement 285

Abnormal Returns

MAY 27, 2024

kitces.com) On the math of purchasing wealth management leads. (riabiz.com) Contemplating a Carson Group without Ron Carson. investmentnews.com) Advisers How a ban on non-compete agreements will affect financial advisory firms. riabiz.com) How to know if your niche is sustainable.

Wealth Management 263

Wealth Management Math Clients Management 263

Abnormal Returns

JUNE 7, 2024

morningstar.com) Some math that traders need to know. Markets Why the ranks of 'degens' are growing. wsj.com) How to avoid the meme stock drama. scheplick.com) Crypto What Robinhood ($HOOD) wants with BitStamp. blockworks.co) Autos The car market is normalizing. nytimes.com) Unsold Tesla ($TSLA) inventory is piling up.

Math 283

Math Financial Advising Media Economy 283

Abnormal Returns

OCTOBER 11, 2024

bloomberg.com) Earlier on Abnormal Returns Podcast links: hedge fund math. (axios.com) Not a lot to see in the September PPI report. bonddad.blogspot.com) Texas' housing market is normalizing. abnormalreturns.com) What you missed in our Thursday linkfest. abnormalreturns.com) Longform links: US cultural dominance.

Math 276

Math Financial Advising Media Economy 276

Abnormal Returns

SEPTEMBER 20, 2023

Home ownership How to make the math behind home ownership work (or not). morningstar.com) What happened in 1990 to drive real housing prices higher? awealthofcommonsense.com) Some 40% of under-30-year-old home buyers get help from their family. redfin.com) Investing Jeffrey K. Actor, "It’s incredibly easy to underperform by chasing dreams."

Math 276

Math Taxes Portfolio Investing 276

Abnormal Returns

SEPTEMBER 25, 2024

Strategy On the strange math of stock returns. fortunesandfrictions.com) Betting on smart beta has generally not worked out well for investors. morningstar.com) Companies Uber ($UBER) is making progress towards becoming a 'super-app.' on.ft.com) A Q&A with Duolingo ($DUO) CEO Luis Von Ahn. sherwood.news) CEOs are all over LinkedIn.

Math 265

Math Financial Advising Media Government 265

Abnormal Returns

NOVEMBER 9, 2022

evidenceinvestor.com) Aging Blair duQuesnay, "The math for accumulation and savings is very different from decumulation and spending." (wealthfoundme.com) Bear markets affect different classes of investors in different ways. morningstar.com) Why news outlets don't like writing about index funds.

Math 276

Math Investing Investments Planning 276

The Big Picture

OCTOBER 20, 2023

Whether it’s a few decades or a century, the math works the same. Hey, what a very different outcome than suggesting a loss of purchasing power — if you understand money and math, you have actually gained purchasing power. And over the past few centuries, those returns have greatly exceeded inflation.

Investing 340

Investing Investments Math Medicine 340

Nerd's Eye View

APRIL 2, 2025

Retirement planning, then, isn't just about getting the math right to work out between the client's desired spending level and their income and assets available, nor is it about achieving the highest Monte Carlo score. It's about developing a dynamic spending plan (e.g.,

Retirement 135

Retirement Clients Retirement Planning Marketing 135

Abnormal Returns

APRIL 3, 2024

awealthofcommonsense.com) On the math of a 0% line of credit. (realsmartica.com) Better investors make fewer decisions. abnormalreturns.com) FOMO is real. tonyisola.com) Borrowing Why credit cards are dangerous to your wealth. axios.com) Personal finance Loss aversion is real. Rockefeller.

Math 260

Math Financial Advisor Retirement Banking 260

Abnormal Returns

JULY 24, 2024

thebookseller.com) Can AI chatbots do math? (theatlantic.com) Meta ($META) is going full-speed on AI. spyglass.org) Academic publishers are selling access to their archives to AI companies. nytimes.com) Companies Amazon's ($AMZN) big bet on Siri has not panned out as anticipated.

Math 262

Math Financial Advising Media Economy 262

Abnormal Returns

JUNE 19, 2024

morningstar.com) On the math of early Social Security claiming. (humbledollar.com) An appreciation of Jonathan Clements' work. apexmoney.com) Retirement Lessons from a 'faux retirement' including 'Balance is hard!' bestinterest.blog) Cognitive decline is coming for us all. Why you need a plan.

Math 258

Math Retirement Taxes Insurance 258

Advisor Perspectives

MAY 21, 2024

To say that inflation data during the first quarter of the year surprised us and the markets is clearly an understatement and by Tuesday of this week, with the higher-than-expected Producer Price Index (PPI) print for April, markets were clearly on edge as they were also potentially expecting a higher reading for the Consumer Price Index (CPI) on Wednesday. (..)

Math 87

Math Economics Marketing Marketing 87

The Big Picture

JULY 7, 2024

That’s not even math. A bit out of sequence, but worth mentioning: The Globe took a gratuitous swipe at LA Times columnist Michael Hiltzik, who’d followed our work here with a piece of his own, citing a couple of tweets on the matter (combined here): Just one problem here, Gavin: The @latimes got its data mixed up. GovPressOffice.

Food 338

Food Math Numbers Media 338

Abnormal Returns

JUNE 7, 2023

awealthofcommonsense.com) Home buying math is bad right now, but will it be any better a year from now? (kffhealthnews.org) What happens when you inherit your parent's home. wsj.com) Housing Options are few for people looking to get into the housing market. humbledollar.com) Financial planning means always adjusting your plan.

Math 245

Math Retirement Food Financial Planning 245

Abnormal Returns

SEPTEMBER 18, 2023

riaintel.com) How to think about the math of entering a continuing care retirement community or CCRC. (riaintel.com) Selling a service, like financial planning, is different than selling a product. kitces.com) The structured note business is growing rapidly. investmentnews.com) Part one of a series on how to pass the CFP exam.

Planning 263

Planning Financial Advice Wealth Management Math 263

Abnormal Returns

APRIL 24, 2024

bitchesgetriches.com) Why you need to do the math on a life insurance situation. (investmentnews.com) Insurance Why auto insurance rates are skyrocketing. awealthofcommonsense.com) How to choose the right health insurance plan. obliviousinvestor.com) In Florida, homeowners are finding out what happens when their home insurer goes bankrupt.

Insurance 261

Insurance Math Retirement Education 261

Abnormal Returns

OCTOBER 18, 2023

awealthofcommonsense.com) The math on downsizing your house isn't working as well these days. (wsj.com) Nobody would build our current health insurance system. vox.com) Housing The worst case for the housing market - worsening affordability. wsj.com) More Florida homeowners are opting to drop insurance due to soaring premiums.

Insurance 263

Insurance Math Retirement Taxes 263

The Big Picture

JUNE 9, 2024

The Journal did the math as follows: California had 726,600 people working in fast-food and other limited-service eateries in January, down 1.3% UPDATING: Spent some time investigating the origins of Manzo’s NY Post claim and found myself (suprise!) from last September, when the state backed a deal for the increased wages.

Food 336

Food Math Numbers 336

Abnormal Returns

JUNE 7, 2023

calculatedriskblog.com) Home buying math is bad right now, but will it be any better a year from now? (drorpoleg.com) Employees don't like it when a company rescinds its promise of permanent remote work. wsj.com) Work is about more than just money. businessinsider.com) Housing Should we expect 6-7% mortgages going forward? year-over-year.

Math 246

Math Financial Advising Media Economy 246

Abnormal Returns

APRIL 1, 2024

thinkadvisor.com) Solo 401(k) contribution math can be tricky. (thinkadvisor.com) How to pull off an in-person retreat for a virtual team. kitces.com) The SEC is not done cracking down on non-compliant text messaging. obliviousinvestor.com)

Wealth Management 257

Wealth Management Math Retirement Retirement Planning 257

Advisor Perspectives

JULY 1, 2025

In many cases, however, the math benefits the advisor more than the investor. Margin loan recommendations are often presented by brokers as tax-savvy strategies that allow clients to access “tax-free” cash while keeping their portfolios intact.

Math 59

Math Taxes Portfolio Clients 59