The Big Picture

DECEMBER 4, 2024

Meb Faber, founder and chief investment officer of Cambria Investments, speaks about a new ETF that may be the solution to the challenge of concentrated equity positions. Full transcript below. ~~~ About this week’s guest: Meb Faber is co-Founder and CIO at Cambria Investment Management, as well as research firm Idea Farm.

Taxes

WiserAdvisor

JUNE 27, 2025

Let’s be honest, retirement isn’t what it used to be. The traditional blueprint of working until 65, collecting a pension, and retiring feels outdated, especially for mid-level professionals who’ve started thinking early about what their ideal retirement should look like. What’s the earliest you can retire?

Retirement

Workable Wealth

JULY 30, 2025

You’re reviewing your investment statements, reading about market volatility, or listening to financial news that tells you to “stay the course” and “think long-term.” ” The math makes sense. This isn’t weakness—it’s data that should influence your investment allocation.

Risk Tolerance

Harness Wealth

APRIL 30, 2025

In today’s dynamic economy, millions have embraced a diverse portfolio of income streamsfrom traditional employment to creative side hustles, equity compensation, and investment ventures. Self-employment tax calculations and considerations When examining the math behind self-employment taxes , the total 15.3%

Taxes

Harness Wealth

APRIL 30, 2025

Math errors and typos Minor mathematical errors and typos can disrupt the IRS’s automated processing systems and can result in discrepancies that can flag your return for manual review. Taking early withdrawals from retirement accounts Withdrawals before age 59 are scrutinized due to the potential complexity of penalty exceptions.

Compliance

Mr. Money Mustache

FEBRUARY 25, 2025

The value of the S&P 500 index of stocks, where most of us hopefully have a good chunk of our retirement savings stashed into index funds, is up about fifty seven percent in just the past two years. Does this make it more vulnerable to a huge crash in the future, and will it affect my retirement? Its just basic math.

Marketing

Clever Girl Finance

APRIL 22, 2025

Baby products and child care Healthcare Education Technology Food and drinks, groceries Repairs Finance Legal Pets Cleaning Digital Marketing Beauty industry Funeral services Real estate investing 14 Recession-proof businesses to consider Based on the list of the above recession proof industries, let’s go over some actual business ideas.

Economy

Random Roger's Retirement Planning

DECEMBER 3, 2024

There was an article on LinkedIn (via Abnormal Returns) by Victor Haghani that dug into the math working against leveraged ETFs. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Math

Random Roger's Retirement Planning

MARCH 18, 2025

And checking in on the GraniteShares YieldBoost SPY ETF (YSPY) that sells put spreads on a levered S&P 500 ETF; Yes, that is a rough start, clearly, but interestingly the math checks out. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Marketing

Random Roger's Retirement Planning

JULY 24, 2025

I can walk you through the math or simulate a few scenarios. MDCEX is a mutual that also invests in closed end funds but does not seek an absolute return, it appears that it does not sell short the way ACEFX can do. Compounding asymmetry : Over time, the inverse ETF may underperform due to daily resets, even if AMZN trends downward.

Portfolio

Abnormal Returns

JULY 9, 2025

Podcasts Barry Ritholtz talks retirement with Christine Benz, author of "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement." ft.com) Retirement Three things about retirement that Christine Benz has changed her mind about. wsj.com) On the bankruptcy risk of CCRCs. What Gen Z is facing.

Math

The Big Picture

JUNE 23, 2025

Yet another extra special guest, Steve Lightly is global co-head of Bond ETFs and investment giant BlackRock. It’s sort of like math with dollar signs attached to it. So for sure, February, March, 2020, you know, even treasuries, high quality investment grade, you know, the whole thing e everything was seeing dislocation, right?

Portfolio

The Big Picture

JANUARY 21, 2025

And I think you will also, if you are at all curious about estate planning or investing or personal finance, this is not the usual discussion and I think it’s very worthwhile for you to hear this and share it with friends and family. I realized I had enough to retire if I wanted to. And it was very formulaic.

Investments

The Better Letter

JANUARY 2, 2025

Similarly, when a Wall Street strategist, economist, or even a run-of-the-mill investment manager or analyst gets a crack at financial television, he or she is routinely asked, often as almost an afterthought, to give a specific target forecast for the market. It’s an expected part of the gig. Rogers, Jr., David Giroux, CIO of T.

Management

The Big Picture

APRIL 8, 2025

Lisa Shallet, chief Investment Officer at Morgan Stanley has had a number of fascinating roles in Wall Street, which is kind of amusing considering she had no interest in working on Wall Street, and yet she was CEO and chairman at Sanford Bernstein. Because you were not just in the investing side, correct. As baby analysts.

Asset Allocation

Random Roger's Retirement Planning

APRIL 30, 2025

Christine Benz wrote 4 Key Decisions for Early Retirement. Really though, the word early could be removed from the title of her article because they are relevant questions for any retirement age. There's no single right path or template for retiring. Will you continue to work? What lifestyle changes do you plan to make?

Retirement

Harness Wealth

JULY 31, 2025

Just think about the math: On a $20 million estate, the difference between acting now versus waiting could mean an additional $5-6 million in estate taxes under the reduced exemption. For those with more complex planning needs, Private Placement Life Insurance (PPLI) offers a powerful combination of tax deferral and investment flexibility.

Estate Planning

Random Roger's Retirement Planning

FEBRUARY 23, 2025

Do the math, it would be a fantastic long term result but very difficult to pull off. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. Maybe the model providers don't really want their models to differentiate.

Math

WiserAdvisor

JUNE 26, 2025

Most professionals approaching retirement know they need a plan. Retirement is no longer just about 401(k)s and Social Security. This article is a deep dive into healthcare costs in retirement. The overlooked cost of retirement: Healthcare expenses Let’s start with a number most people underestimate, by a lot. to 2 times.

Healthcare

The Big Picture

JUNE 16, 2025

I wanna, I want to get into some of the details before we start talking about markets and investing. And so I was going to have to invest and save on my own account to accomplish that. And I discovered that when you’re writing about investing, one of the key subjects that you have to nail down is the history of finance.

Math

The Big Picture

MARCH 17, 2025

Wasn’t the Excel spreadsheet error, which changed their math. But they didn’t, interest rates didn’t go up, they didn’t suffer the, the crowding out problem of rising interest rates, you know, pushing investment down. My dad was in the military, so we lived all over the place. 250% we’re outta here.

Economy

The Big Picture

MAY 13, 2025

I had a friend that worked there, so I was a couple of years out of school in investor relations at Sunoco, and then I had a friend who said, you know, if you wanna get more into finance and investments, we have an opening at Vanguard. So I joined in the corporate division as an investment analyst. I think you’d really like it.

Clients

Random Roger's Retirement Planning

NOVEMBER 22, 2024

The way Portfolios 1 and 2 are weighted, the math works for being a 60/40 portfolio and then from there we add portable alpha/capital efficiency/return stacking. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation.

Portfolio

The Big Picture

JUNE 2, 2025

And when I went there I was gonna be a lawyer and I was gonna major in mathematics and I took my freshman year math and that all went great. And it turned out that half of that class had been the US National Math team and they had all competed internationally and they knew stuff I didn’t. McKinsey is a mandatory retirement age.

Economy

The Big Picture

NOVEMBER 23, 2024

New York Times Magazine ) • Wall Street Math Wizards Are Decoding Private-Market Returns : A small band of quants is shining a light into the shadowy world of unlisted assets. Corey is an active researcher and his work has been published in the Journal of Indexing and the Journal of Alternative Investments. But It Is Fighting Back.

Food

Random Roger's Retirement Planning

FEBRUARY 10, 2025

Simple math, it looks like the carry index has compounded at less than 3%. They are not intended to constitute legal, tax, securities or investment advice or a recommended course of action in any given situation. This next chart from Bloomberg compares just the carry component of the FOXY fund to the S&P 500 and T-Bills.

Math

The Big Picture

MAY 7, 2025

For more info, see: Professional website Bio Masters in Business At the Money: ( For better investing, manage your behavior ) ~~~ Find all of the previous At the Money episodes here , and in the MiB feed on Apple Podcasts , YouTube , Spotify , and Bloomberg. And so I realized I was going to have to invest and save for my own retirement.

Asset Allocation

Random Roger's Retirement Planning

JULY 13, 2025

We'll start with a couple of different links on the same topic of having enough money or better put, figuring out how much you need to have for whatever your idea of a successful retirement is. If this couple planned it out well, maybe their $2000/mo mortgage gets paid off right as they are retiring.

Retirement

Nerd's Eye View

APRIL 12, 2023

When planning for retirement, it’s effectively impossible to precisely forecast the performance and timing of future investment returns, which in turn makes it challenging to accurately predict a plan’s success or failure.

Retirement

Abnormal Returns

APRIL 24, 2024

50fires.com) Matt Ziegler talks with Justin Castelli about the intersection of life and investing. youtube.com) Barry Ritholtz talks closet indexing with Andrew Slimmon who is Managing Director at Morgan Stanley Investment Management. whitecoatinvestor.com) Retirement Retirement is filled with all sort of irreversible decisions.

Insurance

Abnormal Returns

OCTOBER 18, 2023

Podcasts Peter Lazaroff on what constitutes 'evidence-based investing.' open.spotify.com) Retirement Nine things to consider in retirement. tonyisola.com) Retirement is, in part, about saying no to obligations you don't like. marketwatch.com) The retirement savings system is still way too complex.

Math

Abnormal Returns

JUNE 19, 2024

Podcasts Barry Ritholtz talks with Jan van Eck about thematic investing. apexmoney.com) Retirement Lessons from a 'faux retirement' including 'Balance is hard!' morningstar.com) On the math of early Social Security claiming. podcasts.apple.com) Khe Hy talks with Geraldine DeRuiter about getting off the hedonic treadmill.

Math

Abnormal Returns

APRIL 3, 2024

podcasts.apple.com) Dan Haylett talks with financial advisor Ed Combs about the relationship challenges in retirement. wired.com) Investing We are our own worst enemies when it comes to investing. awealthofcommonsense.com) On the math of a 0% line of credit. apolloacademy.com) In praise of the Thumbtack app.

Math

Abnormal Returns

SEPTEMBER 18, 2023

(standarddeviationspod.com) Michael Kitces talks with Jason Wenk, CEO of Altruist, about how he is trying to build an all-in-one investment OS. wiredplanning.com) Christine Benz and Jeff Ptak talk retirement income with Kelli Hueler, CEO and founder of Hueler Companies. kitces.com) The structured note business is growing rapidly.

Planning

The Big Picture

NOVEMBER 27, 2023

Let’s delve into these to see if they apply to your own investing and trading: Instinct : Malcolm Gladwell’s Blink: The Power of Thinking Without Thinking , discusses the strengths and capabilities of the “ adaptive unconscious.” When you get it wrong, it crushes your retirement plans. It’s utterly laughable.

Marketing

Abnormal Returns

NOVEMBER 23, 2022

(dariusforoux.com) Don't borrow money to invest. abnormalreturns.com) Investing Successful investing is boring. onveston.substack.com) Why 'Is now a good time to invest?' monevator.com) You can't invest if you don't save. peterlazaroff.com) Retirement 'Work longer' as retirement advice doesn't work for everyone.

Math

Nerd's Eye View

JUNE 21, 2024

million in assets to both retire and pass on a legacy interest (though many have yet to establish an estate plan), according to a recent survey. Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that affluent Americans believe they need an average of $5.5

Financial Planner