Zoe Financial

JANUARY 28, 2025

Market Timing vs. Time in the Market Updated January 28th, 2025 Reading Time: 4 minutes Written by: The Zoe Team Though these terms may sound similar, market timing is not the same as time in the market. It all comes down to human psychology and the relationship between markets and volatility. Lets take a poll.

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Marketing Marketing Financial Advisor Taxes 98

Nerd's Eye View

MARCH 7, 2025

stocks has outpaced the rest of the market by so much that the number of companies categorized as “large cap” has shrunk from nearly 500 to only around 150 over the last 15 years Amid fears that U.S. equities underperforming international stocks over the next 10 years Why today’s high U.S.

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Financial Planner Taxes Numbers Planning 232

The Big Picture

MAY 29, 2025

RWM works with clients by constructing a long-term financial plan, marrying it to an appropriate level of risk in a broadly diversified portfolio built around a core index, and then applying the best technology we can find to generate net after-tax returns with modest risk and volatility.

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The Big Picture

JANUARY 24, 2024

At the Money: How to Pay Less Capital Gains Taxes (January 24, 2024) We’re coming up on tax season, after a banner year for stocks. Successful investors could be looking at a big tax bill from the US government. On this episode of At the Money, we look at direct indexing as a way to manage capital gains taxes.

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Taxes Portfolio Wealth Management Accounting 244

Abnormal Returns

NOVEMBER 24, 2023

fastcompany.com) There is a bull market in podcasts by NFL players, in season. podcasts.apple.com) Michael Klein talks the fairness of the tax system with William G. The biz Podcasting continues to professionalize. nytimes.com) The 10 best podcasts of 2023 including 'Strike Force Five.'

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Taxes Media Economy Investing 260

A Wealth of Common Sense

NOVEMBER 7, 2024

Bill Artzerounian joined me on this show this week to talk about the election’s impact on your taxes, the downsides of early retirement, tax planning for retirement and when to fill up your Roth buckets for retirement savings.

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Wealth Management

APRIL 23, 2025

Essential estate planning strategies for volatile markets, including GRATs, charitable trusts, and QPRTs. Learn how to optimize wealth transfer and minimize tax impact during high interest rates and market uncertainty.

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Wealth Management

JUNE 10, 2025

RIA Edge Podcast: Schwab’s Jalina Kerr on How Resilient RIAs Can Turn Market Volatility Into Growth RIA Edge Podcast: Schwab’s Jalina Kerr on How Resilient RIAs Can Turn Market Volatility Into Growth Jalina Kerr of Charles Schwab shares how the most adaptive firms are expanding beyond portfolio management, into areas like estate and tax planning.

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Wealth Management Marketing Marketing Tax Planning 138

XY Planning Network

MARCH 3, 2025

Tax season is here, and it's crucial to be aware of the latest updates for 2024 to ensure you're compliant and maximize your returns. Tax law is an everchanging beast, with new rules and regulations being introduced every year. Professions are built around them, and the consequences of misreporting them can be hefty taxes from the IRS.

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Nerd's Eye View

MAY 16, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that Republicans in the House of Representatives this week released their long-awaited tax plan to address the impending sunset of many measures in the 2017 Tax Cuts and Jobs Act.

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Financial Planner Financial Advice Education Taxes 236

A Wealth of Common Sense

FEBRUARY 6, 2025

Bill Sweet joined me on the show this week to discuss questions about the tax benefits of owning rental properties, the tax implications of an inheritance, retirement planning for military service members and how tariffs work. Housing Market vs. The Canadian Housing Market The post The U.S. Further Reading: The U.S.

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Marketing Marketing Retirement Planning Taxes 114

Abnormal Returns

NOVEMBER 20, 2024

nytimes.com) Taxes in retirement only get more complicated. (sites.libsyn.com) Frazer Rice talks with Christine Benz author of "How to Retire" (podcasts.apple.com) Carl Richards talks money and more with journalist Kara Swisher. 50fires.com) Retirement Gray divorce can have a huge effect on your retirement.

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Estate Planning Retirement Marketing Marketing 157

Abnormal Returns

MAY 11, 2025

Markets The impact of macro events can take longer than you think. humbledollar.com) 2025 is not that unusual stock-market wise. cnn.com) Kathryn Anne Edwards, "The federal government is treating those who default on their college loans more harshly than those who cheat on their taxes." (fa-mag.com)

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Abnormal Returns

SEPTEMBER 10, 2024

(libertystreeteconomics.newyorkfed.org) Research Cliff Asness on why the stock market has become less efficient over time. mailchi.mp) Tax efficiency: bond futures or bond ETFs? papers.ssrn.com) Who sells to index funds? aqr.com) Want to diversify? You have to look away from large cap U.S.

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Marketing Marketing Risk Management Portfolio 262

Nerd's Eye View

NOVEMBER 28, 2024

A firm's pricing strategy often reflects both the local market (or niche-related) norms – such as the nearly-ubiquitous 1%. Others may align with broader industry trends, like transitioning to fee-only structures to buffer against market volatility.

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Nerd's Eye View

JANUARY 31, 2025

Also in industry news this week: While RIA M&A deal flow hit record levels in 2024 (both in terms of volume and the speed of completing them), firm valuations saw relatively modest gains In its latest annual regulatory oversight report, FINRA joined the SEC in flagging the potential risks to firm and client data from the use of third-party vendors (..)

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Financial Planner Retirement Planning Compliance Valuation 244

Abnormal Returns

AUGUST 26, 2024

thinkadvisor.com) RIAs continue to move up market. (kitces.com) Matt Zeigler talks with Eben Burr of Toews Asset Management about his unique path through the industry. youtube.com) Family offices A Q&A with Heather Flanagan, head of family office services at Wealthspire Advisors.

Taxes 260

Taxes Financial Advising Financial Advice Assets 260

Abnormal Returns

OCTOBER 28, 2024

artofmanliness.com) Ben Carlson talks about the state of the retirement savings market with Shawn O'Brien, Director of Retirement at Cerulli Associates. kitces.com) Tax-loss harvesting is going long-short. (podcasts.apple.com) Brett McKay talks with Daniel Crosby author of "The Soul of Wealth: 50 Reflections on Money and Meaning."

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The Big Picture

NOVEMBER 27, 2023

This weekend Jeff Sommer discussed a DFA research paper on market timing; both are well worth your time to read. The broad strokes are: Market timing is extremely difficult, very few people (if any) do it consistently well. Low Stakes : The most successful market timers are often those people who do not have actual assets at risk.

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Marketing Marketing Math Retirement Planning 302

Zoe Financial

APRIL 7, 2025

Market Drama Featuring Zoe CEO & Founder, Andres Garcia-Amaya, CFA April 7th, 2025 Watch Time: 5 min. Welcome to this week’s Market Drama! Stock Market Update: S&P 500: Down 9% this week, now down ~1314% YTD. Tariffs impact: Proposed increases could raise the effective tax rate on U.S. imports from 2.3%

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Abnormal Returns

OCTOBER 27, 2024

Markets Jeff Somer, "Hedging and prediction markets are certainly worth knowing about, but for financial well-being, I believe that straightforward strategies are superior for most of us — as long as the great U.S. tker.co) The problem with broad emerging market indices. experiment endures." is booming.

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Financial Advising Economics Media Economy 288

Wealth Management

JUNE 26, 2025

Attorney’s Office said he failed to report the fraud proceeds on his personal income tax returns, which generated a tax loss of about $3 million. Today’s sentencing shows how seriously the courts take federal tax crimes.” "We and Mr. Mason respect and appreciate the court’s judgment yesterday," said Michael J.

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Clients Estate Planning Wealth Management Planning 240

Harness Wealth

APRIL 17, 2025

Tax season can be overwhelming, but understanding how to leverage deductions and credits can significantly impact your bottom line. While both mechanisms help reduce what you owe, they operate in fundamentally different ways that affect your final tax bill. And tax law is not static. of your AGI.

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Taxes Tax Planning Education Medical 52

Abnormal Returns

AUGUST 28, 2024

wsj.com) Roth IRAs If higher tax rates are inevitable, Roth IRAs look like the preferred solution. (awealthofcommonsense.com) Aging How gifting becomes more complicated near the end of life. humbledollar.com) Older women are saying 'no thanks' to remarriage. nytimes.com) Negotiating How to negotiate with your credit card company.

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Abnormal Returns

DECEMBER 25, 2024

podcast.moneywithkatie.com) Peter Lazaroff on how tax projections work. peterlazaroff.com) Housing Taxes and insurance are creeping up as a percentage of total home ownership costs. etf.com) More people, mostly men, are seeking help with compulsive gambling in the stock market. wsj.com) Owning a home isn't for everyone.

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Financial Advice Retirement Taxes Insurance 144

Meb Faber Research

JUNE 18, 2025

“We estimate that the ETF tax efficiency has increased long-term investors’ after-tax returns by 1.05% per year relative to mutual funds in recent years.” ” The Role of Taxes in the Rise of ETFs The post Taxes Matter appeared first on Meb Faber Research - Stock Market and Investing Blog.

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Taxes Investing Investments Marketing 52

Nerd's Eye View

NOVEMBER 12, 2024

Larry is the Chairman of Measured Risk Portfolios, an RIA based in San Diego, California, that oversees $350 million in assets under management for a combination of internal retail clients and external financial advisor clients.

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Nerd's Eye View

JUNE 23, 2025

Firms can spotlight the concrete financial services they provide – such as tax strategies, retirement planning, or investment management – in clear, client-friendly language. What resonates today may evolve as a firm's ideal clients shift or as market conditions change.

Communication 234

Communication Retirement Planning Clients Financial Services 234

Wealth Management

FEBRUARY 5, 2025

Estate tax uncertainty may call for a more holistic approach.

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Insurance Taxes Marketing Marketing 259

Abnormal Returns

JANUARY 1, 2025

Podcasts Peter Lazaroff talks with Michael Batnick about lessons learned from the stock market in 2024. youtube.com) Taxes Trading crypto? Pay your taxes. peterlazaroff.com) Khe Hy talks with Dr. Jordan Grumet about finding your life purpose. axios.com) Consider doing Roth IRA conversions for your heirs.

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Nerd's Eye View

APRIL 16, 2025

A rapid sequence of policy announcements and reversals has created volatility across nearly every asset class, with the S&P 500 falling to near-bear-market levels before rebounding sharply. Finally, volatile markets offer a powerful opportunity for advisors to reinforce the value of financial advice.

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Nerd's Eye View

JANUARY 6, 2025

FINNY AI, an AI-powered prospecting tool, has raised $4.2

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Abnormal Returns

MARCH 14, 2025

How Money & Markets Really Work." podcasts.apple.com) Joe Weisenthal and Tracy Alloway talk about the history of prediction markets with Ryan Isakow. fasterplease.substack.com) Policy Stephen Dubner talks tax myths with Jessica Riedl, a senior fellow in budget, tax, and economic policy at the Manhattan Institute.

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Budgeting Economy Taxes Economics 144

Nerd's Eye View

JUNE 27, 2025

The report suggests that firms seeking to boost their organic growth could do so by, among other tactics, building a stronger brand (e.g., by identifying what truly differentiates them in the marketplace for advice), leveraging digital lead generation capabilities, and more effectively using CRM software.

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Nerd's Eye View

APRIL 3, 2024

Lower office valuations may also squeeze tax receipts in municipalities, particularly large cities that are already experiencing financial strains due to the surge in illegal immigration and the flight of high-income individuals and companies to states with lower taxes.

Economics 243

Economics Marketing Marketing Valuation 243

The Big Picture

MARCH 18, 2025

This is as true for professionals as it is for amateurs; it’s also true in music, film, sports, television, and economic and market forecasting. Market Mayhem : As investors, we often rely on rules of thumb that fail us. The vast majority of market gains come from ~1% of all stocks. Be tax-aware. Ignore the scolds.

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Investing Investments Math Media 316

Abnormal Returns

JANUARY 15, 2025

podcasts.apple.com) Retirement Retirement is a great time to do some creative tax planning. readthejointaccount.com) Taxes What you need to know about paying taxes on your crypto trading. cnbc.com) Personal finance Why focusing on short term market returns is so dangerous. sherwood.news) Direct File is expanding.

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Retirement Tax Planning Taxes Budgeting 157